Compare Savings Accounts in Spain

Updated on 22 November 2018

25 offers from 5 banks
Interest Rates: 0.05 - 1.50 % p.a.
Account Terms: 1 - 12 months
Currency
EUR
Interest Rate (p.a.)
1.50 %
Deposit Term
1 month

ING Bank is a member of ING Group, a financial company specializing in insurance and banking. ING Bank is a universal bank offering a wide range of products and services to individuals, families, small businesses, large corporations, financial institutions, governments, public and private institutions and supranational bodies. ING Bank is a market leader in "Benelux" countries (the Netherlands, Belgium and Luxembourg) where it currently has strong market positions in retail and commercial banking. ING Bank, N.V. S.E operates as a branch of ING Bank NV (Netherlands).

Product Name
Cuenta NARANJA
Account Currency
EUR
Interest Rate (p.a.)
1.50 %
Deposit Term
1 month
Investment Amount
1 - 999999 EUR
Interest Frequency
1 times a year
Currency
EUR
Interest Rate (p.a.)
0.50 %
Deposit Term
1 month

Founded in 2000 as Bancopopular-E, Wizink Bank is an online bank ofBanco Popular offering a range ofretail banking products and services via Internet and mobile banking. In 2016 Bancopopular-E was rebranded as Wizink Bank.

Product Name
Cuenta Ahorro
Account Currency
EUR
Interest Rate (p.a.)
0.50 %
Deposit Term
1 month
Investment Amount
1 - 999999 EUR
Interest Frequency
12 times a year
 Uno e
Spain
Currency
EUR
Interest Rate (p.a.)
0.35 %
Deposit Term
1 month

Established in 2000, Unoe Bank is a direct bank belonging to BBVA Group (Spain). Unoe Bank offers simple and transparent products and services via Internet, by phone and BBVA ATM network. Since December 2016 Unoe Bank operates as a subsidiary of Banco Bilbao Vizcaya Argentaria.

Product Name
Cuenta de ahorro Uno e
Account Currency
EUR
Interest Rate (p.a.)
0.35 %
Deposit Term
1 month
Investment Amount
600 - 999999 EUR
Interest Frequency
12 times a year
Currency
EUR
Interest Rate (p.a.)
0.30 %
Deposit Term
1 month

BNP Paribas Group started its financial activity in Spain back in the middle of nineteenth century and bacame a fully operative bank in 1979. BNP Paribas Group has three main business activities in Spain: corporate and investment banking, investment solutions, retail banking. Throughout its subsidiaries, BNP Paribas offers its clients: a large range of wealth management products and services, from current account management to the most complex financial arrangements, asset management,personal loans (consumer, mortgages, loan consolidation), on-line savings and trading.

Product Name
Cuenta activa
Account Currency
EUR
Interest Rate (p.a.)
0.30 %
Deposit Term
1 month
Investment Amount
1 - 149 EUR
Interest Frequency
4 times a year
 Ibercaja
Spain
Currency
EUR
Interest Rate (p.a.)
0.05 %
Deposit Term
1 month

IberCaja Banco was founded in July 2011 by Spanish financial companyIberCaja. IberCaja Banco provides retail banking services for individualsand small- and medium-sized companies.

Product Name
Cuent@.com
Account Currency
EUR
Interest Rate (p.a.)
0.05 %
Deposit Term
1 month
Investment Amount
1 - 999999 EUR
Interest Frequency
12 times a year
Currency
EUR
Interest Rate (p.a.)
1.07 %
Deposit Term
3 months

ING Bank is a member of ING Group, a financial company specializing in insurance and banking. ING Bank is a universal bank offering a wide range of products and services to individuals, families, small businesses, large corporations, financial institutions, governments, public and private institutions and supranational bodies. ING Bank is a market leader in "Benelux" countries (the Netherlands, Belgium and Luxembourg) where it currently has strong market positions in retail and commercial banking. ING Bank, N.V. S.E operates as a branch of ING Bank NV (Netherlands).

Product Name
Cuenta NARANJA
Account Currency
EUR
Interest Rate (p.a.)
1.07 %
Deposit Term
3 months
Investment Amount
1 - 999999 EUR
Interest Frequency
1 times a year
Currency
EUR
Interest Rate (p.a.)
0.50 %
Deposit Term
3 months

Founded in 2000 as Bancopopular-E, Wizink Bank is an online bank ofBanco Popular offering a range ofretail banking products and services via Internet and mobile banking. In 2016 Bancopopular-E was rebranded as Wizink Bank.

Product Name
Cuenta Ahorro
Account Currency
EUR
Interest Rate (p.a.)
0.50 %
Deposit Term
3 months
Investment Amount
1 - 999999 EUR
Interest Frequency
12 times a year
 Uno e
Spain
Currency
EUR
Interest Rate (p.a.)
0.35 %
Deposit Term
3 months

Established in 2000, Unoe Bank is a direct bank belonging to BBVA Group (Spain). Unoe Bank offers simple and transparent products and services via Internet, by phone and BBVA ATM network. Since December 2016 Unoe Bank operates as a subsidiary of Banco Bilbao Vizcaya Argentaria.

