Compare Bank Current Accounts in Poland

Updated on 27 June 2019

13 offers from 12 banks
Interest Rates: 0.00 - 0.00 % p.a.
Overdraft Rates: 0.00 - 10.00 % p.a.
Annual Costs: 0.00 - 96.00 PLN
Rating
 (4.5)
Interest Rate
0.00 %
Overdraft Rate
0.00 %
Costs (p.a.)
0.00 PLN
Current Account Details
Product Name
Konto z Lwem Direct
Account Currency
PLN
Annual Costs
0.00 PLN
Interest Rate (p.a.)
0.00 %
Overdraft Rate (p.a.)
0.00 %
Debit Card
Debit Card Costs (p.a.)
0.00 PLN
Credit Card
Credit Card Costs (p.a.)
84.00 PLN
Online Banking
Telephone Banking
Branch Banking
Mobile Banking
Current Account Features
No annual fees
Free debit card available
Credit card available
Account be can accessed via online banking, phone, branch
Available to Polish residents
Current Account Provider
 (4.5)

In June 2001 ING Bank became a major shareholder of Bank Slaski and from September 6, 2001 Bank Slaski, a member of the ING Group, started operating under a new name ING Bank Slaski SA. ING Bank Slaski is a universal bank, offering individual and corporate customers a broad range of retail, corporate and private banking products and services.

 Alior Bank
Poland
Rating
 (2.7)
Interest Rate
0.00 %
Overdraft Rate
0.00 %
Costs (p.a.)
0.00 PLN
Current Account Details
Product Name
Konto ZEROzłotowe
Account Currency
PLN
Annual Costs
0.00 PLN
Interest Rate (p.a.)
0.00 %
Overdraft Rate (p.a.)
0.00 %
Debit Card
Debit Card Costs (p.a.)
0.00 PLN
Credit Card
Credit Card Costs (p.a.)
48.00 PLN
Online Banking
Telephone Banking
Branch Banking
Mobile Banking
Current Account Features
No annual fees
Free debit card available
Credit card available
Account be can accessed via online banking, phone, branch
Available to Polish residents
Current Account Provider
 (2.7)

Established in 2008 Alior Bank S.A. is a universal bank providing products and services to both individual and business customers. The bank combines the principles of traditional banking with innovative solutions. In December 2013, the Bank entered into a strategic alliance with T-Mobile, leading global telecommunications operator. in May 2014, T-Mobile Banking Services delivered by Alior Bank became operational. In February 2015 Alior Bank SA became the major shareholder of Meritum Bank ICB. On June 30, 2015 Meritum Bank ICB was legally merged with Alior Bank.

 Alior Bank
Poland
Rating
 (2.7)
Interest Rate
0.00 %
Overdraft Rate
0.00 %
Costs (p.a.)
0.00 PLN
Current Account Details
Product Name
Konto osobiste
Account Currency
PLN
Annual Costs
0.00 PLN
Interest Rate (p.a.)
0.00 %
Overdraft Rate (p.a.)
0.00 %
Debit Card
Debit Card Costs (p.a.)
0.00 PLN
Credit Card
Credit Card Costs (p.a.)
72.00 PLN
Online Banking
Telephone Banking
Branch Banking
Mobile Banking
Current Account Features
No annual fees
Free debit card available
Credit card available
Account be can accessed via online banking, phone, branch
Available to Polish residents
Current Account Provider
 (2.7)

Established in 2008 Alior Bank S.A. is a universal bank providing products and services to both individual and business customers. The bank combines the principles of traditional banking with innovative solutions. In December 2013, the Bank entered into a strategic alliance with T-Mobile, leading global telecommunications operator. in May 2014, T-Mobile Banking Services delivered by Alior Bank became operational. In February 2015 Alior Bank SA became the major shareholder of Meritum Bank ICB. On June 30, 2015 Meritum Bank ICB was legally merged with Alior Bank.

 Bank BPH
Poland
Rating
n/a
Interest Rate
0.00 %
Overdraft Rate
10.00 %
Costs (p.a.)
0.00 PLN
Current Account Details
Product Name
Lubię to! Konto
Account Currency
PLN
Annual Costs
0.00 PLN
Interest Rate (p.a.)
0.00 %
Overdraft Rate (p.a.)
10.00 %
Debit Card
Debit Card Costs (p.a.)
0.00 PLN
Credit Card
Credit Card Costs (p.a.)
72.00 PLN
Online Banking
Telephone Banking
Branch Banking
Mobile Banking
Current Account Features
No annual fees
Free debit card available
Credit card available
Account be can accessed via online banking, phone, branch
Available to Polish residents
Current Account Provider

Founded in 1989, Bank Przemysłowo-Handlowy (Bank BPH, eng - Industrial and Commercial Bank) is since 2008 a member of GE Capital group. Bank BPH offers banking products and services to individuals, small and medium-sized enterprises and corporations. The product range includes current accounts, savings accounts, deposit accounts and investment products, consumer loans and mortgages, credit cards. The bank also offers online brokerage and insurance services. Bank BPH delivers its products via a network of more than 400 branches, partner outlets and online banking and telephone.

