HPB - Stambena štedionica d.d. is a housing savings bank providing mortgage loans and savings products to individuals.
HPB - Stambena štedionica d.d. is the 29th largest bank in Croatia in terms of total assets. In 2017 its total assets were 353,34 mln HRK, providing the bank with the market share of 0.09%. HPB - Stambena štedionica d.d. is the 5th largest housing savings bank in Croatia (out of 5 housing savings banks) having market share of 4.46% amongst the banks of this category. In 2017 the bank's annual profit was 315 000,00 HRK.
HPB - Stambena štedionica d.d. participates in deposit guarantee scheme of Croatia. This scheme covers accounts up to 100 000 EUR per bank per depositor.
HPB - Stambena štedionica d.d. is headquartered in Zagreb.
| Total Assets (2017) |
|---|
| 353.34 mln HRK (+6.42%) |
| Total Equity (2017) |
| 42.59 mln HRK (-84.81%) |
In 2017 total assets of HPB - Stambena štedionica d.d. were 353.34 mln HRK. Growth compared to the previous period (2016) was 6.42%. The evolution of the total assets of HPB - Stambena štedionica d.d. is shown at Chart 1 below.
Chart 1. Total Assets of HPB - Stambena štedionica d.d..
Recent changes in total assets of HPB - Stambena štedionica d.d. and its main components are shown in Table 1.
| 2016 | 2017 | % change | |
|---|---|---|---|
| Cash and deposits with Central Banks | 0.0 | 0.0 | 0.00% |
| Loans | 166.1 | 170.9 | +2.92% |
| Securities | 143.7 | 140.8 | -2.02% |
| Total Assets | 332.0 | 353.3 | +6.42% |
| Table 1. Recent changes in total assets of HPB - Stambena štedionica d.d. (mln HRK). | |||
Recent changes in total liabilities of HPB - Stambena štedionica d.d. and its main components are shown in Table 2.
| 2016 | 2017 | % change | |
|---|---|---|---|
| Deposits | 280.4 | 302.4 | +7.83% |
| Total Liabilities | 332.0 | 353.3 | +6.42% |
| Table 2. Recent changes in total liabilities of HPB - Stambena štedionica d.d. (mln HRK). | |||
| Annual Profit (2017) |
|---|
| 315 000.00 HRK (-90.34%) |
Recent changes in gross profit of HPB - Stambena štedionica d.d. and its main components are shown in Table 3.
| 2016 | 2017 | % change | |
|---|---|---|---|
| Interest Income | 13.6 | 14.4 | +5.87% |
| Interest Charges | -8.2 | -8.1 | -1.22% |
| Net Interest Income | 5.4 | 6.3 | +16.60% |
| Commission Income | 4.2 | 3.8 | -10.92% |
| Commission Charges | -0.4 | -0.2 | -46.19% |
| Net Commission Income | 3.8 | 3.5 | -7.42% |
| Table 3. Recent changes in gross profit of HPB - Stambena štedionica d.d. (mln HRK). | |||
In 2017 annual profit of HPB - Stambena štedionica d.d. was 315 000.00 HRK. Decline compared to the previous period (2016) was -90.34%. The evolution of the annual profit of HPB - Stambena štedionica d.d. is shown at Chart 2 below.
Chart 2. Annual Profit of HPB - Stambena štedionica d.d..
| Total Assets (2017) |
|---|
| 29th (market share 0.09%) |
In 2017 HPB - Stambena štedionica d.d. was ranked the 29th largest bank in Croatia in terms of total assets, having 0.09% of the domestic market share.
Chart 3. Market share of HPB - Stambena štedionica d.d. (among banks in Croatia)
Several banks having the market shares and ranks closest to HPB - Stambena štedionica d.d. are shown below.
| Rank | Name | Total Assets | Market Share |
|---|---|---|---|
| 26 |  Veneto banka d.d. (closed) | 1142.19 mln HRK | 0.29% |
| 27 |  Primorska banka d.d. (closed) | 567.74 mln HRK | 0.14% |
| 28 |  Samoborska banka d.d. | 469.41 mln HRK | 0.12% |
| 29 |  HPB - Stambena štedionica d.d. | 353.34 mln HRK | 0.09% |
| Total Assets (2017) |
|---|
| 5th (market share 4.46%) |
In 2017 HPB - Stambena štedionica d.d. was ranked the 5th largest housing savings bank in Croatia in terms of total assets, having 4.46% of the category's market share.
Chart 4. Market share of HPB - Stambena štedionica d.d. (among Housing savings banks in Croatia)
Several housing savings banks having the market shares and ranks closest to HPB - Stambena štedionica d.d. are shown below.
| Rank | Name | Total Assets | Market Share |
|---|---|---|---|
| 2 |  Wüstenrot stambena štedionica d.d. | 1901.96 mln HRK | 24.03% |
| 3 |  PBZ stambena štedionica d.d. | 1819.62 mln HRK | 22.99% |
| 4 |  Raiffeisen stambena štedionica d.d. | 1196.11 mln HRK | 15.11% |
| 5 | HPB - Stambena štedionica d.d. | 353.34 mln HRK | 4.46% |
| Deposit Guarantee |
|---|
| Yes (up to 100 000 EUR per depositor) |
Deposit Guarantee Schemes compensate certain deposits held by depositors of a bank that becomes unable to meet its obligations.
All credit institutions operating in Croatia are obliged to participate in Croatian deposit guarantee scheme.
In the case of HPB - Stambena štedionica d.d. failure, eligible depositors having covered accounts in this bank will be paid out the following compensation:
| Eligible Depositors | natural persons, small entrepreneurs and non-profit organisations |
| Covered Accounts | all deposits |
| Maximum Protected Amount | 100 000 EUR |
| Paid In Currency | HRK |
MFI ID (Monetary Financial Institution Identifier) is a code, unique to each institution in the MFI list provided by ECB (European Central Bank). MFI ID is hence applicable to MFIs resident in the European Union.
The code is alphanumerical, with the first two digits representing the two-digit ISO code for the country of residence of the MFI and the remaining number of digits (no limit has been specified) is any combination of alphanumerical characters.
MFI ID of HPB - Stambena štedionica d.d. is shown in the table below.
| MFI ID | HR44091063990 |
