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Compare Savings Accounts in Austria

Updated on 3 December 2017

70 offers from 14 banks
Interest Rates (p.a.): 0.02 - 1.00 %
Accounts Terms: 1 - 12 months

 ING-DiBa
Austria
Currency
EUR
Interest Rate (p.a.)
1.00 %
Deposit Term
1 month

ING-DiBa Austria Niederlassung der ING-DiBa AG is a direct bank of ING Group (Netherlands) offering retail banking products and services. Being a direct bank, ING-DiBa Austria Niederlassung der ING-DiBa AG doesn't have an expensive branch network, the resulting cost savings are passed on to the bank's customers which allows to offer fair conditions in all product areas. The savings and loan products of ING-DiBa Austria Niederlassung der ING-DiBa AG are not complicated and can be opened and administered independently via the Internet, telephone or by postal letters.

Product Name
Direkt-Sparen
Account Currency
EUR
Interest Rate (p.a.)
1.00 %
Deposit Term
1 month
Investment Amount
1 - 50000 EUR
Interest Frequency
1 times a year
 DenizBank
Austria
Currency
EUR
Interest Rate (p.a.)
0.40 %
Deposit Term
1 month

DenizBank AG was founded in Austria in 1996 as a universal bank: the bank offers a range of products and services in retail and corporate banking. DenizBank AS (Turkey) is the parent company of DenizBank AG (Austria). Since 28 September 2012, DenizBank operates under the umbrella of Sberbank (Russia).

Product Name
Online Sparen Tagesgeld
Account Currency
EUR
Interest Rate (p.a.)
0.40 %
Deposit Term
1 month
Investment Amount
100 - 500000 EUR
Interest Frequency
1 times a year
 Denzel Bank
Austria
Currency
EUR
Interest Rate (p.a.)
0.35 %
Deposit Term
1 month

Bankhaus Denzel Aktiengesellschaft was founded in 1991 and is a part of the Denzel Group, the largest multi-brand car dealer network in Austria. The initial core business of Denzel Bank was financing for car dealers. Now Denzel Bank offers consumer loans for new and used vehicles and deposit products.

Product Name
Onlinesparen Täglich Fällig
Account Currency
EUR
Interest Rate (p.a.)
0.35 %
Deposit Term
1 month
Investment Amount
1 - 500000 EUR
Interest Frequency
1 times a year
 PORSCHE Bank
Austria
Currency
EUR
Interest Rate (p.a.)
0.30 %
Deposit Term
1 month

Porsche Bank AG, a part of Porsche Holding, is an international automotivefinancial services company. Porsche Bank offers credit, leasing, insurance and maintainanceservices for the Group brands VW, Audi, Seat, Skoda and Porsche.

Product Name
Direktsparen Flexibel
Account Currency
EUR
Interest Rate (p.a.)
0.30 %
Deposit Term
1 month
Investment Amount
1000 - 999999 EUR
Interest Frequency
1 times a year
 bankdirekt
Austria
Currency
EUR
Interest Rate (p.a.)
0.20 %
Deposit Term
1 month

Since September 2015 bankdirect.at operates as a business unit of Raiffeisenlandesbank Oberösterreich and provides direct bank access to products and services offered by Raiffeisenlandesbank Oberösterreich. bankdirect.at offers a wide range of savings and lending products and brokerage services.

Product Name
Extrakonto
Account Currency
EUR
Interest Rate (p.a.)
0.20 %
Deposit Term
1 month
Investment Amount
1 - 500000 EUR
Interest Frequency
1 times a year
 AutoBank
Austria
Currency
EUR
Interest Rate (p.a.)
0.15 %
Deposit Term
1 month

Autobank AG is one of the leading banks for car loans in Austria and Germany. The bank specializes in motor vehicle leasing and financing solutions. Autobank's product portfolio also includes vehicle trade, factoring and fleet management as well as savings and term deposit accounts.

Product Name
Tagesgeld
Account Currency
EUR
Interest Rate (p.a.)
0.15 %
Deposit Term
1 month
Investment Amount
1 - 999999 EUR
Interest Frequency
1 times a year
Currency
EUR
Interest Rate (p.a.)
0.15 %
Deposit Term
1 month

Generali Bank, founded in 2002, is a member of Generali Group, one of the largest insurers in Austria. Generali Bank offers a comprehensive and demand-oriented product range from current and savings accounts, payments to investments in securities.Generali Bank has no proprietary, costly branch network. Certain products such as savings accounts can be quickly and easily obtained online.

Product Name
ErtragsKonto flexibel
Account Currency
EUR
Interest Rate (p.a.)
0.15 %
Deposit Term
1 month
Investment Amount
1 - 100000 EUR
Interest Frequency
1 times a year
 Bank Austria
Austria
Currency
EUR
Interest Rate (p.a.)
0.12 %
Deposit Term
1 month

Bank Austria was created in 1855 by a merger of Austria's leading traditional banks. Since November 2005, Bank Austria has been a member of UniCredit Group. This combination has created a new, truly European bank with Bank Austria playing a key role in the growth markets of Central and Eastern Europe. UniCredit Bank Austria is a universal bank providing products and services in retail, corporate and investment banking as well as private banking and financial advising.

Product Name
Sparkonto 24h
Account Currency
EUR
Interest Rate (p.a.)
0.12 %
Deposit Term
1 month
Investment Amount
1 - 999999 EUR
Interest Frequency
1 times a year
Currency
EUR
Interest Rate (p.a.)
0.12 %
Deposit Term
1 month

Kremser Bank is a savings bank, member of Austrian Sparkassen Gruppe. Kremser Bank provides retail, private and corporate banking products and services.

