Updated on 8 January 2019
Netherlands: This product is offered to the Netherlands' residents only. When clicking on the product link you will be redirected to the product page in Dutch.
Mortgage loans are secured loans used for real estate financing purposes (for example, purchase of a new or existing property, construction of an own property, property renovation) without paying the entire value up front. A mortgage loan is secured (or backed) by the collateral of specified real estate property.
The table above shows essential details of selected savings accounts products offered to retail customers by the banks in the Netherlands: currency, borrowing rate per annum, lending amount and mortgage term. The mortgage loans terms vary from 5 to 20 years. The borrowing rates are within the range 3.00 - 6.00 %.