Compare Bank Consumer Loans in Switzerland

Updated on 18 July 2019

3 offers from 3 banks
Borrowing Rates: 5.90 - 9.95 %
Loan Terms: 6 - 84 months
 Migros Bank
Switzerland
Rating
 (2.9)
Max. Loan Amount
100,000 CHF
Min. Loan Term
6 months
Min Rate (p.a.)
5.90 %
Consumer Loan Details
Loan Currency
CHF
Min. Loan Term
6 months
Max. Loan Term
84 months
Min. Loan Amount
1,000 CHF
Max. Loan Amount
100,000 CHF
Min. Effective Rate (p.a.)
5.90 %
Max. Effective Rate (p.a.)
5.90 %
Consumer Loan Provider
 (2.9)

Migros Bank was founded in 1958 by Gottlieb Duttweiler. The bank operates as a subsidiary of Migros Cooperatives Federal. As a cooperaive bank Migros Bank states good customer relationships rather than profit maximization as a goal. This allows Migros Bank to offer both private and commercial customers the most important banking services of good quality at attractive conditions.

 BANK-now
Switzerland
Rating
 (2.1)
Max. Loan Amount
250,000 CHF
Min. Loan Term
6 months
Min Rate (p.a.)
7.90 %
Consumer Loan Details
Loan Currency
CHF
Min. Loan Term
6 months
Max. Loan Term
84 months
Min. Loan Amount
1,000 CHF
Max. Loan Amount
250,000 CHF
Min. Effective Rate (p.a.)
7.90 %
Max. Effective Rate (p.a.)
9.90 %
Consumer Loan Provider
 (2.1)

Bank-now was founded in 2006 and now operates is a 100% subsidiary of Credit Suisse AG. Bank-now specializes in credit and leasing solutions for private persons and SME companies. The bank offers credit cards, loans, and insurance products, as well as financing for new and used cars.

 Cembra Money Bank
Switzerland
Rating
 (1.4)
Max. Loan Amount
80,000 CHF
Min. Loan Term
6 months
Min Rate (p.a.)
7.95 %
Consumer Loan Details
Loan Currency
CHF
Min. Loan Term
6 months
Max. Loan Term
60 months
Min. Loan Amount
500 CHF
Max. Loan Amount
80,000 CHF
Min. Effective Rate (p.a.)
7.95 %
Max. Effective Rate (p.a.)
9.95 %
Consumer Loan Provider
 (1.4)

Cembra Money Bank, headquartered in Zurich Altstetten, is dedicated to create financial flexibility for its customers providing "flexible solutions for individual objectives". Cembra Bank offers loans, leasing arrangements, credit cards and savings products.

Switzerland: This product is offered to Swiss residents only. When clicking on the product link you will be redirected to the product page in German, French or Italian.

Consumer loans are secured or unsecured loans given to customers for personal, family, or household purposes or for purchase of goods and services. Unsecured consumer loans (which are not backed or secured by a collateral) are typically have higher interest rates than secured loans. In terms of repayment, consumer loans can be revolving (when a credit limit can be spent, repaid and spent again) or installment (such a loan is repaid in equal installments until the loan is paid off at the end of its term).

The table above shows essential details of selected consumer loans products offered to retail customers by the banks in Switzerland: currency, effective rate per annum and loan term in months. The consumer loans terms vary from 6 month to 7 years (84 months). The effective borrowing rates are within the range 5.90 - 9.95 %.

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