Updated on 20 September 2019
ING Bank is a member of ING Group, a financial company specializing in insurance and banking. ING Bank is a universal bank offering a wide range of products and services to individuals, families, small businesses, large corporations, financial institutions, governments, public and private institutions and supranational bodies. ING Bank is a market leader in "Benelux" countries (the Netherlands, Belgium and Luxembourg) where it currently has strong market positions in retail and commercial banking.
ABN AMRO Bank serves retail, private and corporate banking clients with a primary focus on the Netherlands. ABN AMRO Bank is one of the largest banks of the Netherlands. The bank also conducts selected operations internationally. ABN AMRO Bank offers a comprehensive range of products and services via multichannel distribution including mobile applications and internet banking. In particular, MoneYou is a subsidiary of ABN AMRO Bank, specialising in online financial services (savings, mortgages and consumer loans) for retail clients and also offering savings products outside the Netherlands (Germany, Belgium and Austria). ABN AMRO Bank N.V. is the head bank of ABN AMRO Group (Netherlands).
AEGON Bank N.V. is a subsidiary of AEDON N.V., a Dutch company specializing in life insurance, pension and asset management products. AEGON Bank N.V. provides retail banking products, mainly deposit accounts and mortgage loans.
Nationale-Nederlanden Bank NV is a member of NN Group, an insurance and asset management company. Nationale-Nederlanden Bank provides retail banking products and services including savings, investments, payment cards mortgages and consumer loans. Nationale-Nederlanden Bank offers its products both directly and indirectly via independent consultants.
Argenta Spaarbank N.V. (eng - Argenta Savings Bank) operates in the Netherlands as a branch of Argenta Spaarbank NV (Belgium). Argenta Spaarbank N.V. started offering mortgage loans in the Netherlands in 1997 through intermediaries. Since 2004 Argenta Spaarbank N.V. has been also providing savings accounts and insurance products.
ASR Bank N.V. is a 100%-owned subsidiary of a Dutch insurance company ASR. ASR Bank is focused on providing mortgage loans and savings and investment products to the Dutch retail market. These products are sold via intermediaries and via the bank's website.
Delta Lloyd Bank NV is a member of Delta Lloyd Group, a financial group offering insurance and banking products to individuals and business customers. Delta Lloyd Bank offers financial products to retail customers in the area of savings, investments and mortgage loans. These products are sold under the brand of Delta Lloyd through independent financial advisors. In the first half of 2017, Nationale-Nederlanden completed the acquisition of shares of Delta Lloyd Group. Delta Lloyd Bank and Nationale-Nederlanden Bank will continue together under the name Nationale-Nederlanden.
Founded in 1945 to finance entrepreneurs, NIBC Bank is a Dutch bank operating in "BeNeLux" countries and in Germany. The bank provides banking products to corporate and individual clients. NIBC Bank is focused on corporate customers from specific sectors such as the food industry, agriculture and retail, manufacturing, technology, media and services, commercial real estate, shipping, oil & gas services, infrastructure and renewable energy. Business activities for individuals are dominated by residential mortgages and savings products. The savings products are offered via its subsidiary NIBC Direct.
On May 31, 2014 Achmea Hypotheekbank N.V., Achmea Bank Holding N.V. and Achmea Retail Bank N.V. completed their merger into one entity. The remaining entity Achmea Hypotheekbank N.V. was renamed to Achmea Bank N.V. The decision to perform the merger had been taken to reduce complexity, to be able to meet new legislation and to increase efficiency in systems and processes. The main business activities of Achmea Bank N.V. are providing savings products for private individuals and owner-occupied residential mortgage loans. Achmea Bank N.V. offers its products online via Centraal Beheer Achmea.
Netherlands: This product is offered to the Netherlands' residents only. When clicking on the product link you will be redirected to the product page in Dutch.
Mortgage loans are secured loans used for real estate financing purposes (for example, purchase of a new or existing property, construction of an own property, property renovation) without paying the entire value up front. A mortgage loan is secured (or backed) by the collateral of specified real estate property.
The table above shows essential details of selected savings accounts products offered to retail customers by the banks in the Netherlands: currency, borrowing rate per annum, lending amount and mortgage term. The mortgage loans terms vary from 5 to 20 years. The borrowing rates are within the range 3.00 - 6.00 %.