Product Name
Tagesgeld
Account Currency
EUR
Interest Rate (p.a.)
0.12 %
Deposit Term
1 month
Investment Amount
1 - 999999 EUR
Interest Frequency
1 times a year
 LiveBANK
Austria
Currency
EUR
Interest Rate (p.a.)
0.10 %
Deposit Term
1 month

Established in 2001, VOLKSBANK WIEN AG operates as a regional universal bank, offering a broad range of retail banking products and services to private individuals and companies.

Product Name
Online-Sparen
Account Currency
EUR
Interest Rate (p.a.)
0.10 %
Deposit Term
1 month
Investment Amount
1 - 999999 EUR
Interest Frequency
1 times a year
 easybank
Austria
Currency
EUR
Interest Rate (p.a.)
0.02 %
Deposit Term
1 month

Easybank is Austria's largest direct bank offering products and services of a universal bank. The product portfolio of Easybank ranges from services in payment and securities over different savings products and various forms of financing and credit card products. Although Easybank doesn't have classic brick-and-mortar branches, its customers can always contact the bank through the phone or e-mail.

Product Name
easy zinsmax
Account Currency
EUR
Interest Rate (p.a.)
0.02 %
Deposit Term
1 month
Investment Amount
1 - 999999 EUR
Interest Frequency
1 times a year
 BAWAG P.S.K.
Austria
Currency
EUR
Interest Rate (p.a.)
0.02 %
Deposit Term
1 month

BAWAG P.S.K. is one of Austria's largest banks with more than 1.6 million retail and corporate customers and a nationwide well-known brand. The business strategy of BAWAG P.S.K is focused on low risk and high efficiency. More than 70% of the bank's loans and receivables are owed to customers in Austria, while the rest accounted for by western industrialized countries such as Germany, France, the United Kingdom and the United States.BAWAG P.S.K. has made a proactive decision to withdraw from Central and Eastern Europe.BAWAG P.S.K. business segments are retail and SME banking, corporate lending and investments, and treasury services and global markets.

Product Name
SparBox FLEX
Account Currency
EUR
Interest Rate (p.a.)
0.02 %
Deposit Term
1 month
Investment Amount
1 - 999999 EUR
Interest Frequency
1 times a year
 ING-DiBa
Austria
Currency
EUR
Interest Rate (p.a.)
1.00 %
Deposit Term
3 months

ING-DiBa Austria Niederlassung der ING-DiBa AG is a direct bank of ING Group (Netherlands) offering retail banking products and services. Being a direct bank, ING-DiBa Austria Niederlassung der ING-DiBa AG doesn't have an expensive branch network, the resulting cost savings are passed on to the bank's customers which allows to offer fair conditions in all product areas. The savings and loan products of ING-DiBa Austria Niederlassung der ING-DiBa AG are not complicated and can be opened and administered independently via the Internet, telephone or by postal letters.

Product Name
Direkt-Sparen
Account Currency
EUR
Interest Rate (p.a.)
1.00 %
Deposit Term
3 months
Investment Amount
1 - 50000 EUR
Interest Frequency
1 times a year
 DenizBank
Austria
Currency
EUR
Interest Rate (p.a.)
0.40 %
Deposit Term
3 months

DenizBank AG was founded in Austria in 1996 as a universal bank: the bank offers a range of products and services in retail and corporate banking. DenizBank AS (Turkey) is the parent company of DenizBank AG (Austria). Since 28 September 2012, DenizBank operates under the umbrella of Sberbank (Russia).

Product Name
Online Sparen Tagesgeld
Account Currency
EUR
Interest Rate (p.a.)
0.40 %
Deposit Term
3 months
Investment Amount
100 - 500000 EUR
Interest Frequency
1 times a year
 Denzel Bank
Austria
Currency
EUR
Interest Rate (p.a.)
0.35 %
Deposit Term
3 months

Bankhaus Denzel Aktiengesellschaft was founded in 1991 and is a part of the Denzel Group, the largest multi-brand car dealer network in Austria. The initial core business of Denzel Bank was financing for car dealers. Now Denzel Bank offers consumer loans for new and used vehicles and deposit products.

Product Name
Onlinesparen Täglich Fällig
Account Currency
EUR
Interest Rate (p.a.)
0.35 %
Deposit Term
3 months
Investment Amount
1 - 500000 EUR
Interest Frequency
1 times a year
 PORSCHE Bank
Austria
Currency
EUR
Interest Rate (p.a.)
0.30 %
Deposit Term
3 months

Porsche Bank AG, a part of Porsche Holding, is an international automotivefinancial services company. Porsche Bank offers credit, leasing, insurance and maintainanceservices for the Group brands VW, Audi, Seat, Skoda and Porsche.

Product Name
Direktsparen Flexibel
Account Currency
EUR
Interest Rate (p.a.)
0.30 %
Deposit Term
3 months
Investment Amount
1000 - 999999 EUR
Interest Frequency
1 times a year
 bankdirekt
Austria
Currency
EUR
Interest Rate (p.a.)
0.20 %
Deposit Term
3 months

Since September 2015 bankdirect.at operates as a business unit of Raiffeisenlandesbank Oberösterreich and provides direct bank access to products and services offered by Raiffeisenlandesbank Oberösterreich. bankdirect.at offers a wide range of savings and lending products and brokerage services.

Product Name
Extrakonto
Account Currency
EUR
Interest Rate (p.a.)
0.20 %
Deposit Term
3 months
Investment Amount
1 - 500000 EUR
Interest Frequency
1 times a year
 AutoBank
Austria
Currency
EUR
Interest Rate (p.a.)
0.15 %
Deposit Term
3 months

Autobank AG is one of the leading banks for car loans in Austria and Germany. The bank specializes in motor vehicle leasing and financing solutions. Autobank's product portfolio also includes vehicle trade, factoring and fleet management as well as savings and term deposit accounts.

