Updated on 25 April 2019
Crelan is a new bank formed by the merger of Lanbouwkrediet and Centea on April 1, 2013. Crelan uses 100% cooperative business model with a low risk for the sake of its customers who are also co-owners of the bank. Crelan provides a wide range of retail banking products, including accounts and cards, loans, investments as well as insurance products to private individuals in Belgium.
In 2009 Belgian Fortis Bank was merged into BNP Paribas Group, forming BNP Paribas Fortis. BNP Paribas Fortis offers a broad range of financial products and services to various customer groups: individuals and families, high-net-worth individuals, entrepreneurs and companies, local authorities and social sector.
Founded in 2007, AXA Bank Europe, headquartered in Brussels, is a member of French AXA Group, engaged in insurance, investment management and other financial services.AXA Bank Europe is focused on providing retail banking products and services to natural persons and small companies in Europe.
Belfius Bank (formerly Dexia Bank) is a Belgian banking and insurance company, fully owned by the Belgian Federal State. Belfius Bank is focused on providing retail banking products and services to private individuals, self-employed, professionals and SMEs in Belgium. Belfius Bank also offers corporate banking, public and social banking solutions.
ING Belgium provides a wide range of financial products to its customers via various distribution channels for example, mobile devices, the Internet, telephones or in a branch. ING Belgium operates as a universal bank offering its products and services in retail and private banking, corporate and institutional banking, financial markets, asset management and insurance (life and non-life). ING Belgium serves individuals, small and medium sized companies, instititutionals and large corporates.
Established in 1930 as 'Crédit Professionel du Hainaut', Banque CPH is a Belgian regional cooperative bank, providing a range of payment, savings and loans products and services to individuals and SMEs in Belgium.
Europabank was founded in 1964. Europabank offers a broad retail banking product range to individuals and the self-employed entrepreneurs. Europabank operates according to the traditional banking model where retail deposits are converted into loans to individuals and businesses. Through its subsidiary EB-Lease, Europabank offers financial leasing as alternative form of financing for the purchase of movable property by companies and entrepreneurs. Europeabank also offers payment processing solutions to dealers and businesses to accept safely payment cards as a payment method both for classic sales and sales via web-shops.
Demir-Halk Bank (DHB Bank) is a Dutch bank, established as a joint venture between HCBG Holding (Netherlands) and Türkiye Halk Bankasi (Turkey). Demir-Halk Bank provides a broad range of retail banking products from deposit and savings accounts to retail and mortgage loans. Demir-Halk Bank also delivers finance services to Turkish commercial ventures abroad and/or to their European business partners. DEMIR - HALK BANK NEDERLAND operates as a branch of Demir-Halk Bank (Nederland) NV (Netherlands).
Founded in 1995, bpost banque is a Belgian bank based on a unique partnership model. bpost banque as a joint venture (50/50) owned by bpost and BNP Paribas Fortis. bpost banque provides a full range of simple and affordable retail banking and insurance products via an extensive network of post offices where specialized banking advisers are available.
Established in 1992, Santander Consumer Bank SA (formerly Santander Benelux SA) is focused on providing consumer finance products and services, including loans and credit cards, to individuals and merchants.
Belgium: This product is offered to Belgian residents only. When clicking on the product link you will be redirected to the product page in Dutch, French or German.
Consumer loans are secured or unsecured loans given to customers for personal, family, or household purposes or for purchase of goods and services. Unsecured consumer loans (which are not backed or secured by a collateral) are typically have higher interest rates than secured loans. In terms of repayment, consumer loans can be revolving (when a credit limit can be spent, repaid and spent again) or installment (such a loan is repaid in equal installments until the loan is paid off at the end of its term).
The table above shows essential details of selected consumer loans products offered to retail customers by the banks in Belgium: currency, effective rate per annum and loan term in months. The consumer loans terms vary from 6 month to 10 years (120 months).The effective borrowing rates are within the range 4.90 - 9.95 %.
The data are provided byTopCompare.be.