Deposit guarantee scheme is a financial stability mechanism
implemented in many countries to protect bank depositors against the loss of their deposits
in the case when a bank is unable to meet its obligations to depositors
by compensating certain deposits held by depositors of the bank.
This compensation is paid out from the contributions which banks have made
into a deposit guarantee fund.
Deposit Guarantee in OTP banka d.d.
All credit institutions operating in Croatia are obliged to participate
in Croatian deposit guarantee scheme.
OTP banka d.d. is a member of State Agency for Deposit Insurance and Bank Resolution and makes its contributions into it. In the case of OTP banka d.d. failure, eligible depositors having covered accounts
in this bank will be paid out the following compensation:
Maximum Protected Amount
natural persons legal entities non-profit organisations local municipality county units
credit institutions financial institutions investment companies joint venture entities public administrative bodies members of the Management Board members of the Supervisory Board
all deposits, including
time deposit accounts
Paid In Currency
State Agency for Deposit Insurance and Bank Resolution