Current Accounts

Compare Bank Current Accounts in Germany

Updated on 21 October 2020

23 offers from 12 banks
Interest Rates: 0.00 - 0.01 % p.a.
Overdraft Rates: 2.66 - 12.43 % p.a.
Annual Costs: 0.00 - 130.80 EUR
 DKB
DEGermany
Rating
 (2.3)
Interest Rate
0.01 %
Overdraft Rate
6.65 %
Costs (p.a.)
0.00 EUR
Current Account Details
Product Name
DKB-Cash
Account Currency
EUR
Annual Costs
0.00 EUR
Interest Rate (p.a.)
0.01 %
Overdraft Rate (p.a.)
6.65 %
Debit Card
Debit Card Costs (p.a.)
0.00 EUR
Credit Card
Credit Card Costs (p.a.)
0.00 EUR
Online Banking
Telephone Banking
Branch Banking
Mobile Banking
Current Account Features

No annual fees

Free debit card available

Free credit card available

Account be can accessed via online banking, mobile banking

Available to German residents

Current Account Provider
 (2.3)

Deutsche Kreditbank AG (DKB) was founded in 1990 in Berlin. DKB is a wholly owned subsidiary of Bayerische Landesbank. DKB provides banking products and services to retail, corporate and public sector clients. Retail banking products are offered via direct banking channels.

Rating
 (3.1)
Interest Rate
0.00 %
Overdraft Rate
6.50 %
Costs (p.a.)
0.00 EUR
Current Account Details
Product Name
comdirect Girokonto
Account Currency
EUR
Annual Costs
0.00 EUR
Interest Rate (p.a.)
0.00 %
Overdraft Rate (p.a.)
6.50 %
Debit Card
Debit Card Costs (p.a.)
0.00 EUR
Credit Card
Credit Card Costs (p.a.)
0.00 EUR
Online Banking
Telephone Banking
Branch Banking
Mobile Banking
Current Account Features

No annual fees

Free debit card available

Free credit card available

Account be can accessed via online banking, mobile banking, phone, branch

Available to German residents

Current Account Provider
 (3.1)

Established in 1994, comdirect bank is a direct bank, a member of Commerzbank Group. Initially prodiving online brokerage services, comdirect bank now also offers a complete range of retail banking products and services to its online customers. In 2009 comdirect bank started offering investment management solutions to business customers.

 norisbank
DEGermany
Rating
n/a
Interest Rate
0.00 %
Overdraft Rate
10.85 %
Costs (p.a.)
0.00 EUR
Current Account Details
Product Name
Top-Girokonto
Account Currency
EUR
Annual Costs
0.00 EUR
Interest Rate (p.a.)
0.00 %
Overdraft Rate (p.a.)
10.85 %
Debit Card
Debit Card Costs (p.a.)
0.00 EUR
Credit Card
Credit Card Costs (p.a.)
0.00 EUR
Online Banking
Telephone Banking
Branch Banking
Mobile Banking
Current Account Features

No annual fees

Free debit card available

Free credit card available

Account be can accessed via online banking, mobile banking, phone, branch

Available to German residents

Current Account Provider

The history of norisbank began in 1954, when a mail-order company Quelle established a compamy called "Noris" to finance purchase of Quelle's products. Noris Bank was established in 1965 and after several sales, norisbank belongs to Deutsche Bank Group since 2006. Since 2012 norisbank is a direct bank, offering easy-to-understand retail banking products at favorable conditions 24 hours a day, 7 days a week.

