Compare Savings Accounts in Germany

Updated on 22 November 2018

50 offers from 10 banks
Interest Rates: 0.01 - 1.00 % p.a.
Account Terms: 1 - 12 months
 ING-DiBa
Germany
Currency
EUR
Interest Rate (p.a.)
1.00 %
Deposit Term
1 month

ING-DiBa AG is a direct bank of ING Group (Netherlands) offering retail banking products and services. Being a direct bank, ING-DiBa AG doesn't have an expensive branch network, the resulting cost savings are passed on to the bank's customers which allows to offer fair conditions in all product areas. The savings and loan products of ING-DiBa AG are not complicated and can be opened and administered independently via the Internet, telephone or by postal letters.

Product Name
Extra-Konto
Account Currency
EUR
Interest Rate (p.a.)
1.00 %
Deposit Term
1 month
Investment Amount
1 - 50000 EUR
Interest Frequency
1 times a year
 HSH Nordbank
Germany
Currency
EUR
Interest Rate (p.a.)
0.52 %
Deposit Term
1 month

HSH Nordbank was established in 2003 as a result of the merger between Hamburgische Landesbank and Landesbank Schleswig-Holstein. HSH Nordbank is focused on providing private and corporate banking products and services to large- and medium-sized German business entities and their owners.

Product Name
Flexgeld24
Account Currency
EUR
Interest Rate (p.a.)
0.52 %
Deposit Term
1 month
Investment Amount
1 - 100000 EUR
Interest Frequency
12 times a year
Currency
EUR
Interest Rate (p.a.)
0.25 %
Deposit Term
1 month

PSA Bank (Banque PSA Finance) works closely with Peugeot, Citroën and DS automotive brands to offer dealership networks and its clients (both individuals and corporate) financial packages to purchase the vehicles of these brands. PSA Bank Deutschland GmbH operates as a branch of Banque PSA finance (France).

Product Name
Best Tagesgeld
Account Currency
EUR
Interest Rate (p.a.)
0.25 %
Deposit Term
1 month
Investment Amount
1 - 999999 EUR
Interest Frequency
12 times a year
 DKB
Germany
Currency
EUR
Interest Rate (p.a.)
0.20 %
Deposit Term
1 month

Deutsche Kreditbank AG (DKB) was founded in 1990 in Berlin. DKB is a wholly owned subsidiary of Bayerische Landesbank. DKB provides banking products and services to retail, corporate and public sector clients. Retail banking products are offered via direct banking channels.

Product Name
DKB-Cash
Account Currency
EUR
Interest Rate (p.a.)
0.20 %
Deposit Term
1 month
Investment Amount
1 - 100000 EUR
Interest Frequency
12 times a year
 GEFA Bank
Germany
Currency
EUR
Interest Rate (p.a.)
0.10 %
Deposit Term
1 month

GEFA Bank is an equipment and vendor finance company, offering loan, leasing, hire purchase and insurance products for mobile assets. GEFA'a products and services are offered under the brand of Societe Generale Equipment Finance.

Product Name
GEFA TagesGeld
Account Currency
EUR
Interest Rate (p.a.)
0.10 %
Deposit Term
1 month
Investment Amount
10000 - 500000 EUR
Interest Frequency
1 times a year
Currency
EUR
Interest Rate (p.a.)
0.05 %
Deposit Term
1 month

Mercedes-Benz Bank is an automotive bank and a subsidiary of Daimler Financial Services, a worldwide financial services company of Daimler Group.Mercedez-Benz Bank's product range is concentrated around vehicles and includes financing, leasing, insurance and fleet management for brands of Mercedes-Benz, Smart, Mitsubishi Fuso and Setra. Mercedez-Benz Bank also offers savings and time deposit accounts and payment cards via direct banking services.

Product Name
Tagesgeldkonto
Account Currency
EUR
Interest Rate (p.a.)
0.05 %
Deposit Term
1 month
Investment Amount
1 - 999999 EUR
Interest Frequency
12 times a year
Currency
EUR
Interest Rate (p.a.)
0.05 %
Deposit Term
1 month

Founded in 1924, IKB Deutsche Industriebank supports medium-sized enterprises and private equity funds in Germany and Europe by providing loan products, risk management, capital market services and advisory services. Besides corporate banking products, IKB Deutsche Industriebank also offers retail banking products.

