Savings accounts are interest-bearing deposits accounts which allow to withdraw money at any time. While offering more flexibility, savings accounts usually provide lower interest rates than term deposit accounts.
Last updated 21 October 2017
The table below shows essential details of selected savings accounts products offered to retail customers by the banks in France: currency, interest rate per annum and deposit term.The savings accounts terms vary from 1 month to 1 years (12 months). The interest rates are within the range 0.65 - 3.60 %. The interest rates provided in the table do not take into account withholding tax levied on interest income in France.
Savings accounts made with credit institutions in France are covered by deposit guarantee scheme up to 100 000 EUR per depositor.
France's Moodys country ceiling (the highest rating that can be assigned) for deposits in local currency is set to Aaa (prime).
Germany: This product is offered to German residents only. When clicking on the product link you will be redirected to the product page in German.
France: This product is offered to French residents only. When clicking on the product link you will be redirected to the product page in French.