PBZ stambena štedionica d.d.

Prva stambena štedionica d.d. was a housing savings bank providing mortgage loans and savings products to individuals. On June 1, 2018 Prva stambena štedionica merged with Zagrebačka banka.

Bank Category

Housing savings banks

Financials

Total Assets (2017)
1 819.62 mln HRK  (+3.03%)
Annual Profit (2017)
8.89 mln HRK  (+179.38%)

PBZ stambena štedionica d.d. is the 18th largest bank in Croatia in terms of total assets. In 2017 its total assets were 1 819,62 mln HRK, providing the bank with the market share of 0.46%. PBZ stambena štedionica d.d. is the 3rd largest housing savings bank in Croatia (out of 5 housing savings banks) having market share of 22.99% amongst the banks of this category. In 2017 the bank's annual profit was 8,89 mln HRK.

PBZ stambena štedionica d.d. participates in deposit guarantee scheme of Croatia. This scheme covers accounts up to 100 000 EUR per bank per depositor.

Contacts

Radnička cesta 44, 10000, Zagreb, Croatia
+385 1 6363-730
+385 1 6363-731

PBZ stambena štedionica d.d. is headquartered in Zagreb.

Bank Identifiers

MFI ID
HR28857005625

Financial Positions

Total Assets (2017)
1 819.62 mln HRK  (+3.03%)
Total Equity (2017)
266.15 mln HRK  (+0.29%)

In 2017 total assets of PBZ stambena štedionica d.d. were 1 819.62 mln HRK. Growth compared to the previous period (2016) was 3.03%. The evolution of the total assets of PBZ stambena štedionica d.d. is shown at Chart 1 below.

Total Assets of PBZ stambena štedionica d.d..

Chart 1. Total Assets of PBZ stambena štedionica d.d..

Recent changes in total assets of PBZ stambena štedionica d.d. and its main components are shown in Table 1.

2016 2017 % change
Cash and deposits with Central Banks 0.0 0.0 0.00%
Loans 581.4 691.3 +18.89%
Securities 693.9 780.0 +12.41%
Total Assets 1 766.0 1 819.6 +3.03%
Table 1. Recent changes in total assets of PBZ stambena štedionica d.d. (mln HRK).

Recent changes in total liabilities of PBZ stambena štedionica d.d. and its main components are shown in Table 2.

2016 2017 % change
Deposits 1 447.2 1 532.5 +5.89%
Total Liabilities 1 766.0 1 819.6 +3.03%
Table 2. Recent changes in total liabilities of PBZ stambena štedionica d.d. (mln HRK).

Profit and Loss

Annual Profit (2017)
8.89 mln HRK  (+179.38%)

Recent changes in gross profit of PBZ stambena štedionica d.d. and its main components are shown in Table 3.

2016 2017 % change
Interest Income 54.9 60.2 +9.61%
Interest Charges -40.2 -39.0 -3.05%
Net Interest Income 14.7 21.3 +44.16%
Commission Income 7.0 6.3 -11.17%
Commission Charges -1.1 -1.2 +0.96%
Net Commission Income 5.9 5.1 -13.53%
Table 3. Recent changes in gross profit of PBZ stambena štedionica d.d. (mln HRK).

In 2017 annual profit of PBZ stambena štedionica d.d. was 8.89 mln HRK. Growth compared to the previous period (2016) was 179.38%. The evolution of the annual profit of PBZ stambena štedionica d.d. is shown at Chart 2 below.

Annual Profit of PBZ stambena štedionica d.d..

Chart 2. Annual Profit of PBZ stambena štedionica d.d..

Market Share and Rank (among banks in Croatia)

Total Assets (2017)
18th (market share 0.46%)

In 2017 PBZ stambena štedionica d.d. was ranked the 18th largest bank in Croatia in terms of total assets, having 0.46% of the domestic market share.

Market share of PBZ stambena štedionica d.d. (among banks in Croatia)

Chart 3. Market share of PBZ stambena štedionica d.d. (among banks in Croatia)

Several banks having the market shares and ranks closest to PBZ stambena štedionica d.d. are shown below.

RankNameTotal AssetsMarket Share
17 Wüstenrot stambena štedionica d.d.1901.96 mln HRK0.48%
18 PBZ stambena štedionica d.d.1819.62 mln HRK0.46%
19 Partner banka d.d.1791.77 mln HRK0.45%
 

Market Share and Rank (among Housing savings banks in Croatia)

Total Assets (2017)
3rd (market share 22.99%)

In 2017 PBZ stambena štedionica d.d. was ranked the 3rd largest housing savings bank in Croatia in terms of total assets, having 22.99% of the category's market share.

Market share of PBZ stambena štedionica d.d. (among Housing savings banks in Croatia)

Chart 4. Market share of PBZ stambena štedionica d.d. (among Housing savings banks in Croatia)

Several housing savings banks having the market shares and ranks closest to PBZ stambena štedionica d.d. are shown below.

RankNameTotal AssetsMarket Share
2 Wüstenrot stambena štedionica d.d.1901.96 mln HRK24.03%
3 PBZ stambena štedionica d.d.1819.62 mln HRK22.99%
4 Raiffeisen stambena štedionica d.d.1196.11 mln HRK15.11%
 

Deposit Guarantee

Deposit Guarantee
Yes (up to 100 000 EUR per depositor)

Deposit Guarantee Schemes compensate certain deposits held by depositors of a bank that becomes unable to meet its obligations.

All credit institutions operating in Croatia are obliged to participate in Croatian deposit guarantee scheme.

In the case of PBZ stambena štedionica d.d. failure, eligible depositors having covered accounts in this bank will be paid out the following compensation:

Eligible Depositors  natural persons, small entrepreneurs and non-profit organisations
Covered Accounts  all deposits
Maximum Protected Amount  100 000 EUR
Paid In Currency  HRK

Further Information

MFI ID

MFI ID (Monetary Financial Institution Identifier) is a code, unique to each institution in the MFI list provided by ECB (European Central Bank). MFI ID is hence applicable to MFIs resident in the European Union.

The code is alphanumerical, with the first two digits representing the two-digit ISO code for the country of residence of the MFI and the remaining number of digits (no limit has been specified) is any combination of alphanumerical characters.

MFI ID of PBZ stambena štedionica d.d. is shown in the table below.

MFI ID  HR28857005625