 ING
DEGermany
Rating
 (3.1)
Interest Rate
0.00 %
Overdraft Rate
6.99 %
Costs (p.a.)
58.80 EUR
Current Account Details
Product Name
Girokonto
Account Currency
EUR
Annual Costs
58.80 EUR
Interest Rate (p.a.)
0.00 %
Overdraft Rate (p.a.)
6.99 %
Debit Card
Debit Card Costs (p.a.)
0.00 EUR
Credit Card
Credit Card Costs (p.a.)
0.00 EUR
Online Banking
Telephone Banking
Branch Banking
Mobile Banking
Current Account Features

Free debit card available

Free credit card available

Account be can accessed via online banking, mobile banking, phone, branch

Available to German residents

Current Account Provider
 (3.1)

ING-DiBa AG is a direct bank of ING Group (Netherlands) offering retail banking products and services. Being a direct bank, ING-DiBa AG doesn't have an expensive branch network, the resulting cost savings are passed on to the bank's customers which allows to offer fair conditions in all product areas. The savings and loan products of ING-DiBa AG are not complicated and can be opened and administered independently via the Internet, telephone or by postal letters.

 Postbank
DEGermany
Rating
n/a
Interest Rate
0.00 %
Overdraft Rate
10.33 %
Costs (p.a.)
58.80 EUR
Current Account Details
Product Name
Giro plus
Account Currency
EUR
Annual Costs
58.80 EUR
Interest Rate (p.a.)
0.00 %
Overdraft Rate (p.a.)
10.33 %
Debit Card
Debit Card Costs (p.a.)
0.00 EUR
Credit Card
Credit Card Costs (p.a.)
29.00 EUR
Online Banking
Telephone Banking
Branch Banking
Mobile Banking
Current Account Features

Free debit card available

Credit card available

Account be can accessed via online banking, mobile banking, phone, branch

Available to German residents

Current Account Provider

Deutsche Postbank was formed in 1990 as a result of de-merger postal savings division from Deutsche Post. Deutsche Postbank offers retail and corporate banking and insurance simple, low-priced and fair products and services to its individual and business customers via Internet and mobile banking, telephone, a wide branch network and postal offices. Since May 2018, Deutsche Postbank operates as a branch of DB Privat- und Firmenkundenbank AG.

 Postbank
DEGermany
Rating
n/a
Interest Rate
0.00 %
Overdraft Rate
8.46 %
Costs (p.a.)
130.80 EUR
Current Account Details
Product Name
Giro extra plus
Account Currency
EUR
Annual Costs
130.80 EUR
Interest Rate (p.a.)
0.00 %
Overdraft Rate (p.a.)
8.46 %
Debit Card
Debit Card Costs (p.a.)
0.00 EUR
Credit Card
Credit Card Costs (p.a.)
0.00 EUR
Online Banking
Telephone Banking
Branch Banking
Mobile Banking
Current Account Features

Free debit card available

Free credit card available

Account be can accessed via online banking, mobile banking, phone, branch

Available to German residents

Current Account Provider

Deutsche Postbank was formed in 1990 as a result of de-merger postal savings division from Deutsche Post. Deutsche Postbank offers retail and corporate banking and insurance simple, low-priced and fair products and services to its individual and business customers via Internet and mobile banking, telephone, a wide branch network and postal offices. Since May 2018, Deutsche Postbank operates as a branch of DB Privat- und Firmenkundenbank AG.

 1822direkt
DEGermany
Rating
n/a
Interest Rate
0.00 %
Overdraft Rate
7.17 %
Costs (p.a.)
46.80 EUR
Current Account Details
Product Name
Girokonto Klassik
Account Currency
EUR
Annual Costs
46.80 EUR
Interest Rate (p.a.)
0.00 %
Overdraft Rate (p.a.)
7.17 %
Debit Card
Debit Card Costs (p.a.)
0.00 EUR
Credit Card
Credit Card Costs (p.a.)
29.90 EUR
Online Banking
Telephone Banking
Branch Banking
Mobile Banking
Current Account Features

Free debit card available

Credit card available

Account be can accessed via online banking, mobile banking, phone, branch

Available to German residents

Current Account Provider

Frankfurter Sparkasse is a member of Sparkassen Finanzgruppe and is the 5th largest savings bank in Germany out of 379.

Core business of Frankfurter Sparkasse is providing high-quality retail banking products and services to local residents: private customers, small- and medium-sized enterprises and public-sector institutions.

