Compare Bank Credit Cards in Germany

Updated on 8 December 2019

34 offers from 12 banks
Annual Costs: 0.00 - 118.80 EUR
 DKB
Austria
Rating
 (2.3)
Card Provider
Visa
Type
Standard
Annual Costs
0.00 EUR
Credit Card Details
Product Name
DKB-VISA-Card
Card Provider
Visa
Card Type
Standard
Annual Costs
0.00 EUR
Card Currency
EUR
Bonus Programs
Insurances
Benefits
Services
Credit Card Provider
 (2.3)

Deutsche Kreditbank AG (DKB) was founded in 1990 in Berlin. DKB is a wholly owned subsidiary of Bayerische Landesbank. DKB provides banking products and services to retail, corporate and public sector clients. Retail banking products are offered via direct banking channels.

 N26
Austria
Rating
 (4.5)
Card Provider
MasterCard
Type
Standard
Annual Costs
0.00 EUR
Credit Card Details
Product Name
Kreditkarte
Card Provider
MasterCard
Card Type
Standard
Annual Costs
0.00 EUR
Card Currency
EUR
Bonus Programs
Insurances
Benefits
Services
Credit Card Provider
 (4.5)

N26 Bank was founded in 2013 and launched its first product in 2015. N26 Bank GmbH is a new innovative German bank, focused on offering retail banking products and services online. N26 Bank provides current accounts, payment cards, consumer loans to private individuals, freelancers and self-employed professionals.

 N26
Austria
Rating
 (4.5)
Card Provider
MasterCard
Type
Standard
Annual Costs
118.80 EUR
Credit Card Details
Product Name
Black Kreditkarte
Card Provider
MasterCard
Card Type
Standard
Annual Costs
118.80 EUR
Card Currency
EUR
Bonus Programs
Insurances
Benefits
Services
Credit Card Provider
 (4.5)

N26 Bank was founded in 2013 and launched its first product in 2015. N26 Bank GmbH is a new innovative German bank, focused on offering retail banking products and services online. N26 Bank provides current accounts, payment cards, consumer loans to private individuals, freelancers and self-employed professionals.

 DKB
Germany
Rating
 (2.3)
Card Provider
Visa
Type
Standard
Annual Costs
0.00 EUR
Credit Card Details
Product Name
DKB-VISA-Card
Card Provider
Visa
Card Type
Standard
Annual Costs
0.00 EUR
Card Currency
EUR
Bonus Programs
Insurances
Benefits
Services
Credit Card Provider
 (2.3)

Deutsche Kreditbank AG (DKB) was founded in 1990 in Berlin. DKB is a wholly owned subsidiary of Bayerische Landesbank. DKB provides banking products and services to retail, corporate and public sector clients. Retail banking products are offered via direct banking channels.

 ICS Cards
Germany
Rating
n/a
Card Provider
Visa
Type
Standard
Annual Costs
0.00 EUR
Credit Card Details
Product Name
Visa World Card
Card Provider
Visa
Card Type
Standard
Annual Costs
0.00 EUR
Card Currency
EUR
Bonus Programs
Insurances
Benefits
Services
Credit Card Provider

International Card Services (ICS Cards) provides VISA and MasterCard credit cards to private customers, residents of Germany. ICS Cards operates in Germany as a branch of International Card Services B.V. (Netherlands) and is a member of Dutch ABN AMRO group.

Rating
 (2.8)
Card Provider
Visa
Type
Standard
Annual Costs
0.00 EUR
Credit Card Details
Product Name
GenialCard
Card Provider
Visa
Card Type
Standard
Annual Costs
0.00 EUR
Card Currency
EUR
Bonus Programs
Insurances
Benefits
Services
Credit Card Provider
 (2.8)

Founded in 1969 as a customer credit institution, Hanseatic Bank now specializes in credit cards, deposit taking, real-estate financing and factoring. Hanseatic Bank is a member of Société Générale (France).

 TARGOBANK
Germany
Rating
 (3.2)
Card Provider
Visa
Type
Standard
Annual Costs
0.00 EUR
Credit Card Details
Product Name
Online-Classic-Karte
Card Provider
Visa
Card Type
Standard
Annual Costs
0.00 EUR
Card Currency
EUR
Bonus Programs
Insurances
Benefits
Services
Credit Card Provider
 (3.2)

TARGOBANK is a subsidiary Crédit Mutuel, a French cooperative bank. TARGOBANK provides retail banking products and services. The bank's is focused on reliable advice and simple, attractive products. TARGOBANK distributes its products via different channels - branches, phone, Internet.

