Savings Accounts

Compare Savings Accounts in the Netherlands

Updated on 2 December 2020

7 offers from 6 banks
Interest Rates: 0.01 - 0.20 % p.a.
Account Terms: 1 - 12 months
Rating
 (3.0)
Currency
EUR
Interest Rate (p.a.)
0.05 %
Deposit Term
1 - 12 months
Savings Account Details
Product Name
ATB Internet Tagesgeldkonto
Account Currency
EUR
Min. Interest Rate (p.a.)
0.05 %
Max. Interest Rate (p.a.)
0.05 %
Min. Deposit Term
1 month
Max. Deposit Term
12 months
Min. Investment Amount
1 EUR
Max. Investment Amount
999,999 EUR
Interest Frequency
1 times a year
Savings Account Provider
 (3.0)

Amsterdam Trade Bank was established in 1994 and since 2001 operates as a subsidiary of Alfa-Bank Group (Russia). Initially providing corporate banking products and services, Amsterdam Trade Bank started offering savings products to retail customers in 2003 and now serves both private and business clients.

 RaboDirect
DEGermany
Rating
 (2.6)
Currency
EUR
Interest Rate (p.a.)
0.10 %
Deposit Term
1 - 12 months
Savings Account Details
Product Name
RaboTagesgeld
Account Currency
EUR
Min. Interest Rate (p.a.)
0.10 %
Max. Interest Rate (p.a.)
0.10 %
Min. Deposit Term
1 month
Max. Deposit Term
12 months
Min. Investment Amount
1 EUR
Max. Investment Amount
350,000 EUR
Interest Frequency
12 times a year
Savings Account Provider
 (2.6)

Coöperatieve Rabobank U.A. (commonly known as Rabobank Nederland) was established in 1898 as a rural credit cooperative and is a head bank of Rabobank Group, an international financial services provider, active in the areas of banking, asset management, leasing, insurance and real estate. Rabobank Nederland provides a wide range of retail banking products and services to individuals and business customers.

 Lloyds Bank
NLNetherlands
Rating
n/a
Currency
EUR
Interest Rate (p.a.)
0.20 %
Deposit Term
1 - 12 months
Savings Account Details
Product Name
Internet Sparen
Account Currency
EUR
Min. Interest Rate (p.a.)
0.20 %
Max. Interest Rate (p.a.)
0.20 %
Min. Deposit Term
1 month
Max. Deposit Term
12 months
Min. Investment Amount
1 EUR
Max. Investment Amount
999,999 EUR
Interest Frequency
1 times a year
Savings Account Provider

Lloyds Bank is a member of Lloyds Banking Group. The group was establsihed in 2009 as a result of the merger of several well-known British financial institutions, including Lloyds Bank and Bank of Scotland. Lloyds Banking Group is active in the Netherlands since 1966 with banking products and services for individuals and businesses. In 1999 Lloyds Bank became the first bank in the Netherlands offering mortgage loans online. Now Lloyds Bank provides mortgage loans both directly to consumers via the Internet, or indirectly through independent agents. Savings accounts are offered only directly to consumers (via the Internet).

Rating
 (2.6)
Currency
EUR
Interest Rate (p.a.)
0.07 %
Deposit Term
1 - 12 months
Savings Account Details
Product Name
Internetsparen
Account Currency
EUR
Min. Interest Rate (p.a.)
0.07 %
Max. Interest Rate (p.a.)
0.07 %
Min. Deposit Term
1 month
Max. Deposit Term
12 months
Min. Investment Amount
1 EUR
Max. Investment Amount
999,999 EUR
Interest Frequency
1 times a year
Savings Account Provider
 (2.6)

Nationale-Nederlanden Bank NV is a member of NN Group, an insurance and asset management company. Nationale-Nederlanden Bank provides retail banking products and services including savings, investments, payment cards mortgages and consumer loans. Nationale-Nederlanden Bank offers its products both directly and indirectly via independent consultants.