Product Name
Tagesgeld
Account Currency
EUR
Interest Rate (p.a.)
0.05 %
Deposit Term
1 month
Investment Amount
5000 - 999999 EUR
Interest Frequency
1 times a year
 pbb direkt
Germany
Currency
EUR
Interest Rate (p.a.)
0.05 %
Deposit Term
1 month

Deutsche Pfandbriefbank AG was formed in June 2009when two Pfandbriefbanks (eng - mortgage bond banks), Hypo Real Estate Bank AG andDEPFA Deutsche Pfandbriefbank AG were merged.Deutsche Pfandbriefbank specializes in financing ofcommercial real estate investments and public investment projects.The bank is the largest issuer of Pfandbriefe and an important issuer of covered bonds in Europe.Since 16 July 2015, Deutsche Pfandbriefbank AG is listed in the Prime Standard segment ofthe Regulated Market of the Frankfurt Stock Exchange.

Product Name
Tagesgeld
Account Currency
EUR
Interest Rate (p.a.)
0.05 %
Deposit Term
1 month
Investment Amount
5000 - 500000 EUR
Interest Frequency
4 times a year
 Consorsbank
Germany
Currency
EUR
Interest Rate (p.a.)
0.01 %
Deposit Term
1 month

BNP Paribas is a French banking and financial services institution. BNP Paribas is one of the largest banks in Europe and in the world. BNP Paribas operates globally, offering retail and corporate and institutional banking products and services at both domestic and international markets. BNP Paribas S.A. Niederlassung Deutschland operates as a branch of BNP Paribas (France).

Product Name
Tagesgeld
Account Currency
EUR
Interest Rate (p.a.)
0.01 %
Deposit Term
1 month
Investment Amount
1 - 100000 EUR
Interest Frequency
4 times a year
Currency
EUR
Interest Rate (p.a.)
0.01 %
Deposit Term
1 month

Established in 1994, comdirect bank is a direct bank, a member of Commerzbank Group. Initially prodiving online brokerage services, comdirect bank now also offers a complete range of retail banking products and services to its online customers. In 2009 comdirect bank started offering investment management solutions to business customers.

Product Name
Tagesgeld PLUS
Account Currency
EUR
Interest Rate (p.a.)
0.01 %
Deposit Term
1 month
Investment Amount
1 - 10000 EUR
Interest Frequency
4 times a year
 ING-DiBa
Germany
Currency
EUR
Interest Rate (p.a.)
1.00 %
Deposit Term
3 months

ING-DiBa AG is a direct bank of ING Group (Netherlands) offering retail banking products and services. Being a direct bank, ING-DiBa AG doesn't have an expensive branch network, the resulting cost savings are passed on to the bank's customers which allows to offer fair conditions in all product areas. The savings and loan products of ING-DiBa AG are not complicated and can be opened and administered independently via the Internet, telephone or by postal letters.

Product Name
Extra-Konto
Account Currency
EUR
Interest Rate (p.a.)
1.00 %
Deposit Term
3 months
Investment Amount
1 - 50000 EUR
Interest Frequency
1 times a year
 HSH Nordbank
Germany
Currency
EUR
Interest Rate (p.a.)
0.52 %
Deposit Term
3 months

HSH Nordbank was established in 2003 as a result of the merger between Hamburgische Landesbank and Landesbank Schleswig-Holstein. HSH Nordbank is focused on providing private and corporate banking products and services to large- and medium-sized German business entities and their owners.

Product Name
Flexgeld24
Account Currency
EUR
Interest Rate (p.a.)
0.52 %
Deposit Term
3 months
Investment Amount
1 - 100000 EUR
Interest Frequency
12 times a year
Currency
EUR
Interest Rate (p.a.)
0.25 %
Deposit Term
3 months

PSA Bank (Banque PSA Finance) works closely with Peugeot, Citroën and DS automotive brands to offer dealership networks and its clients (both individuals and corporate) financial packages to purchase the vehicles of these brands. PSA Bank Deutschland GmbH operates as a branch of Banque PSA finance (France).

