Consumer Loans

Compare Bank Consumer Loans in Finland

Updated on 5 December 2020

9 offers from 9 banks
Min Borrowing Rates: 4.67 - 9.90 %
Loan Terms: 1 - 300 months
 S pankki
FIFinland
Rating
 (2.3)
Currency
EUR
Min. Borrowing Rate (p.a.)
4.67 %
Min. Loan Term
12 months
Consumer Loan Details
Loan Currency
EUR
Min Borrowing Rate (p.a.)
4.67 %
Max Borrowing Rate (p.a.)
10.00 % + 3 month Euribor
Rate Depends On
customer profile
benchmark rate
Loan Term
12 - 144 months
Loan Amount
5,000 - 50,000 EUR
Monthly Fee
7.00 EUR
Consumer Loan Provider
 (2.3)

S-Pankki Oy is a Finnish retail bank, providing a broad range of retail banking products and services (including current and savings accounts, payment cards and consumer loans) to private individuals ans business customers.

Rating
 (4.0)
Currency
EUR
Min. Borrowing Rate (p.a.)
5.55 %
Min. Loan Term
6 months
Consumer Loan Details
Loan Currency
EUR
Min Borrowing Rate (p.a.)
5.55 %
Max Borrowing Rate (p.a.)
n/a
Rate Depends On
customer profile
Loan Term
6 - 174 months
Loan Amount
3,000 - 15,000 EUR
Monthly Fee
2.40 EUR
Consumer Loan Provider
 (4.0)

Established in 1919 by local entrepreneurs, Ålandsbanken (Bank of Åland) is a Finnish commercial bank, focused on providing private banking and asset management products and services. Ålandsbanken also offers a broad range of retail banking products.

 Danske Bank
FIFinland
Rating
 (4.3)
Currency
EUR
Min. Borrowing Rate (p.a.)
5.69 %
Min. Loan Term
3 months
Consumer Loan Details
Loan Currency
EUR
Min Borrowing Rate (p.a.)
5.69 %
Max Borrowing Rate (p.a.)
n/a
Rate Depends On
customer profile
Loan Term
3 - 72 months
Loan Amount
2,000 - 10,000 EUR
Monthly Fee
3.50 EUR
Consumer Loan Provider
 (4.3)

Danske Bank (Helsinki Branch) operates as a universal bank, focused on providing corporate banking products and services to Finnish and international corporate and institutional customers.

Rating
n/a
Currency
EUR
Min. Borrowing Rate (p.a.)
5.81 %
Min. Loan Term
3 months
Consumer Loan Details
Loan Currency
EUR
Min Borrowing Rate (p.a.)
5.81 %
Max Borrowing Rate (p.a.)
5.00 % + Handelsbanken Prime 365 floating IR
Rate Depends On
customer profile
benchmark rate
Loan Term
3 - 300 months
Loan Amount
2,000 - 20,000 EUR
Monthly Fee
5.00 EUR
Consumer Loan Provider

Handelsbanken Finans is a wholly owned subsidiary of Handelsbanken. Handelsbanken Finans offers customized corporate finance products and services, including vehicle leasing and loans, sales financing, e-commerce services, debt collection. Handelsbanken Finans also administers settlement portfolios consisting of structured leasing products. Handelsbanken Finans Aktiebolag (publ), filialverksamheten i Finland operates as a branch of Handelsbanken Finans AB (Sweden).

 Nordea
FIFinland
Rating
 (2.7)
Currency
EUR
Min. Borrowing Rate (p.a.)
7.68 %
Min. Loan Term
12 months
Consumer Loan Details
Loan Currency
EUR
Min Borrowing Rate (p.a.)
7.68 %
Max Borrowing Rate (p.a.)
n/a
Rate Depends On
customer profile
Loan Term
12 - 60 months
Loan Amount
2,000 - 25,000 EUR
Monthly Fee
4.50 EUR
Consumer Loan Provider
 (2.7)

Nordea is a Finnish financial services group, the largest one in the Nordic and Baltic region. Nordea focused on providing corporate and institutional banking as well as retail and private banking products and services. Nordea also offers life insurance and pensions products. Nordea Bank AB (publ), Suomen sivuliike operated as a branch of Nordea Bank AB (Sweden).

