Compare Bank Current Accounts in Poland

Updated on 22 November 2018

13 offers from 12 banks
Interest Rates: 0.00 - 0.00 % p.a.
Overdraft Rates: 0.00 - 10.00 % p.a.
Annual Costs: 0.00 - 96.00 PLN
Interest Rate
0.00 %
Overdraft Rate
0.00 %
Costs (p.a.)
0.00 PLN

In June 2001 ING Bank became a major shareholder of Bank Slaski and from September 6, 2001 Bank Slaski, a member of the ING Group, started operating under a new name ING Bank Slaski SA. ING Bank Slaski is a universal bank, offering individual and corporate customers a broad range of retail, corporate and private banking products and services.

Product Name
Konto z Lwem Direct
Account Currency
PLN
Annual Costs
0.00 PLN
Interest Rate (p.a.)
0.00 %
Overdraft Rate (p.a.)
0.00 %
Debit Card
Debit Card Costs (p.a.)
0.00 PLN
Credit Card
Credit Card Costs (p.a.)
84.00 PLN
Online Banking
Telephone Banking
Branch Banking
Mobile Banking
 Alior Bank
Poland
Interest Rate
0.00 %
Overdraft Rate
0.00 %
Costs (p.a.)
0.00 PLN

Established in 2008 Alior Bank S.A. is a universal bank providing products and services to both individual and business customers. The bank combines the principles of traditional banking with innovative solutions. In December 2013, the Bank entered into a strategic alliance with T-Mobile, leading global telecommunications operator. in May 2014, T-Mobile Banking Services delivered by Alior Bank became operational. In February 2015 Alior Bank SA became the major shareholder of Meritum Bank ICB. On June 30, 2015 Meritum Bank ICB was legally merged with Alior Bank.

Product Name
Konto ZEROzłotowe
Account Currency
PLN
Annual Costs
0.00 PLN
Interest Rate (p.a.)
0.00 %
Overdraft Rate (p.a.)
0.00 %
Debit Card
Debit Card Costs (p.a.)
0.00 PLN
Credit Card
Credit Card Costs (p.a.)
48.00 PLN
Online Banking
Telephone Banking
Branch Banking
Mobile Banking
 Alior Bank
Poland
Interest Rate
0.00 %
Overdraft Rate
0.00 %
Costs (p.a.)
0.00 PLN

Established in 2008 Alior Bank S.A. is a universal bank providing products and services to both individual and business customers. The bank combines the principles of traditional banking with innovative solutions. In December 2013, the Bank entered into a strategic alliance with T-Mobile, leading global telecommunications operator. in May 2014, T-Mobile Banking Services delivered by Alior Bank became operational. In February 2015 Alior Bank SA became the major shareholder of Meritum Bank ICB. On June 30, 2015 Meritum Bank ICB was legally merged with Alior Bank.

Product Name
Konto osobiste
Account Currency
PLN
Annual Costs
0.00 PLN
Interest Rate (p.a.)
0.00 %
Overdraft Rate (p.a.)
0.00 %
Debit Card
Debit Card Costs (p.a.)
0.00 PLN
Credit Card
Credit Card Costs (p.a.)
72.00 PLN
Online Banking
Telephone Banking
Branch Banking
Mobile Banking
 Bank BPH
Poland
Interest Rate
0.00 %
Overdraft Rate
10.00 %
Costs (p.a.)
0.00 PLN

Founded in 1989, Bank Przemysłowo-Handlowy (Bank BPH, eng - Industrial and Commercial Bank) is since 2008 a member of GE Capital group. Bank BPH offers banking products and services to individuals, small and medium-sized enterprises and corporations. The product range includes current accounts, savings accounts, deposit accounts and investment products, consumer loans and mortgages, credit cards. The bank also offers online brokerage and insurance services. Bank BPH delivers its products via a network of more than 400 branches,partner outlets and online banking and telephone.