Product Name
Cuenta de ahorro Uno e
Account Currency
EUR
Interest Rate (p.a.)
0.35 %
Deposit Term
3 months
Investment Amount
600 - 999999 EUR
Interest Frequency
12 times a year
Currency
EUR
Interest Rate (p.a.)
0.30 %
Deposit Term
3 months

BNP Paribas Group started its financial activity in Spain back in the middle of nineteenth century and bacame a fully operative bank in 1979. BNP Paribas Group has three main business activities in Spain: corporate and investment banking, investment solutions, retail banking. Throughout its subsidiaries, BNP Paribas offers its clients: a large range of wealth management products and services, from current account management to the most complex financial arrangements, asset management,personal loans (consumer, mortgages, loan consolidation), on-line savings and trading.

Product Name
Cuenta activa
Account Currency
EUR
Interest Rate (p.a.)
0.30 %
Deposit Term
3 months
Investment Amount
1 - 149 EUR
Interest Frequency
4 times a year
 Ibercaja
Spain
Currency
EUR
Interest Rate (p.a.)
0.05 %
Deposit Term
3 months

IberCaja Banco was founded in July 2011 by Spanish financial companyIberCaja. IberCaja Banco provides retail banking services for individualsand small- and medium-sized companies.

Product Name
Cuent@.com
Account Currency
EUR
Interest Rate (p.a.)
0.05 %
Deposit Term
3 months
Investment Amount
1 - 999999 EUR
Interest Frequency
12 times a year
Currency
EUR
Interest Rate (p.a.)
0.63 %
Deposit Term
6 months

ING Bank is a member of ING Group, a financial company specializing in insurance and banking. ING Bank is a universal bank offering a wide range of products and services to individuals, families, small businesses, large corporations, financial institutions, governments, public and private institutions and supranational bodies. ING Bank is a market leader in "Benelux" countries (the Netherlands, Belgium and Luxembourg) where it currently has strong market positions in retail and commercial banking. ING Bank, N.V. S.E operates as a branch of ING Bank NV (Netherlands).

Product Name
Cuenta NARANJA
Account Currency
EUR
Interest Rate (p.a.)
0.63 %
Deposit Term
6 months
Investment Amount
1 - 999999 EUR
Interest Frequency
1 times a year
Currency
EUR
Interest Rate (p.a.)
0.50 %
Deposit Term
6 months

Founded in 2000 as Bancopopular-E, Wizink Bank is an online bank ofBanco Popular offering a range ofretail banking products and services via Internet and mobile banking. In 2016 Bancopopular-E was rebranded as Wizink Bank.

Product Name
Cuenta Ahorro
Account Currency
EUR
Interest Rate (p.a.)
0.50 %
Deposit Term
6 months
Investment Amount
1 - 999999 EUR
Interest Frequency
12 times a year
 Uno e
Spain
Currency
EUR
Interest Rate (p.a.)
0.35 %
Deposit Term
6 months

Established in 2000, Unoe Bank is a direct bank belonging to BBVA Group (Spain). Unoe Bank offers simple and transparent products and services via Internet, by phone and BBVA ATM network. Since December 2016 Unoe Bank operates as a subsidiary of Banco Bilbao Vizcaya Argentaria.

Product Name
Cuenta de ahorro Uno e
Account Currency
EUR
Interest Rate (p.a.)
0.35 %
Deposit Term
6 months
Investment Amount
600 - 999999 EUR
Interest Frequency
12 times a year
Currency
EUR
Interest Rate (p.a.)
0.30 %
Deposit Term
6 months

BNP Paribas Group started its financial activity in Spain back in the middle of nineteenth century and bacame a fully operative bank in 1979. BNP Paribas Group has three main business activities in Spain: corporate and investment banking, investment solutions, retail banking. Throughout its subsidiaries, BNP Paribas offers its clients: a large range of wealth management products and services, from current account management to the most complex financial arrangements, asset management,personal loans (consumer, mortgages, loan consolidation), on-line savings and trading.

Product Name
Cuenta activa
Account Currency
EUR
Interest Rate (p.a.)
0.30 %
Deposit Term
6 months
Investment Amount
1 - 149 EUR
Interest Frequency
4 times a year
 Ibercaja
Spain
Currency
EUR
Interest Rate (p.a.)
0.05 %
Deposit Term
6 months

IberCaja Banco was founded in July 2011 by Spanish financial companyIberCaja. IberCaja Banco provides retail banking services for individualsand small- and medium-sized companies.

Product Name
Cuent@.com
Account Currency
EUR
Interest Rate (p.a.)
0.05 %
Deposit Term
6 months
Investment Amount
1 - 999999 EUR
Interest Frequency
12 times a year
Currency
EUR
Interest Rate (p.a.)
0.50 %
Deposit Term
9 months

Founded in 2000 as Bancopopular-E, Wizink Bank is an online bank ofBanco Popular offering a range ofretail banking products and services via Internet and mobile banking. In 2016 Bancopopular-E was rebranded as Wizink Bank.

