Compare Bank Consumer Loans in Austria

Updated on 16 September 2019

4 offers from 2 banks
Borrowing Rates: 1.68 - 13.22 %
Loan Terms: 12 - 120 months
 easybank
Austria
Rating
 (2.2)
Max. Loan Amount
75,000 EUR
Min. Loan Term
12 months
Min Rate (p.a.)
4.45 %
Consumer Loan Details
Loan Currency
EUR
Min. Loan Term
12 months
Max. Loan Term
120 months
Min. Loan Amount
4,000 EUR
Max. Loan Amount
75,000 EUR
Min. Effective Rate (p.a.)
4.45 %
Max. Effective Rate (p.a.)
6.52 %
Consumer Loan Provider
 (2.2)

Easybank is Austria's largest direct bank offering products and services of a universal bank. The product portfolio of Easybank ranges from services in payment and securities over different savings products and various forms of financing and credit card products. Although Easybank doesn't have classic brick-and-mortar branches, its customers can always contact the bank through the phone or e-mail.

 BAWAG P.S.K.
Austria
Rating
 (3.0)
Max. Loan Amount
10,000 EUR
Min. Loan Term
12 months
Min Rate (p.a.)
3.71 %
Consumer Loan Details
Loan Currency
EUR
Min. Loan Term
12 months
Max. Loan Term
120 months
Min. Loan Amount
8,001 EUR
Max. Loan Amount
10,000 EUR
Min. Effective Rate (p.a.)
3.71 %
Max. Effective Rate (p.a.)
13.22 %
Consumer Loan Provider
 (3.0)

BAWAG P.S.K. is one of Austria's largest banks with more than 1.6 million retail and corporate customers and a nationwide well-known brand. The business strategy of BAWAG P.S.K is focused on low risk and high efficiency. More than 70% of the bank's loans and receivables are owed to customers in Austria, while the rest accounted for by western industrialized countries such as Germany, France, the United Kingdom and the United States. BAWAG P.S.K. has made a proactive decision to withdraw from Central and Eastern Europe. BAWAG P.S.K. business segments are retail and SME banking, corporate lending and investments, and treasury services and global markets.

 BAWAG P.S.K.
Austria
Rating
 (3.0)
Max. Loan Amount
10,000 EUR
Min. Loan Term
12 months
Min Rate (p.a.)
3.73 %
Consumer Loan Details
Loan Currency
EUR
Min. Loan Term
12 months
Max. Loan Term
120 months
Min. Loan Amount
8,001 EUR
Max. Loan Amount
10,000 EUR
Min. Effective Rate (p.a.)
3.73 %
Max. Effective Rate (p.a.)
13.22 %
Consumer Loan Provider
 (3.0)

BAWAG P.S.K. is one of Austria's largest banks with more than 1.6 million retail and corporate customers and a nationwide well-known brand. The business strategy of BAWAG P.S.K is focused on low risk and high efficiency. More than 70% of the bank's loans and receivables are owed to customers in Austria, while the rest accounted for by western industrialized countries such as Germany, France, the United Kingdom and the United States. BAWAG P.S.K. has made a proactive decision to withdraw from Central and Eastern Europe. BAWAG P.S.K. business segments are retail and SME banking, corporate lending and investments, and treasury services and global markets.

 Qlick
Germany
Rating
 (3.0)
Max. Loan Amount
50,000 EUR
Min. Loan Term
12 months
Min Rate (p.a.)
1.68 %
Consumer Loan Details
Loan Currency
EUR
Min. Loan Term
12 months
Max. Loan Term
96 months
Min. Loan Amount
1,000 EUR
Max. Loan Amount
50,000 EUR
Min. Effective Rate (p.a.)
1.68 %
Max. Effective Rate (p.a.)
8.99 %
Consumer Loan Provider
 (3.0)

BAWAG P.S.K. is one of Austria's largest banks with more than 1.6 million retail and corporate customers and a nationwide well-known brand. The business strategy of BAWAG P.S.K is focused on low risk and high efficiency. More than 70% of the bank's loans and receivables are owed to customers in Austria, while the rest accounted for by western industrialized countries such as Germany, France, the United Kingdom and the United States. BAWAG P.S.K. has made a proactive decision to withdraw from Central and Eastern Europe. BAWAG P.S.K. business segments are retail and SME banking, corporate lending and investments, and treasury services and global markets.

Austria: This product is offered to Austrian residents only. When clicking on the product link you will be redirected to the product page in German.

Germany: This product is offered to German residents only. When clicking on the product link you will be redirected to the product page in German.

Consumer loans are secured or unsecured loans given to customers for personal, family, or household purposes or for purchase of goods and services. Unsecured consumer loans (which are not backed or secured by a collateral) are typically have higher interest rates than secured loans. In terms of repayment, consumer loans can be revolving (when a credit limit can be spent, repaid and spent again) or installment (such a loan is repaid in equal installments until the loan is paid off at the end of its term).

The table above shows essential details of selected consumer loans products offered to retail customers by the banks in Austria: currency, effective rate per annum and loan term in months. The consumer loans terms vary from 12 month to 10 years (120 months). The effective borrowing rates are within the range 1.68 - 13.22 %.

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