Bausparkasse Wüstenrot is an Austrian building and loan association specializing on housing financing products to the residents of Austria and several South-Eastern European countries.
In 2023, Bausparkasse Wüstenrot AG achieved the position of 25th largest bank in Austria with a market share of 0.70%; its total assets grew by 0.98%.
Additionally, the bank became the 24th profitable bank in relation to its total assets showcasing 1.89% return on assets in 2023.
Also the lender held the 16th position regarging its loans-to-deposits (L/D) registering 134.83% L/D ratio in 2023.
Deposits up to 100,000 EUR are covered by Austrian deposit guarantee scheme in Bausparkasse Wüstenrot AG.
Bausparkasse Wüstenrot AG ranks as the 25th largest bank in Austria by total assets. In 2023 its total assets were 6,926.87 mln EUR, representing a 0.70% market share. It is also the 2nd largest building and loan associations in Austria, commanding a 29.87% share among building and loan associations. In 2023 the bank's net income was 130.19 mln EUR.
Bausparkasse Wüstenrot AG protects deposits up to up to 100,000 EUR per depositor through Austria's deposit guarantee scheme. The scheme applies to all balances on bank accounts made by natural persons (Austrian and foreign), legal entities (Austrian and foreign). The institution participates in the Einlagensicherung AUSTRIA Ges.m.b.H (ESA), making regular contributions into it.
Bausparkasse Wüstenrot AG is headquartered in Salzburg.
In 2023 total assets of Bausparkasse Wüstenrot AG were 6,926.87 mln EUR. Growth compared to the previous period (2022) was 0.98%. The evolution of the total assets of Bausparkasse Wüstenrot AG is shown at Chart 1 below.
Chart 1. Total Assets of Bausparkasse Wüstenrot AG.
Recent changes in total assets of Bausparkasse Wüstenrot AG and its main components are shown in Table 1.
2022 | 2023 | change (%) | |
---|---|---|---|
Loans to banks | 77.2 | 136.3 | +76.51% |
Loans to customers | 5,458.0 | 5,484.0 | +0.48% |
Bonds and other fixed-income securities | 202.0 | 215.9 | +6.89% |
Shares and other variable-yield securities | 170.0 | 135.9 | -20.04% |
Total Assets | 6,860.0 | 6,926.9 | +0.98% |
Table 1. Recent changes in total assets of Bausparkasse Wüstenrot AG (mln EUR).
Recent changes in total liabilities of Bausparkasse Wüstenrot AG and its main components are shown in Table 2.
2022 | 2023 | change (%) | |
---|---|---|---|
Bank deposits | 232.2 | 234.2 | +0.86% |
Customer deposits | 4,205.8 | 3,934.3 | -6.46% |
Total Liabilities | 6,860.0 | 6,926.9 | +0.98% |
Table 2. Recent changes in total liabilities of Bausparkasse Wüstenrot AG (mln EUR).
Recent changes in gross profit of Bausparkasse Wüstenrot AG and its main components are shown in Table 3.
2022 | 2023 | change (%) | |
---|---|---|---|
Commission Income | 25.9 | 22.5 | -13.04% |
Commission Charges | -5.2 | -5.3 | +1.06% |
Interest Income | 95.9 | 183.7 | +91.56% |
Interest Charges | -37.3 | -115.6 | +209.81% |
Net Interest Income | 58.6 | 68.1 | +16.19% |
Table 3. Recent changes in gross profit of Bausparkasse Wüstenrot AG (mln EUR).
In 2023 net income of Bausparkasse Wüstenrot AG was 130.19 mln EUR. Growth compared to the previous period (2022) was 70.48%. The evolution of the net income of Bausparkasse Wüstenrot AG is shown at Chart 2 below.
Chart 2. Net Income of Bausparkasse Wüstenrot AG.
Discover key identifiers of Bausparkasse Wüstenrot AG including its BIC, LEI, sort code, company number, MFI ID.
BIC: WUBUAT2SXXX
The BIC (also known as SWIFT code) for Bausparkasse Wüstenrot AG is WUBUAT2SXXX. It is used in financial transactions like cross-border and SEPA payments, and helps identify the bank in global banking systems.
Key | Value |
---|---|
BIC | WUBUAT2SXXX |
Bank BIC Code | WUBU |
Country Code | AT (Austria) |
Location Code | 2S |
Branch Code | XXX |
LEI: 529900V2939FDC9YKQ07
Bausparkasse Wüstenrot AG’s LEI is 529900V2939FDC9YKQ07. This code is critical for verifying the institutions’s legal identity in financial markets and is used for regulatory reporting and risk management.
Key | Value |
---|---|
LEI | 529900V2939FDC9YKQ07 |
LOU Identifier | 5299 |
Reserved | 00 |
Entity Identifier | V2939FDC9YKQ |
Verification ID | 07 |
Bank Sort Code: 19950
The Bank Sort Code for Bausparkasse Wüstenrot AG is 19950. This unique code identifies the bank within Austria and is essential for domestic payment transactions.
Key | Value |
---|---|
Bank Sort Code | 19950 |
The Bank Sort Code (also known as Bankleitzahl or BLZ) is a five-digit code allocated by the Oesterreichische Nationalbank (OeNB). It ensures accurate routing of funds between financial institutions within Austria.
Company Registration Number: 319422p
Bausparkasse Wüstenrot AG is registered in Austria under company number 319422p. In Austria, companies are issued a registration number (Firmenbuchnummer - FN) upon formation and registering in the official register (Firmenbuch). The registration numbers consist of 6 digits and a letter.
Key | Value |
---|---|
Company Number | 319422p |
MFI ID: AT0000036169751
Bausparkasse Wüstenrot AG’s MFI ID, AT0000036169751, is assigned by the European Central Bank to identify the institution within the EU's financial system. The first two digits represent Austria (AT), followed by the institutions's internal ID.
Key | Value |
---|---|
MFI ID | AT0000036169751 |
Country Code | AT |
MFI Code | 0000036169751 |
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