Compare Bank Current Accounts in the Netherlands

Updated on 8 September 2018

10 offers from 7 banks
Interest Rates: 0.00 - 1.25 % p.a.
Overdraft Rates: 0.00 - 15.00 % p.a.
Annual Costs: 0.00 - 180.00 EUR
 ABN-AMRO
Netherlands
Interest Rate
0.00 %
Overdraft Rate
14.10 %
Costs (p.a.)
37.20 EUR

ABN AMRO Bank serves retail, private and corporate banking clients with a primary focus on the Netherlands. ABN AMRO Bank is one of the largest banks of the Netherlands. The bank also conducts selected operations internationally. ABN AMRO Bank offers a comprehensive range of products and services via multichannel distribution including mobile applications and internet banking. In particular, MoneYou is a subsidiary of ABN AMRO Bank, specialising in online financial services (savings, mortgages and consumer loans) for retail clients and also offering savings products outside the Netherlands (Germany, Belgium and Austria). ABN AMRO Bank N.V. is the head bank of ABN AMRO Group (Netherlands).

Product Name
Prive Pakket
Account Currency
EUR
Annual Costs
37.20 EUR
Interest Rate (p.a.)
0.00 %
Overdraft Rate (p.a.)
14.10 %
Debit Card
Debit Card Costs (p.a.)
0.00 EUR
Credit Card
Credit Card Costs (p.a.)
0.00 EUR
Online Banking
Telephone Banking
Branch Banking
Mobile Banking
 Rabobank
Netherlands
Interest Rate
0.00 %
Overdraft Rate
12.90 %
Costs (p.a.)
45.00 EUR

Coöperatieve Rabobank U.A. (commonly known as Rabobank Nederland) was established in 1898as a rural credit cooperative and is a head bank of Rabobank Group, an international financial services provider, active in the areas of banking, asset management, leasing, insurance and real estate. Rabobank Nederland provides a wide range of retail banking products and services to individuals and business customers.

Product Name
TotaalPakket
Account Currency
EUR
Annual Costs
45.00 EUR
Interest Rate (p.a.)
0.00 %
Overdraft Rate (p.a.)
12.90 %
Debit Card
Debit Card Costs (p.a.)
0.00 EUR
Credit Card
Credit Card Costs (p.a.)
0.00 EUR
Online Banking
Telephone Banking
Branch Banking
Mobile Banking
 ASN Bank
Netherlands
Interest Rate
0.75 %
Overdraft Rate
10.00 %
Costs (p.a.)
15.00 EUR

Established in 1960, ASN Bank N.V. is a sustainable bank offering savings, payment and investment products and services only to natural persons and legal entities who work to benefit people and environment. ASN Bank N.V. is a subsidiary of de Volksbank and operates using the banking license of de Volksbank.

Product Name
Bankrekening
Account Currency
EUR
Annual Costs
15.00 EUR
Interest Rate (p.a.)
0.75 %
Overdraft Rate (p.a.)
10.00 %
Debit Card
Debit Card Costs (p.a.)
0.00 EUR
Credit Card
Online Banking
Telephone Banking
Branch Banking
Mobile Banking
 ING
Netherlands
Interest Rate
0.00 %
Overdraft Rate
15.00 %
Costs (p.a.)
36.00 EUR

ING Bank is a member of ING Group, a financial company specializing in insurance and banking. ING Bank is a universal bank offering a wide range of products and services to individuals, families, small businesses, large corporations, financial institutions, governments, public and private institutions and supranational bodies. ING Bank is a market leader in "Benelux" countries (the Netherlands, Belgium and Luxembourg) where it currently has strong market positions in retail and commercial banking.

Product Name
Betaalrekening
Account Currency
EUR
Annual Costs
36.00 EUR
Interest Rate (p.a.)
0.00 %
Overdraft Rate (p.a.)
15.00 %
Debit Card
Debit Card Costs (p.a.)
0.00 EUR
Credit Card
Credit Card Costs (p.a.)
17.40 EUR
Online Banking
Telephone Banking
Branch Banking
Mobile Banking
 SNS Bank
Netherlands
Interest Rate
1.25 %
Overdraft Rate
11.00 %
Costs (p.a.)
30.00 EUR

Established in 1817, SNS Bank was the first savings bank in the Netherlands. "SNS" stands for Samenwerkende Nederlandse Spaarbanken (eng: "Co-operating Dutch Savings banks"). The bank is focused on providing savings, mortgage and payment products to domestic companies and indiviuals.

Since 1 January 2017, SNS Bank operates as 'de Volksbank' to underline that the bank is a stable bank providing simple, useful and affordable products and taking responsibility. Also since 1 January 2017, ASN Bank, Regio Bank, SNS Bank, BGL Wonen Bank and Zwitserleven operate using the single banking license of de Volksbank.