Product Name
Tagesgeld
Account Currency
EUR
Interest Rate (p.a.)
0.15 %
Deposit Term
3 months
Investment Amount
1 - 999999 EUR
Interest Frequency
1 times a year
Currency
EUR
Interest Rate (p.a.)
0.15 %
Deposit Term
3 months

Generali Bank, founded in 2002, is a member of Generali Group, one of the largest insurers in Austria. Generali Bank offers a comprehensive and demand-oriented product range from current and savings accounts, payments to investments in securities.Generali Bank has no proprietary, costly branch network. Certain products such as savings accounts can be quickly and easily obtained online.

Product Name
ErtragsKonto flexibel
Account Currency
EUR
Interest Rate (p.a.)
0.15 %
Deposit Term
3 months
Investment Amount
1 - 100000 EUR
Interest Frequency
1 times a year
 Bank Austria
Austria
Currency
EUR
Interest Rate (p.a.)
0.12 %
Deposit Term
3 months

Bank Austria was created in 1855 by a merger of Austria's leading traditional banks. Since November 2005, Bank Austria has been a member of UniCredit Group. This combination has created a new, truly European bank with Bank Austria playing a key role in the growth markets of Central and Eastern Europe. UniCredit Bank Austria is a universal bank providing products and services in retail, corporate and investment banking as well as private banking and financial advising.

Product Name
Sparkonto 24h
Account Currency
EUR
Interest Rate (p.a.)
0.12 %
Deposit Term
3 months
Investment Amount
1 - 999999 EUR
Interest Frequency
1 times a year
Currency
EUR
Interest Rate (p.a.)
0.12 %
Deposit Term
3 months

Kremser Bank is a savings bank, member of Austrian Sparkassen Gruppe. Kremser Bank provides retail, private and corporate banking products and services.

Product Name
Tagesgeld
Account Currency
EUR
Interest Rate (p.a.)
0.12 %
Deposit Term
3 months
Investment Amount
1 - 999999 EUR
Interest Frequency
1 times a year
 LiveBANK
Austria
Currency
EUR
Interest Rate (p.a.)
0.10 %
Deposit Term
3 months

Established in 2001, VOLKSBANK WIEN AG operates as a regional universal bank, offering a broad range of retail banking products and services to private individuals and companies.

Product Name
Online-Sparen
Account Currency
EUR
Interest Rate (p.a.)
0.10 %
Deposit Term
3 months
Investment Amount
1 - 999999 EUR
Interest Frequency
1 times a year
 easybank
Austria
Currency
EUR
Interest Rate (p.a.)
0.02 %
Deposit Term
3 months

Easybank is Austria's largest direct bank offering products and services of a universal bank. The product portfolio of Easybank ranges from services in payment and securities over different savings products and various forms of financing and credit card products. Although Easybank doesn't have classic brick-and-mortar branches, its customers can always contact the bank through the phone or e-mail.

Product Name
easy zinsmax
Account Currency
EUR
Interest Rate (p.a.)
0.02 %
Deposit Term
3 months
Investment Amount
1 - 999999 EUR
Interest Frequency
1 times a year
 BAWAG P.S.K.
Austria
Currency
EUR
Interest Rate (p.a.)
0.02 %
Deposit Term
3 months

BAWAG P.S.K. is one of Austria's largest banks with more than 1.6 million retail and corporate customers and a nationwide well-known brand. The business strategy of BAWAG P.S.K is focused on low risk and high efficiency. More than 70% of the bank's loans and receivables are owed to customers in Austria, while the rest accounted for by western industrialized countries such as Germany, France, the United Kingdom and the United States.BAWAG P.S.K. has made a proactive decision to withdraw from Central and Eastern Europe.BAWAG P.S.K. business segments are retail and SME banking, corporate lending and investments, and treasury services and global markets.

Product Name
SparBox FLEX
Account Currency
EUR
Interest Rate (p.a.)
0.02 %
Deposit Term
3 months
Investment Amount
1 - 999999 EUR
Interest Frequency
1 times a year
 ING-DiBa
Austria
Currency
EUR
Interest Rate (p.a.)
0.72 %
Deposit Term
6 months

ING-DiBa Austria Niederlassung der ING-DiBa AG is a direct bank of ING Group (Netherlands) offering retail banking products and services. Being a direct bank, ING-DiBa Austria Niederlassung der ING-DiBa AG doesn't have an expensive branch network, the resulting cost savings are passed on to the bank's customers which allows to offer fair conditions in all product areas. The savings and loan products of ING-DiBa Austria Niederlassung der ING-DiBa AG are not complicated and can be opened and administered independently via the Internet, telephone or by postal letters.

Product Name
Direkt-Sparen
Account Currency
EUR
Interest Rate (p.a.)
0.72 %
Deposit Term
6 months
Investment Amount
1 - 50000 EUR
Interest Frequency
1 times a year
 DenizBank
Austria
Currency
EUR
Interest Rate (p.a.)
0.40 %
Deposit Term
6 months

DenizBank AG was founded in Austria in 1996 as a universal bank: the bank offers a range of products and services in retail and corporate banking. DenizBank AS (Turkey) is the parent company of DenizBank AG (Austria). Since 28 September 2012, DenizBank operates under the umbrella of Sberbank (Russia).

Product Name
Online Sparen Tagesgeld
Account Currency
EUR
Interest Rate (p.a.)
0.40 %
Deposit Term
6 months
Investment Amount
100 - 500000 EUR
Interest Frequency
1 times a year
 Denzel Bank
Austria
Currency
EUR
Interest Rate (p.a.)
0.35 %
Deposit Term
6 months

Bankhaus Denzel Aktiengesellschaft was founded in 1991 and is a part of the Denzel Group, the largest multi-brand car dealer network in Austria. The initial core business of Denzel Bank was financing for car dealers. Now Denzel Bank offers consumer loans for new and used vehicles and deposit products.