Traditionally for savings banks Frankfurter Sparkasse is essentially focused on broad participation in developing citizens' prosperity and on increasing local economic strength rather than on maximising profits. This business focus help Frankfurter Sparkasse to avoid excessive risks which is reflected in high credit ratings of Frankfurter Sparkasse.

Frankfurter Sparkasse, one of the largest savings banks in Germany, is a modern, universal bank, providing all types of financial services for both private and corporate customers. Frankfurter Sparkasse offers direct banking via its subsidiary 1822direkt. Frankfurter Sparkasse belongs to Landesbank Hessen-Thüringen (Helaba).

 DKB
ATAustria
Rating
 (2.3)
Interest Rate
0.01 %
Overdraft Rate
6.90 %
Costs (p.a.)
0.00 EUR
Current Account Details
Product Name
DKB-Cash
Account Currency
EUR
Annual Costs
0.00 EUR
Interest Rate (p.a.)
0.01 %
Overdraft Rate (p.a.)
6.90 %
Debit Card
Debit Card Costs (p.a.)
0.00 EUR
Credit Card
Credit Card Costs (p.a.)
0.00 EUR
Online Banking
Telephone Banking
Branch Banking
Mobile Banking
Current Account Features

No annual fees

Free debit card available

Free credit card available

Account be can accessed via online banking

Available to Austrian residents

Current Account Provider
 (2.3)

Deutsche Kreditbank AG (DKB) was founded in 1990 in Berlin. DKB is a wholly owned subsidiary of Bayerische Landesbank. DKB provides banking products and services to retail, corporate and public sector clients. Retail banking products are offered via direct banking channels.

 TARGOBANK
DEGermany
Rating
 (3.2)
Interest Rate
0.00 %
Overdraft Rate
12.43 %
Costs (p.a.)
107.40 EUR
Current Account Details
Product Name
Komfort-Konto
Account Currency
EUR
Annual Costs
107.40 EUR
Interest Rate (p.a.)
0.00 %
Overdraft Rate (p.a.)
12.43 %
Debit Card
Debit Card Costs (p.a.)
0.00 EUR
Credit Card
Credit Card Costs (p.a.)
39.00 EUR
Online Banking
Telephone Banking
Branch Banking
Mobile Banking
Current Account Features

Free debit card available

Credit card available

Account be can accessed via online banking, mobile banking, phone, branch

Available to German residents

Current Account Provider
 (3.2)

TARGOBANK is a subsidiary Crédit Mutuel, a French cooperative bank. TARGOBANK provides retail banking products and services. The bank's is focused on reliable advice and simple, attractive products. TARGOBANK distributes its products via different channels - branches, phone, Internet.

 TARGOBANK
DEGermany
Rating
 (3.2)
Interest Rate
0.00 %
Overdraft Rate
7.47 %
Costs (p.a.)
47.40 EUR
Current Account Details
Product Name
Online-Konto
Account Currency
EUR
Annual Costs
47.40 EUR
Interest Rate (p.a.)
0.00 %
Overdraft Rate (p.a.)
7.47 %
Debit Card
Debit Card Costs (p.a.)
0.00 EUR
Credit Card
Credit Card Costs (p.a.)
0.00 EUR
Online Banking
Telephone Banking
Branch Banking
Mobile Banking
Current Account Features

Free debit card available

Free credit card available

Account be can accessed via online banking, mobile banking, phone, branch

Available to German residents

Current Account Provider
 (3.2)

TARGOBANK is a subsidiary Crédit Mutuel, a French cooperative bank. TARGOBANK provides retail banking products and services. The bank's is focused on reliable advice and simple, attractive products. TARGOBANK distributes its products via different channels - branches, phone, Internet.