 ING
Germany
Rating
 (3.1)
Card Provider
Visa
Type
Standard
Annual Costs
0.00 EUR
Credit Card Details
Product Name
VISA Card
Card Provider
Visa
Card Type
Standard
Annual Costs
0.00 EUR
Card Currency
EUR
Bonus Programs
Insurances
Benefits
Services
Credit Card Provider
 (3.1)

ING-DiBa AG is a direct bank of ING Group (Netherlands) offering retail banking products and services. Being a direct bank, ING-DiBa AG doesn't have an expensive branch network, the resulting cost savings are passed on to the bank's customers which allows to offer fair conditions in all product areas. The savings and loan products of ING-DiBa AG are not complicated and can be opened and administered independently via the Internet, telephone or by postal letters.

 Santander
Germany
Rating
 (2.0)
Card Provider
Visa
Type
Standard
Annual Costs
0.00 EUR
Credit Card Details
Product Name
1plus Visa-Card
Card Provider
Visa
Card Type
Standard
Annual Costs
0.00 EUR
Card Currency
EUR
Bonus Programs
Insurances
Benefits
Services
Credit Card Provider
 (2.0)

Santander Consumer Bank Aktiengesellschaft, a member of Santander Group (Spain), is a provider of financial services in retail banking. The head bank of the group, Banco Santander, based in Madrid is mainly active in retail banking and in addition in global wholesale banking, cards, asset management and insurance business.

 1822MOBILE
Germany
Rating
n/a
Card Provider
Visa
Type
Standard
Annual Costs
0.00 EUR
Credit Card Details
Product Name
Kreditkarte
Card Provider
Visa
Card Type
Standard
Annual Costs
0.00 EUR
Card Currency
EUR
Bonus Amount
50.00 EUR
Bonus Programs
Insurances
Benefits
Services
Credit Card Provider

Frankfurter Sparkasse is a member of Sparkassen Finanzgruppe and is the 4th largest savings bank in Germany out of 385.

Core business of Frankfurter Sparkasse is providing high-quality retail banking products and services to local residents: private customers, small- and medium-sized enterprises and public-sector institutions.

Traditionally for savings banks Frankfurter Sparkasse is essentially focused on broad participation in developing citizens' prosperity and on increasing local economic strength rather than on maximising profits. This business focus help Frankfurter Sparkasse to avoid excessive risks which is reflected in high credit ratings of Frankfurter Sparkasse.

Frankfurter Sparkasse, one of the largest savings banks in Germany, is a modern, universal bank, providing all types of financial services for both private and corporate customers. Frankfurter Sparkasse offers direct banking via its subsidiary 1822direkt. Frankfurter Sparkasse belongs to Landesbank Hessen-Thüringen (Helaba).

 1822direkt
Germany
Rating
n/a
Card Provider
Visa
Type
Standard
Annual Costs
29.90 EUR
Credit Card Details
Product Name
Kreditkarte
Card Provider
Visa
Card Type
Standard
Annual Costs
29.90 EUR
Card Currency
EUR
Bonus Amount
175.00 EUR
Bonus Programs
Insurances
Benefits
Services
Credit Card Provider

Frankfurter Sparkasse is a member of Sparkassen Finanzgruppe and is the 4th largest savings bank in Germany out of 385.

Core business of Frankfurter Sparkasse is providing high-quality retail banking products and services to local residents: private customers, small- and medium-sized enterprises and public-sector institutions.

Traditionally for savings banks Frankfurter Sparkasse is essentially focused on broad participation in developing citizens' prosperity and on increasing local economic strength rather than on maximising profits. This business focus help Frankfurter Sparkasse to avoid excessive risks which is reflected in high credit ratings of Frankfurter Sparkasse.

Frankfurter Sparkasse, one of the largest savings banks in Germany, is a modern, universal bank, providing all types of financial services for both private and corporate customers. Frankfurter Sparkasse offers direct banking via its subsidiary 1822direkt. Frankfurter Sparkasse belongs to Landesbank Hessen-Thüringen (Helaba).