Product Name
Onlinesparen Täglich Fällig
Account Currency
EUR
Interest Rate (p.a.)
0.35 %
Deposit Term
6 months
Investment Amount
1 - 500000 EUR
Interest Frequency
1 times a year
 PORSCHE Bank
Austria
Currency
EUR
Interest Rate (p.a.)
0.30 %
Deposit Term
6 months

Porsche Bank AG, a part of Porsche Holding, is an international automotivefinancial services company. Porsche Bank offers credit, leasing, insurance and maintainanceservices for the Group brands VW, Audi, Seat, Skoda and Porsche.

Product Name
Direktsparen Flexibel
Account Currency
EUR
Interest Rate (p.a.)
0.30 %
Deposit Term
6 months
Investment Amount
1000 - 999999 EUR
Interest Frequency
1 times a year
 bankdirekt
Austria
Currency
EUR
Interest Rate (p.a.)
0.20 %
Deposit Term
6 months

Since September 2015 bankdirect.at operates as a business unit of Raiffeisenlandesbank Oberösterreich and provides direct bank access to products and services offered by Raiffeisenlandesbank Oberösterreich. bankdirect.at offers a wide range of savings and lending products and brokerage services.

Product Name
Extrakonto
Account Currency
EUR
Interest Rate (p.a.)
0.20 %
Deposit Term
6 months
Investment Amount
1 - 500000 EUR
Interest Frequency
1 times a year
 AutoBank
Austria
Currency
EUR
Interest Rate (p.a.)
0.15 %
Deposit Term
6 months

Autobank AG is one of the leading banks for car loans in Austria and Germany. The bank specializes in motor vehicle leasing and financing solutions. Autobank's product portfolio also includes vehicle trade, factoring and fleet management as well as savings and term deposit accounts.

Product Name
Tagesgeld
Account Currency
EUR
Interest Rate (p.a.)
0.15 %
Deposit Term
6 months
Investment Amount
1 - 999999 EUR
Interest Frequency
1 times a year
Currency
EUR
Interest Rate (p.a.)
0.15 %
Deposit Term
6 months

Generali Bank, founded in 2002, is a member of Generali Group, one of the largest insurers in Austria. Generali Bank offers a comprehensive and demand-oriented product range from current and savings accounts, payments to investments in securities.Generali Bank has no proprietary, costly branch network. Certain products such as savings accounts can be quickly and easily obtained online.

Product Name
ErtragsKonto flexibel
Account Currency
EUR
Interest Rate (p.a.)
0.15 %
Deposit Term
6 months
Investment Amount
1 - 100000 EUR
Interest Frequency
1 times a year
 Bank Austria
Austria
Currency
EUR
Interest Rate (p.a.)
0.12 %
Deposit Term
6 months

Bank Austria was created in 1855 by a merger of Austria's leading traditional banks. Since November 2005, Bank Austria has been a member of UniCredit Group. This combination has created a new, truly European bank with Bank Austria playing a key role in the growth markets of Central and Eastern Europe. UniCredit Bank Austria is a universal bank providing products and services in retail, corporate and investment banking as well as private banking and financial advising.

Product Name
Sparkonto 24h
Account Currency
EUR
Interest Rate (p.a.)
0.12 %
Deposit Term
6 months
Investment Amount
1 - 999999 EUR
Interest Frequency
1 times a year
Currency
EUR
Interest Rate (p.a.)
0.12 %
Deposit Term
6 months

Kremser Bank is a savings bank, member of Austrian Sparkassen Gruppe. Kremser Bank provides retail, private and corporate banking products and services.

Product Name
Tagesgeld
Account Currency
EUR
Interest Rate (p.a.)
0.12 %
Deposit Term
6 months
Investment Amount
1 - 999999 EUR
Interest Frequency
1 times a year
 LiveBANK
Austria
Currency
EUR
Interest Rate (p.a.)
0.10 %
Deposit Term
6 months

Established in 2001, VOLKSBANK WIEN AG operates as a regional universal bank, offering a broad range of retail banking products and services to private individuals and companies.

Product Name
Online-Sparen
Account Currency
EUR
Interest Rate (p.a.)
0.10 %
Deposit Term
6 months
Investment Amount
1 - 999999 EUR
Interest Frequency
1 times a year
 easybank
Austria
Currency
EUR
Interest Rate (p.a.)
0.02 %
Deposit Term
6 months

Easybank is Austria's largest direct bank offering products and services of a universal bank. The product portfolio of Easybank ranges from services in payment and securities over different savings products and various forms of financing and credit card products. Although Easybank doesn't have classic brick-and-mortar branches, its customers can always contact the bank through the phone or e-mail.

Product Name
easy zinsmax
Account Currency
EUR
Interest Rate (p.a.)
0.02 %
Deposit Term
6 months
Investment Amount
1 - 999999 EUR
Interest Frequency
1 times a year
 BAWAG P.S.K.
Austria
Currency
EUR
Interest Rate (p.a.)
0.02 %
Deposit Term
6 months

BAWAG P.S.K. is one of Austria's largest banks with more than 1.6 million retail and corporate customers and a nationwide well-known brand. The business strategy of BAWAG P.S.K is focused on low risk and high efficiency. More than 70% of the bank's loans and receivables are owed to customers in Austria, while the rest accounted for by western industrialized countries such as Germany, France, the United Kingdom and the United States.BAWAG P.S.K. has made a proactive decision to withdraw from Central and Eastern Europe.BAWAG P.S.K. business segments are retail and SME banking, corporate lending and investments, and treasury services and global markets.