 Fidor Bank
DEGermany
Rating
 (2.1)
Interest Rate
0.00 %
Overdraft Rate
8.50 %
Costs (p.a.)
60.00 EUR
Current Account Details
Product Name
Fidor Smart Girokonto
Account Currency
EUR
Annual Costs
60.00 EUR
Interest Rate (p.a.)
0.00 %
Overdraft Rate (p.a.)
8.50 %
Debit Card
Debit Card Costs (p.a.)
24.00 EUR
Credit Card
Credit Card Costs (p.a.)
0.00 EUR
Online Banking
Telephone Banking
Branch Banking
Mobile Banking
Current Account Features

Debit card available

Free credit card available

Account be can accessed via online banking, mobile banking

Available to German residents

Current Account Provider
 (2.1)

Founded in 2009, Fidor Bank provides retail banking products and services to private and business customers in innovative, technological ways: the bank uses IT solutions based on Web2.0 intrastructure and includes its customers into decision-making process via communication with its financial community. Fidor Bank also provides B2B banking services, including banking as a platform, API banking services and crypto settlement accounts. Fidor Bank crypto-currency-as-a-service offers simplified new crypto-related investing and trading, including Fidor ICO accounts and Fidor exchange accounts. Fidor Bank offers its products via direct banking channels.

 N26
DEGermany
Rating
 (4.5)
Interest Rate
0.00 %
Overdraft Rate
8.90 %
Costs (p.a.)
0.00 EUR
Current Account Details
Product Name
Girokonto
Account Currency
EUR
Annual Costs
0.00 EUR
Interest Rate (p.a.)
0.00 %
Overdraft Rate (p.a.)
8.90 %
Debit Card
Debit Card Costs (p.a.)
0.00 EUR
Credit Card
Credit Card Costs (p.a.)
0.00 EUR
Online Banking
Telephone Banking
Branch Banking
Mobile Banking
Current Account Features

No annual fees

Free debit card available

Free credit card available

Account be can accessed via online banking, mobile banking

Available to German residents

Current Account Provider
 (4.5)

N26 Bank was founded in 2013 and launched its first product in 2015. N26 Bank GmbH is a new innovative German bank, focused on offering retail banking products and services online. N26 Bank provides current accounts, payment cards, consumer loans to private individuals, freelancers and self-employed professionals.

 N26
ATAustria
Rating
 (4.5)
Interest Rate
0.00 %
Overdraft Rate
8.90 %
Costs (p.a.)
0.00 EUR
Current Account Details
Product Name
Girokonto
Account Currency
EUR
Annual Costs
0.00 EUR
Interest Rate (p.a.)
0.00 %
Overdraft Rate (p.a.)
8.90 %
Debit Card
Debit Card Costs (p.a.)
0.00 EUR
Credit Card
Credit Card Costs (p.a.)
0.00 EUR
Online Banking
Telephone Banking
Branch Banking
Mobile Banking
Current Account Features

No annual fees

Free debit card available

Free credit card available

Account be can accessed via online banking, mobile banking

Available to Austrian residents

Current Account Provider
 (4.5)

N26 Bank was founded in 2013 and launched its first product in 2015. N26 Bank GmbH is a new innovative German bank, focused on offering retail banking products and services online. N26 Bank provides current accounts, payment cards, consumer loans to private individuals, freelancers and self-employed professionals.

 Postbank
DEGermany
Rating
n/a
Interest Rate
0.00 %
Overdraft Rate
10.55 %
Costs (p.a.)
46.80 EUR
Current Account Details
Product Name
Fohlen-Konto
Account Currency
EUR
Annual Costs
46.80 EUR
Interest Rate (p.a.)
0.00 %
Overdraft Rate (p.a.)
10.55 %
Debit Card
Debit Card Costs (p.a.)
0.00 EUR
Credit Card
Credit Card Costs (p.a.)
29.00 EUR
Online Banking
Telephone Banking
Branch Banking
Mobile Banking
Current Account Features

Free debit card available

Credit card available

Account be can accessed via online banking, mobile banking, phone, branch

Available to German residents

Current Account Provider

Deutsche Postbank was formed in 1990 as a result of de-merger postal savings division from Deutsche Post. Deutsche Postbank offers retail and corporate banking and insurance simple, low-priced and fair products and services to its individual and business customers via Internet and mobile banking, telephone, a wide branch network and postal offices. Since May 2018, Deutsche Postbank operates as a branch of DB Privat- und Firmenkundenbank AG.