Rating
 (2.8)
Card Provider
Visa
Type
Gold
Annual Costs
35.00 EUR
Credit Card Details
Product Name
GoldCard
Card Provider
Visa
Card Type
Gold
Annual Costs
35.00 EUR
Card Currency
EUR
Bonus Programs
Insurances
Benefits
Services
Credit Card Provider
 (2.8)

Founded in 1969 as a customer credit institution, Hanseatic Bank now specializes in credit cards, deposit taking, real-estate financing and factoring. Hanseatic Bank is a member of Société Générale (France).

 ICS Cards
Germany
Rating
n/a
Card Provider
Visa
Type
Gold
Annual Costs
35.00 EUR
Credit Card Details
Product Name
Visa World Card Gold
Card Provider
Visa
Card Type
Gold
Annual Costs
35.00 EUR
Card Currency
EUR
Bonus Programs
Insurances
Benefits
Services
Credit Card Provider

International Card Services (ICS Cards) provides VISA and MasterCard credit cards to private customers, residents of Germany. ICS Cards operates in Germany as a branch of International Card Services B.V. (Netherlands) and is a member of Dutch ABN AMRO group.

Rating
 (2.3)
Card Provider
Visa
Type
Standard
Annual Costs
48.00 EUR
Credit Card Details
Product Name
Hilton Honors Credit Card
Card Provider
Visa
Card Type
Standard
Annual Costs
48.00 EUR
Card Currency
EUR
Bonus Programs
Insurances
Benefits
Services
Credit Card Provider
 (2.3)

Deutsche Kreditbank AG (DKB) was founded in 1990 in Berlin. DKB is a wholly owned subsidiary of Bayerische Landesbank. DKB provides banking products and services to retail, corporate and public sector clients. Retail banking products are offered via direct banking channels.

 TARGOBANK
Germany
Rating
 (3.2)
Card Provider
Visa
Type
Gold
Annual Costs
59.00 EUR
Credit Card Details
Product Name
Gold-Karte
Card Provider
Visa
Card Type
Gold
Annual Costs
59.00 EUR
Card Currency
EUR
Bonus Programs
Insurances
Benefits
Services
Credit Card Provider
 (3.2)

TARGOBANK is a subsidiary Crédit Mutuel, a French cooperative bank. TARGOBANK provides retail banking products and services. The bank's is focused on reliable advice and simple, attractive products. TARGOBANK distributes its products via different channels - branches, phone, Internet.

 TARGOBANK
Germany
Rating
 (3.2)
Card Provider
Visa
Type
Premium
Annual Costs
88.00 EUR
Credit Card Details
Product Name
Premium-Karte
Card Provider
Visa
Card Type
Premium
Annual Costs
88.00 EUR
Card Currency
EUR
Bonus Programs
Insurances
Benefits
Services
Credit Card Provider
 (3.2)

TARGOBANK is a subsidiary Crédit Mutuel, a French cooperative bank. TARGOBANK provides retail banking products and services. The bank's is focused on reliable advice and simple, attractive products. TARGOBANK distributes its products via different channels - branches, phone, Internet.

 N26
Germany
Rating
 (4.5)
Card Provider
MasterCard
Type
Standard
Annual Costs
0.00 EUR
Credit Card Details
Product Name
Kreditkarte
Card Provider
MasterCard
Card Type
Standard
Annual Costs
0.00 EUR
Card Currency
EUR
Bonus Programs
Insurances
Benefits
Services
Credit Card Provider
 (4.5)

N26 Bank was founded in 2013 and launched its first product in 2015. N26 Bank GmbH is a new innovative German bank, focused on offering retail banking products and services online. N26 Bank provides current accounts, payment cards, consumer loans to private individuals, freelancers and self-employed professionals.

 o2 Banking
Germany
Rating
 (2.1)
Card Provider
MasterCard
Type
Standard
Annual Costs
0.00 EUR
Credit Card Details
Product Name
Debit Mastercard
Card Provider
MasterCard
Card Type
Standard
Annual Costs
0.00 EUR
Card Currency
EUR
Bonus Programs
Insurances
Benefits
Services
Credit Card Provider
 (2.1)