Product Name
Best Tagesgeld
Account Currency
EUR
Interest Rate (p.a.)
0.25 %
Deposit Term
3 months
Investment Amount
1 - 999999 EUR
Interest Frequency
12 times a year
 DKB
Germany
Currency
EUR
Interest Rate (p.a.)
0.20 %
Deposit Term
3 months

Deutsche Kreditbank AG (DKB) was founded in 1990 in Berlin. DKB is a wholly owned subsidiary of Bayerische Landesbank. DKB provides banking products and services to retail, corporate and public sector clients. Retail banking products are offered via direct banking channels.

Product Name
DKB-Cash
Account Currency
EUR
Interest Rate (p.a.)
0.20 %
Deposit Term
3 months
Investment Amount
1 - 100000 EUR
Interest Frequency
12 times a year
 GEFA Bank
Germany
Currency
EUR
Interest Rate (p.a.)
0.10 %
Deposit Term
3 months

GEFA Bank is an equipment and vendor finance company, offering loan, leasing, hire purchase and insurance products for mobile assets. GEFA'a products and services are offered under the brand of Societe Generale Equipment Finance.

Product Name
GEFA TagesGeld
Account Currency
EUR
Interest Rate (p.a.)
0.10 %
Deposit Term
3 months
Investment Amount
10000 - 500000 EUR
Interest Frequency
1 times a year
Currency
EUR
Interest Rate (p.a.)
0.05 %
Deposit Term
3 months

Mercedes-Benz Bank is an automotive bank and a subsidiary of Daimler Financial Services, a worldwide financial services company of Daimler Group.Mercedez-Benz Bank's product range is concentrated around vehicles and includes financing, leasing, insurance and fleet management for brands of Mercedes-Benz, Smart, Mitsubishi Fuso and Setra. Mercedez-Benz Bank also offers savings and time deposit accounts and payment cards via direct banking services.

Product Name
Tagesgeldkonto
Account Currency
EUR
Interest Rate (p.a.)
0.05 %
Deposit Term
3 months
Investment Amount
1 - 999999 EUR
Interest Frequency
12 times a year
Currency
EUR
Interest Rate (p.a.)
0.05 %
Deposit Term
3 months

Founded in 1924, IKB Deutsche Industriebank supports medium-sized enterprises and private equity funds in Germany and Europe by providing loan products, risk management, capital market services and advisory services. Besides corporate banking products, IKB Deutsche Industriebank also offers retail banking products.

Product Name
Tagesgeld
Account Currency
EUR
Interest Rate (p.a.)
0.05 %
Deposit Term
3 months
Investment Amount
5000 - 999999 EUR
Interest Frequency
1 times a year
 pbb direkt
Germany
Currency
EUR
Interest Rate (p.a.)
0.05 %
Deposit Term
3 months

Deutsche Pfandbriefbank AG was formed in June 2009when two Pfandbriefbanks (eng - mortgage bond banks), Hypo Real Estate Bank AG andDEPFA Deutsche Pfandbriefbank AG were merged.Deutsche Pfandbriefbank specializes in financing ofcommercial real estate investments and public investment projects.The bank is the largest issuer of Pfandbriefe and an important issuer of covered bonds in Europe.Since 16 July 2015, Deutsche Pfandbriefbank AG is listed in the Prime Standard segment ofthe Regulated Market of the Frankfurt Stock Exchange.

Product Name
Tagesgeld
Account Currency
EUR
Interest Rate (p.a.)
0.05 %
Deposit Term
3 months
Investment Amount
5000 - 500000 EUR
Interest Frequency
4 times a year
 Consorsbank
Germany
Currency
EUR
Interest Rate (p.a.)
0.01 %
Deposit Term
3 months

BNP Paribas is a French banking and financial services institution. BNP Paribas is one of the largest banks in Europe and in the world. BNP Paribas operates globally, offering retail and corporate and institutional banking products and services at both domestic and international markets. BNP Paribas S.A. Niederlassung Deutschland operates as a branch of BNP Paribas (France).

