Current Accounts

Compare Bank Current Accounts in Italy

Updated on 26 November 2020

3 offers from 3 banks
Interest Rates: 0.00 - 0.30 % p.a.
Overdraft Rates: 0.00 - 14.59 % p.a.
Annual Costs: 0.00 - 24.00 EUR
Rating
 (2.4)
Interest Rate
0.30 %
Overdraft Rate
10.00 %
Costs (p.a.)
24.00 EUR
Current Account Details
Product Name
Conto Yellow
Account Currency
EUR
Annual Costs
24.00 EUR
Interest Rate (p.a.)
0.30 %
Overdraft Rate (p.a.)
10.00 %
Debit Card
Debit Card Costs (p.a.)
0.00 EUR
Credit Card
Credit Card Costs (p.a.)
24.00 EUR
Online Banking
Telephone Banking
Branch Banking
Mobile Banking
Current Account Features

Free debit card available

Credit card available

Account be can accessed via online banking

Available to Italian residents

Current Account Provider
 (2.4)

CheBanca! was established in May 2008 as a multi-channel retail bank of Mediobanca Group. CheBanca! has expanded its activities and started providing not only retail banking and insurance products, but also wealth management and private banking. CheBanca! operates mainly online as a direct bank but also has a branch network.

 
ITItaly
Rating
n/a
Interest Rate
0.00 %
Overdraft Rate
14.59 %
Costs (p.a.)
0.00 EUR
Current Account Details
Account Currency
EUR
Annual Costs
0.00 EUR
Interest Rate (p.a.)
0.00 %
Overdraft Rate (p.a.)
14.59 %
Debit Card
Debit Card Costs (p.a.)
0.00 EUR
Credit Card
Credit Card Costs (p.a.)
0.00 EUR
Online Banking
Telephone Banking
Branch Banking
Mobile Banking
Current Account Features

No annual fees

Free debit card available

Free credit card available

Account be can accessed via online banking, phone, branch

Available to Italian residents

Current Account Provider

Crédit Agricole Italia (formerly Cariparma Crédit Agricole) is a regional bank whose history dates back to 1860. In 2007 Cariparma Crédit Agricole joined Crédit Agricole Group. Crédit Agricole Italia provides a wide range of retail, private and business banking products and services to natural persons, SMEs, agricultural, food and other companies.

 HYPE
ITItaly
Rating
 (3.0)
Interest Rate
0.00 %
Overdraft Rate
0.00 %
Costs (p.a.)
0.00 EUR
Current Account Details
Product Name
HYPE
Account Currency
EUR
Annual Costs
0.00 EUR
Interest Rate (p.a.)
0.00 %
Overdraft Rate (p.a.)
0.00 %
Debit Card
Debit Card Costs (p.a.)
0.00 EUR
Credit Card
Credit Card Costs (p.a.)
0.00 EUR
Online Banking
Telephone Banking
Branch Banking
Mobile Banking
Current Account Features

No annual fees

Free debit card available

Free credit card available

Account be can accessed via online banking, mobile banking

Available to Italian residents

Current Account Provider
 (3.0)

Banca Sella SpA is a subsidiary of Banca Sella Holding SpA, providing retail banking products to private individuals and SMEs online. Banca Sella SpA also offers securities trading solutions and wealth management and business advisory services.

ITItaly: This product is offered to Italian residents only. When clicking on the product link you will be redirected to the product page in Italian.

Current accounts are usually non-interest bearing deposit accounts which are designated to perform day-to-day banking transactions and are often offered with a payment card (a debit card and/or a credit card). Also current accounts may include overdraft possibility.

The table above shows selected current accounts offered to retail customers by the banks in Italy. The interest rates (per annum) are within the range 0.00 - 0.30 %, the overdraft rates (per annum) - 0.00 - 14.59 %, the annual costs - 0.00 - 24.00 EUR.

Deposit Guarantee. Current accounts made with credit institutions in Italy are covered by deposit guarantee scheme up to 100,000 EUR per depositor.

Withholding Tax. Interest income gained on current accounts by non-residents of Italy is not taxed. Interest gained on current accounts by residents of Italy is taxed at 20.00% rate. When the interest is paid, this tax is automatically withhold from the current account by the bank.

Other Banking Products in Italy

See Also