Rating
 (4.0)
Interest Rate
0.00 %
Overdraft Rate
2.66 %
Costs (p.a.)
0.00 EUR
Current Account Details
Product Name
HVB PlusKonto
Account Currency
EUR
Annual Costs
0.00 EUR
Interest Rate (p.a.)
0.00 %
Overdraft Rate (p.a.)
2.66 %
Debit Card
Debit Card Costs (p.a.)
0.00 EUR
Credit Card
Credit Card Costs (p.a.)
0.00 EUR
Online Banking
Telephone Banking
Branch Banking
Mobile Banking
Current Account Features

No annual fees

Free debit card available

Free credit card available

Account be can accessed via online banking, mobile banking, phone, branch

Available to German residents

Current Account Provider
 (4.0)

UniCredit Group is one of the largest European banking groups focused on providing financial products and services in Western and Central and Eastern Europe. UniCredit Group has four main business lines: commercial banking (including retail, direct, private and business banking), corporate and investment banking, asset management and asset gathering. UniCredit Bank AG started its operations in Germany in 1869 under the name "Bayerische Vereinsbank AG". Since 2005, the bank has been part of UniCredit Group and now operates as HypoVereinsbank AG. HypoVereinsbank AG offers its products and services in the areas of retail, private, corporate and investment banking.

 Postbank
DEGermany
Rating
n/a
Interest Rate
0.00 %
Overdraft Rate
10.33 %
Costs (p.a.)
22.80 EUR
Current Account Details
Product Name
Giro direkt
Account Currency
EUR
Annual Costs
22.80 EUR
Interest Rate (p.a.)
0.00 %
Overdraft Rate (p.a.)
10.33 %
Debit Card
Debit Card Costs (p.a.)
0.00 EUR
Credit Card
Credit Card Costs (p.a.)
29.00 EUR
Online Banking
Telephone Banking
Branch Banking
Mobile Banking
Current Account Features

Free debit card available

Credit card available

Account be can accessed via online banking, mobile banking, phone, branch

Available to German residents

Current Account Provider

Deutsche Postbank was formed in 1990 as a result of de-merger postal savings division from Deutsche Post. Deutsche Postbank offers retail and corporate banking and insurance simple, low-priced and fair products and services to its individual and business customers via Internet and mobile banking, telephone, a wide branch network and postal offices. Since May 2018, Deutsche Postbank operates as a branch of DB Privat- und Firmenkundenbank AG.

 1822MOBILE
DEGermany
Rating
n/a
Interest Rate
0.00 %
Overdraft Rate
7.17 %
Costs (p.a.)
22.80 EUR
Current Account Details
Product Name
Girokonto
Account Currency
EUR
Annual Costs
22.80 EUR
Interest Rate (p.a.)
0.00 %
Overdraft Rate (p.a.)
7.17 %
Debit Card
Debit Card Costs (p.a.)
0.00 EUR
Credit Card
Online Banking
Telephone Banking
Branch Banking
Mobile Banking
Current Account Features

Free debit card available

Account be can accessed via online banking, mobile banking

Available to German residents

Current Account Provider

Frankfurter Sparkasse is a member of Sparkassen Finanzgruppe and is the 5th largest savings bank in Germany out of 379.

Core business of Frankfurter Sparkasse is providing high-quality retail banking products and services to local residents: private customers, small- and medium-sized enterprises and public-sector institutions.

Traditionally for savings banks Frankfurter Sparkasse is essentially focused on broad participation in developing citizens' prosperity and on increasing local economic strength rather than on maximising profits. This business focus help Frankfurter Sparkasse to avoid excessive risks which is reflected in high credit ratings of Frankfurter Sparkasse.

Frankfurter Sparkasse, one of the largest savings banks in Germany, is a modern, universal bank, providing all types of financial services for both private and corporate customers. Frankfurter Sparkasse offers direct banking via its subsidiary 1822direkt. Frankfurter Sparkasse belongs to Landesbank Hessen-Thüringen (Helaba).

