Bausparkasse Wüstenrot AG

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Bausparkasse Wüstenrot Aktiengesellschaft Logo

Address

Alpenstraße, 70, 5020, Salzburg, Austria

BIC

WUBUAT2SXXX

Overview

Category

Building and loan associations

Business Focus

housing financing

Bausparkasse Wüstenrot is an Austrian building and loan association specializing on housing financing products to the residents of Austria and several South-Eastern European countries.

Performance

In 2023, Bausparkasse Wüstenrot AG achieved the position of 25th largest bank in Austria with a market share of 0.70%; its total assets grew by 0.98%.

Additionally, the bank became the 24th profitable bank in relation to its total assets showcasing 1.89% return on assets in 2023.

Also the lender held the 16th position regarging its loans-to-deposits (L/D) registering 134.83% L/D ratio in 2023.

Deposit Protection

Deposits up to 100,000 EUR are covered by Austrian deposit guarantee scheme in Bausparkasse Wüstenrot AG.

International Transfers

SWIFT Transfers
SEPA Credit Transfers
SEPA Instant Transfers
SEPA Direct Debits
SEPA Direct Debits B2B

See Also

Financials

Total Assets of Bausparkasse Wüstenrot AG
Net_income of Bausparkasse Wüstenrot AG
Market Share of Bausparkasse Wüstenrot AG
Total Assets (2023)
6,926.87 mln EUR   (+0.98%)
Net Income (2023)
130.19 mln EUR   (+70.48%)

Bausparkasse Wüstenrot AG ranks as the 25th largest bank in Austria by total assets. In 2023 its total assets were 6,926.87 mln EUR, representing a 0.70% market share. It is also the 2nd largest building and loan associations in Austria, commanding a 29.87% share among building and loan associations. In 2023 the bank's net income was 130.19 mln EUR.

Deposit Guarantee

Protected Amount
up to 100,000 EUR
Guarantee Fund
Einlagensicherung AUSTRIA Ges.m.b.H (ESA)Einlagensicherung AUSTRIA Ges.m.b.H (ESA)
Covered Accounts
all balances on bank accounts
Eligible Depositors
natural persons (Austrian and foreign)
legal entities (Austrian and foreign)

Bausparkasse Wüstenrot AG protects deposits up to up to 100,000 EUR per depositor through Austria's deposit guarantee scheme. The scheme applies to all balances on bank accounts made by natural persons (Austrian and foreign), legal entities (Austrian and foreign). The institution participates in the Einlagensicherung AUSTRIA Ges.m.b.H (ESA), making regular contributions into it.

See Also

Contacts

addressAlpenstraße, 70, 5020, Salzburg, Austria
po box155
phone057070/100-0
fax057070/1010579

Bausparkasse Wüstenrot AG is headquartered in Salzburg.

See Also

Bank Identifiers

BIC (SWIFT)
WUBUAT2SXXX
Bank Sort Code
19950
LEI
529900V2939FDC9YKQ07
Company Number
319422p
MFI ID
AT0000036169751

Bank History

Established On
May 1997

Balance Sheet

Total Assets (2023)
6,926.87 mln EUR   (+0.98%)

In 2023 total assets of Bausparkasse Wüstenrot AG were 6,926.87 mln EUR. Growth compared to the previous period (2022) was 0.98%. The evolution of the total assets of Bausparkasse Wüstenrot AG is shown at Chart 1 below.

Total Assets of Bausparkasse Wüstenrot AG.

Chart 1. Total Assets of Bausparkasse Wüstenrot AG.

Recent changes in total assets of Bausparkasse Wüstenrot AG and its main components are shown in Table 1.

2022 2023 change (%)
Loans to banks 77.2 136.3 +76.51%
Loans to customers 5,458.0 5,484.0 +0.48%
Bonds and other fixed-income securities 202.0 215.9 +6.89%
Shares and other variable-yield securities 170.0 135.9 -20.04%
Total Assets 6,860.0 6,926.9 +0.98%

Table 1. Recent changes in total assets of Bausparkasse Wüstenrot AG (mln EUR).

Recent changes in total liabilities of Bausparkasse Wüstenrot AG and its main components are shown in Table 2.

2022 2023 change (%)
Bank deposits 232.2 234.2 +0.86%
Customer deposits 4,205.8 3,934.3 -6.46%
Total Liabilities 6,860.0 6,926.9 +0.98%

Table 2. Recent changes in total liabilities of Bausparkasse Wüstenrot AG (mln EUR).

Income Statement

Operating Income (2023)
124.19 mln EUR   (+20.74%)
Net Income (2023)
130.19 mln EUR   (+70.48%)

Recent changes in gross profit of Bausparkasse Wüstenrot AG and its main components are shown in Table 3.

2022 2023 change (%)
Commission Income 25.9 22.5 -13.04%
Commission Charges -5.2 -5.3 +1.06%
Interest Income 95.9 183.7 +91.56%
Interest Charges -37.3 -115.6 +209.81%
Net Interest Income 58.6 68.1 +16.19%

Table 3. Recent changes in gross profit of Bausparkasse Wüstenrot AG (mln EUR).

In 2023 net income of Bausparkasse Wüstenrot AG was 130.19 mln EUR. Growth compared to the previous period (2022) was 70.48%. The evolution of the net income of Bausparkasse Wüstenrot AG is shown at Chart 2 below.

