European American Investment Bank AG

European American Investment Bank AG (Euram Bank) is an Austrian private bank offering private banking, wealth management and investment banking services to wealthy international and domestic private clients, families, private companies and financial institutions.

Bank Category

Joint stock banks and private banks

Services

Retail Banking
Private Banking
Wealth Management
Investment Banking

Products

Financials

Total Assets (2017)
319.02 mln EUR  (+12.75%)
Net Income (2017)
289 000.00 EUR  (-34.17%)

In 2017 total assets of European American Investment Bank AG were 319,02 mln EUR. In 2017 the bank's net income was 289 000,00 EUR.

European American Investment Bank AG participates in deposit guarantee scheme of Austria. This scheme covers accounts up to 100 000 EUR per bank per depositor.

Contacts

Wallnerstraße, 4, 1010, Wien, Austria
229
01/5123880
01/5123880888

European American Investment Bank AG is headquartered in Wien.

Bank Identifiers

BIC (SWIFT)
EUAAATWWXXX
MFI ID
AT0000013809403
Bank Sort Code
19340
Company Number
286544p
Established On
01 February 1990

Business Summary

Services
retail banking
private banking
wealth management
investment banking
Products
time deposit accounts (0.30 - 0.50 %)

European American Investment Bank AG provides products and services in the areas of retail banking, private banking, wealth management, investment banking. The range of products offered by European American Investment Bank AG includes time deposit accounts (0.30 - 0.50 %).

Products

Time Deposit Accounts

Time deposits accounts are interest-bearing deposit accounts offering higher interest rates than savings accounts. However the money deposited to such account cannot be withdrawn for a specified period of time (term).

Time deposit accounts made with European American Investment Bank AG are covered by deposit guarantee scheme of Austria up to 100 000 EUR per depositor. European American Investment Bank AG offers the following time deposit accounts.

Updated on 17 December 2018

Time deposit
Sales Region
Europe
Account Currency
EUR
Interest Rate (p.a.)
0.30 %
Deposit Term (months)
6
Time Deposit Account Details
Product Name
Time deposit
Account Currency
EUR
Interest Rate (p.a.)
0.30 %
Deposit Term (months)
6
Investment Amount
5000 - 100000 EUR
Interest Frequency
1 times a year
Time deposit
Sales Region
Europe
Account Currency
EUR
Interest Rate (p.a.)
0.40 %
Deposit Term (months)
12
Time Deposit Account Details
Product Name
Time deposit
Account Currency
EUR
Interest Rate (p.a.)
0.40 %
Deposit Term (months)
12
Investment Amount
5000 - 100000 EUR
Interest Frequency
1 times a year
Time deposit
Sales Region
Europe
Account Currency
EUR
Interest Rate (p.a.)
0.45 %
Deposit Term (months)
18
Time Deposit Account Details
Product Name
Time deposit
Account Currency
EUR
Interest Rate (p.a.)
0.45 %
Deposit Term (months)
18
Investment Amount
5000 - 100000 EUR
Interest Frequency
1 times a year
Time deposit
Sales Region
Europe
Account Currency
EUR
Interest Rate (p.a.)
0.50 %
Deposit Term (months)
24
Time Deposit Account Details
Product Name
Time deposit
Account Currency
EUR
Interest Rate (p.a.)
0.50 %
Deposit Term (months)
24
Investment Amount
5000 - 100000 EUR
Interest Frequency
1 times a year

Europe: This product is offered to the residents of the European Union.

See Also

Financial Positions

Total Assets (2017)
319.02 mln EUR  (+12.75%)

In 2017 total assets of European American Investment Bank AG were 319.02 mln EUR. Growth compared to the previous period (2016) was 12.75%. The evolution of the total assets of European American Investment Bank AG is shown at Chart 1 below.

Total Assets of European American Investment Bank AG.

Chart 1. Total Assets of European American Investment Bank AG.

Recent changes in total assets of European American Investment Bank AG and its main components are shown in Table 1.

2016 2017 % change
Loans to banks 58.9 31.0 -47.40%
Loans to customers 125.5 164.4 +30.98%
Bonds and other fixed-income securities 30.4 33.8 +10.96%
Shares and other variable-yield securities 2.4 2.5 +3.37%
Total Assets 282.9 319.0 +12.75%
Table 1. Recent changes in total assets of European American Investment Bank AG (mln EUR).

Recent changes in total liabilities of European American Investment Bank AG and its main components are shown in Table 2.

2016 2017 % change
Bank deposits 6.6 0.0 -99.89%
Customer deposits 255.5 293.2 +14.75%
Total Liabilities 282.9 319.0 +12.75%
Table 2. Recent changes in total liabilities of European American Investment Bank AG (mln EUR).