Product Name
Lubię to! Konto
Account Currency
PLN
Annual Costs
0.00 PLN
Interest Rate (p.a.)
0.00 %
Overdraft Rate (p.a.)
10.00 %
Debit Card
Debit Card Costs (p.a.)
0.00 PLN
Credit Card
Credit Card Costs (p.a.)
72.00 PLN
Online Banking
Telephone Banking
Branch Banking
Mobile Banking
Interest Rate
0.00 %
Overdraft Rate
0.00 %
Costs (p.a.)
0.00 PLN

Established in 1995, Nest Bank is focused on providing retail banking products and services to Polish customers - natural persons and legal entities.

Product Name
Smart Konto z limitem
Account Currency
PLN
Annual Costs
0.00 PLN
Interest Rate (p.a.)
0.00 %
Overdraft Rate (p.a.)
0.00 %
Debit Card
Debit Card Costs (p.a.)
0.00 PLN
Credit Card
Credit Card Costs (p.a.)
84.00 PLN
Online Banking
Telephone Banking
Branch Banking
Mobile Banking
Interest Rate
0.00 %
Overdraft Rate
10.00 %
Costs (p.a.)
0.00 PLN

Bank Zachodni WBK was established in 2001 as a result of the merger between Bank Zachodni S.A. and Wielkopolski Bank Kredytowy S.A. (WBK). Since 2011 Bank Zachodni WBK is a member of Santander Group. While specializing in retail banking for individuals and business customers, Bank Zachodni WBK also offers brokerage services, asset and investment fund management, leasing and factoring.

Product Name
Konto Godne Polecenia
Account Currency
PLN
Annual Costs
0.00 PLN
Interest Rate (p.a.)
0.00 %
Overdraft Rate (p.a.)
10.00 %
Debit Card
Debit Card Costs (p.a.)
0.00 PLN
Credit Card
Credit Card Costs (p.a.)
84.00 PLN
Online Banking
Telephone Banking
Branch Banking
Mobile Banking
Interest Rate
0.00 %
Overdraft Rate
0.00 %
Costs (p.a.)
0.00 PLN

Citibank Handlowy was established in March 2001 as a result of the merger between Citibank (Poland) SA and Bank Handlowy w Warszawie SA. Today Citibank Handlowy is one of the largest banks in Poland, offering a broad range of modern corporate, investment and retail banking products and services as well as securities brokerage, transaction services, and wealth management.

Product Name
Konto Osobiste Citi Priority
Account Currency
PLN
Annual Costs
0.00 PLN
Interest Rate (p.a.)
0.00 %
Overdraft Rate (p.a.)
0.00 %
Debit Card
Debit Card Costs (p.a.)
0.00 PLN
Credit Card
Online Banking
Telephone Banking
Branch Banking
Mobile Banking
 Getin Bank
Poland
Interest Rate
0.00 %
Overdraft Rate
0.00 %
Costs (p.a.)
0.00 PLN

Getin Bank provides banking products and services to individual customers, as well as to small- and medium-sized companies, corporations and public sector organizations.

Product Name
Konto Getin UP
Account Currency
PLN
Annual Costs
0.00 PLN
Interest Rate (p.a.)
0.00 %
Overdraft Rate (p.a.)
0.00 %
Debit Card
Debit Card Costs (p.a.)
0.00 PLN
Credit Card
Online Banking
Telephone Banking
Branch Banking
Mobile Banking
 mBank
Poland
Interest Rate
0.00 %
Overdraft Rate
0.00 %
Costs (p.a.)
0.00 PLN

Established in 2000 as BRE Bank, the bank was rebranded tomBank in 2013. Today mBank is one of the largest Polish banks,operating as a universal bank and serving all client groups.mBank provides a comprehensive range of products and services inretail, business, corporate and private banking.

Product Name
eKonto mobilne
Account Currency
PLN
Annual Costs
0.00 PLN
Interest Rate (p.a.)
0.00 %
Overdraft Rate (p.a.)
0.00 %
Debit Card
Debit Card Costs (p.a.)
60.00 PLN
Credit Card
Online Banking
Telephone Banking
Branch Banking
Mobile Banking
Interest Rate
0.00 %
Overdraft Rate
0.00 %
Costs (p.a.)
96.00 PLN

Founded in 1989 as Bank Inicjatyw Gospodarczych BIG SA, the bank has been a member of Millennium Group (Portugal) since 2003 and operating as Bank Millenium. Bank Millenium is a nationwide universal bank offering its products and services through indirect (chain of branches) and direct channels (the Internet, phone and mobile) to private customers, to self-employed professionals, small- and medium-sized enterprises and large companies.

