Compare Bank Consumer Loans in Finland

Updated on 22 November 2018

9 offers from 9 banks
Min Borrowing Rates: 4.67 - 9.90 %
Loan Terms: 1 - 300 months
Sales Region
Finland
Currency
EUR
Min. Borrowing Rate (p.a.)
4.67 %
Min. Loan Term
12 months

S-Pankki Oy is a Finnish retail bank, providing a broad range of retail banking products and services (including current and savings accounts, payment cards and consumer loans) to private individuals ans business customers.

Loan Currency
EUR
Min Borrowing Rate (p.a.)
4.67 %
Max Borrowing Rate (p.a.)
10.00 % + 3 month Euribor
Rate Depends On
customer profile
benchmark rate
Loan Term
12 - 144 months
Loan Amount
5000 - 50000 EUR
Monthly Fee
7.00 EUR
Sales Region
Finland
Currency
EUR
Min. Borrowing Rate (p.a.)
5.55 %
Min. Loan Term
6 months

Established in 1919 by local entrepreneurs, Ålandsbanken (Bank of Åland) is a Finnish commercial bank, focused on providing private banking and asset management products and services. Ålandsbanken also offers a broad range of retail banking products.

Loan Currency
EUR
Min Borrowing Rate (p.a.)
5.55 %
Max Borrowing Rate (p.a.)
n/a
Rate Depends On
customer profile
Loan Term
6 - 174 months
Loan Amount
3000 - 15000 EUR
Monthly Fee
2.40 EUR
Sales Region
Finland
Currency
EUR
Min. Borrowing Rate (p.a.)
5.69 %
Min. Loan Term
3 months

Danske Bank (Helsinki Branch) operates as a universal bank, focused on providing corporate banking products and services to Finnish and international corporate and institutional customers.

Loan Currency
EUR
Min Borrowing Rate (p.a.)
5.69 %
Max Borrowing Rate (p.a.)
n/a
Rate Depends On
customer profile
Loan Term
3 - 72 months
Loan Amount
2000 - 10000 EUR
Monthly Fee
3.50 EUR
Sales Region
Finland
Currency
EUR
Min. Borrowing Rate (p.a.)
5.81 %
Min. Loan Term
3 months

Handelsbanken Finans offers customized corporate finance products and services, including vehicle leasing and loans, sales financing, e-commerce services, debt collection. Handelsbanken Finans Aktiebolag (publ), filialverksamheten i Finland operates as a branch of Handelsbanken Finans AB (Sweden).

Loan Currency
EUR
Min Borrowing Rate (p.a.)
5.81 %
Max Borrowing Rate (p.a.)
5.00 % + Handelsbanken Prime 365 floating IR
Rate Depends On
customer profile
benchmark rate
Loan Term
3 - 300 months
Loan Amount
2000 - 20000 EUR
Monthly Fee
5.00 EUR
Sales Region
Finland
Currency
EUR
Min. Borrowing Rate (p.a.)
7.68 %
Min. Loan Term
12 months

Nordea is a Swedish financial services group, the largest one in the Nordic and Baltic region. Nordea focused on prodiving corporate and institutional banking as well as retail and private banking products and services. Nordea also offers life insurance and pensions products. Nordea Bank AB (publ), Suomen sivuliike operated as a branch of Nordea Bank AB (Sweden).

Loan Currency
EUR
Min Borrowing Rate (p.a.)
7.68 %
Max Borrowing Rate (p.a.)
n/a
Rate Depends On
customer profile
Loan Term
12 - 60 months
Loan Amount
2000 - 25000 EUR
Monthly Fee
4.50 EUR
Sales Region
Finland
Currency
EUR
Min. Borrowing Rate (p.a.)
8.50 %
Min. Loan Term
12 months

Established in 1825 as a savings bank, Aktia Bank Plc is a Finnish commercial bank. Aktia Bank provides a broad range of banking products and services as well as asset management, insurance and real estate services.

Loan Currency
EUR
Min Borrowing Rate (p.a.)
8.50 %
Max Borrowing Rate (p.a.)
n/a
Rate Depends On
customer profile
Loan Term
12 - 60 months
Loan Amount
1000 - 20000 EUR
Monthly Fee
3.90 EUR
Sales Region
Finland
Currency
EUR
Min. Borrowing Rate (p.a.)
8.94 %
Min. Loan Term
24 months

Established in 1981, Svea Ekonomi is a Swedish company, offering factoring services, ledger administration and debt administration to its customers in northern Europe. Svea Ekonomi AB, Filial i Finland operates as a branch of Svea Ekonomi AB (Sweden).

Loan Currency
EUR
Min Borrowing Rate (p.a.)
8.94 %
Max Borrowing Rate (p.a.)
n/a
Rate Depends On
customer profile
Loan Term
24 - 144 months
Loan Amount
2000 - 20000 EUR
Monthly Fee
9.00 EUR
Sales Region
Finland
Currency
EUR
Min. Borrowing Rate (p.a.)
9.64 %
Min. Loan Term
12 months

Resurs Bank is a Swedish bank, specialized in providing retail banking products and services, including credit cards, savings accounts, and consumer loans. Resurs Bank AB Suomen sivuliike operates as a branch of Resurs Bank AB (Sweden).

Loan Currency
EUR
Min Borrowing Rate (p.a.)
9.64 %
Max Borrowing Rate (p.a.)
n/a
Rate Depends On
customer profile
Loan Term
12 - 144 months
Loan Amount
1000 - 30000 EUR
Monthly Fee
8.00 EUR
Sales Region
Finland
Currency
EUR
Min. Borrowing Rate (p.a.)
9.90 %
Min. Loan Term
1 month

Established in 1999, Collector Bank is a Swedish bank, offering cost-effective and innovative financial solutions to private and corporate customers. Collector Bank AB, filial i Finland operates as a branch of Collector Bank AB (Sweden).

Loan Currency
EUR
Min Borrowing Rate (p.a.)
9.90 %
Max Borrowing Rate (p.a.)
n/a
Rate Depends On
customer profile
Loan Term
1 - 180 months
Loan Amount
2000 - 25000 EUR
Monthly Fee
3.00 EUR

Finland: This product is offered to Finnish residents only. When clicking on the product link you will be redirected to the product page in Finnish.

Consumer loans are secured or unsecured loans given to customers for personal, family, or household purposes or for purchase of goods and services. Unsecured consumer loans (which are not backed or secured by a collateral) are typically have higher interest rates than secured loans. In terms of repayment, consumer loans can be revolving (when a credit limit can be spent, repaid and spent again) or installment (such a loan is repaid in equal installments until the loan is paid off at the end of its term).

The table above shows essential details of selected consumer loans products offered to retail customers by the banks in Finland: currency, effective rate per annum and loan term in months. The consumer loans terms vary from 1 month to 25 years (300 months).The effective borrowing rates are within the range 4.67 - 9.90 %.

*) In every particular case the borrowing rate is determined by the bank based on loan amount, loan term, customer profile and market conditions.
The data are provided by VertaaEnsin.fi laina.

See Also