Compare Bank Car Loans in Germany

Updated on 25 April 2019

22 offers from 17 banks
Borrowing Rates: 1.80 - 13.80 %
Loan Terms: 1 - 120 months
Max. Loan Amount
50,000 EUR
Min. Loan Term
84 months
Min Rate (p.a.)
3.95 %
Car Loan Details
Loan Currency
EUR
Min. Loan Term
84 months
Max. Loan Term
84 months
Min. Loan Amount
2,500 EUR
Max. Loan Amount
50,000 EUR
Min Effective Rate (p.a.)
3.95 %
Max Effective Rate (p.a.)
4.80 %
Car Loan Provider

Süd-West-Kreditbank Finanzierung GmbH (SWK Bank) was founded in 1959. Now SWK Bank is a direct bank offering retail banking products and services over the Internet and thus avoiding having to support a high-cost branch network. The costs saved this way are passed on to the bank costomers.

 Consorsbank
Germany
Max. Loan Amount
19,999 EUR
Min. Loan Term
96 months
Min Rate (p.a.)
3.49 %
Car Loan Details
Loan Currency
EUR
Min. Loan Term
96 months
Max. Loan Term
96 months
Min. Loan Amount
10,000 EUR
Max. Loan Amount
19,999 EUR
Min Effective Rate (p.a.)
3.49 %
Max Effective Rate (p.a.)
8.99 %
Car Loan Provider

BNP Paribas is a French banking and financial services institution. BNP Paribas is one of the largest banks in Europe and in the world. BNP Paribas operates globally, offering retail and corporate and institutional banking products and services at both domestic and international markets. BNP Paribas S.A. Niederlassung Deutschland operates as a branch of BNP Paribas (France).

 N26
Germany
Max. Loan Amount
25,000 EUR
Min. Loan Term
60 months
Min Rate (p.a.)
2.99 %
Car Loan Details
Loan Currency
EUR
Min. Loan Term
60 months
Max. Loan Term
60 months
Min. Loan Amount
1,000 EUR
Max. Loan Amount
25,000 EUR
Min Effective Rate (p.a.)
2.99 %
Max Effective Rate (p.a.)
7.80 %
Car Loan Provider

N26 Bank GmbH is a new innovative German bank, offering retailbanking products and services online.

 netbank
Germany
Max. Loan Amount
50,000 EUR
Min. Loan Term
84 months
Min Rate (p.a.)
3.98 %
Car Loan Details
Loan Currency
EUR
Min. Loan Term
84 months
Max. Loan Term
84 months
Min. Loan Amount
3,000 EUR
Max. Loan Amount
50,000 EUR
Min Effective Rate (p.a.)
3.98 %
Max Effective Rate (p.a.)
3.98 %
Car Loan Provider

Established in 1998, netbank is a direct bank offering banking products and services to retail and corporate customers. The bank is focused on providing consumer loans, current accounts and savings accounts. The product range of netbank is characterized by transparency, favorable conditions and high cost efficiency. Since July 2016 netbank operates under the brand of Augsburger Aktienbank AG.

 Fidor Bank
Germany
Max. Loan Amount
12,499 EUR
Min. Loan Term
120 months
Min Rate (p.a.)
3.14 %
Car Loan Details
Loan Currency
EUR
Min. Loan Term
120 months
Max. Loan Term
120 months
Min. Loan Amount
10,000 EUR
Max. Loan Amount
12,499 EUR
Min Effective Rate (p.a.)
3.14 %
Max Effective Rate (p.a.)
13.69 %
Car Loan Provider

Founded in 2009, Fidor Bank provides retail banking products and services to private and business customers in innovative, technological ways: the bank uses IT solutions based on Web2.0 intrastructure and includes its customers into decision-making process via communication with its financial community. Fidor Bank offers its products via direct banking channels.

Max. Loan Amount
70,000 EUR
Min. Loan Term
84 months
Min Rate (p.a.)
1.99 %
Car Loan Details
Loan Currency
EUR
Min. Loan Term
84 months
Max. Loan Term
84 months
Min. Loan Amount
2,500 EUR
Max. Loan Amount
70,000 EUR
Min Effective Rate (p.a.)
1.99 %
Max Effective Rate (p.a.)
10.99 %
Car Loan Provider

Credit Plus Bank is a 100% subsidiary of CA Consumer Finance and thus part of French banking group Crédit Agricole. CreditPlus Bank focuses exclusively on retail credit products. Consumer loans are offered in the bank branches, over the Internet and via partners.