Profit and Loss

Operating Income (2017)
12.45 mln EUR  (+113.20%)
Net Income (2017)
289 000.00 EUR  (-34.17%)

Recent changes in gross profit of European American Investment Bank AG and its main components are shown in Table 3.

2016 2017 % change
Commission Income 3.6 8.1 +122.68%
Commission Charges -0.9 -1.9 +108.56%
Interest Income 2.2 7.4 +231.70%
Interest Charges -0.9 -1.9 +99.79%
Net Interest Income 1.3 5.5 +328.63%
Table 3. Recent changes in gross profit of European American Investment Bank AG (mln EUR).

In 2017 net income of European American Investment Bank AG was 289 000.00 EUR. Decline compared to the previous period (2016) was -34.17%. The evolution of the net income of European American Investment Bank AG is shown at Chart 2 below.

Net Income of European American Investment Bank AG.

Chart 2. Net Income of European American Investment Bank AG.

Market Share and Rank (among banks in Austria)

Total Assets (2015)
346th (market share 0.02%)

In 2015 European American Investment Bank AG was ranked the 346th largest bank in Austria in terms of total assets, having 0.02% of the domestic market share.

Market share of European American Investment Bank AG (among banks in Austria)

Chart 3. Market share of European American Investment Bank AG (among banks in Austria)

Several banks having the market shares and ranks closest to European American Investment Bank AG are shown below.

RankNameTotal AssetsMarket Share
345Raiffeisenbank Innkreis Mitte eGen155.54 mln EUR0.02%
346European American Investment Bank AG155.20 mln EUR0.02%
347Raiffeisenbank Ehrwald-Lermoos-Biberwier eGen155.00 mln EUR0.02%
 

Market Share and Rank (among Joint stock banks and private banks in Austria)

Total Assets (2015)
35th (market share 0.06%)

In 2015 European American Investment Bank AG was ranked the 35th largest joint stock bank and private bank in Austria in terms of total assets, having 0.06% of the category's market share.

Market share of European American Investment Bank AG (among Joint stock banks and private banks in Austria)

Chart 4. Market share of European American Investment Bank AG (among Joint stock banks and private banks in Austria)

Several joint stock banks and private banks having the market shares and ranks closest to European American Investment Bank AG are shown below.

RankNameTotal AssetsMarket Share
34Alpenbank AG158.90 mln EUR0.07%
35European American Investment Bank AG155.20 mln EUR0.06%
36Zürcher Kantonalbank Österreich AG126.08 mln EUR0.05%
 

Deposit Guarantee

Deposit Guarantee
Yes (up to 100 000 EUR per depositor)

Deposit Guarantee Schemes compensate certain deposits held by depositors of a bank that becomes unable to meet its obligations.

All credit institutions operating in Austria are obliged to participate in Austrian deposit guarantee scheme.

In the case of European American Investment Bank AG failure, eligible depositors having covered accounts in this bank will be paid out the following compensation:

Eligible Depositors  natural persons, legal entities
Covered Accounts  all balances on interest-bearing and non-interest bearing accounts
Covered Currencies  EEA currencies
Maximum Protected Amount  100 000 EUR
Paid In Currency  EUR

Further Information

BIC

BIC (Business Identifier Code, also known as SWIFT code or SWIFT BIC) is a the mostly used international identifier of financial institutions. SWIFT is the registration authority for BICs. BICs are used in financial transactions, client and counterparty data bases, compliance documents and many others.

A BIC consists of eight or eleven characters, comprising a financial institution code (four characters), a country code (two characters), a location code (two characters) and, optionally, a branch code (three characters).

BIC of European American Investment Bank AG and its components are shown in the table below.

BIC  EUAAATWWXXX
Bank BIC Code  EUAA
Country Code  AT (Austria)
Location Code  WW
Branch Code  XXX

MFI ID

MFI ID (Monetary Financial Institution Identifier) is a code, unique to each institution in the MFI list provided by ECB (European Central Bank). MFI ID is hence applicable to MFIs resident in the European Union.

The code is alphanumerical, with the first two digits representing the two-digit ISO code for the country of residence of the MFI and the remaining number of digits (no limit has been specified) is any combination of alphanumerical characters.

MFI ID of European American Investment Bank AG is shown in the table below.

MFI ID  AT0000013809403

Bank Sort Code

Bank Sort Code is a code that uniquely identifies a financial institution within a country. Bank sort codes are usually assigned by National Central Banks and differ from BIC codes.

Bank Sort Code  19340

In Austria the code consists of five digits.


Company Registration Number

Company Registration Number is a distinctive code issued upon registration of a new company. This code can be used to find data about the company in a national company register.

Company Number  286544p