Credit cards provides a convenient option to borrow funds for short-term financing, enabling the cardholder to pay a merchant for goods and services. The cardholder is turn promises to the card issuer (usually a bank or a credit union) to pay the borrowed amount and other agreed charges. Credit cards differ by credit card provider (for instance, Visa, American Express, MasterCard), credit card type (silver, gold, platinum), charged interest and annual costs.
Last updated 22 May 2017
The table below summarizes selected credit card products offered to retail customers by the banks in different European countries.