Kärntner Sparkasse AG

 (3.8; 12 ratings)
3.8 12

Business Focus

retail banking

Kärntner Sparkasse AG is a regional savings bank providing retail, private and corporate banking products and services to local individuals, professionals, SMEs and companies.

Bank Category

Savings banks


retail banking


natural persons
small- and medium-sized enterprises
public-sector organizations

Area Served

local community


current accounts
debit cards
credit cards
savings accounts
time deposit accounts
pension plans
housing savings
consumer loans
car loans
mortgage loans
trading accounts
business accounts
business payment cards
business loans

International Transfers

SWIFT Transfers
SEPA Credit Transfers
SEPA Instant Transfers
SEPA Direct Debits

See Also

Account Opening

Becoming a client of Kärntner Sparkasse AG can be done in a few steps:

Submit online application
Visit bank branch

Due to regulatory requirements Kärntner Sparkasse AG performs KYC/AML checks when establishing business relationships with a new client. While onboarding a private individual Kärntner Sparkasse AG will ask him/her to provide the following documents: passport; proof of address. For corporate clients Kärntner Sparkasse AG will ask to provide corporate documentation as well as information about controlling persons. Kärntner Sparkasse AG may request additional documentation or information depending on the case. Kärntner Sparkasse AG performs client's identity verification via branch visit.

Ways to Bank

Kärntner Sparkasse AG delivers its products and services through both direct and indirect channels, namely:
online banking
mobile app


Total Assets of Kärntner Sparkasse AG
Net_income of Kärntner Sparkasse AG
Market Share of Kärntner Sparkasse AG
Total Assets (2018)
4,142.10 mln EUR  (+3.95%)
Net Income (2018)
5.00 mln EUR  (+175.94%)

Kärntner Sparkasse AG is the 31st largest bank in Austria in terms of total assets. In 2018 its total assets were 4 142,10 mln EUR, providing the bank with the market share of 0.51%. Kärntner Sparkasse AG is the 6th largest savings bank in Austria (out of 49 savings banks) having market share of 2.50% amongst the banks of this category. In 2018 the bank's net income was 5,00 mln EUR.

Deposit Guarantee

Guarantee Fund
Sparkassen-Haftungs GmbH (s-Haftungs)Sparkassen-Haftungs GmbH (s-Haftungs)
Protected Amount
up to 100,000 EUR
Eligible Depositors
natural persons (Austrian and foreign)
legal entities (Austrian and foreign)
Covered Accounts
all balances on bank accounts

Kärntner Sparkasse AG participates in the deposit guarantee scheme of Austria. This deposit guarantee scheme applies to all balances on bank accounts made by natural persons (Austrian and foreign), legal entities (Austrian and foreign) and covers up to up to 100,000 EUR per bank per depositor. Kärntner Sparkasse AG is a member of Sparkassen-Haftungs GmbH (s-Haftungs) and makes its contributions into it.

Kärntner Sparkasse AG is a member of Erste Group (Austria).


Neuer Platz, 14, 9020, Klagenfurt, Austria

Kärntner Sparkasse AG is located in Klagenfurt.

Bank Identifiers

Bank Sort Code
Company Number

Bank History

Established On
18 June 1990