Current Accounts

Compare Bank Current Accounts in Spain

Updated on 2 July 2020

4 offers from 4 banks
Interest Rates: 0.00 - 0.00 % p.a.
Overdraft Rates: 0.00 - 0.00 % p.a.
Annual Costs: 0.00 - 48.00 EUR
 CaixaBank
ESSpain
Rating
 (2.8)
Interest Rate
0.00 %
Overdraft Rate
0.00 %
Costs (p.a.)
48.00 EUR
Current Account Details
Product Name
Cuenta Estrella
Account Currency
EUR
Annual Costs
48.00 EUR
Interest Rate (p.a.)
0.00 %
Overdraft Rate (p.a.)
0.00 %
Debit Card
Debit Card Costs (p.a.)
0.00 EUR
Credit Card
Online Banking
Telephone Banking
Branch Banking
Mobile Banking
Current Account Features

Free debit card available

Account be can accessed via online banking, phone, branch

Available to Spanish residents

Current Account Provider
 (2.8)

CaixaBank is a financial services company, member of La Caixa group. CaixaBank, one of the largest banks in Spain, provides universal banking and insurance products and services.

 BBVA
ESSpain
Rating
 (3.0)
Interest Rate
0.00 %
Overdraft Rate
0.00 %
Costs (p.a.)
0.00 EUR
Current Account Details
Product Name
Cuenta Online
Account Currency
EUR
Annual Costs
0.00 EUR
Interest Rate (p.a.)
0.00 %
Overdraft Rate (p.a.)
0.00 %
Debit Card
Debit Card Costs (p.a.)
0.00 EUR
Credit Card
Online Banking
Telephone Banking
Branch Banking
Mobile Banking
Current Account Features

No annual fees

Free debit card available

Account be can accessed via online banking, mobile banking

Available to Spanish residents

Current Account Provider
 (3.0)

Banco Bilbao Vizcaya Argentaria (BBVA) is one of the largest Spanish banks, operating as a global universal bank and offering retail, private, corporate and investment banking products and services to its customers.

 
ESSpain
Rating
n/a
Interest Rate
0.00 %
Overdraft Rate
0.00 %
Costs (p.a.)
0.00 EUR
Current Account Details
Product Name
Cuenta Joven
Account Currency
EUR
Annual Costs
0.00 EUR
Interest Rate (p.a.)
0.00 %
Overdraft Rate (p.a.)
0.00 %
Debit Card
Debit Card Costs (p.a.)
0.00 EUR
Credit Card
Credit Card Costs (p.a.)
0.00 EUR
Online Banking
Telephone Banking
Branch Banking
Mobile Banking
Current Account Features

No annual fees

Free debit card available

Free credit card available

Account be can accessed via online banking, mobile banking, phone, branch

Available to Spanish residents

Current Account Provider

Abanca Corporación Bancaria (ABANCA) is a Spanish bank, established in 2011. The bank provides retail and corporate banking services.

Rating
 (5.0)
Interest Rate
0.00 %
Overdraft Rate
0.00 %
Costs (p.a.)
6.00 EUR
Current Account Details
Product Name
Cuenta Cero
Account Currency
EUR
Annual Costs
6.00 EUR
Interest Rate (p.a.)
0.00 %
Overdraft Rate (p.a.)
0.00 %
Debit Card
Debit Card Costs (p.a.)
9.00 EUR
Credit Card
Credit Card Costs (p.a.)
25.00 EUR
Online Banking
Telephone Banking
Branch Banking
Mobile Banking
Current Account Features

Debit card available

Credit card available

Account be can accessed via

Available to Spanish residents

Current Account Provider
 (5.0)

Banco Mediolanum provides retail banking products and rervices to natural persons in Spain. Banco Mediolanum assigns a consultant to every customer, so its customers enjoy personalized service and easy access to the bank available 24 hours a day, 365 days a year.

ESSpain: This product is offered to Spanish residents only. When clicking on the product link you will be redirected to the product page in Spanish.

Current accounts are usually non-interest bearing deposit accounts which are designated to perform day-to-day banking transactions and are often offered with a payment card (a debit card and/or a credit card). Also current accounts may include overdraft possibility.

The table above shows selected current accounts offered to retail customers by the banks in Spain. The interest rates (per annum) are within the range 0.00 - 0.00 %, the overdraft rates (per annum) - 0.00 - 0.00 %, the annual costs - 0.00 - 48.00 EUR.

Deposit Guarantee. Current accounts made with credit institutions in Spain are covered by deposit guarantee scheme up to 100,000 EUR per depositor.

Withholding Tax. Interest income gained on current accounts by non-residents of Spain is not taxed. Interest gained on current accounts by residents of Spain is taxed at 21.00% rate. When the interest is paid, this tax is automatically withhold from the current account by the bank.

Other Banking Products in Spain

See Also