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Compare Bank Current Accounts in Austria

Updated on 2 December 2017

10 offers from 6 banks
Interest Rates (p.a): 0.00 - 0.13 %
Overdraft Rates (p.a.): 0.00 - 12.75 %
Annual Costs: 0.00 - 118.80 EUR

 BAWAG P.S.K.
Austria
Interest Rate
0.06 %
Overdraft Rate
12.00 %
Costs (p.a.)
58.80 EUR

BAWAG P.S.K. is one of Austria's largest banks with more than 1.6 million retail and corporate customers and a nationwide well-known brand. The business strategy of BAWAG P.S.K is focused on low risk and high efficiency. More than 70% of the bank's loans and receivables are owed to customers in Austria, while the rest accounted for by western industrialized countries such as Germany, France, the United Kingdom and the United States.BAWAG P.S.K. has made a proactive decision to withdraw from Central and Eastern Europe.BAWAG P.S.K. business segments are retail and SME banking, corporate lending and investments, and treasury services and global markets.

Product Name
Einfach Online Konto mit Gratisoption
Account Currency
EUR
Annual Costs
58.80 EUR
Interest Rate (p.a.)
0.06 %
Overdraft Rate (p.a.)
12.00 %
Debit Card
Debit Card Costs (p.a.)
0.00 EUR
Credit Card
Credit Card Costs (p.a.)
24.00 EUR
Online Banking
Telephone Banking
Branch Banking
Mobile Banking
 WSK Bank
Austria
Interest Rate
0.00 %
Overdraft Rate
8.75 %
Costs (p.a.)
0.00 EUR

Founded in 1871, WSK Bank has about 150-year traditions in retail banking. WSK Bank AG offers a broad range of financial services primarily to private customers.

Product Name
WSK Girokonto
Account Currency
EUR
Annual Costs
0.00 EUR
Interest Rate (p.a.)
0.00 %
Overdraft Rate (p.a.)
8.75 %
Debit Card
Debit Card Costs (p.a.)
25.00 EUR
Credit Card
Credit Card Costs (p.a.)
60.00 EUR
Online Banking
Telephone Banking
Branch Banking
Mobile Banking
Interest Rate
0.13 %
Overdraft Rate
8.63 %
Costs (p.a.)
65.48 EUR

Generali Bank, founded in 2002, is a member of Generali Group, one of the largest insurers in Austria. Generali Bank offers a comprehensive and demand-oriented product range from current and savings accounts, payments to investments in securities.Generali Bank has no proprietary, costly branch network. Certain products such as savings accounts can be quickly and easily obtained online.

Product Name
EconomyKonto
Account Currency
EUR
Annual Costs
65.48 EUR
Interest Rate (p.a.)
0.13 %
Overdraft Rate (p.a.)
8.63 %
Debit Card
Debit Card Costs (p.a.)
0.00 EUR
Credit Card
Credit Card Costs (p.a.)
19.20 EUR
Online Banking
Telephone Banking
Branch Banking
Mobile Banking
 WSK Bank
Austria
Interest Rate
0.00 %
Overdraft Rate
12.75 %
Costs (p.a.)
31.60 EUR

Founded in 1871, WSK Bank has about 150-year traditions in retail banking. WSK Bank AG offers a broad range of financial services primarily to private customers.

Product Name
WSK Pensionskonto
Account Currency
EUR
Annual Costs
31.60 EUR
Interest Rate (p.a.)
0.00 %
Overdraft Rate (p.a.)
12.75 %
Debit Card
Debit Card Costs (p.a.)
25.00 EUR
Credit Card
Credit Card Costs (p.a.)
60.00 EUR
Online Banking
Telephone Banking
Branch Banking
Mobile Banking
 Oberbank
Austria
Interest Rate
0.01 %
Overdraft Rate
12.75 %
Costs (p.a.)
39.00 EUR

Oberbank, established in 1869, is a member of Austrian 3-Banken-Gruppe. Oberbank offers products and services in retail, private and corporate banking as well as brokerage services.

Product Name
Klassik-Konto mobil
Account Currency
EUR
Annual Costs
39.00 EUR
Interest Rate (p.a.)
0.01 %
Overdraft Rate (p.a.)
12.75 %
Debit Card
Debit Card Costs (p.a.)
26.95 EUR
Credit Card
Credit Card Costs (p.a.)
25.78 EUR
Online Banking
Telephone Banking
Branch Banking
Mobile Banking
Interest Rate
0.05 %
Overdraft Rate
11.75 %
Costs (p.a.)
24.00 EUR

SPARDA-BANK AUSTRIA eGen (formerly Sparda Bank AUSTRIA Süd eGen) was founded in 1938 by railroad workers for railwaymen as a cooperative bank. Sparda-Bank is now a cooperative bank for retail customers with branch offices in Vorarlberg, Tyrol, Carinthia, Styria and Vienna. In 2017 SPARDA-BANK AUSTRIA eGen was merged into VOLKSBANK WIEN AG.

