KREMSER BANK UND SPARKASSEN AG

Business Summary

Services
retail banking
private banking
corporate banking
Products
current accounts
payment cards
savings accounts (0.12 - 0.12 %)
time deposit accounts
consumer loans
mortgage loans
Clients
natural persons
small- and medium-sized enterprises
companies
public-sector organizations
Area Served
local community
ATAustria

KREMSER BANK UND SPARKASSEN AG provides products and services in the areas of retail banking, private banking, corporate banking. KREMSER BANK UND SPARKASSEN AG offers a range of products including current accounts, payment cards, savings accounts (0.12 - 0.12 %), time deposit accounts, consumer loans, mortgage loans. KREMSER BANK UND SPARKASSEN AG makes its solutions available to natural persons, small- and medium-sized enterprises, companies, public-sector organizations.

Account Opening

Account Opening Procedure
submit online application
visit bank branch

Opening an account with KREMSER BANK UND SPARKASSEN AG can be done by performing the following steps: submit online application, visit bank branch.

Required Documents
passport
proof of address
application form

KREMSER BANK UND SPARKASSEN AG requires the following documents to open a personal bank account: passport; proof of address; application form.

While opening a bank account KREMSER BANK UND SPARKASSEN AG has to perform KYC procedure and comply with AML requirements. KYC procedure usually includes obtaining the information about customer identity, residential address, current occupation and source of income. KYC checks performed by KREMSER BANK UND SPARKASSEN AG and the documents used are outlined below.

Identity Verification
passport
any one of the documents above
Address Confirmation
proof of address
any one of the documents above
Current Occupation
Income Source
Forms
application form
all the forms from above

KREMSER BANK UND SPARKASSEN AG may require additional documentation or information depending on the case.

Identity Verification
branch visit

KREMSER BANK UND SPARKASSEN AG performs identity verification using branch visit.

Ways to Bank

Business Channels
branch branch
online banking online banking
mobile app mobile app

Products and services offered by KREMSER BANK UND SPARKASSEN AG are available at its branches and via its online banking system, mobile application.

Products

Savings Accounts

Savings accounts are interest-bearing deposits accounts which allow to withdraw money at any time. While providing more flexibility, savings accounts usually offer lower interest rates and shorter deposit terms than time deposit accounts.

KREMSER BANK UND SPARKASSEN AG offers the following savings accounts.

Updated on 21 October 2020

Tagesgeld
Sales Region
ATAustria
Account Currency
EUR
Interest Rate (p.a.)
0.12 %
Deposit Term
1 - 12 months
Savings Account Details
Product Name
Tagesgeld
Account Currency
EUR
Min. Interest Rate (p.a.)
0.12 %
Max. Interest Rate (p.a.)
0.12 %
Min. Deposit Term
1 month
Max. Deposit Term
12 months
Min. Investment Amount
1 EUR
Max. Investment Amount
999,999 EUR
Interest Frequency
1 times a year

ATAustria: This product is offered to Austrian residents only. When clicking on the product link you will be redirected to the product page in German.
Deposit Guarantee. Savings accounts made with KREMSER BANK UND SPARKASSEN AG are covered by deposit guarantee scheme of Austria up to 100,000 EUR per depositor.
Withholding Tax. Interest income gained on savings accounts by non-residents of Austria is not taxed. Interest gained on savings accounts by residents of Austria is taxed at 25.00% rate. When the interest is paid, this tax is automatically withhold by KREMSER BANK UND SPARKASSEN AG from the savings account.

See Also