Product Name
Tagesgeld
Account Currency
EUR
Interest Rate (p.a.)
0.01 %
Deposit Term
3 months
Investment Amount
1 - 100000 EUR
Interest Frequency
4 times a year
Currency
EUR
Interest Rate (p.a.)
0.01 %
Deposit Term
3 months

Established in 1994, comdirect bank is a direct bank, a member of Commerzbank Group. Initially prodiving online brokerage services, comdirect bank now also offers a complete range of retail banking products and services to its online customers. In 2009 comdirect bank started offering investment management solutions to business customers.

Product Name
Tagesgeld PLUS
Account Currency
EUR
Interest Rate (p.a.)
0.01 %
Deposit Term
3 months
Investment Amount
1 - 10000 EUR
Interest Frequency
4 times a year
 ING-DiBa
Germany
Currency
EUR
Interest Rate (p.a.)
0.67 %
Deposit Term
6 months

ING-DiBa AG is a direct bank of ING Group (Netherlands) offering retail banking products and services. Being a direct bank, ING-DiBa AG doesn't have an expensive branch network, the resulting cost savings are passed on to the bank's customers which allows to offer fair conditions in all product areas. The savings and loan products of ING-DiBa AG are not complicated and can be opened and administered independently via the Internet, telephone or by postal letters.

Product Name
Extra-Konto
Account Currency
EUR
Interest Rate (p.a.)
0.67 %
Deposit Term
6 months
Investment Amount
1 - 50000 EUR
Interest Frequency
1 times a year
 HSH Nordbank
Germany
Currency
EUR
Interest Rate (p.a.)
0.52 %
Deposit Term
6 months

HSH Nordbank was established in 2003 as a result of the merger between Hamburgische Landesbank and Landesbank Schleswig-Holstein. HSH Nordbank is focused on providing private and corporate banking products and services to large- and medium-sized German business entities and their owners.

Product Name
Flexgeld24
Account Currency
EUR
Interest Rate (p.a.)
0.52 %
Deposit Term
6 months
Investment Amount
1 - 100000 EUR
Interest Frequency
12 times a year
Currency
EUR
Interest Rate (p.a.)
0.25 %
Deposit Term
6 months

PSA Bank (Banque PSA Finance) works closely with Peugeot, Citroën and DS automotive brands to offer dealership networks and its clients (both individuals and corporate) financial packages to purchase the vehicles of these brands. PSA Bank Deutschland GmbH operates as a branch of Banque PSA finance (France).

Product Name
Best Tagesgeld
Account Currency
EUR
Interest Rate (p.a.)
0.25 %
Deposit Term
6 months
Investment Amount
1 - 999999 EUR
Interest Frequency
12 times a year
 DKB
Germany
Currency
EUR
Interest Rate (p.a.)
0.20 %
Deposit Term
6 months

Deutsche Kreditbank AG (DKB) was founded in 1990 in Berlin. DKB is a wholly owned subsidiary of Bayerische Landesbank. DKB provides banking products and services to retail, corporate and public sector clients. Retail banking products are offered via direct banking channels.

Product Name
DKB-Cash
Account Currency
EUR
Interest Rate (p.a.)
0.20 %
Deposit Term
6 months
Investment Amount
1 - 100000 EUR
Interest Frequency
12 times a year
 GEFA Bank
Germany
Currency
EUR
Interest Rate (p.a.)
0.10 %
Deposit Term
6 months

GEFA Bank is an equipment and vendor finance company, offering loan, leasing, hire purchase and insurance products for mobile assets. GEFA'a products and services are offered under the brand of Societe Generale Equipment Finance.

Product Name
GEFA TagesGeld
Account Currency
EUR
Interest Rate (p.a.)
0.10 %
Deposit Term
6 months
Investment Amount
10000 - 500000 EUR
Interest Frequency
1 times a year
Currency
EUR
Interest Rate (p.a.)
0.05 %
Deposit Term
6 months

Founded in 1924, IKB Deutsche Industriebank supports medium-sized enterprises and private equity funds in Germany and Europe by providing loan products, risk management, capital market services and advisory services. Besides corporate banking products, IKB Deutsche Industriebank also offers retail banking products.