Founded in 2009, Fidor Bank provides retail banking products and services to private and business customers in innovative, technological ways: the bank uses IT solutions based on Web2.0 intrastructure and includes its customers into decision-making process via communication with its financial community. Fidor Bank offers its products via direct banking channels.

 norisbank
Germany
Rating
n/a
Card Provider
MasterCard
Type
Standard
Annual Costs
0.00 EUR
Credit Card Details
Product Name
noris Kreditkarte
Card Provider
MasterCard
Card Type
Standard
Annual Costs
0.00 EUR
Card Currency
EUR
Bonus Amount
100.00 EUR
Bonus Programs
Insurances
Benefits
Services
Credit Card Provider

The history of norisbank began in 1954, when a mail-order company Quelle established a compamy called "Noris" to finance purchase of Quelle's products. Noris Bank was established in 1965 and after several sales, norisbank belongs to Deutsche Bank Group since 2006. Since 2012 norisbank is a direct bank, offering easy-to-understand retail banking products at favorable conditions 24 hours a day, 7 days a week.

 netbank
Germany
Rating
n/a
Card Provider
MasterCard
Type
Standard
Annual Costs
10.00 EUR
Credit Card Details
Product Name
netbank MasterCard Debit
Card Provider
MasterCard
Card Type
Standard
Annual Costs
10.00 EUR
Card Currency
EUR
Bonus Programs
Insurances
Benefits
Services
Credit Card Provider

Established in 1998, netbank is a direct bank offering banking products and services to retail and corporate customers. The bank is focused on providing consumer loans, current accounts and savings accounts. The product range of netbank is characterized by transparency, favorable conditions and high cost efficiency. Since July 2016 netbank operates under the brand of Augsburger Aktienbank AG.

 1822direkt
Germany
Rating
n/a
Card Provider
MasterCard
Type
Standard
Annual Costs
29.90 EUR
Credit Card Details
Product Name
Kreditkarte
Card Provider
MasterCard
Card Type
Standard
Annual Costs
29.90 EUR
Card Currency
EUR
Bonus Amount
175.00 EUR
Bonus Programs
Insurances
Benefits
Services
Credit Card Provider

Frankfurter Sparkasse is a member of Sparkassen Finanzgruppe and is the 4th largest savings bank in Germany out of 385.

Core business of Frankfurter Sparkasse is providing high-quality retail banking products and services to local residents: private customers, small- and medium-sized enterprises and public-sector institutions.

Traditionally for savings banks Frankfurter Sparkasse is essentially focused on broad participation in developing citizens' prosperity and on increasing local economic strength rather than on maximising profits. This business focus help Frankfurter Sparkasse to avoid excessive risks which is reflected in high credit ratings of Frankfurter Sparkasse.

Frankfurter Sparkasse, one of the largest savings banks in Germany, is a modern, universal bank, providing all types of financial services for both private and corporate customers. Frankfurter Sparkasse offers direct banking via its subsidiary 1822direkt. Frankfurter Sparkasse belongs to Landesbank Hessen-Thüringen (Helaba).

Rating
 (4.0)
Card Provider
MasterCard
Type
Standard
Annual Costs
30.00 EUR
Credit Card Details
Product Name
FCB Mastercard
Card Provider
MasterCard
Card Type
Standard
Annual Costs
30.00 EUR
Card Currency
EUR
Bonus Programs
Insurances
Benefits
Services
Credit Card Provider
 (4.0)

UniCredit Group is one of the largest European banking groups focused on providing financial products and services in Western and Central and Eastern Europe. UniCredit Group has four main business lines: commercial banking (including retail, direct, private and business banking), corporate and investment banking, asset management and asset gathering. UniCredit Bank AG started its operations in Germany in 1869 under the name "Bayerische Vereinsbank AG". Since 2005, the bank has been part of UniCredit Group and now operates as HypoVereinsbank AG. HypoVereinsbank AG offers its products and services in the areas of retail, private, corporate and investment banking.

