Compare Bank Car Loans in Belgium

Updated on 12 May 2019

23 offers from 13 banks
Borrowing Rates: 0.80 - 12.50 %
Loan Terms: 4 - 120 months
 Belfius
Belgium
Max. Loan Amount
50,000 EUR
Min. Loan Term
4 months
Min. Rate (p.a.)
0.80 %
Car Loan Details
Loan Currency
EUR
Min. Loan Term
4 months
Max. Loan Term
84 months
Min. Loan Amount
2,500 EUR
Max. Loan Amount
50,000 EUR
Min. Effective Rate (p.a.)
0.80 %
Max. Effective Rate (p.a.)
0.80 %
Car Loan Features
Loan purposes: car purchase
Finance purchase of new vehicles
Suitable for purchase of eco-friendly vehicles
Car Loan Provider

Belfius Bank (formerly Dexia Bank) is a Belgian banking and insurance company, fully owned by the Belgian Federal State. Belfius Bank is focused on providing retail banking products and services to private individuals, self-employed, professionals and SMEs in Belgium. Belfius Bank also offers corporate banking, public and social banking solutions.

Max. Loan Amount
50,000 EUR
Min. Loan Term
12 months
Min. Rate (p.a.)
0.90 %
Car Loan Details
Loan Currency
EUR
Min. Loan Term
12 months
Max. Loan Term
120 months
Min. Loan Amount
1,250 EUR
Max. Loan Amount
50,000 EUR
Min. Effective Rate (p.a.)
0.90 %
Max. Effective Rate (p.a.)
5.75 %
Car Loan Features
Loan purposes: car purchase
Finance purchase of new vehicles
Suitable for purchase of eco-friendly vehicles
Car Loan Provider

In 2009 Belgian Fortis Bank was merged into BNP Paribas Group, forming BNP Paribas Fortis. BNP Paribas Fortis offers a broad range of financial products and services to various customer groups: individuals and families, high-net-worth individuals, entrepreneurs and companies, local authorities and social sector.

 CPH Banque
Belgium
Max. Loan Amount
100,000 EUR
Min. Loan Term
6 months
Min. Rate (p.a.)
1.09 %
Car Loan Details
Loan Currency
EUR
Min. Loan Term
6 months
Max. Loan Term
60 months
Min. Loan Amount
1,250 EUR
Max. Loan Amount
100,000 EUR
Min. Effective Rate (p.a.)
1.09 %
Max. Effective Rate (p.a.)
1.19 %
Car Loan Features
Finance purchase of new or less than 2 years old vehicles
Loan purposes: car, moto, caravan purchase
Suitable for purchase of eco-friendly vehicles
Car Loan Provider

Established in 1930 as 'Crédit Professionel du Hainaut', Banque CPH is a Belgian regional cooperative bank, providing a range of payment, savings and loans products and services to individuals and SMEs in Belgium.

 Belfius
Belgium
Max. Loan Amount
50,000 EUR
Min. Loan Term
4 months
Min. Rate (p.a.)
1.15 %
Car Loan Details
Loan Currency
EUR
Min. Loan Term
4 months
Max. Loan Term
84 months
Min. Loan Amount
2,500 EUR
Max. Loan Amount
50,000 EUR
Min. Effective Rate (p.a.)
1.15 %
Max. Effective Rate (p.a.)
1.15 %
Car Loan Features
Loan purposes: car purchase
Finance purchase of new vehicles
Suitable for purchase of eco-friendly vehicles
Car Loan Provider

Belfius Bank (formerly Dexia Bank) is a Belgian banking and insurance company, fully owned by the Belgian Federal State. Belfius Bank is focused on providing retail banking products and services to private individuals, self-employed, professionals and SMEs in Belgium. Belfius Bank also offers corporate banking, public and social banking solutions.

 Crelan
Belgium
Max. Loan Amount
50,000 EUR
Min. Loan Term
12 months
Min. Rate (p.a.)
1.22 %
Car Loan Details
Loan Currency
EUR
Min. Loan Term
12 months
Max. Loan Term
60 months
Min. Loan Amount
2,500 EUR
Max. Loan Amount
50,000 EUR
Min. Effective Rate (p.a.)
1.22 %
Max. Effective Rate (p.a.)
1.22 %
Car Loan Features
Loan purposes: car purchase
Finance purchase of new vehicles
Suitable for purchase of eco-friendly vehicles
Car Loan Provider

Crelan is a new bank formed by the merger of Lanbouwkrediet and Centea on April 1, 2013. Crelan uses 100% cooperative business model with a low risk for the sake of its customers who are also co-owners of the bank. Crelan provides a wide range of retail banking products, including accounts and cards, loans, investments as well as insurance products to private individuals in Belgium.

