J&T banka d.d. provides products and services in the areas of retail banking, corporate banking. The range of products offered by J&T banka d.d. includes current accounts, debit cards, savinds accounts, time deposit accounts (0.30 - 0.80 %), consumer loans, business accounts, business debit cards, business loans. J&T banka d.d. makes its solutions available to domestic and international.
Products and services offered by J&T banka d.d. are available at its branches and via its online banking system.
Time deposits accounts are interest-bearing deposit accounts offering higher interest rates than savings accounts. However the money deposited to such account cannot be withdrawn for a specified period of time (term).
J&T banka d.d. offers the following time deposit accounts.
Updated on 21 February 2020
Germany: This product is offered to German residents only. When clicking on the product link you will be redirected to the product page in German.
Deposit Guarantee. Time deposit accounts made with J&T banka d.d. are covered by deposit guarantee scheme of Croatia up to 100,000 EUR per depositor.
Withholding Tax. Interest gained on time deposit accounts by residents of Croatia is taxed at 12.00% rate. Interest gained on time deposit accounts by non-residents of Croatia is taxed at 12.00% rate. When the interest is paid, this tax is automatically withhold by J&T banka d.d. from the time deposit account.