Rating
 (1.4)
Interest Rate
0.00 %
Overdraft Rate
0.00 %
Costs (p.a.)
0.00 PLN
Current Account Details
Product Name
Smart Konto z limitem
Account Currency
PLN
Annual Costs
0.00 PLN
Interest Rate (p.a.)
0.00 %
Overdraft Rate (p.a.)
0.00 %
Debit Card
Debit Card Costs (p.a.)
0.00 PLN
Credit Card
Credit Card Costs (p.a.)
84.00 PLN
Online Banking
Telephone Banking
Branch Banking
Mobile Banking
Current Account Features
No annual fees
Free debit card available
Credit card available
Account be can accessed via online banking, phone, branch
Available to Polish residents
Current Account Provider
 (1.4)

Established in 1995, Nest Bank is focused on providing retail banking products and services to Polish customers - natural persons and legal entities.

Rating
 (2.3)
Interest Rate
0.00 %
Overdraft Rate
10.00 %
Costs (p.a.)
0.00 PLN
Current Account Details
Product Name
Konto Godne Polecenia
Account Currency
PLN
Annual Costs
0.00 PLN
Interest Rate (p.a.)
0.00 %
Overdraft Rate (p.a.)
10.00 %
Debit Card
Debit Card Costs (p.a.)
0.00 PLN
Credit Card
Credit Card Costs (p.a.)
84.00 PLN
Online Banking
Telephone Banking
Branch Banking
Mobile Banking
Current Account Features
No annual fees
Free debit card available
Credit card available
Account be can accessed via online banking, phone, branch
Available to Polish residents
Current Account Provider
 (2.3)

Santander Bank Polska (formerly Bank Zachodni WBK) was established in 2001 as a result of the merger between Bank Zachodni S.A. and Wielkopolski Bank Kredytowy S.A. (WBK). In 2011 Bank Zachodni WBK became a member of Santander Group. Santander Bank Polska SA offers financial solutions for individuals, micro, small and medium enterprises as well as Polish and international corporations.

Rating
 (2.5)
Interest Rate
0.00 %
Overdraft Rate
0.00 %
Costs (p.a.)
0.00 PLN
Current Account Details
Product Name
Konto Osobiste Citi Priority
Account Currency
PLN
Annual Costs
0.00 PLN
Interest Rate (p.a.)
0.00 %
Overdraft Rate (p.a.)
0.00 %
Debit Card
Debit Card Costs (p.a.)
0.00 PLN
Credit Card
Online Banking
Telephone Banking
Branch Banking
Mobile Banking
Current Account Features
No annual fees
Free debit card available
Account be can accessed via online banking, phone, branch
Available to Polish residents
Current Account Provider
 (2.5)

Citibank Handlowy was established in March 2001 as a result of the merger between Citibank (Poland) SA and Bank Handlowy w Warszawie SA. Today Citibank Handlowy is one of the largest banks in Poland, offering a broad range of modern corporate, investment and retail banking products and services as well as securities brokerage, transaction services, and wealth management.

 Getin Bank
Poland
Rating
 (2.1)
Interest Rate
0.00 %
Overdraft Rate
0.00 %
Costs (p.a.)
0.00 PLN
Current Account Details
Product Name
Konto Getin UP
Account Currency
PLN
Annual Costs
0.00 PLN
Interest Rate (p.a.)
0.00 %
Overdraft Rate (p.a.)
0.00 %
Debit Card
Debit Card Costs (p.a.)
0.00 PLN
Credit Card
Online Banking
Telephone Banking
Branch Banking
Mobile Banking
Current Account Features
No annual fees
Free debit card available
Account be can accessed via online banking, phone, branch
Available to Polish residents
Current Account Provider
 (2.1)

Getin Bank provides banking products and services to individual customers, as well as to small- and medium-sized companies, corporations and public sector organizations.

 mBank
Poland
Rating
n/a
Interest Rate
0.00 %
Overdraft Rate
0.00 %
Costs (p.a.)
0.00 PLN
Current Account Details
Product Name
eKonto mobilne
Account Currency
PLN
Annual Costs
0.00 PLN
Interest Rate (p.a.)
0.00 %
Overdraft Rate (p.a.)
0.00 %
Debit Card
Debit Card Costs (p.a.)
60.00 PLN
Credit Card
Online Banking
Telephone Banking
Branch Banking
Mobile Banking
Current Account Features
No annual fees
Debit card available
Account be can accessed via online banking, phone, branch
Available to Polish residents
Current Account Provider

Established in 2000 as BRE Bank, the bank was rebranded to mBank in 2013. Today mBank is one of the largest Polish banks, operating as a universal bank and serving all client groups. mBank provides a comprehensive range of products and services in retail, business, corporate and private banking.