 ING
Belgium
Max. Loan Amount
125,000 EUR
Min. Loan Term
12 months
Min. Rate (p.a.)
1.25 %
Car Loan Details
Loan Currency
EUR
Min. Loan Term
12 months
Max. Loan Term
84 months
Min. Loan Amount
1,300 EUR
Max. Loan Amount
125,000 EUR
Min. Effective Rate (p.a.)
1.25 %
Max. Effective Rate (p.a.)
1.40 %
Car Loan Features
Loan purposes: car purchase
Finance purchase of new vehicles
Suitable for purchase of eco-friendly vehicles
Car Loan Provider

ING Belgium provides a wide range of financial products to its customers via various distribution channels for example, mobile devices, the Internet, telephones or in a branch. ING Belgium operates as a universal bank offering its products and services in retail and private banking, corporate and institutional banking, financial markets, asset management and insurance (life and non-life). ING Belgium serves individuals, small and medium sized companies, instititutionals and large corporates.

 Axa Bank
Belgium
Max. Loan Amount
75,000 EUR
Min. Loan Term
12 months
Min. Rate (p.a.)
1.25 %
Car Loan Details
Loan Currency
EUR
Min. Loan Term
12 months
Max. Loan Term
84 months
Min. Loan Amount
2,500 EUR
Max. Loan Amount
75,000 EUR
Min. Effective Rate (p.a.)
1.25 %
Max. Effective Rate (p.a.)
1.45 %
Car Loan Features
Finance purchase of new or less than 2 years old vehicles
Loan purposes: car, moto purchase
Suitable for purchase of eco-friendly vehicles
Car Loan Provider

Founded in 2007, AXA Bank Europe, headquartered in Brussels, is a member of French AXA Group, engaged in insurance, investment management and other financial services.AXA Bank Europe is focused on providing retail banking products and services to natural persons and small companies in Europe.

 Argenta
Belgium
Max. Loan Amount
75,000 EUR
Min. Loan Term
4 months
Min. Rate (p.a.)
1.25 %
Car Loan Details
Loan Currency
EUR
Min. Loan Term
4 months
Max. Loan Term
120 months
Min. Loan Amount
2,500 EUR
Max. Loan Amount
75,000 EUR
Min. Effective Rate (p.a.)
1.25 %
Max. Effective Rate (p.a.)
1.25 %
Car Loan Features
Loan purposes: car purchase
Finance purchase of new vehicles
Suitable for purchase of eco-friendly vehicles
Car Loan Provider

Argenta Group was founded in 1956 in Belgium as a financial services company specializing in personal loans. Argenta Spaarbank (Argenta Savings Bank) is a member of Argenta Group, focused on providing savings and investment, loans and insurance products and services to natural persons. Argenta Spaarbank is active in the domestic markets, namely Belgium, Luxembourg and the Netherlands.

 Beobank
Belgium
Max. Loan Amount
40,000 EUR
Min. Loan Term
12 months
Min. Rate (p.a.)
1.29 %
Car Loan Details
Loan Currency
EUR
Min. Loan Term
12 months
Max. Loan Term
60 months
Min. Loan Amount
2,500 EUR
Max. Loan Amount
40,000 EUR
Min. Effective Rate (p.a.)
1.29 %
Max. Effective Rate (p.a.)
1.29 %
Car Loan Features
Finance purchase of new or less than 2 years old vehicles
Loan purposes: caravan, car, moto purchase
Suitable for purchase of eco-friendly vehicles
Car Loan Provider

Beobank is a Belgian bank, specializing in providing retail banking products and services to individuals, self-employed professionals and SMEs in Belgium.

 KBC
Belgium
Max. Loan Amount
25,000 EUR
Min. Loan Term
12 months
Min. Rate (p.a.)
1.35 %
Car Loan Details
Loan Currency
EUR
Min. Loan Term
12 months
Max. Loan Term
72 months
Min. Loan Amount
50,001 EUR
Max. Loan Amount
25,000 EUR
Min. Effective Rate (p.a.)
1.35 %
Max. Effective Rate (p.a.)
1.35 %
Car Loan Features
Finance purchase of new or less than 3 years old vehicles
Loan purposes: caravan, moto, car purchase
Suitable for purchase of eco-friendly vehicles
Car Loan Provider

KBC Bank is a Belgian universal bank focused on providing retail banking products and services to private individuals and SMEs.