 Postbank
Germany
Max. Loan Amount
50,000 EUR
Min. Loan Term
84 months
Min Rate (p.a.)
2.47 %
Car Loan Details
Loan Currency
EUR
Min. Loan Term
84 months
Max. Loan Term
84 months
Min. Loan Amount
3,000 EUR
Max. Loan Amount
50,000 EUR
Min Effective Rate (p.a.)
2.47 %
Max Effective Rate (p.a.)
7.99 %
Car Loan Provider

Deutsche Postbank was formed in 1990 as a result of de-merger postal savings division from Deutsche Post. Deutsche Postbank offers retail and corporate banking and insurance simple, low-priced and fair products and services to its individual and business customers via Internet and mobile banking, telephone, a wide branch network and postal offices. Since May 2018, Deutsche Postbank operates as a branch of DB Privat- und Firmenkundenbank AG.

 TARGOBANK
Germany
Max. Loan Amount
65,000 EUR
Min. Loan Term
84 months
Min Rate (p.a.)
2.45 %
Car Loan Details
Loan Currency
EUR
Min. Loan Term
84 months
Max. Loan Term
84 months
Min. Loan Amount
1,500 EUR
Max. Loan Amount
65,000 EUR
Min Effective Rate (p.a.)
2.45 %
Max Effective Rate (p.a.)
8.49 %
Car Loan Provider

TARGOBANK a subsidiary Crédit Mutuel, a French cooperative bank. TARGOBANK provides retail banking products and services. The bank's is focused on reliable advice and simple, attractive products. TARGOBANK distributes its products via different channels - branches, phone, Internet.

 norisbank
Germany
Max. Loan Amount
50,000 EUR
Min. Loan Term
96 months
Min Rate (p.a.)
2.90 %
Car Loan Details
Loan Currency
EUR
Min. Loan Term
96 months
Max. Loan Term
96 months
Min. Loan Amount
1,000 EUR
Max. Loan Amount
50,000 EUR
Min Effective Rate (p.a.)
2.90 %
Max Effective Rate (p.a.)
7.80 %
Car Loan Provider

The history of norisbank began in 1954, when a mail-order company Quelle established a compamy called "Noris" to finance purchase of Quelle's products. Noris Bank was established in 1965 and after several sales, norisbank belongs to Deutsche Bank Group since 2006. Since 2012 norisbank is a direct bank, offering easy-to-understand retail banking products at favorable conditions 24 hours a day, 7 days a week.

 TARGOBANK
Germany
Max. Loan Amount
35,000 EUR
Min. Loan Term
84 months
Min Rate (p.a.)
3.29 %
Car Loan Details
Loan Currency
EUR
Min. Loan Term
84 months
Max. Loan Term
84 months
Min. Loan Amount
1,500 EUR
Max. Loan Amount
35,000 EUR
Min Effective Rate (p.a.)
3.29 %
Max Effective Rate (p.a.)
8.99 %
Car Loan Provider

TARGOBANK a subsidiary Crédit Mutuel, a French cooperative bank. TARGOBANK provides retail banking products and services. The bank's is focused on reliable advice and simple, attractive products. TARGOBANK distributes its products via different channels - branches, phone, Internet.

 DKB
Germany
Max. Loan Amount
80,000 EUR
Min. Loan Term
84 months
Min Rate (p.a.)
3.49 %
Car Loan Details
Loan Currency
EUR
Min. Loan Term
84 months
Max. Loan Term
84 months
Min. Loan Amount
2,500 EUR
Max. Loan Amount
80,000 EUR
Min Effective Rate (p.a.)
3.49 %
Max Effective Rate (p.a.)
3.49 %
Car Loan Provider

Deutsche Kreditbank AG (DKB) was founded in 1990 in Berlin. DKB is a wholly owned subsidiary of Bayerische Landesbank. DKB provides banking products and services to retail, corporate and public sector clients. Retail banking products are offered via direct banking channels.

Max. Loan Amount
999,999 EUR
Min. Loan Term
120 months
Min Rate (p.a.)
4.99 %
Car Loan Details
Loan Currency
EUR
Min. Loan Term
120 months
Max. Loan Term
120 months
Min. Loan Amount
1,000 EUR
Max. Loan Amount
999,999 EUR
Min Effective Rate (p.a.)
4.99 %
Max Effective Rate (p.a.)
4.99 %
Car Loan Provider

PSD Bank Berlin-Brandenburg eG is a cooperative bank owned by its members via shares.PSD Bank Berlin-Brandenburg eG provides retail banking products and services to its customersfocusing on customer requirements and development of local economy, paying special attention tosmall and medium-sized enterprises (SMEs).

