Current Accounts

Compare Bank Current Accounts in Austria

Updated on 8 April 2020

6 offers from 2 banks
Interest Rates: 0.00 - 0.06 % p.a.
Overdraft Rates: 0.00 - 12.00 % p.a.
Annual Costs: 48.00 - 118.80 EUR
 Hello bank!
ATAustria
Rating
 (3.0)
Interest Rate
0.00 %
Overdraft Rate
6.90 %
Costs (p.a.)
48.00 EUR
Current Account Details
Product Name
Gehalts- Pensionskonto
Account Currency
EUR
Annual Costs
48.00 EUR
Interest Rate (p.a.)
0.00 %
Overdraft Rate (p.a.)
6.90 %
Debit Card
Debit Card Costs (p.a.)
0.00 EUR
Credit Card
Credit Card Costs (p.a.)
0.00 EUR
Online Banking
Telephone Banking
Branch Banking
Mobile Banking
Current Account Features

Free debit card available

Free credit card available

Account be can accessed via online banking

Available to Austrian residents

Current Account Provider
 (3.0)

Hellobank, formerly known as direktanlage.at, was founded in 1995 and was a pioneer among online brokers. Since 2015 Hellobank is a member of BNP Paribas Group. Hellobank specializes in online brokerage services and retail banking.

 BAWAG P.S.K.
ATAustria
Rating
 (3.0)
Interest Rate
0.06 %
Overdraft Rate
12.00 %
Costs (p.a.)
58.80 EUR
Current Account Details
Product Name
Einfach Online Konto mit Gratisoption
Account Currency
EUR
Annual Costs
58.80 EUR
Interest Rate (p.a.)
0.06 %
Overdraft Rate (p.a.)
12.00 %
Debit Card
Debit Card Costs (p.a.)
0.00 EUR
Credit Card
Credit Card Costs (p.a.)
24.72 EUR
Online Banking
Telephone Banking
Branch Banking
Mobile Banking
Current Account Features

Free debit card available

Credit card available

Account be can accessed via online banking, phone, branch

Available to Austrian residents

Current Account Provider
 (3.0)

BAWAG P.S.K. is one of Austria's largest banks with more than 1.6 million retail and corporate customers and a nationwide well-known brand. The business strategy of BAWAG P.S.K is focused on low risk and high efficiency. More than 70% of the bank's loans and receivables are owed to customers in Austria, while the rest accounted for by western industrialized countries such as Germany, France, the United Kingdom and the United States. BAWAG P.S.K. has made a proactive decision to withdraw from Central and Eastern Europe. BAWAG P.S.K. business segments are retail and SME banking, corporate lending and investments, and treasury services and global markets.

 BAWAG P.S.K.
ATAustria
Rating
 (3.0)
Interest Rate
0.06 %
Overdraft Rate
12.00 %
Costs (p.a.)
58.80 EUR
Current Account Details
Product Name
KontoBox Small
Account Currency
EUR
Annual Costs
58.80 EUR
Interest Rate (p.a.)
0.06 %
Overdraft Rate (p.a.)
12.00 %
Debit Card
Debit Card Costs (p.a.)
0.00 EUR
Credit Card
Credit Card Costs (p.a.)
24.00 EUR
Online Banking
Telephone Banking
Branch Banking
Mobile Banking
Current Account Features

Free debit card available

Credit card available

Account be can accessed via online banking, phone, branch

Available to Austrian residents

Current Account Provider
 (3.0)

BAWAG P.S.K. is one of Austria's largest banks with more than 1.6 million retail and corporate customers and a nationwide well-known brand. The business strategy of BAWAG P.S.K is focused on low risk and high efficiency. More than 70% of the bank's loans and receivables are owed to customers in Austria, while the rest accounted for by western industrialized countries such as Germany, France, the United Kingdom and the United States. BAWAG P.S.K. has made a proactive decision to withdraw from Central and Eastern Europe. BAWAG P.S.K. business segments are retail and SME banking, corporate lending and investments, and treasury services and global markets.