 Crelan
Belgium
Max. Loan Amount
50,000 EUR
Min. Loan Term
12 months
Min. Rate (p.a.)
1.88 %
Car Loan Details
Loan Currency
EUR
Min. Loan Term
12 months
Max. Loan Term
48 months
Min. Loan Amount
2,500 EUR
Max. Loan Amount
50,000 EUR
Min. Effective Rate (p.a.)
1.88 %
Max. Effective Rate (p.a.)
1.88 %
Car Loan Features
Loan purposes: car, moto, caravan purchase
Finance purchase of used vehicles
Car Loan Provider

Crelan is a new bank formed by the merger of Lanbouwkrediet and Centea on April 1, 2013. Crelan uses 100% cooperative business model with a low risk for the sake of its customers who are also co-owners of the bank. Crelan provides a wide range of retail banking products, including accounts and cards, loans, investments as well as insurance products to private individuals in Belgium.

Max. Loan Amount
50,000 EUR
Min. Loan Term
12 months
Min. Rate (p.a.)
1.90 %
Car Loan Details
Loan Currency
EUR
Min. Loan Term
12 months
Max. Loan Term
120 months
Min. Loan Amount
1,250 EUR
Max. Loan Amount
50,000 EUR
Min. Effective Rate (p.a.)
1.90 %
Max. Effective Rate (p.a.)
1.90 %
Car Loan Features
Loan purposes: car, moto, caravan purchase
Finance purchase of new vehicles
Suitable for purchase of eco-friendly vehicles
Car Loan Provider

In 2009 Belgian Fortis Bank was merged into BNP Paribas Group, forming BNP Paribas Fortis. BNP Paribas Fortis offers a broad range of financial products and services to various customer groups: individuals and families, high-net-worth individuals, entrepreneurs and companies, local authorities and social sector.

 Europabank
Belgium
Max. Loan Amount
100,000 EUR
Min. Loan Term
12 months
Min. Rate (p.a.)
1.99 %
Car Loan Details
Loan Currency
EUR
Min. Loan Term
12 months
Max. Loan Term
84 months
Min. Loan Amount
2,500 EUR
Max. Loan Amount
100,000 EUR
Min. Effective Rate (p.a.)
1.99 %
Max. Effective Rate (p.a.)
9.99 %
Car Loan Features
Finance purchase of new or less than 1 year old vehicles
Fast loan application handling
Loan purposes: car, caravan, moto purchase
Suitable for purchase of eco-friendly vehicles
Car Loan Provider

Europabank was founded in 1964. Europabank offers a broad retail banking product range to individuals and the self-employed entrepreneurs. Europabank operates according to the traditional banking model where retail deposits are converted into loans to individuals and businesses. Through its subsidiary EB-Lease, Europabank offers financial leasing as alternative form of financing for the purchase of movable property by companies and entrepreneurs. Europeabank also offers payment processing solutions to dealers and businesses to accept safely payment cards as a payment method both for classic sales and sales via web-shops.

 bpost bank
Belgium
Max. Loan Amount
75,000 EUR
Min. Loan Term
12 months
Min. Rate (p.a.)
1.99 %
Car Loan Details
Loan Currency
EUR
Min. Loan Term
12 months
Max. Loan Term
84 months
Min. Loan Amount
5,001 EUR
Max. Loan Amount
75,000 EUR
Min. Effective Rate (p.a.)
1.99 %
Max. Effective Rate (p.a.)
1.99 %
Car Loan Features
Finance purchase of new or less than 2 years old vehicles
Loan purposes: car, moto, caravan purchase
Suitable for purchase of eco-friendly vehicles
Car Loan Provider

Founded in 1995, bpost banque is a Belgian bank based on a unique partnership model. bpost banque as a joint venture (50/50) owned by bpost and BNP Paribas Fortis. bpost banque provides a full range of simple and affordable retail banking and insurance products via an extensive network of post offices where specialized banking advisers are available.