 Knab
NLNetherlands
Rating
n/a
Currency
EUR
Interest Rate (p.a.)
0.04 %
Deposit Term
1 - 12 months
Savings Account Details
Product Name
Flexibel Sparen
Account Currency
EUR
Min. Interest Rate (p.a.)
0.04 %
Max. Interest Rate (p.a.)
0.04 %
Min. Deposit Term
1 month
Max. Deposit Term
12 months
Min. Investment Amount
1,000 EUR
Max. Investment Amount
999,999 EUR
Interest Frequency
1 times a year
Savings Account Provider

AEGON Bank N.V. is a subsidiary of AEDON N.V., a Dutch company specializing in life insurance, pension and asset management products. AEGON Bank N.V. provides retail banking products, mainly deposit accounts and mortgage loans under a trading name 'Knab'.

 ASN Bank
NLNetherlands
Rating
 (4.0)
Currency
EUR
Interest Rate (p.a.)
0.01 %
Deposit Term
1 - 12 months
Savings Account Details
Product Name
ASN Ideaalsparen
Account Currency
EUR
Min. Interest Rate (p.a.)
0.01 %
Max. Interest Rate (p.a.)
0.01 %
Min. Deposit Term
1 month
Max. Deposit Term
12 months
Min. Investment Amount
1 EUR
Max. Investment Amount
999,999 EUR
Interest Frequency
1 times a year
Savings Account Provider
 (4.0)

Established in 1960, ASN Bank N.V. is a sustainable bank offering savings, payment and investment products and services only to natural persons and legal entities who work to benefit people and environment. ASN Bank N.V. is a subsidiary of de Volksbank and operates using the banking license of de Volksbank.

 Rabobank
NLNetherlands
Rating
 (2.6)
Currency
EUR
Interest Rate (p.a.)
0.01 %
Deposit Term
1 - 12 months
Savings Account Details
Product Name
Rabobank Internetsparen
Account Currency
EUR
Min. Interest Rate (p.a.)
0.01 %
Max. Interest Rate (p.a.)
0.01 %
Min. Deposit Term
1 month
Max. Deposit Term
12 months
Min. Investment Amount
1 EUR
Max. Investment Amount
999,999 EUR
Interest Frequency
1 times a year
Savings Account Provider
 (2.6)

Coöperatieve Rabobank U.A. (commonly known as Rabobank Nederland) was established in 1898 as a rural credit cooperative and is a head bank of Rabobank Group, an international financial services provider, active in the areas of banking, asset management, leasing, insurance and real estate. Rabobank Nederland provides a wide range of retail banking products and services to individuals and business customers.

ATAustria: This product is offered to Austrian residents only. When clicking on the product link you will be redirected to the product page in German.
DEGermany: This product is offered to German residents only. When clicking on the product link you will be redirected to the product page in German.
NLNetherlands: This product is offered to the Netherlands' residents only. When clicking on the product link you will be redirected to the product page in Dutch.

Savings accounts are interest-bearing deposits accounts which allow to withdraw money at any time. While offering more flexibility, savings accounts usually provide lower interest rates than term deposit accounts.

The table above shows essential details of selected savings accounts products offered to retail customers by the banks in the Netherlands: currency, interest rate per annum and deposit term. The savings accounts terms vary from 1 month to 1 years (12 months). The interest rates are within the range 0.01 - 0.20 %. The interest rates provided in the table do not take into account withholding tax levied on interest income in the Netherlands.

Country Deposit Rating. The Netherlands's Moodys country ceiling (the highest rating that can be assigned) for deposits in local currency is set to Aaa (prime).

Deposit Guarantee. Savings accounts made with credit institutions in the Netherlands are covered by deposit guarantee scheme up to 100,000 EUR per depositor.

Withholding Tax. Interest income gained on savings accounts is not taxed in the Netherlands for both residents and non-residents.

Other Banking Products in the Netherlands

See Also