Product Name
Tagesgeld
Account Currency
EUR
Interest Rate (p.a.)
0.05 %
Deposit Term
6 months
Investment Amount
5000 - 999999 EUR
Interest Frequency
1 times a year
Currency
EUR
Interest Rate (p.a.)
0.05 %
Deposit Term
6 months

Mercedes-Benz Bank is an automotive bank and a subsidiary of Daimler Financial Services, a worldwide financial services company of Daimler Group.Mercedez-Benz Bank's product range is concentrated around vehicles and includes financing, leasing, insurance and fleet management for brands of Mercedes-Benz, Smart, Mitsubishi Fuso and Setra. Mercedez-Benz Bank also offers savings and time deposit accounts and payment cards via direct banking services.

Product Name
Tagesgeldkonto
Account Currency
EUR
Interest Rate (p.a.)
0.05 %
Deposit Term
6 months
Investment Amount
1 - 999999 EUR
Interest Frequency
12 times a year
 pbb direkt
Germany
Currency
EUR
Interest Rate (p.a.)
0.05 %
Deposit Term
6 months

Deutsche Pfandbriefbank AG was formed in June 2009when two Pfandbriefbanks (eng - mortgage bond banks), Hypo Real Estate Bank AG andDEPFA Deutsche Pfandbriefbank AG were merged.Deutsche Pfandbriefbank specializes in financing ofcommercial real estate investments and public investment projects.The bank is the largest issuer of Pfandbriefe and an important issuer of covered bonds in Europe.Since 16 July 2015, Deutsche Pfandbriefbank AG is listed in the Prime Standard segment ofthe Regulated Market of the Frankfurt Stock Exchange.

Product Name
Tagesgeld
Account Currency
EUR
Interest Rate (p.a.)
0.05 %
Deposit Term
6 months
Investment Amount
5000 - 500000 EUR
Interest Frequency
4 times a year
 Consorsbank
Germany
Currency
EUR
Interest Rate (p.a.)
0.01 %
Deposit Term
6 months

BNP Paribas is a French banking and financial services institution. BNP Paribas is one of the largest banks in Europe and in the world. BNP Paribas operates globally, offering retail and corporate and institutional banking products and services at both domestic and international markets. BNP Paribas S.A. Niederlassung Deutschland operates as a branch of BNP Paribas (France).

Product Name
Tagesgeld
Account Currency
EUR
Interest Rate (p.a.)
0.01 %
Deposit Term
6 months
Investment Amount
1 - 100000 EUR
Interest Frequency
4 times a year
Currency
EUR
Interest Rate (p.a.)
0.01 %
Deposit Term
6 months

Established in 1994, comdirect bank is a direct bank, a member of Commerzbank Group. Initially prodiving online brokerage services, comdirect bank now also offers a complete range of retail banking products and services to its online customers. In 2009 comdirect bank started offering investment management solutions to business customers.

Product Name
Tagesgeld PLUS
Account Currency
EUR
Interest Rate (p.a.)
0.01 %
Deposit Term
6 months
Investment Amount
1 - 10000 EUR
Interest Frequency
4 times a year
 HSH Nordbank
Germany
Currency
EUR
Interest Rate (p.a.)
0.52 %
Deposit Term
9 months

HSH Nordbank was established in 2003 as a result of the merger between Hamburgische Landesbank and Landesbank Schleswig-Holstein. HSH Nordbank is focused on providing private and corporate banking products and services to large- and medium-sized German business entities and their owners.

Product Name
Flexgeld24
Account Currency
EUR
Interest Rate (p.a.)
0.52 %
Deposit Term
9 months
Investment Amount
1 - 100000 EUR
Interest Frequency
12 times a year
 ING-DiBa
Germany
Currency
EUR
Interest Rate (p.a.)
0.45 %
Deposit Term
9 months

ING-DiBa AG is a direct bank of ING Group (Netherlands) offering retail banking products and services. Being a direct bank, ING-DiBa AG doesn't have an expensive branch network, the resulting cost savings are passed on to the bank's customers which allows to offer fair conditions in all product areas. The savings and loan products of ING-DiBa AG are not complicated and can be opened and administered independently via the Internet, telephone or by postal letters.