Product Name
SparBox FLEX
Account Currency
EUR
Interest Rate (p.a.)
0.02 %
Deposit Term
6 months
Investment Amount
1 - 999999 EUR
Interest Frequency
1 times a year
 ING-DiBa
Austria
Currency
EUR
Interest Rate (p.a.)
0.53 %
Deposit Term
9 months

ING-DiBa Austria Niederlassung der ING-DiBa AG is a direct bank of ING Group (Netherlands) offering retail banking products and services. Being a direct bank, ING-DiBa Austria Niederlassung der ING-DiBa AG doesn't have an expensive branch network, the resulting cost savings are passed on to the bank's customers which allows to offer fair conditions in all product areas. The savings and loan products of ING-DiBa Austria Niederlassung der ING-DiBa AG are not complicated and can be opened and administered independently via the Internet, telephone or by postal letters.

Product Name
Direkt-Sparen
Account Currency
EUR
Interest Rate (p.a.)
0.53 %
Deposit Term
9 months
Investment Amount
1 - 50000 EUR
Interest Frequency
1 times a year
 DenizBank
Austria
Currency
EUR
Interest Rate (p.a.)
0.40 %
Deposit Term
9 months

DenizBank AG was founded in Austria in 1996 as a universal bank: the bank offers a range of products and services in retail and corporate banking. DenizBank AS (Turkey) is the parent company of DenizBank AG (Austria). Since 28 September 2012, DenizBank operates under the umbrella of Sberbank (Russia).

Product Name
Online Sparen Tagesgeld
Account Currency
EUR
Interest Rate (p.a.)
0.40 %
Deposit Term
9 months
Investment Amount
100 - 500000 EUR
Interest Frequency
1 times a year
 Denzel Bank
Austria
Currency
EUR
Interest Rate (p.a.)
0.35 %
Deposit Term
9 months

Bankhaus Denzel Aktiengesellschaft was founded in 1991 and is a part of the Denzel Group, the largest multi-brand car dealer network in Austria. The initial core business of Denzel Bank was financing for car dealers. Now Denzel Bank offers consumer loans for new and used vehicles and deposit products.

Product Name
Onlinesparen Täglich Fällig
Account Currency
EUR
Interest Rate (p.a.)
0.35 %
Deposit Term
9 months
Investment Amount
1 - 500000 EUR
Interest Frequency
1 times a year
 PORSCHE Bank
Austria
Currency
EUR
Interest Rate (p.a.)
0.30 %
Deposit Term
9 months

Porsche Bank AG, a part of Porsche Holding, is an international automotivefinancial services company. Porsche Bank offers credit, leasing, insurance and maintainanceservices for the Group brands VW, Audi, Seat, Skoda and Porsche.

Product Name
Direktsparen Flexibel
Account Currency
EUR
Interest Rate (p.a.)
0.30 %
Deposit Term
9 months
Investment Amount
1000 - 999999 EUR
Interest Frequency
1 times a year
 bankdirekt
Austria
Currency
EUR
Interest Rate (p.a.)
0.20 %
Deposit Term
9 months

Since September 2015 bankdirect.at operates as a business unit of Raiffeisenlandesbank Oberösterreich and provides direct bank access to products and services offered by Raiffeisenlandesbank Oberösterreich. bankdirect.at offers a wide range of savings and lending products and brokerage services.

Product Name
Extrakonto
Account Currency
EUR
Interest Rate (p.a.)
0.20 %
Deposit Term
9 months
Investment Amount
1 - 500000 EUR
Interest Frequency
1 times a year
 AutoBank
Austria
Currency
EUR
Interest Rate (p.a.)
0.15 %
Deposit Term
9 months

Autobank AG is one of the leading banks for car loans in Austria and Germany. The bank specializes in motor vehicle leasing and financing solutions. Autobank's product portfolio also includes vehicle trade, factoring and fleet management as well as savings and term deposit accounts.

Product Name
Tagesgeld
Account Currency
EUR
Interest Rate (p.a.)
0.15 %
Deposit Term
9 months
Investment Amount
1 - 999999 EUR
Interest Frequency
1 times a year
Currency
EUR
Interest Rate (p.a.)
0.15 %
Deposit Term
9 months

Generali Bank, founded in 2002, is a member of Generali Group, one of the largest insurers in Austria. Generali Bank offers a comprehensive and demand-oriented product range from current and savings accounts, payments to investments in securities.Generali Bank has no proprietary, costly branch network. Certain products such as savings accounts can be quickly and easily obtained online.

Product Name
ErtragsKonto flexibel
Account Currency
EUR
Interest Rate (p.a.)
0.15 %
Deposit Term
9 months
Investment Amount
1 - 100000 EUR
Interest Frequency
1 times a year
Currency
EUR
Interest Rate (p.a.)
0.12 %
Deposit Term
9 months

Kremser Bank is a savings bank, member of Austrian Sparkassen Gruppe. Kremser Bank provides retail, private and corporate banking products and services.

Product Name
Tagesgeld
Account Currency
EUR
Interest Rate (p.a.)
0.12 %
Deposit Term
9 months
Investment Amount
1 - 999999 EUR
Interest Frequency
1 times a year
 LiveBANK
Austria
Currency
EUR
Interest Rate (p.a.)
0.10 %
Deposit Term
9 months

Established in 2001, VOLKSBANK WIEN AG operates as a regional universal bank, offering a broad range of retail banking products and services to private individuals and companies.

Product Name
Online-Sparen
Account Currency
EUR
Interest Rate (p.a.)
0.10 %
Deposit Term
9 months
Investment Amount
1 - 999999 EUR
Interest Frequency
1 times a year
 Bank Austria
Austria
Currency
EUR
Interest Rate (p.a.)
0.10 %
Deposit Term
9 months

Bank Austria was created in 1855 by a merger of Austria's leading traditional banks. Since November 2005, Bank Austria has been a member of UniCredit Group. This combination has created a new, truly European bank with Bank Austria playing a key role in the growth markets of Central and Eastern Europe. UniCredit Bank Austria is a universal bank providing products and services in retail, corporate and investment banking as well as private banking and financial advising.