Max. Loan Amount
50,000 EUR
Min. Loan Term
12 months
Min. Rate (p.a.)
3.90 %
Car Loan Details
Loan Currency
EUR
Min. Loan Term
12 months
Max. Loan Term
120 months
Min. Loan Amount
1,250 EUR
Max. Loan Amount
50,000 EUR
Min. Effective Rate (p.a.)
3.90 %
Max. Effective Rate (p.a.)
5.95 %
Car Loan Features
Loan purposes: car, caravan, moto purchase
Finance purchase of used vehicles
Car Loan Provider

In 2009 Belgian Fortis Bank was merged into BNP Paribas Group, forming BNP Paribas Fortis. BNP Paribas Fortis offers a broad range of financial products and services to various customer groups: individuals and families, high-net-worth individuals, entrepreneurs and companies, local authorities and social sector.

 KBC
Belgium
Max. Loan Amount
25,000 EUR
Min. Loan Term
12 months
Min. Rate (p.a.)
3.95 %
Car Loan Details
Loan Currency
EUR
Min. Loan Term
12 months
Max. Loan Term
72 months
Min. Loan Amount
50,001 EUR
Max. Loan Amount
25,000 EUR
Min. Effective Rate (p.a.)
3.95 %
Max. Effective Rate (p.a.)
3.95 %
Car Loan Features
Loan purposes: moto, car, caravan purchase
Finance purchase of used vehicles
Car Loan Provider

KBC Bank is a Belgian universal bank focused on providing retail banking products and services to private individuals and SMEs.

 Argenta
Belgium
Max. Loan Amount
50,000 EUR
Min. Loan Term
12 months
Min. Rate (p.a.)
3.95 %
Car Loan Details
Loan Currency
EUR
Min. Loan Term
12 months
Max. Loan Term
120 months
Min. Loan Amount
2,500 EUR
Max. Loan Amount
50,000 EUR
Min. Effective Rate (p.a.)
3.95 %
Max. Effective Rate (p.a.)
3.95 %
Car Loan Features
Loan purposes: caravan, moto, car purchase
Finance purchase of used vehicles
Car Loan Provider

Argenta Group was founded in 1956 in Belgium as a financial services company specializing in personal loans. Argenta Spaarbank (Argenta Savings Bank) is a member of Argenta Group, focused on providing savings and investment, loans and insurance products and services to natural persons. Argenta Spaarbank is active in the domestic markets, namely Belgium, Luxembourg and the Netherlands.

 ING
Belgium
Max. Loan Amount
125,000 EUR
Min. Loan Term
12 months
Min. Rate (p.a.)
4.49 %
Car Loan Details
Loan Currency
EUR
Min. Loan Term
12 months
Max. Loan Term
60 months
Min. Loan Amount
1,300 EUR
Max. Loan Amount
125,000 EUR
Min. Effective Rate (p.a.)
4.49 %
Max. Effective Rate (p.a.)
4.49 %
Car Loan Features
Loan purposes: caravan, car, moto purchase
Finance purchase of used vehicles
Car Loan Provider

ING Belgium provides a wide range of financial products to its customers via various distribution channels for example, mobile devices, the Internet, telephones or in a branch. ING Belgium operates as a universal bank offering its products and services in retail and private banking, corporate and institutional banking, financial markets, asset management and insurance (life and non-life). ING Belgium serves individuals, small and medium sized companies, instititutionals and large corporates.

 DHB Bank
Belgium
Max. Loan Amount
100,000 EUR
Min. Loan Term
24 months
Min. Rate (p.a.)
4.90 %
Car Loan Details
Loan Currency
EUR
Min. Loan Term
24 months
Max. Loan Term
120 months
Min. Loan Amount
5,000 EUR
Max. Loan Amount
100,000 EUR
Min. Effective Rate (p.a.)
4.90 %
Max. Effective Rate (p.a.)
6.50 %
Car Loan Features
Loan purposes: car, caravan, moto purchase
Finance purchase of new and used vehicles
Suitable for purchase of eco-friendly and traditional vehicles
Car Loan Provider

Demir-Halk Bank (DHB Bank) is a Dutch bank, established as a joint venture between HCBG Holding (Netherlands) and Türkiye Halk Bankasi (Turkey). Demir-Halk Bank provides a broad range of retail banking products from deposit and savings accounts to retail and mortgage loans. Demir-Halk Bank also delivers finance services to Turkish commercial ventures abroad and/or to their European business partners. DEMIR - HALK BANK NEDERLAND operates as a branch of Demir-Halk Bank (Nederland) NV (Netherlands).