Product Name
Extra-Konto
Account Currency
EUR
Interest Rate (p.a.)
0.45 %
Deposit Term
9 months
Investment Amount
1 - 50000 EUR
Interest Frequency
1 times a year
Currency
EUR
Interest Rate (p.a.)
0.25 %
Deposit Term
9 months

PSA Bank (Banque PSA Finance) works closely with Peugeot, Citroën and DS automotive brands to offer dealership networks and its clients (both individuals and corporate) financial packages to purchase the vehicles of these brands. PSA Bank Deutschland GmbH operates as a branch of Banque PSA finance (France).

Product Name
Best Tagesgeld
Account Currency
EUR
Interest Rate (p.a.)
0.25 %
Deposit Term
9 months
Investment Amount
1 - 999999 EUR
Interest Frequency
12 times a year
 DKB
Germany
Currency
EUR
Interest Rate (p.a.)
0.20 %
Deposit Term
9 months

Deutsche Kreditbank AG (DKB) was founded in 1990 in Berlin. DKB is a wholly owned subsidiary of Bayerische Landesbank. DKB provides banking products and services to retail, corporate and public sector clients. Retail banking products are offered via direct banking channels.

Product Name
DKB-Cash
Account Currency
EUR
Interest Rate (p.a.)
0.20 %
Deposit Term
9 months
Investment Amount
1 - 100000 EUR
Interest Frequency
12 times a year
 GEFA Bank
Germany
Currency
EUR
Interest Rate (p.a.)
0.10 %
Deposit Term
9 months

GEFA Bank is an equipment and vendor finance company, offering loan, leasing, hire purchase and insurance products for mobile assets. GEFA'a products and services are offered under the brand of Societe Generale Equipment Finance.

Product Name
GEFA TagesGeld
Account Currency
EUR
Interest Rate (p.a.)
0.10 %
Deposit Term
9 months
Investment Amount
10000 - 500000 EUR
Interest Frequency
1 times a year
Currency
EUR
Interest Rate (p.a.)
0.05 %
Deposit Term
9 months

Mercedes-Benz Bank is an automotive bank and a subsidiary of Daimler Financial Services, a worldwide financial services company of Daimler Group.Mercedez-Benz Bank's product range is concentrated around vehicles and includes financing, leasing, insurance and fleet management for brands of Mercedes-Benz, Smart, Mitsubishi Fuso and Setra. Mercedez-Benz Bank also offers savings and time deposit accounts and payment cards via direct banking services.

Product Name
Tagesgeldkonto
Account Currency
EUR
Interest Rate (p.a.)
0.05 %
Deposit Term
9 months
Investment Amount
1 - 999999 EUR
Interest Frequency
12 times a year
Currency
EUR
Interest Rate (p.a.)
0.05 %
Deposit Term
9 months

Founded in 1924, IKB Deutsche Industriebank supports medium-sized enterprises and private equity funds in Germany and Europe by providing loan products, risk management, capital market services and advisory services. Besides corporate banking products, IKB Deutsche Industriebank also offers retail banking products.

Product Name
Tagesgeld
Account Currency
EUR
Interest Rate (p.a.)
0.05 %
Deposit Term
9 months
Investment Amount
5000 - 999999 EUR
Interest Frequency
1 times a year
 pbb direkt
Germany
Currency
EUR
Interest Rate (p.a.)
0.05 %
Deposit Term
9 months

Deutsche Pfandbriefbank AG was formed in June 2009when two Pfandbriefbanks (eng - mortgage bond banks), Hypo Real Estate Bank AG andDEPFA Deutsche Pfandbriefbank AG were merged.Deutsche Pfandbriefbank specializes in financing ofcommercial real estate investments and public investment projects.The bank is the largest issuer of Pfandbriefe and an important issuer of covered bonds in Europe.Since 16 July 2015, Deutsche Pfandbriefbank AG is listed in the Prime Standard segment ofthe Regulated Market of the Frankfurt Stock Exchange.

Product Name
Tagesgeld
Account Currency
EUR
Interest Rate (p.a.)
0.05 %
Deposit Term
9 months
Investment Amount
5000 - 500000 EUR
Interest Frequency
4 times a year
 Consorsbank
Germany
Currency
EUR
Interest Rate (p.a.)
0.01 %
Deposit Term
9 months

BNP Paribas is a French banking and financial services institution. BNP Paribas is one of the largest banks in Europe and in the world. BNP Paribas operates globally, offering retail and corporate and institutional banking products and services at both domestic and international markets. BNP Paribas S.A. Niederlassung Deutschland operates as a branch of BNP Paribas (France).

