KREMSER BANK UND SPARKASSEN AG provides products and services in the areas of retail banking, private banking, corporate banking. KREMSER BANK UND SPARKASSEN AG offers a range of products including current accounts, payment cards, savings accounts (0.12 - 0.12 %), time deposit accounts, consumer loans, mortgage loans. KREMSER BANK UND SPARKASSEN AG makes its solutions available to natural persons, small- and medium-sized enterprises, companies, public-sector organizations.
Opening an account with KREMSER BANK UND SPARKASSEN AG can be done by performing the following steps: submit online application, visit bank branch.
KREMSER BANK UND SPARKASSEN AG requires the following documents to open a personal bank account: passport; proof of address; application form.
While opening a bank account KREMSER BANK UND SPARKASSEN AG has to perform KYC procedure and comply with AML requirements. KYC procedure usually includes obtaining the information about customer identity, residential address, current occupation and source of income. KYC checks performed by KREMSER BANK UND SPARKASSEN AG and the documents used are outlined below.
KREMSER BANK UND SPARKASSEN AG may require additional documentation or information depending on the case.
KREMSER BANK UND SPARKASSEN AG performs identity verification using branch visit.
Products and services offered by KREMSER BANK UND SPARKASSEN AG are available at its branches and via its online banking system, mobile application.
Savings accounts are interest-bearing deposits accounts which allow to withdraw money at any time. While providing more flexibility, savings accounts usually offer lower interest rates and shorter deposit terms than time deposit accounts.
KREMSER BANK UND SPARKASSEN AG offers the following savings accounts.
Updated on 21 October 2020
Austria: This product is offered to Austrian residents only. When clicking on the product link you will be redirected to the product page in German.
Deposit Guarantee. Savings accounts made with KREMSER BANK UND SPARKASSEN AG are covered by deposit guarantee scheme of Austria up to 100,000 EUR per depositor.
Withholding Tax. Interest income gained on savings accounts by non-residents of Austria is not taxed. Interest gained on savings accounts by residents of Austria is taxed at 25.00% rate. When the interest is paid, this tax is automatically withhold by KREMSER BANK UND SPARKASSEN AG from the savings account.