 bpost bank
Belgium
Max. Loan Amount
75,000 EUR
Min. Loan Term
12 months
Min. Rate (p.a.)
4.99 %
Car Loan Details
Loan Currency
EUR
Min. Loan Term
12 months
Max. Loan Term
84 months
Min. Loan Amount
5,001 EUR
Max. Loan Amount
75,000 EUR
Min. Effective Rate (p.a.)
4.99 %
Max. Effective Rate (p.a.)
4.99 %
Car Loan Features
Loan purposes: car, moto, caravan purchase
Finance purchase of used vehicles
Car Loan Provider

Founded in 1995, bpost banque is a Belgian bank based on a unique partnership model. bpost banque as a joint venture (50/50) owned by bpost and BNP Paribas Fortis. bpost banque provides a full range of simple and affordable retail banking and insurance products via an extensive network of post offices where specialized banking advisers are available.

 Europabank
Belgium
Max. Loan Amount
100,000 EUR
Min. Loan Term
12 months
Min. Rate (p.a.)
5.20 %
Car Loan Details
Loan Currency
EUR
Min. Loan Term
12 months
Max. Loan Term
84 months
Min. Loan Amount
2,500 EUR
Max. Loan Amount
100,000 EUR
Min. Effective Rate (p.a.)
5.20 %
Max. Effective Rate (p.a.)
12.49 %
Car Loan Features
Fast loan application handling
Loan purposes: car, caravan, moto purchase
Finance purchase of used vehicles
Car Loan Provider

Europabank was founded in 1964. Europabank offers a broad retail banking product range to individuals and the self-employed entrepreneurs. Europabank operates according to the traditional banking model where retail deposits are converted into loans to individuals and businesses. Through its subsidiary EB-Lease, Europabank offers financial leasing as alternative form of financing for the purchase of movable property by companies and entrepreneurs. Europeabank also offers payment processing solutions to dealers and businesses to accept safely payment cards as a payment method both for classic sales and sales via web-shops.

 Santander
Belgium
Max. Loan Amount
50,000 EUR
Min. Loan Term
12 months
Min. Rate (p.a.)
5.50 %
Car Loan Details
Loan Currency
EUR
Min. Loan Term
12 months
Max. Loan Term
120 months
Min. Loan Amount
2,500 EUR
Max. Loan Amount
50,000 EUR
Min. Effective Rate (p.a.)
5.50 %
Max. Effective Rate (p.a.)
12.00 %
Car Loan Features
Loan purposes: caravan, moto, car purchase
Finance purchase of new and used vehicles
Suitable for purchase of eco-friendly and traditional vehicles
Car Loan Provider

Established in 1992, Santander Consumer Bank SA (formerly Santander Benelux SA) is focused on providing consumer finance products and services, including loans and credit cards, to individuals and merchants.

 Beobank
Belgium
Max. Loan Amount
75,000 EUR
Min. Loan Term
24 months
Min. Rate (p.a.)
10.00 %
Car Loan Details
Loan Currency
EUR
Min. Loan Term
24 months
Max. Loan Term
84 months
Min. Loan Amount
2,500 EUR
Max. Loan Amount
75,000 EUR
Min. Effective Rate (p.a.)
10.00 %
Max. Effective Rate (p.a.)
12.50 %
Car Loan Features
Loan purposes: caravan, moto, car purchase
Finance purchase of used vehicles
Car Loan Provider

Beobank is a Belgian bank, specializing in providing retail banking products and services to individuals, self-employed professionals and SMEs in Belgium.

Belgium: This product is offered to Belgian residents only. When clicking on the product link you will be redirected to the product page in Dutch, French or German.

Car loans are secured or unsecured loans provided to customers for the purpose of purchasing a new or used car. Used cars private purchases are financed as a rule with unsecured loans, while the purchase of new cars - via secured loans with the car used as the loan collateral. In terms of repayment, car loans are normally installment loans (i.e., such a loan is repaid in equal installments until the loan is paid off at the end of its term).

The table above shows essential details of selected car loans offered to retail customers by the banks in Belgium: currency, effective rate per annum and loan term in months. The car loans terms vary from 4 month to 10 years (120 months).The effective borrowing rates are within the range 0.80 - 12.50 %.

See Also