Rating
 (4.0)
Interest Rate
0.00 %
Overdraft Rate
2.66 %
Costs (p.a.)
118.80 EUR
Current Account Details
Product Name
FCB PlusKonto
Account Currency
EUR
Annual Costs
118.80 EUR
Interest Rate (p.a.)
0.00 %
Overdraft Rate (p.a.)
2.66 %
Debit Card
Debit Card Costs (p.a.)
5.00 EUR
Credit Card
Credit Card Costs (p.a.)
30.00 EUR
Online Banking
Telephone Banking
Branch Banking
Mobile Banking
Current Account Features

Debit card available

Credit card available

Account be can accessed via online banking, mobile banking, phone, branch

Available to German residents

Current Account Provider
 (4.0)

UniCredit Group is one of the largest European banking groups focused on providing financial products and services in Western and Central and Eastern Europe. UniCredit Group has four main business lines: commercial banking (including retail, direct, private and business banking), corporate and investment banking, asset management and asset gathering. UniCredit Bank AG started its operations in Germany in 1869 under the name "Bayerische Vereinsbank AG". Since 2005, the bank has been part of UniCredit Group and now operates as HypoVereinsbank AG. HypoVereinsbank AG offers its products and services in the areas of retail, private, corporate and investment banking.

 Degussa Bank
DEGermany
Rating
 (2.9)
Interest Rate
0.00 %
Overdraft Rate
9.63 %
Costs (p.a.)
0.00 EUR
Current Account Details
Product Name
GiroDigital Plus
Account Currency
EUR
Annual Costs
0.00 EUR
Interest Rate (p.a.)
0.00 %
Overdraft Rate (p.a.)
9.63 %
Debit Card
Debit Card Costs (p.a.)
0.00 EUR
Credit Card
Credit Card Costs (p.a.)
0.00 EUR
Online Banking
Telephone Banking
Branch Banking
Mobile Banking
Current Account Features

No annual fees

Free debit card available

Free credit card available

Account be can accessed via online banking, mobile banking, phone, branch

Available to German residents

Current Account Provider
 (2.9)

Degussa Bank offers a wide range of retail and corporate banking products and services to individuals and legal entities. Degussa Bank also offers insurance products and online brokerage.

 N26
DEGermany
Rating
 (4.5)
Interest Rate
0.00 %
Overdraft Rate
8.90 %
Costs (p.a.)
118.80 EUR
Current Account Details
Product Name
You Girokonto
Account Currency
EUR
Annual Costs
118.80 EUR
Interest Rate (p.a.)
0.00 %
Overdraft Rate (p.a.)
8.90 %
Debit Card
Debit Card Costs (p.a.)
0.00 EUR
Credit Card
Credit Card Costs (p.a.)
0.00 EUR
Online Banking
Telephone Banking
Branch Banking
Mobile Banking
Current Account Features

Free debit card available

Free credit card available

Account be can accessed via online banking, mobile banking

Available to German residents

Current Account Provider
 (4.5)

N26 Bank was founded in 2013 and launched its first product in 2015. N26 Bank GmbH is a new innovative German bank, focused on offering retail banking products and services online. N26 Bank provides current accounts, payment cards, consumer loans to private individuals, freelancers and self-employed professionals.

 N26
ATAustria
Rating
 (4.5)
Interest Rate
0.00 %
Overdraft Rate
8.90 %
Costs (p.a.)
118.80 EUR
Current Account Details
Product Name
Black Girokonto
Account Currency
EUR
Annual Costs
118.80 EUR
Interest Rate (p.a.)
0.00 %
Overdraft Rate (p.a.)
8.90 %
Debit Card
Debit Card Costs (p.a.)
0.00 EUR
Credit Card
Credit Card Costs (p.a.)
0.00 EUR
Online Banking
Telephone Banking
Branch Banking
Mobile Banking
Current Account Features

Free debit card available

Free credit card available

Account be can accessed via online banking, mobile banking

Available to Austrian residents

Current Account Provider
 (4.5)

N26 Bank was founded in 2013 and launched its first product in 2015. N26 Bank GmbH is a new innovative German bank, focused on offering retail banking products and services online. N26 Bank provides current accounts, payment cards, consumer loans to private individuals, freelancers and self-employed professionals.