Product Name
Sparkonto 24h
Account Currency
EUR
Interest Rate (p.a.)
0.10 %
Deposit Term
9 months
Investment Amount
1 - 999999 EUR
Interest Frequency
1 times a year
 easybank
Austria
Currency
EUR
Interest Rate (p.a.)
0.02 %
Deposit Term
9 months

Easybank is Austria's largest direct bank offering products and services of a universal bank. The product portfolio of Easybank ranges from services in payment and securities over different savings products and various forms of financing and credit card products. Although Easybank doesn't have classic brick-and-mortar branches, its customers can always contact the bank through the phone or e-mail.

Product Name
easy zinsmax
Account Currency
EUR
Interest Rate (p.a.)
0.02 %
Deposit Term
9 months
Investment Amount
1 - 999999 EUR
Interest Frequency
1 times a year
 BAWAG P.S.K.
Austria
Currency
EUR
Interest Rate (p.a.)
0.02 %
Deposit Term
9 months

BAWAG P.S.K. is one of Austria's largest banks with more than 1.6 million retail and corporate customers and a nationwide well-known brand. The business strategy of BAWAG P.S.K is focused on low risk and high efficiency. More than 70% of the bank's loans and receivables are owed to customers in Austria, while the rest accounted for by western industrialized countries such as Germany, France, the United Kingdom and the United States.BAWAG P.S.K. has made a proactive decision to withdraw from Central and Eastern Europe.BAWAG P.S.K. business segments are retail and SME banking, corporate lending and investments, and treasury services and global markets.

Product Name
SparBox FLEX
Account Currency
EUR
Interest Rate (p.a.)
0.02 %
Deposit Term
9 months
Investment Amount
1 - 999999 EUR
Interest Frequency
1 times a year
 ING-DiBa
Austria
Currency
EUR
Interest Rate (p.a.)
0.43 %
Deposit Term
12 months

ING-DiBa Austria Niederlassung der ING-DiBa AG is a direct bank of ING Group (Netherlands) offering retail banking products and services. Being a direct bank, ING-DiBa Austria Niederlassung der ING-DiBa AG doesn't have an expensive branch network, the resulting cost savings are passed on to the bank's customers which allows to offer fair conditions in all product areas. The savings and loan products of ING-DiBa Austria Niederlassung der ING-DiBa AG are not complicated and can be opened and administered independently via the Internet, telephone or by postal letters.

Product Name
Direkt-Sparen
Account Currency
EUR
Interest Rate (p.a.)
0.43 %
Deposit Term
12 months
Investment Amount
1 - 50000 EUR
Interest Frequency
1 times a year
 DenizBank
Austria
Currency
EUR
Interest Rate (p.a.)
0.40 %
Deposit Term
12 months

DenizBank AG was founded in Austria in 1996 as a universal bank: the bank offers a range of products and services in retail and corporate banking. DenizBank AS (Turkey) is the parent company of DenizBank AG (Austria). Since 28 September 2012, DenizBank operates under the umbrella of Sberbank (Russia).

Product Name
Online Sparen Tagesgeld
Account Currency
EUR
Interest Rate (p.a.)
0.40 %
Deposit Term
12 months
Investment Amount
100 - 500000 EUR
Interest Frequency
1 times a year
 Denzel Bank
Austria
Currency
EUR
Interest Rate (p.a.)
0.35 %
Deposit Term
12 months

Bankhaus Denzel Aktiengesellschaft was founded in 1991 and is a part of the Denzel Group, the largest multi-brand car dealer network in Austria. The initial core business of Denzel Bank was financing for car dealers. Now Denzel Bank offers consumer loans for new and used vehicles and deposit products.

Product Name
Onlinesparen Täglich Fällig
Account Currency
EUR
Interest Rate (p.a.)
0.35 %
Deposit Term
12 months
Investment Amount
1 - 500000 EUR
Interest Frequency
1 times a year
 PORSCHE Bank
Austria
Currency
EUR
Interest Rate (p.a.)
0.30 %
Deposit Term
12 months

Porsche Bank AG, a part of Porsche Holding, is an international automotivefinancial services company. Porsche Bank offers credit, leasing, insurance and maintainanceservices for the Group brands VW, Audi, Seat, Skoda and Porsche.

Product Name
Direktsparen Flexibel
Account Currency
EUR
Interest Rate (p.a.)
0.30 %
Deposit Term
12 months
Investment Amount
1000 - 999999 EUR
Interest Frequency
1 times a year
 bankdirekt
Austria
Currency
EUR
Interest Rate (p.a.)
0.20 %
Deposit Term
12 months

Since September 2015 bankdirect.at operates as a business unit of Raiffeisenlandesbank Oberösterreich and provides direct bank access to products and services offered by Raiffeisenlandesbank Oberösterreich. bankdirect.at offers a wide range of savings and lending products and brokerage services.

Product Name
Extrakonto
Account Currency
EUR
Interest Rate (p.a.)
0.20 %
Deposit Term
12 months
Investment Amount
1 - 500000 EUR
Interest Frequency
1 times a year
 AutoBank
Austria
Currency
EUR
Interest Rate (p.a.)
0.15 %
Deposit Term
12 months

Autobank AG is one of the leading banks for car loans in Austria and Germany. The bank specializes in motor vehicle leasing and financing solutions. Autobank's product portfolio also includes vehicle trade, factoring and fleet management as well as savings and term deposit accounts.