Product Name
Betalen
Account Currency
EUR
Annual Costs
30.00 EUR
Interest Rate (p.a.)
1.25 %
Overdraft Rate (p.a.)
11.00 %
Debit Card
Debit Card Costs (p.a.)
0.00 EUR
Credit Card
Credit Card Costs (p.a.)
15.75 EUR
Online Banking
Telephone Banking
Branch Banking
Mobile Banking
 Knab
Netherlands
Interest Rate
0.95 %
Overdraft Rate
11.58 %
Costs (p.a.)
0.00 EUR

AEGON Bank N.V. is a subsidiary of AEDON N.V., a Dutch company specializing in life insurance, pension and asset management products. AEGON Bank N.V. provides retail banking products, mainly deposit accounts and mortgage loans.

Product Name
Basis
Account Currency
EUR
Annual Costs
0.00 EUR
Interest Rate (p.a.)
0.95 %
Overdraft Rate (p.a.)
11.58 %
Debit Card
Debit Card Costs (p.a.)
0.00 EUR
Credit Card
Online Banking
Telephone Banking
Branch Banking
Mobile Banking
 Knab
Netherlands
Interest Rate
0.95 %
Overdraft Rate
0.00 %
Costs (p.a.)
60.00 EUR

AEGON Bank N.V. is a subsidiary of AEDON N.V., a Dutch company specializing in life insurance, pension and asset management products. AEGON Bank N.V. provides retail banking products, mainly deposit accounts and mortgage loans.

Product Name
Plus
Account Currency
EUR
Annual Costs
60.00 EUR
Interest Rate (p.a.)
0.95 %
Overdraft Rate (p.a.)
0.00 %
Debit Card
Debit Card Costs (p.a.)
0.00 EUR
Credit Card
Credit Card Costs (p.a.)
0.00 EUR
Online Banking
Telephone Banking
Branch Banking
Mobile Banking
 Triodos Bank
Netherlands
Interest Rate
0.00 %
Overdraft Rate
12.00 %
Costs (p.a.)
24.60 EUR

Established in 1980 in the Netherlands, Triodos Bank is a sustainable bank, offering a broad range of lending and investment products for sustainable sectors in several European countries. Triodos Bank finances only people and organisations who work to benefit people and environment.

Product Name
Internet betaalrekening
Account Currency
EUR
Annual Costs
24.60 EUR
Interest Rate (p.a.)
0.00 %
Overdraft Rate (p.a.)
12.00 %
Debit Card
Debit Card Costs (p.a.)
0.00 EUR
Credit Card
Online Banking
Telephone Banking
Branch Banking
Mobile Banking
 Rabobank
Netherlands
Interest Rate
0.00 %
Overdraft Rate
12.90 %
Costs (p.a.)
20.40 EUR

Coöperatieve Rabobank U.A. (commonly known as Rabobank Nederland) was established in 1898as a rural credit cooperative and is a head bank of Rabobank Group, an international financial services provider, active in the areas of banking, asset management, leasing, insurance and real estate. Rabobank Nederland provides a wide range of retail banking products and services to individuals and business customers.

Product Name
DirectPakket
Account Currency
EUR
Annual Costs
20.40 EUR
Interest Rate (p.a.)
0.00 %
Overdraft Rate (p.a.)
12.90 %
Debit Card
Debit Card Costs (p.a.)
0.00 EUR
Credit Card
Credit Card Costs (p.a.)
16.20 EUR
Online Banking
Telephone Banking
Branch Banking
Mobile Banking
 Knab
Netherlands
Interest Rate
0.95 %
Overdraft Rate
11.58 %
Costs (p.a.)
180.00 EUR

AEGON Bank N.V. is a subsidiary of AEDON N.V., a Dutch company specializing in life insurance, pension and asset management products. AEGON Bank N.V. provides retail banking products, mainly deposit accounts and mortgage loans.

Product Name
Premium
Account Currency
EUR
Annual Costs
180.00 EUR
Interest Rate (p.a.)
0.95 %
Overdraft Rate (p.a.)
11.58 %
Debit Card
Debit Card Costs (p.a.)
0.00 EUR
Credit Card
Credit Card Costs (p.a.)
0.00 EUR
Online Banking
Telephone Banking
Branch Banking
Mobile Banking

Netherlands: This product is offered to the Netherlands' residents only. When clicking on the product link you will be redirected to the product page in Dutch.

Current accounts are usually non-interest bearing deposit accounts which are designated to perform day-to-day banking transactions and are often offered with a payment card (a debit card and/or a credit card). Also current accounts may include overdraft possibility.

The table above shows selected current accounts offered to retail customers by the banks in the Netherlands. The interest rates (per annum) are within the range 0.00 - 1.25 %,the overdraft rates (per annum) - 0.00 - 15.00 %, the annual costs - 0.00 - 180.00 EUR.

Current accounts made with credit institutions in the Netherlands are covered by deposit guarantee scheme up to 100 000 EUR per depositor.

See Also