Rating
 (4.0)
Interest Rate
0.00 %
Overdraft Rate
0.00 %
Costs (p.a.)
96.00 PLN
Current Account Details
Product Name
Konto 360°
Account Currency
PLN
Annual Costs
96.00 PLN
Interest Rate (p.a.)
0.00 %
Overdraft Rate (p.a.)
0.00 %
Debit Card
Debit Card Costs (p.a.)
0.00 PLN
Credit Card
Credit Card Costs (p.a.)
0.00 PLN
Online Banking
Telephone Banking
Branch Banking
Mobile Banking
Current Account Features
Free debit card available
Free credit card available
Account be can accessed via online banking, phone, branch
Available to Polish residents
Current Account Provider
 (4.0)

Founded in 1989 as Bank Inicjatyw Gospodarczych BIG SA, the bank has been a member of Millennium Group (Portugal) since 2003 and operating as Bank Millenium. Bank Millenium is a nationwide universal bank offering its products and services through indirect (chain of branches) and direct channels (the Internet, phone and mobile) to private customers, to self-employed professionals, small- and medium-sized enterprises and large companies.

Rating
n/a
Interest Rate
0.00 %
Overdraft Rate
0.00 %
Costs (p.a.)
0.00 PLN
Current Account Details
Product Name
Wymarzone Konto Osobiste
Account Currency
PLN
Annual Costs
0.00 PLN
Interest Rate (p.a.)
0.00 %
Overdraft Rate (p.a.)
0.00 %
Debit Card
Debit Card Costs (p.a.)
0.00 PLN
Credit Card
Credit Card Costs (p.a.)
72.00 PLN
Online Banking
Telephone Banking
Branch Banking
Mobile Banking
Current Account Features
No annual fees
Free debit card available
Credit card available
Account be can accessed via online banking, phone, branch
Available to Polish residents
Current Account Provider

Raiffeisen Bank Poland, present on the market under the name Raiffeisen Polbank, started its operations in 1991 as one of the first financial institutions with foreign capital appeared in Poland. In 2012 after the merger with Polbank EFG, Raiffeisen Polbank became one of the largest banks in Poland. Raiffeisen Polbank is a universal bank offering retail and corporate banking products and services to individuals, small- and medium-sized enterprises and corporations.

On 9 February 2015 Raiffeisen Bank International announced sale of its operations in Poland and Slovenia, as well as the direct banking unit Zuno. The measures are intended to facilitate an improvement in the CET1 ratio to 12% by end-2017, compared to 10% at end-2014.

 Toyota Bank
Poland
Rating
 (2.4)
Interest Rate
0.00 %
Overdraft Rate
0.00 %
Costs (p.a.)
30.00 PLN
Current Account Details
Product Name
Konto osobiste z kartą
Account Currency
PLN
Annual Costs
30.00 PLN
Interest Rate (p.a.)
0.00 %
Overdraft Rate (p.a.)
0.00 %
Debit Card
Debit Card Costs (p.a.)
0.00 PLN
Credit Card
Online Banking
Telephone Banking
Branch Banking
Mobile Banking
Current Account Features
Free debit card available
Account be can accessed via online banking, phone, branch
Available to Polish residents
Current Account Provider
 (2.4)

Toyota Financial Services in Poland is represented by Toyota Bank Polska SA which started its operations in 2000 and Toyota Leasing Polska. Toyota Bank Polska is a 100%-owned subsidiary of TOYOTA Kreditbank GmbH (Germany). Toyota Bank Polska provides various banking products and services to both natural persons and business clients.

 Dowolny Cel
Poland
Rating
n/a
Interest Rate
0.00 %
Overdraft Rate
0.00 %
Costs (p.a.)
0.00 PLN
Current Account Details
Product Name
Konto dbNET z Kartą IQ
Account Currency
PLN
Annual Costs
0.00 PLN
Interest Rate (p.a.)
0.00 %
Overdraft Rate (p.a.)
0.00 %
Debit Card
Debit Card Costs (p.a.)
0.00 PLN
Credit Card
Credit Card Costs (p.a.)
60.00 PLN
Online Banking
Telephone Banking
Branch Banking
Mobile Banking
Current Account Features
No annual fees
Free debit card available
Credit card available
Account be can accessed via online banking, phone, branch
Available to Polish residents
Current Account Provider

Operating on the Polish market since 1995, Deutsche Bank Polska SA is a member of Deutsche Bank group, one of the largest financial institutions in the world. Deutsche Bank Polska offers a broad range of banking products and services to individuals and business customers.

Poland: This product is offered to Polish residents only. When clicking on the product link you will be redirected to the product page in Polish.

Current accounts are usually non-interest bearing deposit accounts which are designated to perform day-to-day banking transactions and are often offered with a payment card (a debit card and/or a credit card). Also current accounts may include overdraft possibility.

The table above shows selected current accounts offered to retail customers by the banks in Poland. The interest rates (per annum) are within the range 0.00 - 0.00 %, the overdraft rates (per annum) - 0.00 - 10.00 %, the annual costs - 0.00 - 96.00 PLN.

Current accounts made with credit institutions in Poland are covered by deposit guarantee scheme up to 100,000 EUR per depositor.

See Also