Consumer loans are secured or unsecured loans provided to retail customers for personal, family, or household purposes or for purchase of goods and services. Consumer loans can be secured or unsecured (backed or non-backed by a collateral). In terms of repayment, consumer loans can be revolving (when a credit limit can be spent, repaid and spent again) or installment (such a loan is repaid in equal installments until the loan is paid off at the end of its term).
Updated on 19 February 2018
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