Current accounts are usually non-interest bearing deposit accounts which are designated to perform day-to-day banking transactions: money can be withdrawn from a current account or deposited to such an account without any restrictions. To facilitate the banking transactions, current accounts are as a rule provided together with payment cards (debit or credit cards). Moreover, current accounts are often offered with overdraft possibility: the account holder can keep withdrawing money from the account even when the account has no funds or the funds are not enough to cover the withdrawal.
Updated on 19 February 2018
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