Compare Savings Accounts in Austria

Updated on 18 July 2019

12 offers from 12 banks
Interest Rates: 0.02 - 0.35 % p.a.
Account Terms: 1 - 12 months
 Denzel Bank
Austria
Rating
 (2.7)
Currency
EUR
Interest Rate (p.a.)
0.35 %
Deposit Term
1 - 12 months
Savings Account Details
Account Currency
EUR
Min. Interest Rate (p.a.)
0.35 %
Max. Interest Rate (p.a.)
0.35 %
Min. Deposit Term
1 month
Max. Deposit Term
12 months
Min. Investment Amount
1 EUR
Max. Investment Amount
500,000 EUR
Interest Frequency
1 times a year
Savings Account Provider
 (2.7)

Bankhaus Denzel Aktiengesellschaft was founded in 1991 and is a part of the Denzel Group, the largest multi-brand car dealer network in Austria. The initial core business of Denzel Bank was financing for car dealers. Now Denzel Bank offers consumer loans for new and used vehicles and deposit products.

 PORSCHE Bank
Austria
Rating
 (3.1)
Currency
EUR
Interest Rate (p.a.)
0.25 %
Deposit Term
1 - 12 months
Savings Account Details
Product Name
Direktsparen Flexibel
Account Currency
EUR
Min. Interest Rate (p.a.)
0.25 %
Max. Interest Rate (p.a.)
0.25 %
Min. Deposit Term
1 month
Max. Deposit Term
12 months
Min. Investment Amount
1 EUR
Max. Investment Amount
999,999 EUR
Interest Frequency
1 times a year
Savings Account Provider
 (3.1)

Porsche Bank AG, a part of Porsche Holding, is an international automotive financial services company. Porsche Bank offers credit, leasing, insurance and maintainance services for the Group brands VW, Audi, Seat, Skoda and Porsche.

 DenizBank
Austria
Rating
 (4.0)
Currency
EUR
Interest Rate (p.a.)
0.20 %
Deposit Term
1 - 12 months
Savings Account Details
Product Name
Online Sparen Tagesgeld
Account Currency
EUR
Min. Interest Rate (p.a.)
0.20 %
Max. Interest Rate (p.a.)
0.20 %
Min. Deposit Term
1 month
Max. Deposit Term
12 months
Min. Investment Amount
100 EUR
Max. Investment Amount
500,000 EUR
Interest Frequency
1 times a year
Savings Account Provider
 (4.0)

DenizBank AG was founded in Austria in 1996 as a universal bank: the bank offers a range of products and services in retail and corporate banking. DenizBank AS (Turkey) is the parent company of DenizBank AG (Austria). Since 28 September 2012, DenizBank operates under the umbrella of Sberbank (Russia).

 bankdirekt
Austria
Rating
n/a
Currency
EUR
Interest Rate (p.a.)
0.15 %
Deposit Term
1 - 12 months
Savings Account Details
Product Name
Extrakonto
Account Currency
EUR
Min. Interest Rate (p.a.)
0.15 %
Max. Interest Rate (p.a.)
0.15 %
Min. Deposit Term
1 month
Max. Deposit Term
12 months
Min. Investment Amount
1 EUR
Max. Investment Amount
500,000 EUR
Interest Frequency
1 times a year
Savings Account Provider

Since September 2015 bankdirect.at operates as a business unit of Raiffeisenlandesbank Oberösterreich and provides direct bank access to products and services offered by Raiffeisenlandesbank Oberösterreich. bankdirect.at offers a wide range of savings and lending products and brokerage services.

Rating
 (3.6)
Currency
EUR
Interest Rate (p.a.)
0.12 %
Deposit Term
1 - 12 months
Savings Account Details
Product Name
ErtragsKonto flexibel
Account Currency
EUR
Min. Interest Rate (p.a.)
0.12 %
Max. Interest Rate (p.a.)
0.12 %
Min. Deposit Term
1 month
Max. Deposit Term
12 months
Min. Investment Amount
1 EUR
Max. Investment Amount
100,000 EUR
Interest Frequency
1 times a year
Savings Account Provider
 (3.6)

Generali Bank, founded in 2002, is a member of Generali Group, one of the largest insurers in Austria. Generali Bank offers a comprehensive and demand-oriented product range from current and savings accounts, payments to investments in securities. Generali Bank has no proprietary, costly branch network. Certain products such as savings accounts can be quickly and easily obtained online.

Rating
 (3.0)
Currency
EUR
Interest Rate (p.a.)
0.12 %
Deposit Term
1 - 12 months
Savings Account Details
Product Name
Tagesgeld
Account Currency
EUR
Min. Interest Rate (p.a.)
0.12 %
Max. Interest Rate (p.a.)
0.12 %
Min. Deposit Term
1 month
Max. Deposit Term
12 months
Min. Investment Amount
1 EUR
Max. Investment Amount
999,999 EUR
Interest Frequency
1 times a year
Savings Account Provider
 (3.0)

Kremser Bank is a savings bank, member of Austrian Sparkassen Gruppe. Kremser Bank provides retail, private and corporate banking products and services.

 Bank Austria
Austria
Rating
 (3.0)
Currency
EUR
Interest Rate (p.a.)
0.09 - 0.12 %
Deposit Term
1 - 12 months
Savings Account Details
Product Name
Sparkonto 24h
Account Currency
EUR
Min. Interest Rate (p.a.)
0.09 %
Max. Interest Rate (p.a.)
0.12 %
Min. Deposit Term
1 month
Max. Deposit Term
12 months
Min. Investment Amount
1 EUR
Max. Investment Amount
999,999 EUR
Interest Frequency
1 times a year
Savings Account Provider
 (3.0)

Bank Austria was created in 1855 by a merger of Austria's leading traditional banks. Since November 2005, Bank Austria has been a member of UniCredit Group. This combination has created a new, truly European bank with Bank Austria playing a key role in the growth markets of Central and Eastern Europe. UniCredit Bank Austria is a universal bank providing products and services in retail, corporate and investment banking as well as private banking and financial advising.