 BAWAG P.S.K.
ATAustria
Rating
 (3.0)
Interest Rate
0.06 %
Overdraft Rate
8.50 %
Costs (p.a.)
82.80 EUR
Current Account Details
Product Name
KontoBox Medium
Account Currency
EUR
Annual Costs
82.80 EUR
Interest Rate (p.a.)
0.06 %
Overdraft Rate (p.a.)
8.50 %
Debit Card
Debit Card Costs (p.a.)
0.00 EUR
Credit Card
Credit Card Costs (p.a.)
0.00 EUR
Online Banking
Telephone Banking
Branch Banking
Mobile Banking
Current Account Features

Free debit card available

Free credit card available

Account be can accessed via online banking, phone, branch

Available to Austrian residents

Current Account Provider
 (3.0)

BAWAG P.S.K. is one of Austria's largest banks with more than 1.6 million retail and corporate customers and a nationwide well-known brand. The business strategy of BAWAG P.S.K is focused on low risk and high efficiency. More than 70% of the bank's loans and receivables are owed to customers in Austria, while the rest accounted for by western industrialized countries such as Germany, France, the United Kingdom and the United States. BAWAG P.S.K. has made a proactive decision to withdraw from Central and Eastern Europe. BAWAG P.S.K. business segments are retail and SME banking, corporate lending and investments, and treasury services and global markets.

 BAWAG P.S.K.
ATAustria
Rating
 (3.0)
Interest Rate
0.06 %
Overdraft Rate
7.00 %
Costs (p.a.)
118.80 EUR
Current Account Details
Product Name
KontoBox Large
Account Currency
EUR
Annual Costs
118.80 EUR
Interest Rate (p.a.)
0.06 %
Overdraft Rate (p.a.)
7.00 %
Debit Card
Debit Card Costs (p.a.)
0.00 EUR
Credit Card
Credit Card Costs (p.a.)
0.00 EUR
Online Banking
Telephone Banking
Branch Banking
Mobile Banking
Current Account Features

Free debit card available

Free credit card available

Account be can accessed via online banking, phone, branch

Available to Austrian residents

Current Account Provider
 (3.0)

BAWAG P.S.K. is one of Austria's largest banks with more than 1.6 million retail and corporate customers and a nationwide well-known brand. The business strategy of BAWAG P.S.K is focused on low risk and high efficiency. More than 70% of the bank's loans and receivables are owed to customers in Austria, while the rest accounted for by western industrialized countries such as Germany, France, the United Kingdom and the United States. BAWAG P.S.K. has made a proactive decision to withdraw from Central and Eastern Europe. BAWAG P.S.K. business segments are retail and SME banking, corporate lending and investments, and treasury services and global markets.

 Hello bank!
ATAustria
Rating
 (3.0)
Interest Rate
0.00 %
Overdraft Rate
0.00 %
Costs (p.a.)
48.00 EUR
Current Account Details
Product Name
Hello Girokonto ohne Geldeingang
Account Currency
EUR
Annual Costs
48.00 EUR
Interest Rate (p.a.)
0.00 %
Overdraft Rate (p.a.)
0.00 %
Debit Card
Debit Card Costs (p.a.)
0.00 EUR
Credit Card
Online Banking
Telephone Banking
Branch Banking
Mobile Banking
Current Account Features

Free debit card available

Account be can accessed via online banking

Available to Austrian residents

Current Account Provider
 (3.0)

Hellobank, formerly known as direktanlage.at, was founded in 1995 and was a pioneer among online brokers. Since 2015 Hellobank is a member of BNP Paribas Group. Hellobank specializes in online brokerage services and retail banking.

ATAustria: This product is offered to Austrian residents only. When clicking on the product link you will be redirected to the product page in German.

Current accounts are usually non-interest bearing deposit accounts which are designated to perform day-to-day banking transactions and are often offered with a payment card (a debit card and/or a credit card). Also current accounts may include overdraft possibility.

The table above shows selected current accounts offered to retail customers by the banks in Austria. The interest rates (per annum) are within the range 0.00 - 0.06 %, the overdraft rates (per annum) - 0.00 - 12.00 %, the annual costs - 48.00 - 118.80 EUR.

Deposit Guarantee. Current accounts made with credit institutions in Austria are covered by deposit guarantee scheme up to 100,000 EUR per depositor.

Withholding Tax. Interest income gained on current accounts by non-residents of Austria is not taxed. Interest gained on current accounts by residents of Austria is taxed at 25.00% rate. When the interest is paid, this tax is automatically withhold from the current account by the bank.

Other Banking Products in Austria

See Also