Net Income of Bausparkasse Wüstenrot AG.

Chart 2. Net Income of Bausparkasse Wüstenrot AG.

Market Share and Rank (among banks in Austria)

Total Assets (2023)
25th (market share 0.70%)

In 2023 Bausparkasse Wüstenrot AG was ranked the 25th largest bank in Austriain terms of total assets, having 0.70% of the domestic market share.

Market share of Bausparkasse Wüstenrot AG (among banks in Austria)

Chart 3. Market share of Bausparkasse Wüstenrot AG (among banks in Austria)

Historical changes in Bausparkasse Wüstenrot AG's domestic rank and market share over 2019-2023 are shown below:

YearRankMarket %
2023250.70 %
2022250.69 %
2021260.65 %
2020260.70 %
2019240.79 %

TheBanks.eu identified several banks banks having the market shares and ranks closest to Bausparkasse Wüstenrot AG listed below.

RankNameMarket %Total Assets
24 Raiffeisen Landesbank Vorarlberg mit Revisionsverband eGen0.75%7,404.56 mln EUR   (+3.61%)
25 Bausparkasse Wüstenrot AG0.70%6,926.87 mln EUR   (+0.98%)
26 Porsche Bank AG0.63%6,260.59 mln EUR   (+5.21%)

Market Share and Rank (among Building and loan associations in Austria)

Total Assets (2023)
2nd (market share 29.87%)

In 2023 Bausparkasse Wüstenrot AG was ranked the 2nd largest building and loan associations in Austriain terms of total assets, having 29.87% of the category's market share.

Market share of Bausparkasse Wüstenrot AG (among Building and loan associations in Austria)

Chart 4. Market share of Bausparkasse Wüstenrot AG (among Building and loan associations in Austria)

TheBanks.eu identified several banks building and loan associations having the market shares and ranks closest to Bausparkasse Wüstenrot AG listed below.

RankNameMarket %Total Assets
1 Raiffeisen Bausparkasse GmbH39.35%9,124.79 mln EUR   (-3.20%)
2 Bausparkasse Wüstenrot AG29.87%6,926.87 mln EUR   (+0.98%)
3 Bausparkasse der österreichischen Sparkassen AG24.88%5,769.16 mln EUR   (+5.59%)

Identifiers of Bausparkasse Wüstenrot AG

Discover key identifiers of Bausparkasse Wüstenrot AG including its BIC, LEI, sort code, company number, MFI ID.

BIC (Business Identifier Code)

BIC: WUBUAT2SXXX

The BIC (also known as SWIFT code) for Bausparkasse Wüstenrot AG is WUBUAT2SXXX. It is used in financial transactions like cross-border and SEPA payments, and helps identify the bank in global banking systems.

KeyValue
BIC WUBUAT2SXXX
Bank BIC Code WUBU
Country Code AT (Austria)
Location Code 2S
Branch Code XXX

LEI (Legal Entity Identifier)

LEI: 529900V2939FDC9YKQ07

Bausparkasse Wüstenrot AG’s LEI is 529900V2939FDC9YKQ07. This code is critical for verifying the institutions’s legal identity in financial markets and is used for regulatory reporting and risk management.

KeyValue
LEI 529900V2939FDC9YKQ07
LOU Identifier 5299
Reserved 00
Entity Identifier V2939FDC9YKQ
Verification ID 07

Bank Sort Code

Bank Sort Code: 19950

The Bank Sort Code for Bausparkasse Wüstenrot AG is 19950. This unique code identifies the bank within Austria and is essential for domestic payment transactions.

KeyValue
Bank Sort Code 19950

The Bank Sort Code (also known as Bankleitzahl or BLZ) is a five-digit code allocated by the Oesterreichische Nationalbank (OeNB). It ensures accurate routing of funds between financial institutions within Austria.

Company Registration Number

Company Registration Number: 319422p

Bausparkasse Wüstenrot AG is registered in Austria under company number 319422p. In Austria, com­pa­nies are issued a registration number (Firmenbuchnummer - FN) upon formation and registering in the offi­ci­al register (Firmenbuch). The registration numbers consist of 6 digits and a letter.

KeyValue
Company Number 319422p

MFI ID (Monetary Financial Institution Identifier)

MFI ID: AT0000036169751

Bausparkasse Wüstenrot AG’s MFI ID, AT0000036169751, is assigned by the European Central Bank to identify the institution within the EU's financial system. The first two digits represent Austria (AT), followed by the institutions's internal ID.

KeyValue
MFI ID AT0000036169751
Country Code AT
MFI Code 0000036169751

Banks Similar to Bausparkasse Wüstenrot AG

TheBanks.eu identified several banks similar to Bausparkasse Wüstenrot AG based on various criteria, including:

  • country of incorporation
  • bank category
  • business focus
  • total assets (market share)

Bank Category
Building and loan associations
Business Focus
housing financing
Total Assets
9,124.79 mln EUR   (-3.20%)

Bank Category
Building and loan associations
Business Focus
housing financing
Total Assets
5,769.16 mln EUR   (+5.59%)

Bank Category
Building and loan associations
Business Focus
housing financing
Total Assets
1,366.60 mln EUR   (+2.52%)

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