Product Name
Konto 360°
Account Currency
PLN
Annual Costs
96.00 PLN
Interest Rate (p.a.)
0.00 %
Overdraft Rate (p.a.)
0.00 %
Debit Card
Debit Card Costs (p.a.)
0.00 PLN
Credit Card
Credit Card Costs (p.a.)
0.00 PLN
Online Banking
Telephone Banking
Branch Banking
Mobile Banking
Interest Rate
0.00 %
Overdraft Rate
0.00 %
Costs (p.a.)
0.00 PLN

Raiffeisen Bank Poland, present on the market under the name Raiffeisen Polbank, started its operations in 1991 as one of the first financial institutions with foreign capital appeared in Poland. In 2012 after the merger with Polbank EFG, Raiffeisen Polbank became one of the largest banks in Poland. Raiffeisen Polbank is a universal bank offering retail and corporate banking products and services to individuals, small- and medium-sized enterprises and corporations.

On 9 February 2015 Raiffeisen Bank International announced sale of its operations in Poland and Slovenia, as well as the direct banking unit Zuno. The measures are intended to facilitate an improvement in the CET1 ratio to 12% by end-2017, compared to 10% at end-2014.

Product Name
Wymarzone Konto Osobiste
Account Currency
PLN
Annual Costs
0.00 PLN
Interest Rate (p.a.)
0.00 %
Overdraft Rate (p.a.)
0.00 %
Debit Card
Debit Card Costs (p.a.)
0.00 PLN
Credit Card
Credit Card Costs (p.a.)
72.00 PLN
Online Banking
Telephone Banking
Branch Banking
Mobile Banking
 Toyota Bank
Poland
Interest Rate
0.00 %
Overdraft Rate
0.00 %
Costs (p.a.)
30.00 PLN

Toyota Financial Services in Poland is represented by Toyota Bank Polska SA which started its operations in 2000 and Toyota Leasing Polska. Toyota Bank Polska is a 100%-owned subsidiary of TOYOTA Kreditbank GmbH (Germany). Toyota Bank Polska provides various banking products and services to both natural persons and business clients.

Product Name
Konto osobiste z kartą
Account Currency
PLN
Annual Costs
30.00 PLN
Interest Rate (p.a.)
0.00 %
Overdraft Rate (p.a.)
0.00 %
Debit Card
Debit Card Costs (p.a.)
0.00 PLN
Credit Card
Online Banking
Telephone Banking
Branch Banking
Mobile Banking
 Dowolny Cel
Poland
Interest Rate
0.00 %
Overdraft Rate
0.00 %
Costs (p.a.)
0.00 PLN

Operating on the Polish market since 1995,Deutsche Bank Polska SA is a member of Deutsche Bank group,one of the largest financial institutions in the world.Deutsche Bank Polska offers a broad range of banking productsand services to individuals and business customers.

Product Name
Konto dbNET z Kartą IQ
Account Currency
PLN
Annual Costs
0.00 PLN
Interest Rate (p.a.)
0.00 %
Overdraft Rate (p.a.)
0.00 %
Debit Card
Debit Card Costs (p.a.)
0.00 PLN
Credit Card
Credit Card Costs (p.a.)
60.00 PLN
Online Banking
Telephone Banking
Branch Banking
Mobile Banking

Poland: This product is offered to Polish residents only. When clicking on the product link you will be redirected to the product page in Polish.

Current accounts are usually non-interest bearing deposit accounts which are designated to perform day-to-day banking transactions and are often offered with a payment card (a debit card and/or a credit card). Also current accounts may include overdraft possibility.

The table above shows selected current accounts offered to retail customers by the banks in Poland. The interest rates (per annum) are within the range 0.00 - 0.00 %,the overdraft rates (per annum) - 0.00 - 10.00 %, the annual costs - 0.00 - 96.00 PLN.

Current accounts made with credit institutions in Poland are covered by deposit guarantee scheme up to 100 000 EUR per depositor.

See Also