Privredna banka Zagreb d.d.

Privredna banka Zagreb d.d. is a universal bank, offering retail and corporate banking products and services to its customers.

Bank Category

Commercial banks

Financials

Total Assets (2017)
75 881.49 mln HRK  (+4.75%)
Annual Profit (2017)
1 443.44 mln HRK  (-10.08%)

Privredna banka Zagreb d.d. is the 2nd largest bank in Croatia in terms of total assets. In 2017 its total assets were 75 881,49 mln HRK, providing the bank with the market share of 19.01%. In 2017 the bank's annual profit was 1 443,44 mln HRK.

Privredna banka Zagreb d.d. participates in deposit guarantee scheme of Croatia. This scheme covers accounts up to 100 000 EUR per bank per depositor.

Privredna banka Zagreb d.d. is a member of Intesa Sanpaolo (Italy).

Contacts

Radnička cesta 50, 10000, Zagreb, Croatia
+385 1 6360-000
+385 1 6360-063

Privredna banka Zagreb d.d. is headquartered in Zagreb.

Bank Identifiers

BIC (SWIFT)
PBZGHR2X
MFI ID
HR02535697732
Bank Sort Code
2340009

Financial Positions

Total Assets (2017)
75 881.49 mln HRK  (+4.75%)
Total Equity (2017)
13 755.02 mln HRK  (+7.72%)

In 2017 total assets of Privredna banka Zagreb d.d. were 75 881.49 mln HRK. Growth compared to the previous period (2016) was 4.75%. The evolution of the total assets of Privredna banka Zagreb d.d. is shown at Chart 1 below.

Total Assets of Privredna banka Zagreb d.d..

Chart 1. Total Assets of Privredna banka Zagreb d.d..

Recent changes in total assets of Privredna banka Zagreb d.d. and its main components are shown in Table 1.

2016 2017 % change
Cash and deposits with Central Banks 1 519.9 1 617.4 +6.42%
Loans 43 867.5 44 029.9 +0.37%
Total Assets 72 438.7 75 881.5 +4.75%
Table 1. Recent changes in total assets of Privredna banka Zagreb d.d. (mln HRK).

Recent changes in total liabilities of Privredna banka Zagreb d.d. and its main components are shown in Table 2.

2016 2017 % change
Deposits 55 185.2 58 227.4 +5.51%
Total Liabilities 72 438.7 75 881.5 +4.75%
Table 2. Recent changes in total liabilities of Privredna banka Zagreb d.d. (mln HRK).

Profit and Loss

Annual Profit (2017)
1 443.44 mln HRK  (-10.08%)

Recent changes in gross profit of Privredna banka Zagreb d.d. and its main components are shown in Table 3.

2016 2017 % change
Interest Income 2 872.8 2 686.2 -6.50%
Interest Charges -576.6 -372.8 -35.33%
Net Interest Income 2 296.3 2 313.4 +0.74%
Commission Income 832.9 888.2 +6.64%
Commission Charges -242.6 -258.8 +6.65%
Net Commission Income 590.3 629.4 +6.64%
Table 3. Recent changes in gross profit of Privredna banka Zagreb d.d. (mln HRK).

In 2017 annual profit of Privredna banka Zagreb d.d. was 1 443.44 mln HRK. Decline compared to the previous period (2016) was -10.08%. The evolution of the annual profit of Privredna banka Zagreb d.d. is shown at Chart 2 below.

Annual Profit of Privredna banka Zagreb d.d..

Chart 2. Annual Profit of Privredna banka Zagreb d.d..

Market Share and Rank (among banks in Croatia)

Total Assets (2017)
2nd (market share 19.01%)

In 2017 Privredna banka Zagreb d.d. was ranked the 2nd largest bank in Croatia in terms of total assets, having 19.01% of the domestic market share.

Market share of Privredna banka Zagreb d.d. (among banks in Croatia)

Chart 3. Market share of Privredna banka Zagreb d.d. (among banks in Croatia)

Several banks having the market shares and ranks closest to Privredna banka Zagreb d.d. are shown below.

RankNameTotal AssetsMarket Share
1 Zagrebačka banka d.d.102188.36 mln HRK25.60%
2 Privredna banka Zagreb d.d.75881.49 mln HRK19.01%
3 Erste & Steiermärkische Bank d.d.57205.63 mln HRK14.33%
 

Deposit Guarantee

Deposit Guarantee
Yes (up to 100 000 EUR per depositor)

Deposit Guarantee Schemes compensate certain deposits held by depositors of a bank that becomes unable to meet its obligations.

All credit institutions operating in Croatia are obliged to participate in Croatian deposit guarantee scheme.

In the case of Privredna banka Zagreb d.d. failure, eligible depositors having covered accounts in this bank will be paid out the following compensation:

Eligible Depositors  natural persons, small entrepreneurs and non-profit organisations
Covered Accounts  all deposits
Maximum Protected Amount  100 000 EUR
Paid In Currency  HRK

Further Information

BIC

BIC (Business Identifier Code, also known as SWIFT code or SWIFT BIC) is a the mostly used international identifier of financial institutions. SWIFT is the registration authority for BICs. BICs are used in financial transactions, client and counterparty data bases, compliance documents and many others.

A BIC consists of eight or eleven characters, comprising a financial institution code (four characters), a country code (two characters), a location code (two characters) and, optionally, a branch code (three characters).

BIC of Privredna banka Zagreb d.d. and its components are shown in the table below.

BIC  PBZGHR2X
Bank BIC Code  PBZG
Country Code  HR (Croatia)
Location Code  2X
Branch Code  -

MFI ID

MFI ID (Monetary Financial Institution Identifier) is a code, unique to each institution in the MFI list provided by ECB (European Central Bank). MFI ID is hence applicable to MFIs resident in the European Union.

The code is alphanumerical, with the first two digits representing the two-digit ISO code for the country of residence of the MFI and the remaining number of digits (no limit has been specified) is any combination of alphanumerical characters.

MFI ID of Privredna banka Zagreb d.d. is shown in the table below.

MFI ID  HR02535697732

Bank Sort Code

Bank Sort Code is a code that uniquely identifies a financial institution within a country. Bank sort codes are usually assigned by National Central Banks and differ from BIC codes.

Bank Sort Code  2340009