Compare Savings Accounts in Finland

Updated on 22 November 2018

14 offers from 11 banks
Interest Rates: 0.00 - 1.30 % p.a.
Currency
EUR
Interest Rate (p.a.)
0.00 %

Handelsbanken Finans offers customized corporate finance products and services, including vehicle leasing and loans, sales financing, e-commerce services, debt collection. Handelsbanken Finans Aktiebolag (publ), filialverksamheten i Finland operates as a branch of Handelsbanken Finans AB (Sweden).

Product Name
Sijoitustili
Account Currency
EUR
Withdrawal Limit
12 times a year
Extra Withdrawal Fee
2.00 %
Min. Extra Withdrawal Fee
8.50 EUR
 Nordea
Finland
Currency
EUR
Interest Rate (p.a.)
0.05 %

Nordea is a Swedish financial services group, the largest one in the Nordic and Baltic region. Nordea focused on prodiving corporate and institutional banking as well as retail and private banking products and services. Nordea also offers life insurance and pensions products. Nordea Bank AB (publ), Suomen sivuliike operated as a branch of Nordea Bank AB (Sweden).

Product Name
Etutili
Account Currency
EUR
Withdrawal Limit
none
Extra Withdrawal Fee
none
Min. Extra Withdrawal Fee
none
 Aktia
Finland
Currency
EUR
Interest Rate (p.a.)
0.10 %

Established in 1825 as a savings bank, Aktia Bank Plc is a Finnish commercial bank. Aktia Bank provides a broad range of banking products and services as well as asset management, insurance and real estate services.

Product Name
Säästötalletus
Account Currency
EUR
Withdrawal Limit
none
Extra Withdrawal Fee
none
Min. Extra Withdrawal Fee
none
 Danske
Finland
Currency
EUR
Interest Rate (p.a.)
0.10 %

Danske Bank (Helsinki Branch) operates as a universal bank, focused on providing corporate banking products and services to Finnish and international corporate and institutional customers.

Product Name
Etutili
Account Currency
EUR
Withdrawal Limit
none
Extra Withdrawal Fee
none
Min. Extra Withdrawal Fee
none
 Nooa
Finland
Currency
EUR
Interest Rate (p.a.)
0.10 %

Nooa Säästöpankki Oy is a savings bank providing a wide range ofsavings products and loans to private individuals and corporate customers.

Product Name
Säästötili
Account Currency
EUR
Withdrawal Limit
none
Extra Withdrawal Fee
none
Min. Extra Withdrawal Fee
none
 S-Pankki
Finland
Currency
EUR
Interest Rate (p.a.)
0.10 %

S-Pankki Oy is a Finnish retail bank, providing a broad range of retail banking products and services (including current and savings accounts, payment cards and consumer loans) to private individuals ans business customers.

Product Name
Tuottotili
Account Currency
EUR
Withdrawal Limit
none
Extra Withdrawal Fee
none
Min. Extra Withdrawal Fee
none
 Alandsbank
Finland
Currency
EUR
Interest Rate (p.a.)
0.15 %

Established in 1919 by local entrepreneurs, Ålandsbanken (Bank of Åland) is a Finnish commercial bank, focused on providing private banking and asset management products and services. Ålandsbanken also offers a broad range of retail banking products.

Product Name
Itämeritili
Account Currency
EUR
Withdrawal Limit
6 times a year
Extra Withdrawal Fee
1.00 %
Min. Extra Withdrawal Fee
none
 Nordnet
Finland
Currency
EUR
Interest Rate (p.a.)
0.15 %

Nordnet Bank offers online and mobile savings, securities trading, pension, and other banking services. Nordnet Bank AB finsk filial operates as a branch of Nordnet Bank AB (Sweden).

Product Name
Talletustili
Account Currency
EUR
Withdrawal Limit
none
Extra Withdrawal Fee
none
Min. Extra Withdrawal Fee
none
 Danske
Finland
Currency
EUR
Interest Rate (p.a.)
0.20 %

Danske Bank (Helsinki Branch) operates as a universal bank, focused on providing corporate banking products and services to Finnish and international corporate and institutional customers.

Product Name
Tavoitetili
Account Currency
EUR
Withdrawal Limit
10 times a year
Extra Withdrawal Fee
none
Min. Extra Withdrawal Fee
6.00 EUR
 Danske
Finland
Currency
EUR
Interest Rate (p.a.)
0.20 %

Danske Bank (Helsinki Branch) operates as a universal bank, focused on providing corporate banking products and services to Finnish and international corporate and institutional customers.

Product Name
Turvatili
Account Currency
EUR
Withdrawal Limit
5 times a year
Extra Withdrawal Fee
none
Min. Extra Withdrawal Fee
6.00 EUR
 OP
Finland
Currency
EUR
Interest Rate (p.a.)
0.25 %

OP-Korttiyhtiö (OP Card Company) provides unsecured consumer credits to private individuals, customers of OP Group member banks.

Product Name
Kasvutuotto
Account Currency
EUR
Withdrawal Limit
4 times a year
Extra Withdrawal Fee
1.00 %
Min. Extra Withdrawal Fee
none
 Danske
Finland
Currency
EUR
Interest Rate (p.a.)
0.40 %

Danske Bank (Helsinki Branch) operates as a universal bank, focused on providing corporate banking products and services to Finnish and international corporate and institutional customers.

Product Name
Kultapossutili (saving for a child)
Account Currency
EUR
Withdrawal Limit
none
Extra Withdrawal Fee
none
Min. Extra Withdrawal Fee
none
 Collector
Finland
Currency
EUR
Interest Rate (p.a.)
0.60 %

Established in 1999, Collector Bank is a Swedish bank, offering cost-effective and innovative financial solutions to private and corporate customers. Collector Bank AB, filial i Finland operates as a branch of Collector Bank AB (Sweden).

Product Name
Säästötili
Account Currency
EUR
Withdrawal Limit
none
Extra Withdrawal Fee
none
Min. Extra Withdrawal Fee
none
 TF Bank
Finland
Currency
EUR
Interest Rate (p.a.)
1.30 %

Established in 1987, TF Bank is a Swedish credit institution offering sales financing to e-commerce business clients, savings accounts to individuals and personal loans to individuals. TF Bank AB, filial Finland operates as a branch of TF Bank AB (Sweden).

Product Name
Säästötili
Account Currency
EUR
Withdrawal Limit
2 times a year
Extra Withdrawal Fee
1.00 %
Min. Extra Withdrawal Fee
none

Finland: This product is offered to Finnish residents only. When clicking on the product link you will be redirected to the product page in Finnish.

Savings accounts are interest-bearing deposits accounts which allow to withdraw money at any time. While offering more flexibility, savings accounts usually provide lower interest rates than term deposit accounts.

The table above shows essential details of selected savings accounts products offered to retail customers by the banks in Finland: currency, interest rate per annum and deposit term. The interest rates are within the range 0.00 - 1.30 %. The interest rates provided in the table do not take into account withholding tax levied on interest income in Finland.

Savings accounts made with credit institutions in Finland are covered by deposit guarantee scheme up to 100 000 EUR per depositor.

Finland's Moodys country ceiling (the highest rating that can be assigned) for deposits in local currency is set to Aaa (prime).

The data are provided by vertaaEnsin.fi.

See Also