 SWK Bank
Germany
Max. Loan Amount
50,000 EUR
Min. Loan Term
84 months
Min Rate (p.a.)
3.49 %
Car Loan Details
Loan Currency
EUR
Min. Loan Term
84 months
Max. Loan Term
84 months
Min. Loan Amount
1,000 EUR
Max. Loan Amount
50,000 EUR
Min Effective Rate (p.a.)
3.49 %
Max Effective Rate (p.a.)
3.49 %
Car Loan Provider

Süd-West-Kreditbank Finanzierung GmbH (SWK Bank) was founded in 1959. Now SWK Bank is a direct bank offering retail banking products and services over the Internet and thus avoiding having to support a high-cost branch network. The costs saved this way are passed on to the bank costomers.

Max. Loan Amount
50,000 EUR
Min. Loan Term
120 months
Min Rate (p.a.)
5.79 %
Car Loan Details
Loan Currency
EUR
Min. Loan Term
120 months
Max. Loan Term
120 months
Min. Loan Amount
2,000 EUR
Max. Loan Amount
50,000 EUR
Min Effective Rate (p.a.)
5.79 %
Max Effective Rate (p.a.)
5.79 %
Car Loan Provider

SKG Bank was founded in Saarbrücken in 1953 by Landesbank Saar. Since 2008 the bank was a wholly owned subsidiary of Deutsche Kreditbank On July 2015 SKG Bank was merged with its parent company, Deutsche Kreditbank.

 ING
Germany
Max. Loan Amount
10,000 EUR
Min. Loan Term
84 months
Min Rate (p.a.)
3.99 %
Car Loan Details
Loan Currency
EUR
Min. Loan Term
84 months
Max. Loan Term
84 months
Min. Loan Amount
5,000 EUR
Max. Loan Amount
10,000 EUR
Min Effective Rate (p.a.)
3.99 %
Max Effective Rate (p.a.)
3.99 %
Car Loan Provider

ING-DiBa AG is a direct bank of ING Group (Netherlands) offering retail banking products and services. Being a direct bank, ING-DiBa AG doesn't have an expensive branch network, the resulting cost savings are passed on to the bank's customers which allows to offer fair conditions in all product areas. The savings and loan products of ING-DiBa AG are not complicated and can be opened and administered independently via the Internet, telephone or by postal letters.

 Santander
Germany
Max. Loan Amount
12,500 EUR
Min. Loan Term
96 months
Min Rate (p.a.)
4.44 %
Car Loan Details
Loan Currency
EUR
Min. Loan Term
96 months
Max. Loan Term
96 months
Min. Loan Amount
5,001 EUR
Max. Loan Amount
12,500 EUR
Min Effective Rate (p.a.)
4.44 %
Max Effective Rate (p.a.)
4.44 %
Car Loan Provider

Santander Consumer Bank Aktiengesellschaft, a member of Santander Group (Spain), is a provider of financial services in retail banking. The head bank of the group, Banco Santander, based in Madrid is mainly active in retail banking and in addition in global wholesale banking, cards, asset management and insurance business.

 1822direkt
Germany
Max. Loan Amount
50,000 EUR
Min. Loan Term
120 months
Min Rate (p.a.)
3.59 %
Car Loan Details
Loan Currency
EUR
Min. Loan Term
120 months
Max. Loan Term
120 months
Min. Loan Amount
2,500 EUR
Max. Loan Amount
50,000 EUR
Min Effective Rate (p.a.)
3.59 %
Max Effective Rate (p.a.)
8.99 %
Car Loan Provider

Frankfurter Sparkasse is a member of Sparkassen Finanzgruppe and is the 4th largest savings bank in Germany out of 390.

Core business of Frankfurter Sparkasse is providing high-quality retail banking products and services to local residents: private customers, enterprises and the public-sector institutions.

Tradionally for savings banks Frankfurter Sparkasse is essentially focusedon broad participation in developing citizens' prosperity and on increasing local economic strength rather than on maximising profits. This business focus help Frankfurter Sparkasse to avoid excessive risks which is reflected in high credit ratings of Frankfurter Sparkasse.

Frankfurter Sparkasse, one of the largest savings banks in Germany, is a modern, universal bank, providing all types of financial services for both private and corporate customers. Frankfurter Sparkasse offers direct banking via its subsidiary 1822direkt.Frankfurter Sparkasse belongs to Landesbank Hessen-Thüringen (Helaba).