Rating
 (2.3)
Card Provider
MasterCard
Type
Standard
Annual Costs
39.00 EUR
Credit Card Details
Product Name
BMW Credit Card Classic
Card Provider
MasterCard
Card Type
Standard
Annual Costs
39.00 EUR
Card Currency
EUR
Bonus Programs
Insurances
Benefits
Services
Credit Card Provider
 (2.3)

Deutsche Kreditbank AG (DKB) was founded in 1990 in Berlin. DKB is a wholly owned subsidiary of Bayerische Landesbank. DKB provides banking products and services to retail, corporate and public sector clients. Retail banking products are offered via direct banking channels.

Rating
 (2.3)
Card Provider
MasterCard
Type
Standard
Annual Costs
39.00 EUR
Credit Card Details
Product Name
MINI Credit Card Basic
Card Provider
MasterCard
Card Type
Standard
Annual Costs
39.00 EUR
Card Currency
EUR
Bonus Programs
Insurances
Benefits
Services
Credit Card Provider
 (2.3)

Deutsche Kreditbank AG (DKB) was founded in 1990 in Berlin. DKB is a wholly owned subsidiary of Bayerische Landesbank. DKB provides banking products and services to retail, corporate and public sector clients. Retail banking products are offered via direct banking channels.

 Miles & More
Germany
Rating
 (2.3)
Card Provider
MasterCard
Type
Standard
Annual Costs
55.00 EUR
Credit Card Details
Product Name
Miles & More Credit Card Blue World
Card Provider
MasterCard
Card Type
Standard
Annual Costs
55.00 EUR
Card Currency
EUR
Bonus Programs
Insurances
Benefits
Services
Credit Card Provider
 (2.3)

Deutsche Kreditbank AG (DKB) was founded in 1990 in Berlin. DKB is a wholly owned subsidiary of Bayerische Landesbank. DKB provides banking products and services to retail, corporate and public sector clients. Retail banking products are offered via direct banking channels.

 Miles & More
Germany
Rating
 (2.3)
Card Provider
MasterCard
Type
Standard
Annual Costs
65.00 EUR
Credit Card Details
Product Name
Lufthansa Frequent Traveller Credit Card World
Card Provider
MasterCard
Card Type
Standard
Annual Costs
65.00 EUR
Card Currency
EUR
Bonus Programs
Insurances
Benefits
Services
Credit Card Provider
 (2.3)

Deutsche Kreditbank AG (DKB) was founded in 1990 in Berlin. DKB is a wholly owned subsidiary of Bayerische Landesbank. DKB provides banking products and services to retail, corporate and public sector clients. Retail banking products are offered via direct banking channels.

 Miles & More
Germany
Rating
 (2.3)
Card Provider
MasterCard
Type
Standard
Annual Costs
70.00 EUR
Credit Card Details
Product Name
Miles & More Credit Card Blue World Business
Card Provider
MasterCard
Card Type
Standard
Annual Costs
70.00 EUR
Card Currency
EUR
Bonus Programs
Insurances
Benefits
Services
Credit Card Provider
 (2.3)

Deutsche Kreditbank AG (DKB) was founded in 1990 in Berlin. DKB is a wholly owned subsidiary of Bayerische Landesbank. DKB provides banking products and services to retail, corporate and public sector clients. Retail banking products are offered via direct banking channels.

Rating
 (2.3)
Card Provider
MasterCard
Type
Standard
Annual Costs
99.00 EUR
Credit Card Details
Product Name
MINI Credit Card Special
Card Provider
MasterCard
Card Type
Standard
Annual Costs
99.00 EUR
Card Currency
EUR
Bonus Programs
Insurances
Benefits
Services
Credit Card Provider
 (2.3)

Deutsche Kreditbank AG (DKB) was founded in 1990 in Berlin. DKB is a wholly owned subsidiary of Bayerische Landesbank. DKB provides banking products and services to retail, corporate and public sector clients. Retail banking products are offered via direct banking channels.

