HPB - Stambena štedionica d.d.

HPB - Stambena štedionica d.d. is a housing savings bank providing mortgage loans and savings products to individuals.

Bank Category

Housing savings banks

Financials

Total Assets (2017)
353.34 mln HRK  (+6.42%)
Annual Profit (2017)
315 000.00 HRK  (-90.34%)

HPB - Stambena štedionica d.d. is the 29th largest bank in Croatia in terms of total assets. In 2017 its total assets were 353,34 mln HRK, providing the bank with the market share of 0.09%. HPB - Stambena štedionica d.d. is the 5th largest housing savings bank in Croatia (out of 5 housing savings banks) having market share of 4.46% amongst the banks of this category. In 2017 the bank's annual profit was 315 000,00 HRK.

HPB - Stambena štedionica d.d. participates in deposit guarantee scheme of Croatia. This scheme covers accounts up to 100 000 EUR per bank per depositor.

Contacts

Savska 58, 10000, Zagreb, Croatia
+385 1 5553-903
+385 1 5553-905

HPB - Stambena štedionica d.d. is headquartered in Zagreb.

Bank Identifiers

MFI ID
HR44091063990

Financial Positions

Total Assets (2017)
353.34 mln HRK  (+6.42%)
Total Equity (2017)
42.59 mln HRK  (-84.81%)

In 2017 total assets of HPB - Stambena štedionica d.d. were 353.34 mln HRK. Growth compared to the previous period (2016) was 6.42%. The evolution of the total assets of HPB - Stambena štedionica d.d. is shown at Chart 1 below.

Total Assets of HPB - Stambena štedionica d.d..

Chart 1. Total Assets of HPB - Stambena štedionica d.d..

Recent changes in total assets of HPB - Stambena štedionica d.d. and its main components are shown in Table 1.

2016 2017 % change
Cash and deposits with Central Banks 0.0 0.0 0.00%
Loans 166.1 170.9 +2.92%
Securities 143.7 140.8 -2.02%
Total Assets 332.0 353.3 +6.42%
Table 1. Recent changes in total assets of HPB - Stambena štedionica d.d. (mln HRK).

Recent changes in total liabilities of HPB - Stambena štedionica d.d. and its main components are shown in Table 2.

2016 2017 % change
Deposits 280.4 302.4 +7.83%
Total Liabilities 332.0 353.3 +6.42%
Table 2. Recent changes in total liabilities of HPB - Stambena štedionica d.d. (mln HRK).

Profit and Loss

Annual Profit (2017)
315 000.00 HRK  (-90.34%)

Recent changes in gross profit of HPB - Stambena štedionica d.d. and its main components are shown in Table 3.

2016 2017 % change
Interest Income 13.6 14.4 +5.87%
Interest Charges -8.2 -8.1 -1.22%
Net Interest Income 5.4 6.3 +16.60%
Commission Income 4.2 3.8 -10.92%
Commission Charges -0.4 -0.2 -46.19%
Net Commission Income 3.8 3.5 -7.42%
Table 3. Recent changes in gross profit of HPB - Stambena štedionica d.d. (mln HRK).

In 2017 annual profit of HPB - Stambena štedionica d.d. was 315 000.00 HRK. Decline compared to the previous period (2016) was -90.34%. The evolution of the annual profit of HPB - Stambena štedionica d.d. is shown at Chart 2 below.

Annual Profit of HPB - Stambena štedionica d.d..

Chart 2. Annual Profit of HPB - Stambena štedionica d.d..

Market Share and Rank (among banks in Croatia)

Total Assets (2017)
29th (market share 0.09%)

In 2017 HPB - Stambena štedionica d.d. was ranked the 29th largest bank in Croatia in terms of total assets, having 0.09% of the domestic market share.

Market share of HPB - Stambena štedionica d.d. (among banks in Croatia)

Chart 3. Market share of HPB - Stambena štedionica d.d. (among banks in Croatia)

Several banks having the market shares and ranks closest to HPB - Stambena štedionica d.d. are shown below.

RankNameTotal AssetsMarket Share
26 Veneto banka d.d. (closed)1142.19 mln HRK0.29%
27 Primorska banka d.d. (closed)567.74 mln HRK0.14%
28 Samoborska banka d.d.469.41 mln HRK0.12%
29 HPB - Stambena štedionica d.d.353.34 mln HRK0.09%
 

Market Share and Rank (among Housing savings banks in Croatia)

Total Assets (2017)
5th (market share 4.46%)

In 2017 HPB - Stambena štedionica d.d. was ranked the 5th largest housing savings bank in Croatia in terms of total assets, having 4.46% of the category's market share.

Market share of HPB - Stambena štedionica d.d. (among Housing savings banks in Croatia)

Chart 4. Market share of HPB - Stambena štedionica d.d. (among Housing savings banks in Croatia)

Several housing savings banks having the market shares and ranks closest to HPB - Stambena štedionica d.d. are shown below.

RankNameTotal AssetsMarket Share
2 Wüstenrot stambena štedionica d.d.1901.96 mln HRK24.03%
3 PBZ stambena štedionica d.d.1819.62 mln HRK22.99%
4 Raiffeisen stambena štedionica d.d.1196.11 mln HRK15.11%
5 HPB - Stambena štedionica d.d.353.34 mln HRK4.46%
 

Deposit Guarantee

Deposit Guarantee
Yes (up to 100 000 EUR per depositor)

Deposit Guarantee Schemes compensate certain deposits held by depositors of a bank that becomes unable to meet its obligations.

All credit institutions operating in Croatia are obliged to participate in Croatian deposit guarantee scheme.

In the case of HPB - Stambena štedionica d.d. failure, eligible depositors having covered accounts in this bank will be paid out the following compensation:

Eligible Depositors  natural persons, small entrepreneurs and non-profit organisations
Covered Accounts  all deposits
Maximum Protected Amount  100 000 EUR
Paid In Currency  HRK

Further Information

MFI ID

MFI ID (Monetary Financial Institution Identifier) is a code, unique to each institution in the MFI list provided by ECB (European Central Bank). MFI ID is hence applicable to MFIs resident in the European Union.

The code is alphanumerical, with the first two digits representing the two-digit ISO code for the country of residence of the MFI and the remaining number of digits (no limit has been specified) is any combination of alphanumerical characters.

MFI ID of HPB - Stambena štedionica d.d. is shown in the table below.

MFI ID  HR44091063990