 Aktia
FIFinland
Rating
 (2.4)
Currency
EUR
Min. Borrowing Rate (p.a.)
8.50 %
Min. Loan Term
12 months
Consumer Loan Details
Loan Currency
EUR
Min Borrowing Rate (p.a.)
8.50 %
Max Borrowing Rate (p.a.)
n/a
Rate Depends On
customer profile
Loan Term
12 - 60 months
Loan Amount
1,000 - 20,000 EUR
Monthly Fee
3.90 EUR
Consumer Loan Provider
 (2.4)

Established in 1825 as a savings bank, Aktia Bank Plc now operates as a universal commercial bank. Aktia Bank is a parent company of Aktia Group, a Finnish financial group specialized in asset management, insurance and banking. Aktia Bank provides a broad range of banking products and services as well as asset management, insurance and real estate services.

Rating
n/a
Currency
EUR
Min. Borrowing Rate (p.a.)
8.94 %
Min. Loan Term
24 months
Consumer Loan Details
Loan Currency
EUR
Min Borrowing Rate (p.a.)
8.94 %
Max Borrowing Rate (p.a.)
n/a
Rate Depends On
customer profile
Loan Term
24 - 144 months
Loan Amount
2,000 - 20,000 EUR
Monthly Fee
9.00 EUR
Consumer Loan Provider

Established in 1981, Svea Ekonomi is a Swedish company, offering administrative and financial solutions for small, medium and large businesses in all industries in northern Europe. Svea Ekonomi also offers corporate loans, credits, invoice services, factoring, invoice purchases, credit information and debt collection, smart payment solutions for e-commerce, mobile and stores. In addition Svea Ekonomi providers loans and saving accounts for natural persons. Svea Ekonomi AB, Filial i Finland operates as a branch of Svea Ekonomi AB (Sweden).

 Resurs Bank
FIFinland
Rating
n/a
Currency
EUR
Min. Borrowing Rate (p.a.)
9.64 %
Min. Loan Term
12 months
Consumer Loan Details
Loan Currency
EUR
Min Borrowing Rate (p.a.)
9.64 %
Max Borrowing Rate (p.a.)
n/a
Rate Depends On
customer profile
Loan Term
12 - 144 months
Loan Amount
1,000 - 30,000 EUR
Monthly Fee
8.00 EUR
Consumer Loan Provider

Resurs Bank is a Swedish bank offering smart payment and financing solutions for both individuals and companies throughout the Nordic region. Resurs Bank is specialized in providing retail banking products and services, including credit cards, savings accounts, and consumer loans. Resurs Bank AB Suomen sivuliike operates as a branch of Resurs Bank AB (Sweden).

Rating
 (1.6)
Currency
EUR
Min. Borrowing Rate (p.a.)
9.90 %
Min. Loan Term
1 month
Consumer Loan Details
Loan Currency
EUR
Min Borrowing Rate (p.a.)
9.90 %
Max Borrowing Rate (p.a.)
n/a
Rate Depends On
customer profile
Loan Term
1 - 180 months
Loan Amount
2,000 - 25,000 EUR
Monthly Fee
3.00 EUR
Consumer Loan Provider
 (1.6)

Collector Bank was established in 1999 and was initially involved in non-performing loans handling. Currently Collector Bank offers cost-effective and innovative financial solutions to private and corporate customers including payment cards and accounts, savings accounts and consumer loans, property financing, factoring services. Collector Bank AB, filial i Finland operates as a branch of Collector Bank AB (Sweden).

FIFinland: This product is offered to Finnish residents only. When clicking on the product link you will be redirected to the product page in Finnish.

Consumer loans are secured or unsecured loans given to customers for personal, family, or household purposes or for purchase of goods and services. Unsecured consumer loans (which are not backed or secured by a collateral) are typically have higher interest rates than secured loans. In terms of repayment, consumer loans can be revolving (when a credit limit can be spent, repaid and spent again) or installment (such a loan is repaid in equal installments until the loan is paid off at the end of its term).

The table above shows essential details of selected consumer loans products offered to retail customers by the banks in Finland: currency, effective rate per annum and loan term in months. The consumer loans terms vary from 1 month to 25 years (300 months). The effective borrowing rates are within the range 4.67 - 9.90 %.

*) In every particular case the borrowing rate is determined by the bank based on loan amount, loan term, customer profile and market conditions.
The data are provided by VertaaEnsin.fi laina.

Other Banking Products in Finland

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