 LiveBANK
Austria
Rating
 (3.0)
Currency
EUR
Interest Rate (p.a.)
0.10 %
Deposit Term
1 - 12 months
Savings Account Details
Product Name
Online-Sparen
Account Currency
EUR
Min. Interest Rate (p.a.)
0.10 %
Max. Interest Rate (p.a.)
0.10 %
Min. Deposit Term
1 month
Max. Deposit Term
12 months
Min. Investment Amount
1 EUR
Max. Investment Amount
999,999 EUR
Interest Frequency
1 times a year
Savings Account Provider
 (3.0)

Established in 2001, VOLKSBANK WIEN AG operates as a regional universal bank, offering a broad range of retail banking products and services to private individuals and companies.

 AutoBank
Austria
Rating
 (2.8)
Currency
EUR
Interest Rate (p.a.)
0.10 %
Deposit Term
1 - 12 months
Savings Account Details
Product Name
Tagesgeld
Account Currency
EUR
Min. Interest Rate (p.a.)
0.10 %
Max. Interest Rate (p.a.)
0.10 %
Min. Deposit Term
1 month
Max. Deposit Term
12 months
Min. Investment Amount
1 EUR
Max. Investment Amount
999,999 EUR
Interest Frequency
1 times a year
Savings Account Provider
 (2.8)

Autobank AG is one of the leading banks for car loans in Austria and Germany. The bank specializes in motor vehicle leasing and financing solutions. Autobank's product portfolio also includes vehicle trade, factoring and fleet management as well as savings and term deposit accounts.

 easybank
Austria
Rating
 (2.2)
Currency
EUR
Interest Rate (p.a.)
0.02 %
Deposit Term
1 - 12 months
Savings Account Details
Product Name
easy zinsmax
Account Currency
EUR
Min. Interest Rate (p.a.)
0.02 %
Max. Interest Rate (p.a.)
0.02 %
Min. Deposit Term
1 month
Max. Deposit Term
12 months
Min. Investment Amount
1 EUR
Max. Investment Amount
999,999 EUR
Interest Frequency
1 times a year
Savings Account Provider
 (2.2)

Easybank is Austria's largest direct bank offering products and services of a universal bank. The product portfolio of Easybank ranges from services in payment and securities over different savings products and various forms of financing and credit card products. Although Easybank doesn't have classic brick-and-mortar branches, its customers can always contact the bank through the phone or e-mail.

 BAWAG P.S.K.
Austria
Rating
 (3.0)
Currency
EUR
Interest Rate (p.a.)
0.02 %
Deposit Term
1 - 12 months
Savings Account Details
Product Name
SparBox FLEX
Account Currency
EUR
Min. Interest Rate (p.a.)
0.02 %
Max. Interest Rate (p.a.)
0.02 %
Min. Deposit Term
1 month
Max. Deposit Term
12 months
Min. Investment Amount
1 EUR
Max. Investment Amount
999,999 EUR
Interest Frequency
1 times a year
Savings Account Provider
 (3.0)

BAWAG P.S.K. is one of Austria's largest banks with more than 1.6 million retail and corporate customers and a nationwide well-known brand. The business strategy of BAWAG P.S.K is focused on low risk and high efficiency. More than 70% of the bank's loans and receivables are owed to customers in Austria, while the rest accounted for by western industrialized countries such as Germany, France, the United Kingdom and the United States. BAWAG P.S.K. has made a proactive decision to withdraw from Central and Eastern Europe. BAWAG P.S.K. business segments are retail and SME banking, corporate lending and investments, and treasury services and global markets.

Rating
 (4.3)
Currency
EUR
Interest Rate (p.a.)
0.22 %
Deposit Term
1 - 12 months
Savings Account Details
Product Name
Tagesgeld/Flexgeld24
Account Currency
EUR
Min. Interest Rate (p.a.)
0.22 %
Max. Interest Rate (p.a.)
0.22 %
Min. Deposit Term
1 month
Max. Deposit Term
12 months
Min. Investment Amount
1 EUR
Max. Investment Amount
100,000 EUR
Interest Frequency
24 times a year
Savings Account Provider
 (4.3)

The roots of Austrian Anadi Bank trace back to 1896. The bank's core businesses have always been financing of public institutions or housing and mortgage bonds. In addition, the Austrian Anadi Bank offers a wide range of universal banking services for private and corporate customers.

Since 2013 Austrian Anadi Bank is owned by the British-Indian businessman Dr. Sanjeev Kanoria. In 2015, the bank had approximately 10% of total market share in the region of Carinthia (Kärntner).

Austria: This product is offered to Austrian residents only. When clicking on the product link you will be redirected to the product page in German.

Germany: This product is offered to German residents only. When clicking on the product link you will be redirected to the product page in German.

Savings accounts are interest-bearing deposits accounts which allow to withdraw money at any time. While offering more flexibility, savings accounts usually provide lower interest rates than term deposit accounts.

The table above shows essential details of selected savings accounts products offered to retail customers by the banks in Austria: currency, interest rate per annum and deposit term. The savings accounts terms vary from 1 month to 1 years (12 months). The interest rates are within the range 0.02 - 0.35 %. The interest rates provided in the table do not take into account withholding tax levied on interest income in Austria.

Savings accounts made with credit institutions in Austria are covered by deposit guarantee scheme up to 100,000 EUR per depositor.

Austria's Moodys country ceiling (the highest rating that can be assigned) for deposits in local currency is set to Aaa (prime).

See Also