Updated on 15 February 2019
Novum Bank Limited was established in Malta in 2009 and is a subsidiary of Novum Holdings Limited. Since 2014, Novum Bank expanded its operations to attract new customers from Germany, Poland, Spain, the Netherlands, France and Austria. Novum Bank provides Cards and Stored Value solutions. The range of solutions includes reloadable prepaid Mastercard cards and Mastercard Gift Cards, and short-term micro-loans.
Netherlands: This product is offered to the Netherlands' residents only. When clicking on the product link you will be redirected to the product page in Dutch.
Credit cards are a convenient option to borrow funds for short-term financing, thus enabling the cardholder to pay a merchant for goods and services. The cardholder is turn promises to the card issuer to pay the borrowed amount and other agreed charges. Credit cards differ by credit card provider (for instance, Visa, American Express, MasterCard), credit card type (silver, gold, platinum), charged interest and annual costs.
The table above shows selected credit cards offered to retail customers by the banks in Malta. The annual costs of the credit cards are within the range of 9.95 - 9.95 EUR.