Product Name
Tagesgeld
Account Currency
EUR
Interest Rate (p.a.)
0.15 %
Deposit Term
12 months
Investment Amount
1 - 999999 EUR
Interest Frequency
1 times a year
Currency
EUR
Interest Rate (p.a.)
0.15 %
Deposit Term
12 months

Generali Bank, founded in 2002, is a member of Generali Group, one of the largest insurers in Austria. Generali Bank offers a comprehensive and demand-oriented product range from current and savings accounts, payments to investments in securities.Generali Bank has no proprietary, costly branch network. Certain products such as savings accounts can be quickly and easily obtained online.

Product Name
ErtragsKonto flexibel
Account Currency
EUR
Interest Rate (p.a.)
0.15 %
Deposit Term
12 months
Investment Amount
1 - 100000 EUR
Interest Frequency
1 times a year
Currency
EUR
Interest Rate (p.a.)
0.12 %
Deposit Term
12 months

Kremser Bank is a savings bank, member of Austrian Sparkassen Gruppe. Kremser Bank provides retail, private and corporate banking products and services.

Product Name
Tagesgeld
Account Currency
EUR
Interest Rate (p.a.)
0.12 %
Deposit Term
12 months
Investment Amount
1 - 999999 EUR
Interest Frequency
1 times a year
 LiveBANK
Austria
Currency
EUR
Interest Rate (p.a.)
0.10 %
Deposit Term
12 months

Established in 2001, VOLKSBANK WIEN AG operates as a regional universal bank, offering a broad range of retail banking products and services to private individuals and companies.

Product Name
Online-Sparen
Account Currency
EUR
Interest Rate (p.a.)
0.10 %
Deposit Term
12 months
Investment Amount
1 - 999999 EUR
Interest Frequency
1 times a year
 Bank Austria
Austria
Currency
EUR
Interest Rate (p.a.)
0.09 %
Deposit Term
12 months

Bank Austria was created in 1855 by a merger of Austria's leading traditional banks. Since November 2005, Bank Austria has been a member of UniCredit Group. This combination has created a new, truly European bank with Bank Austria playing a key role in the growth markets of Central and Eastern Europe. UniCredit Bank Austria is a universal bank providing products and services in retail, corporate and investment banking as well as private banking and financial advising.

Product Name
Sparkonto 24h
Account Currency
EUR
Interest Rate (p.a.)
0.09 %
Deposit Term
12 months
Investment Amount
1 - 999999 EUR
Interest Frequency
1 times a year
 easybank
Austria
Currency
EUR
Interest Rate (p.a.)
0.02 %
Deposit Term
12 months

Easybank is Austria's largest direct bank offering products and services of a universal bank. The product portfolio of Easybank ranges from services in payment and securities over different savings products and various forms of financing and credit card products. Although Easybank doesn't have classic brick-and-mortar branches, its customers can always contact the bank through the phone or e-mail.

Product Name
easy zinsmax
Account Currency
EUR
Interest Rate (p.a.)
0.02 %
Deposit Term
12 months
Investment Amount
1 - 999999 EUR
Interest Frequency
1 times a year
 BAWAG P.S.K.
Austria
Currency
EUR
Interest Rate (p.a.)
0.02 %
Deposit Term
12 months

BAWAG P.S.K. is one of Austria's largest banks with more than 1.6 million retail and corporate customers and a nationwide well-known brand. The business strategy of BAWAG P.S.K is focused on low risk and high efficiency. More than 70% of the bank's loans and receivables are owed to customers in Austria, while the rest accounted for by western industrialized countries such as Germany, France, the United Kingdom and the United States.BAWAG P.S.K. has made a proactive decision to withdraw from Central and Eastern Europe.BAWAG P.S.K. business segments are retail and SME banking, corporate lending and investments, and treasury services and global markets.

Product Name
SparBox FLEX
Account Currency
EUR
Interest Rate (p.a.)
0.02 %
Deposit Term
12 months
Investment Amount
1 - 999999 EUR
Interest Frequency
1 times a year
Currency
EUR
Interest Rate (p.a.)
0.42 %
Deposit Term
1 month

The roots of Austrian Anadi Bank trace back to 1896. The bank's core businesses have always been financing of public institutions or housing and mortgage bonds. In addition, the Austrian Anadi Bank offers a wide range of universal banking services for private and corporate customers.

Since 2013 Austrian Anadi Bank is owned by the British-Indian businessman Dr. Sanjeev Kanoria.In 2015, the bank had approximately 10% of total market share in the region of Carinthia (Kärntner).

Product Name
Tagesgeld/Flexgeld24
Account Currency
EUR
Interest Rate (p.a.)
0.42 %
Deposit Term
1 month
Investment Amount
1 - 100000 EUR
Interest Frequency
24 times a year
Currency
EUR
Interest Rate (p.a.)
0.25 %
Deposit Term
1 month

VTB Bank (Austria) is a wholly-owned subsidiary of Moscow-based VTB Bank, one of Russia's largest commercial banks, listed on the London Stock Exchange. VTB Bank (Austria) acts as the administrative head for VTB (Germany), VTB (France) and the German VTB Direktbank.

Product Name
Tagesgeldkonto
Account Currency
EUR
Interest Rate (p.a.)
0.25 %
Deposit Term
1 month
Investment Amount
1 - 999999 EUR
Interest Frequency
4 times a year
Currency
EUR
Interest Rate (p.a.)
0.42 %
Deposit Term
3 months

The roots of Austrian Anadi Bank trace back to 1896. The bank's core businesses have always been financing of public institutions or housing and mortgage bonds. In addition, the Austrian Anadi Bank offers a wide range of universal banking services for private and corporate customers.

Since 2013 Austrian Anadi Bank is owned by the British-Indian businessman Dr. Sanjeev Kanoria.In 2015, the bank had approximately 10% of total market share in the region of Carinthia (Kärntner).