Product Name
Tagesgeld
Account Currency
EUR
Interest Rate (p.a.)
0.01 %
Deposit Term
9 months
Investment Amount
1 - 100000 EUR
Interest Frequency
4 times a year
Currency
EUR
Interest Rate (p.a.)
0.01 %
Deposit Term
9 months

Established in 1994, comdirect bank is a direct bank, a member of Commerzbank Group. Initially prodiving online brokerage services, comdirect bank now also offers a complete range of retail banking products and services to its online customers. In 2009 comdirect bank started offering investment management solutions to business customers.

Product Name
Tagesgeld PLUS
Account Currency
EUR
Interest Rate (p.a.)
0.01 %
Deposit Term
9 months
Investment Amount
1 - 10000 EUR
Interest Frequency
4 times a year
 HSH Nordbank
Germany
Currency
EUR
Interest Rate (p.a.)
0.52 %
Deposit Term
12 months

HSH Nordbank was established in 2003 as a result of the merger between Hamburgische Landesbank and Landesbank Schleswig-Holstein. HSH Nordbank is focused on providing private and corporate banking products and services to large- and medium-sized German business entities and their owners.

Product Name
Flexgeld24
Account Currency
EUR
Interest Rate (p.a.)
0.52 %
Deposit Term
12 months
Investment Amount
1 - 100000 EUR
Interest Frequency
12 times a year
 ING-DiBa
Germany
Currency
EUR
Interest Rate (p.a.)
0.34 %
Deposit Term
12 months

ING-DiBa AG is a direct bank of ING Group (Netherlands) offering retail banking products and services. Being a direct bank, ING-DiBa AG doesn't have an expensive branch network, the resulting cost savings are passed on to the bank's customers which allows to offer fair conditions in all product areas. The savings and loan products of ING-DiBa AG are not complicated and can be opened and administered independently via the Internet, telephone or by postal letters.

Product Name
Extra-Konto
Account Currency
EUR
Interest Rate (p.a.)
0.34 %
Deposit Term
12 months
Investment Amount
1 - 50000 EUR
Interest Frequency
1 times a year
Currency
EUR
Interest Rate (p.a.)
0.25 %
Deposit Term
12 months

PSA Bank (Banque PSA Finance) works closely with Peugeot, Citroën and DS automotive brands to offer dealership networks and its clients (both individuals and corporate) financial packages to purchase the vehicles of these brands. PSA Bank Deutschland GmbH operates as a branch of Banque PSA finance (France).

Product Name
Best Tagesgeld
Account Currency
EUR
Interest Rate (p.a.)
0.25 %
Deposit Term
12 months
Investment Amount
1 - 999999 EUR
Interest Frequency
12 times a year
 DKB
Germany
Currency
EUR
Interest Rate (p.a.)
0.20 %
Deposit Term
12 months

Deutsche Kreditbank AG (DKB) was founded in 1990 in Berlin. DKB is a wholly owned subsidiary of Bayerische Landesbank. DKB provides banking products and services to retail, corporate and public sector clients. Retail banking products are offered via direct banking channels.

Product Name
DKB-Cash
Account Currency
EUR
Interest Rate (p.a.)
0.20 %
Deposit Term
12 months
Investment Amount
1 - 100000 EUR
Interest Frequency
12 times a year
 GEFA Bank
Germany
Currency
EUR
Interest Rate (p.a.)
0.10 %
Deposit Term
12 months

GEFA Bank is an equipment and vendor finance company, offering loan, leasing, hire purchase and insurance products for mobile assets. GEFA'a products and services are offered under the brand of Societe Generale Equipment Finance.