Rating
 (2.3)
Card Provider
MasterCard
Type
Premium
Annual Costs
99.00 EUR
Credit Card Details
Product Name
BMW Credit Card Premium
Card Provider
MasterCard
Card Type
Premium
Annual Costs
99.00 EUR
Card Currency
EUR
Bonus Programs
Insurances
Benefits
Services
Credit Card Provider
 (2.3)

Deutsche Kreditbank AG (DKB) was founded in 1990 in Berlin. DKB is a wholly owned subsidiary of Bayerische Landesbank. DKB provides banking products and services to retail, corporate and public sector clients. Retail banking products are offered via direct banking channels.

 netbank
Germany
Rating
n/a
Card Provider
MasterCard
Type
Premium
Annual Costs
100.00 EUR
Credit Card Details
Product Name
MasterCard Premium
Card Provider
MasterCard
Card Type
Premium
Annual Costs
100.00 EUR
Card Currency
EUR
Bonus Programs
Insurances
Benefits
Services
Credit Card Provider

Established in 1998, netbank is a direct bank offering banking products and services to retail and corporate customers. The bank is focused on providing consumer loans, current accounts and savings accounts. The product range of netbank is characterized by transparency, favorable conditions and high cost efficiency. Since July 2016 netbank operates under the brand of Augsburger Aktienbank AG.

 Miles & More
Germany
Rating
 (2.3)
Card Provider
MasterCard
Type
Gold
Annual Costs
100.00 EUR
Credit Card Details
Product Name
Miles & More Credit Card Gold World
Card Provider
MasterCard
Card Type
Gold
Annual Costs
100.00 EUR
Card Currency
EUR
Bonus Programs
Insurances
Benefits
Services
Credit Card Provider
 (2.3)

Deutsche Kreditbank AG (DKB) was founded in 1990 in Berlin. DKB is a wholly owned subsidiary of Bayerische Landesbank. DKB provides banking products and services to retail, corporate and public sector clients. Retail banking products are offered via direct banking channels.

 Miles & More
Germany
Rating
 (2.3)
Card Provider
MasterCard
Type
Gold
Annual Costs
110.00 EUR
Credit Card Details
Product Name
Miles & More Credit Card Gold World Busines
Card Provider
MasterCard
Card Type
Gold
Annual Costs
110.00 EUR
Card Currency
EUR
Bonus Programs
Insurances
Benefits
Services
Credit Card Provider
 (2.3)

Deutsche Kreditbank AG (DKB) was founded in 1990 in Berlin. DKB is a wholly owned subsidiary of Bayerische Landesbank. DKB provides banking products and services to retail, corporate and public sector clients. Retail banking products are offered via direct banking channels.

 N26
Germany
Rating
 (4.5)
Card Provider
MasterCard
Type
Standard
Annual Costs
118.80 EUR
Credit Card Details
Product Name
You Kreditkarte
Card Provider
MasterCard
Card Type
Standard
Annual Costs
118.80 EUR
Card Currency
EUR
Bonus Programs
Insurances
Benefits
Services
Credit Card Provider
 (4.5)

N26 Bank was founded in 2013 and launched its first product in 2015. N26 Bank GmbH is a new innovative German bank, focused on offering retail banking products and services online. N26 Bank provides current accounts, payment cards, consumer loans to private individuals, freelancers and self-employed professionals.

 N26 GmbH
Spain
Rating
 (4.5)
Card Provider
MasterCard
Type
Standard
Annual Costs
9.00 EUR
Credit Card Details
Product Name
N26 You Mastercard
Card Provider
MasterCard
Card Type
Standard
Annual Costs
9.00 EUR
Card Currency
EUR
Bonus Programs
Insurances
Benefits
Services
Credit Card Provider
 (4.5)

N26 Bank was founded in 2013 and launched its first product in 2015. N26 Bank GmbH is a new innovative German bank, focused on offering retail banking products and services online. N26 Bank provides current accounts, payment cards, consumer loans to private individuals, freelancers and self-employed professionals.

Austria: This product is offered to Austrian residents only. When clicking on the product link you will be redirected to the product page in German.
Germany: This product is offered to German residents only. When clicking on the product link you will be redirected to the product page in German.
Spain: This product is offered to Spanish residents only. When clicking on the product link you will be redirected to the product page in Spanish.

Credit cards are a convenient option to borrow funds for short-term financing, thus enabling the cardholder to pay a merchant for goods and services. The cardholder is turn promises to the card issuer to pay the borrowed amount and other agreed charges. Credit cards differ by credit card provider (for instance, Visa, American Express, MasterCard), credit card type (silver, gold, platinum), charged interest and annual costs.

The table above shows selected credit cards offered to retail customers by the banks in Germany. The annual costs of the credit cards are within the range of 0.00 - 118.80 EUR.

See Also