Product Name
Tagesgeld/Flexgeld24
Account Currency
EUR
Interest Rate (p.a.)
0.42 %
Deposit Term
3 months
Investment Amount
1 - 100000 EUR
Interest Frequency
24 times a year
Currency
EUR
Interest Rate (p.a.)
0.25 %
Deposit Term
3 months

VTB Bank (Austria) is a wholly-owned subsidiary of Moscow-based VTB Bank, one of Russia's largest commercial banks, listed on the London Stock Exchange. VTB Bank (Austria) acts as the administrative head for VTB (Germany), VTB (France) and the German VTB Direktbank.

Product Name
Tagesgeldkonto
Account Currency
EUR
Interest Rate (p.a.)
0.25 %
Deposit Term
3 months
Investment Amount
1 - 999999 EUR
Interest Frequency
4 times a year
Currency
EUR
Interest Rate (p.a.)
0.42 %
Deposit Term
6 months

The roots of Austrian Anadi Bank trace back to 1896. The bank's core businesses have always been financing of public institutions or housing and mortgage bonds. In addition, the Austrian Anadi Bank offers a wide range of universal banking services for private and corporate customers.

Since 2013 Austrian Anadi Bank is owned by the British-Indian businessman Dr. Sanjeev Kanoria.In 2015, the bank had approximately 10% of total market share in the region of Carinthia (Kärntner).

Product Name
Tagesgeld/Flexgeld24
Account Currency
EUR
Interest Rate (p.a.)
0.42 %
Deposit Term
6 months
Investment Amount
1 - 100000 EUR
Interest Frequency
24 times a year
Currency
EUR
Interest Rate (p.a.)
0.25 %
Deposit Term
6 months

VTB Bank (Austria) is a wholly-owned subsidiary of Moscow-based VTB Bank, one of Russia's largest commercial banks, listed on the London Stock Exchange. VTB Bank (Austria) acts as the administrative head for VTB (Germany), VTB (France) and the German VTB Direktbank.

Product Name
Tagesgeldkonto
Account Currency
EUR
Interest Rate (p.a.)
0.25 %
Deposit Term
6 months
Investment Amount
1 - 999999 EUR
Interest Frequency
4 times a year
Currency
EUR
Interest Rate (p.a.)
0.42 %
Deposit Term
9 months

The roots of Austrian Anadi Bank trace back to 1896. The bank's core businesses have always been financing of public institutions or housing and mortgage bonds. In addition, the Austrian Anadi Bank offers a wide range of universal banking services for private and corporate customers.

Since 2013 Austrian Anadi Bank is owned by the British-Indian businessman Dr. Sanjeev Kanoria.In 2015, the bank had approximately 10% of total market share in the region of Carinthia (Kärntner).

Product Name
Tagesgeld/Flexgeld24
Account Currency
EUR
Interest Rate (p.a.)
0.42 %
Deposit Term
9 months
Investment Amount
1 - 100000 EUR
Interest Frequency
24 times a year
Currency
EUR
Interest Rate (p.a.)
0.25 %
Deposit Term
9 months

VTB Bank (Austria) is a wholly-owned subsidiary of Moscow-based VTB Bank, one of Russia's largest commercial banks, listed on the London Stock Exchange. VTB Bank (Austria) acts as the administrative head for VTB (Germany), VTB (France) and the German VTB Direktbank.

Product Name
Tagesgeldkonto
Account Currency
EUR
Interest Rate (p.a.)
0.25 %
Deposit Term
9 months
Investment Amount
1 - 999999 EUR
Interest Frequency
4 times a year
Currency
EUR
Interest Rate (p.a.)
0.42 %
Deposit Term
12 months

The roots of Austrian Anadi Bank trace back to 1896. The bank's core businesses have always been financing of public institutions or housing and mortgage bonds. In addition, the Austrian Anadi Bank offers a wide range of universal banking services for private and corporate customers.

Since 2013 Austrian Anadi Bank is owned by the British-Indian businessman Dr. Sanjeev Kanoria.In 2015, the bank had approximately 10% of total market share in the region of Carinthia (Kärntner).

Product Name
Tagesgeld/Flexgeld24
Account Currency
EUR
Interest Rate (p.a.)
0.42 %
Deposit Term
12 months
Investment Amount
1 - 100000 EUR
Interest Frequency
24 times a year
Currency
EUR
Interest Rate (p.a.)
0.25 %
Deposit Term
12 months

VTB Bank (Austria) is a wholly-owned subsidiary of Moscow-based VTB Bank, one of Russia's largest commercial banks, listed on the London Stock Exchange. VTB Bank (Austria) acts as the administrative head for VTB (Germany), VTB (France) and the German VTB Direktbank.

Product Name
Tagesgeldkonto
Account Currency
EUR
Interest Rate (p.a.)
0.25 %
Deposit Term
12 months
Investment Amount
1 - 999999 EUR
Interest Frequency
4 times a year

Austria: This product is offered to Austrian residents only. When clicking on the product link you will be redirected to the product page in German.

Germany: This product is offered to German residents only. When clicking on the product link you will be redirected to the product page in German.

Savings accounts are interest-bearing deposits accounts which allow to withdraw money at any time. While offering more flexibility, savings accounts usually provide lower interest rates than term deposit accounts.

The table above shows essential details of selected savings accounts products offered to retail customers by the banks in Austria: currency, interest rate per annum and deposit term.The savings accounts terms vary from 1 month to 1 years (12 months). The interest rates are within the range 0.02 - 1.00 %. The interest rates provided in the table do not take into account withholding tax levied on interest income in Austria.

Savings accounts made with credit institutions in Austria are covered by deposit guarantee scheme up to 100 000 EUR per depositor.

Austria's Moodys country ceiling (the highest rating that can be assigned) for deposits in local currency is set to Aaa (prime).

See Also