Product Name
GEFA TagesGeld
Account Currency
EUR
Interest Rate (p.a.)
0.10 %
Deposit Term
12 months
Investment Amount
10000 - 500000 EUR
Interest Frequency
1 times a year
Currency
EUR
Interest Rate (p.a.)
0.05 %
Deposit Term
12 months

Mercedes-Benz Bank is an automotive bank and a subsidiary of Daimler Financial Services, a worldwide financial services company of Daimler Group.Mercedez-Benz Bank's product range is concentrated around vehicles and includes financing, leasing, insurance and fleet management for brands of Mercedes-Benz, Smart, Mitsubishi Fuso and Setra. Mercedez-Benz Bank also offers savings and time deposit accounts and payment cards via direct banking services.

Product Name
Tagesgeldkonto
Account Currency
EUR
Interest Rate (p.a.)
0.05 %
Deposit Term
12 months
Investment Amount
1 - 999999 EUR
Interest Frequency
12 times a year
Currency
EUR
Interest Rate (p.a.)
0.05 %
Deposit Term
12 months

Founded in 1924, IKB Deutsche Industriebank supports medium-sized enterprises and private equity funds in Germany and Europe by providing loan products, risk management, capital market services and advisory services. Besides corporate banking products, IKB Deutsche Industriebank also offers retail banking products.

Product Name
Tagesgeld
Account Currency
EUR
Interest Rate (p.a.)
0.05 %
Deposit Term
12 months
Investment Amount
5000 - 999999 EUR
Interest Frequency
1 times a year
 pbb direkt
Germany
Currency
EUR
Interest Rate (p.a.)
0.05 %
Deposit Term
12 months

Deutsche Pfandbriefbank AG was formed in June 2009when two Pfandbriefbanks (eng - mortgage bond banks), Hypo Real Estate Bank AG andDEPFA Deutsche Pfandbriefbank AG were merged.Deutsche Pfandbriefbank specializes in financing ofcommercial real estate investments and public investment projects.The bank is the largest issuer of Pfandbriefe and an important issuer of covered bonds in Europe.Since 16 July 2015, Deutsche Pfandbriefbank AG is listed in the Prime Standard segment ofthe Regulated Market of the Frankfurt Stock Exchange.

Product Name
Tagesgeld
Account Currency
EUR
Interest Rate (p.a.)
0.05 %
Deposit Term
12 months
Investment Amount
5000 - 500000 EUR
Interest Frequency
4 times a year
 Consorsbank
Germany
Currency
EUR
Interest Rate (p.a.)
0.01 %
Deposit Term
12 months

BNP Paribas is a French banking and financial services institution. BNP Paribas is one of the largest banks in Europe and in the world. BNP Paribas operates globally, offering retail and corporate and institutional banking products and services at both domestic and international markets. BNP Paribas S.A. Niederlassung Deutschland operates as a branch of BNP Paribas (France).

Product Name
Tagesgeld
Account Currency
EUR
Interest Rate (p.a.)
0.01 %
Deposit Term
12 months
Investment Amount
1 - 100000 EUR
Interest Frequency
4 times a year
Currency
EUR
Interest Rate (p.a.)
0.01 %
Deposit Term
12 months

Established in 1994, comdirect bank is a direct bank, a member of Commerzbank Group. Initially prodiving online brokerage services, comdirect bank now also offers a complete range of retail banking products and services to its online customers. In 2009 comdirect bank started offering investment management solutions to business customers.

Product Name
Tagesgeld PLUS
Account Currency
EUR
Interest Rate (p.a.)
0.01 %
Deposit Term
12 months
Investment Amount
1 - 10000 EUR
Interest Frequency
4 times a year

Germany: This product is offered to German residents only. When clicking on the product link you will be redirected to the product page in German.

Savings accounts are interest-bearing deposits accounts which allow to withdraw money at any time. While offering more flexibility, savings accounts usually provide lower interest rates than term deposit accounts.

The table above shows essential details of selected savings accounts products offered to retail customers by the banks in Germany: currency, interest rate per annum and deposit term. The savings accounts terms vary from 1 month to 1 years (12 months). The interest rates are within the range 0.01 - 1.00 %. The interest rates provided in the table do not take into account withholding tax levied on interest income in Germany.

Savings accounts made with credit institutions in Germany are covered by deposit guarantee scheme up to 100 000 EUR per depositor.

Germany's Moodys country ceiling (the highest rating that can be assigned) for deposits in local currency is set to Aaa (prime).

See Also