Product Name
Kontopaket BASIS
Account Currency
EUR
Annual Costs
24.00 EUR
Interest Rate (p.a.)
0.05 %
Overdraft Rate (p.a.)
11.75 %
Debit Card
Debit Card Costs (p.a.)
27.00 EUR
Credit Card
Credit Card Costs (p.a.)
64.00 EUR
Online Banking
Telephone Banking
Branch Banking
Mobile Banking
 BAWAG P.S.K.
Austria
Interest Rate
0.06 %
Overdraft Rate
12.00 %
Costs (p.a.)
58.80 EUR

BAWAG P.S.K. is one of Austria's largest banks with more than 1.6 million retail and corporate customers and a nationwide well-known brand. The business strategy of BAWAG P.S.K is focused on low risk and high efficiency. More than 70% of the bank's loans and receivables are owed to customers in Austria, while the rest accounted for by western industrialized countries such as Germany, France, the United Kingdom and the United States.BAWAG P.S.K. has made a proactive decision to withdraw from Central and Eastern Europe.BAWAG P.S.K. business segments are retail and SME banking, corporate lending and investments, and treasury services and global markets.

Product Name
KontoBox Small
Account Currency
EUR
Annual Costs
58.80 EUR
Interest Rate (p.a.)
0.06 %
Overdraft Rate (p.a.)
12.00 %
Debit Card
Debit Card Costs (p.a.)
0.00 EUR
Credit Card
Credit Card Costs (p.a.)
24.00 EUR
Online Banking
Telephone Banking
Branch Banking
Mobile Banking
 BAWAG P.S.K.
Austria
Interest Rate
0.06 %
Overdraft Rate
8.50 %
Costs (p.a.)
82.80 EUR

BAWAG P.S.K. is one of Austria's largest banks with more than 1.6 million retail and corporate customers and a nationwide well-known brand. The business strategy of BAWAG P.S.K is focused on low risk and high efficiency. More than 70% of the bank's loans and receivables are owed to customers in Austria, while the rest accounted for by western industrialized countries such as Germany, France, the United Kingdom and the United States.BAWAG P.S.K. has made a proactive decision to withdraw from Central and Eastern Europe.BAWAG P.S.K. business segments are retail and SME banking, corporate lending and investments, and treasury services and global markets.

Product Name
KontoBox Medium
Account Currency
EUR
Annual Costs
82.80 EUR
Interest Rate (p.a.)
0.06 %
Overdraft Rate (p.a.)
8.50 %
Debit Card
Debit Card Costs (p.a.)
0.00 EUR
Credit Card
Credit Card Costs (p.a.)
0.00 EUR
Online Banking
Telephone Banking
Branch Banking
Mobile Banking
 BAWAG P.S.K.
Austria
Interest Rate
0.06 %
Overdraft Rate
7.00 %
Costs (p.a.)
118.80 EUR

BAWAG P.S.K. is one of Austria's largest banks with more than 1.6 million retail and corporate customers and a nationwide well-known brand. The business strategy of BAWAG P.S.K is focused on low risk and high efficiency. More than 70% of the bank's loans and receivables are owed to customers in Austria, while the rest accounted for by western industrialized countries such as Germany, France, the United Kingdom and the United States.BAWAG P.S.K. has made a proactive decision to withdraw from Central and Eastern Europe.BAWAG P.S.K. business segments are retail and SME banking, corporate lending and investments, and treasury services and global markets.

Product Name
KontoBox Large
Account Currency
EUR
Annual Costs
118.80 EUR
Interest Rate (p.a.)
0.06 %
Overdraft Rate (p.a.)
7.00 %
Debit Card
Debit Card Costs (p.a.)
0.00 EUR
Credit Card
Credit Card Costs (p.a.)
0.00 EUR
Online Banking
Telephone Banking
Branch Banking
Mobile Banking
 ING-DiBa
Austria
Interest Rate
0.00 %
Overdraft Rate
0.00 %
Costs (p.a.)
0.00 EUR

ING-DiBa Austria Niederlassung der ING-DiBa AG is a direct bank of ING Group (Netherlands) offering retail banking products and services. Being a direct bank, ING-DiBa Austria Niederlassung der ING-DiBa AG doesn't have an expensive branch network, the resulting cost savings are passed on to the bank's customers which allows to offer fair conditions in all product areas. The savings and loan products of ING-DiBa Austria Niederlassung der ING-DiBa AG are not complicated and can be opened and administered independently via the Internet, telephone or by postal letters.

Product Name
Girokonto
Account Currency
EUR
Annual Costs
0.00 EUR
Interest Rate (p.a.)
0.00 %
Overdraft Rate (p.a.)
0.00 %
Debit Card
Debit Card Costs (p.a.)
0.00 EUR
Credit Card
Credit Card Costs (p.a.)
0.00 EUR
Online Banking
Telephone Banking
Branch Banking
Mobile Banking

Austria: This product is offered to Austrian residents only. When clicking on the product link you will be redirected to the product page in German.

Current accounts are usually non-interest bearing deposit accounts which are designated to perform day-to-day banking transactions and are often offered with a payment card (a debit card and/or a credit card). Also current accounts may include overdraft possibility.

The table above shows selected current accounts offered to retail customers by the banks in Austria. The interest rates (per annum) are within the range 0.00 - 0.13 %,the overdraft rates (per annum) - 0.00 - 12.75 %, the annual costs - 0.00 - 118.80 EUR.

Current accounts made with credit institutions in Austria are covered bydeposit guarantee schemeup to 100 000 EUR per depositor.

See Also