Rating
 (3.3)
Interest Rate
0.00 %
Overdraft Rate
9.75 %
Costs (p.a.)
118.80 EUR
Current Account Details
Product Name
Girokonto
Account Currency
EUR
Annual Costs
118.80 EUR
Interest Rate (p.a.)
0.00 %
Overdraft Rate (p.a.)
9.75 %
Debit Card
Debit Card Costs (p.a.)
0.00 EUR
Credit Card
Credit Card Costs (p.a.)
0.00 EUR
Online Banking
Telephone Banking
Branch Banking
Mobile Banking
Current Account Features

Free debit card available

Free credit card available

Account be can accessed via online banking, mobile banking, phone, branch

Available to German residents

Current Account Provider
 (3.3)

Founded in 1870, Commerzbank is an international commercial bank with branches and offices in more than 50 countries. The core markets of Commerzbank are Germany and Poland. Commerzbank offers its products and services to private and corporate clients, as well as institutional investors.

 1822direkt
DEGermany
Rating
n/a
Interest Rate
0.00 %
Overdraft Rate
6.17 %
Costs (p.a.)
118.80 EUR
Current Account Details
Product Name
Girokonto Premium
Account Currency
EUR
Annual Costs
118.80 EUR
Interest Rate (p.a.)
0.00 %
Overdraft Rate (p.a.)
6.17 %
Debit Card
Debit Card Costs (p.a.)
0.00 EUR
Credit Card
Credit Card Costs (p.a.)
29.90 EUR
Online Banking
Telephone Banking
Branch Banking
Mobile Banking
Current Account Features

Free debit card available

Credit card available

Account be can accessed via online banking, mobile banking, phone, branch

Available to German residents

Current Account Provider

Frankfurter Sparkasse is a member of Sparkassen Finanzgruppe and is the 5th largest savings bank in Germany out of 379.

Core business of Frankfurter Sparkasse is providing high-quality retail banking products and services to local residents: private customers, small- and medium-sized enterprises and public-sector institutions.

Traditionally for savings banks Frankfurter Sparkasse is essentially focused on broad participation in developing citizens' prosperity and on increasing local economic strength rather than on maximising profits. This business focus help Frankfurter Sparkasse to avoid excessive risks which is reflected in high credit ratings of Frankfurter Sparkasse.

Frankfurter Sparkasse, one of the largest savings banks in Germany, is a modern, universal bank, providing all types of financial services for both private and corporate customers. Frankfurter Sparkasse offers direct banking via its subsidiary 1822direkt. Frankfurter Sparkasse belongs to Landesbank Hessen-Thüringen (Helaba).

DEGermany: This product is offered to German residents only. When clicking on the product link you will be redirected to the product page in German.
ATAustria: This product is offered to Austrian residents only. When clicking on the product link you will be redirected to the product page in German.

Current accounts are usually non-interest bearing deposit accounts which are designated to perform day-to-day banking transactions and are often offered with a payment card (a debit card and/or a credit card). Also current accounts may include overdraft possibility.

The table above shows selected current accounts offered to retail customers by the banks in Germany. The interest rates (per annum) are within the range 0.00 - 0.01 %, the overdraft rates (per annum) - 2.66 - 12.43 %, the annual costs - 0.00 - 130.80 EUR.

Deposit Guarantee. Current accounts made with credit institutions in Germany are covered by deposit guarantee scheme up to 100,000 EUR per depositor.

Withholding Tax. Interest income gained on current accounts by non-residents of Germany is not taxed. Interest gained on current accounts by residents of Germany is taxed at 26.00% rate. When the interest is paid, this tax is automatically withhold from the current account by the bank.

Other Banking Products in Germany

See Also