Max. Loan Amount
50,000 EUR
Min. Loan Term
84 months
Min Rate (p.a.)
1.87 %
Car Loan Details
Loan Currency
EUR
Min. Loan Term
84 months
Max. Loan Term
84 months
Min. Loan Amount
3,000 EUR
Max. Loan Amount
50,000 EUR
Min Effective Rate (p.a.)
1.87 %
Max Effective Rate (p.a.)
7.60 %
Car Loan Provider

The German branch of Bank of Scotland was founded in July 2008. The Bank of Scotland (German branch) specializes in retail banking and offers its customers savings accounts, consumer and car loans. The Bank of Scotland, one of the oldest banks in Europe, is a global commercial bank headquartered in Edinburgh (Scotland) and is a member of the Lloyds Banking Group.

 SWK Bank
Germany
Max. Loan Amount
50,000 EUR
Min. Loan Term
84 months
Min Rate (p.a.)
1.80 %
Car Loan Details
Loan Currency
EUR
Min. Loan Term
84 months
Max. Loan Term
84 months
Min. Loan Amount
2,500 EUR
Max. Loan Amount
50,000 EUR
Min Effective Rate (p.a.)
1.80 %
Max Effective Rate (p.a.)
3.69 %
Car Loan Provider

Süd-West-Kreditbank Finanzierung GmbH (SWK Bank) was founded in 1959. Now SWK Bank is a direct bank offering retail banking products and services over the Internet and thus avoiding having to support a high-cost branch network. The costs saved this way are passed on to the bank costomers.

Max. Loan Amount
40,000 EUR
Min. Loan Term
96 months
Min Rate (p.a.)
2.68 %
Car Loan Details
Loan Currency
EUR
Min. Loan Term
96 months
Max. Loan Term
96 months
Min. Loan Amount
2,500 EUR
Max. Loan Amount
40,000 EUR
Min Effective Rate (p.a.)
2.68 %
Max Effective Rate (p.a.)
8.46 %
Car Loan Provider

PSD Bank Hessen-Thüringen eG is a cooperative bank owned by its members via shares.PSD Bank Hessen-Thüringen eG provides retail banking products and services to its customersfocusing on customer requirements and development of local economy, paying special attention tosmall and medium-sized enterprises (SMEs).

Max. Loan Amount
50,000 EUR
Min. Loan Term
84 months
Min Rate (p.a.)
3.59 %
Car Loan Details
Loan Currency
EUR
Min. Loan Term
84 months
Max. Loan Term
84 months
Min. Loan Amount
2,500 EUR
Max. Loan Amount
50,000 EUR
Min Effective Rate (p.a.)
3.59 %
Max Effective Rate (p.a.)
3.59 %
Car Loan Provider

Süd-West-Kreditbank Finanzierung GmbH (SWK Bank) was founded in 1959. Now SWK Bank is a direct bank offering retail banking products and services over the Internet and thus avoiding having to support a high-cost branch network. The costs saved this way are passed on to the bank costomers.

 DSL Bank
Germany
Max. Loan Amount
50,000 EUR
Min. Loan Term
120 months
Min Rate (p.a.)
4.33 %
Car Loan Details
Loan Currency
EUR
Min. Loan Term
120 months
Max. Loan Term
120 months
Min. Loan Amount
5,000 EUR
Max. Loan Amount
50,000 EUR
Min Effective Rate (p.a.)
4.33 %
Max Effective Rate (p.a.)
10.33 %
Car Loan Provider

Deutsche Postbank was formed in 1990 as a result of de-merger postal savings division from Deutsche Post. Deutsche Postbank offers retail and corporate banking and insurance simple, low-priced and fair products and services to its individual and business customers via Internet and mobile banking, telephone, a wide branch network and postal offices. Since May 2018, Deutsche Postbank operates as a branch of DB Privat- und Firmenkundenbank AG.

Austria: This product is offered to Austrian residents only. When clicking on the product link you will be redirected to the product page in German.

Germany: This product is offered to German residents only. When clicking on the product link you will be redirected to the product page in German.

Car loans are secured or unsecured loans provided to customers for the purpose of purchasing a new or used car. Used cars private purchases are financed as a rule with unsecured loans, while the purchase of new cars - via secured loans with the car used as the loan collateral. In terms of repayment, car loans are normally installment loans (i.e., such a loan is repaid in equal installments until the loan is paid off at the end of its term).

The table above shows essential details of selected car loans offered to retail customers by the banks in Germany: currency, effective rate per annum and loan term in months. The car loans terms vary from 1 month to 10 years (120 months).The effective borrowing rates are within the range 1.80 - 13.80 %.

See Also