Product Name
Cuenta Ahorro
Account Currency
EUR
Interest Rate (p.a.)
0.50 %
Deposit Term
9 months
Investment Amount
1 - 999999 EUR
Interest Frequency
12 times a year
Currency
EUR
Interest Rate (p.a.)
0.49 %
Deposit Term
9 months

ING Bank is a member of ING Group, a financial company specializing in insurance and banking. ING Bank is a universal bank offering a wide range of products and services to individuals, families, small businesses, large corporations, financial institutions, governments, public and private institutions and supranational bodies. ING Bank is a market leader in "Benelux" countries (the Netherlands, Belgium and Luxembourg) where it currently has strong market positions in retail and commercial banking. ING Bank, N.V. S.E operates as a branch of ING Bank NV (Netherlands).

Product Name
Cuenta NARANJA
Account Currency
EUR
Interest Rate (p.a.)
0.49 %
Deposit Term
9 months
Investment Amount
1 - 999999 EUR
Interest Frequency
1 times a year
 Uno e
Spain
Currency
EUR
Interest Rate (p.a.)
0.35 %
Deposit Term
9 months

Established in 2000, Unoe Bank is a direct bank belonging to BBVA Group (Spain). Unoe Bank offers simple and transparent products and services via Internet, by phone and BBVA ATM network. Since December 2016 Unoe Bank operates as a subsidiary of Banco Bilbao Vizcaya Argentaria.

Product Name
Cuenta de ahorro Uno e
Account Currency
EUR
Interest Rate (p.a.)
0.35 %
Deposit Term
9 months
Investment Amount
600 - 999999 EUR
Interest Frequency
12 times a year
Currency
EUR
Interest Rate (p.a.)
0.30 %
Deposit Term
9 months

BNP Paribas Group started its financial activity in Spain back in the middle of nineteenth century and bacame a fully operative bank in 1979. BNP Paribas Group has three main business activities in Spain: corporate and investment banking, investment solutions, retail banking. Throughout its subsidiaries, BNP Paribas offers its clients: a large range of wealth management products and services, from current account management to the most complex financial arrangements, asset management,personal loans (consumer, mortgages, loan consolidation), on-line savings and trading.

Product Name
Cuenta activa
Account Currency
EUR
Interest Rate (p.a.)
0.30 %
Deposit Term
9 months
Investment Amount
1 - 149 EUR
Interest Frequency
4 times a year
 Ibercaja
Spain
Currency
EUR
Interest Rate (p.a.)
0.05 %
Deposit Term
9 months

IberCaja Banco was founded in July 2011 by Spanish financial companyIberCaja. IberCaja Banco provides retail banking services for individualsand small- and medium-sized companies.

Product Name
Cuent@.com
Account Currency
EUR
Interest Rate (p.a.)
0.05 %
Deposit Term
9 months
Investment Amount
1 - 999999 EUR
Interest Frequency
12 times a year
Currency
EUR
Interest Rate (p.a.)
0.50 %
Deposit Term
12 months

Founded in 2000 as Bancopopular-E, Wizink Bank is an online bank ofBanco Popular offering a range ofretail banking products and services via Internet and mobile banking. In 2016 Bancopopular-E was rebranded as Wizink Bank.

Product Name
Cuenta Ahorro
Account Currency
EUR
Interest Rate (p.a.)
0.50 %
Deposit Term
12 months
Investment Amount
1 - 999999 EUR
Interest Frequency
12 times a year
Currency
EUR
Interest Rate (p.a.)
0.42 %
Deposit Term
12 months

ING Bank is a member of ING Group, a financial company specializing in insurance and banking. ING Bank is a universal bank offering a wide range of products and services to individuals, families, small businesses, large corporations, financial institutions, governments, public and private institutions and supranational bodies. ING Bank is a market leader in "Benelux" countries (the Netherlands, Belgium and Luxembourg) where it currently has strong market positions in retail and commercial banking. ING Bank, N.V. S.E operates as a branch of ING Bank NV (Netherlands).

Product Name
Cuenta NARANJA
Account Currency
EUR
Interest Rate (p.a.)
0.42 %
Deposit Term
12 months
Investment Amount
1 - 999999 EUR
Interest Frequency
1 times a year
 Uno e
Spain
Currency
EUR
Interest Rate (p.a.)
0.35 %
Deposit Term
12 months

Established in 2000, Unoe Bank is a direct bank belonging to BBVA Group (Spain). Unoe Bank offers simple and transparent products and services via Internet, by phone and BBVA ATM network. Since December 2016 Unoe Bank operates as a subsidiary of Banco Bilbao Vizcaya Argentaria.

Product Name
Cuenta de ahorro Uno e
Account Currency
EUR
Interest Rate (p.a.)
0.35 %
Deposit Term
12 months
Investment Amount
600 - 999999 EUR
Interest Frequency
12 times a year
Currency
EUR
Interest Rate (p.a.)
0.30 %
Deposit Term
12 months

BNP Paribas Group started its financial activity in Spain back in the middle of nineteenth century and bacame a fully operative bank in 1979. BNP Paribas Group has three main business activities in Spain: corporate and investment banking, investment solutions, retail banking. Throughout its subsidiaries, BNP Paribas offers its clients: a large range of wealth management products and services, from current account management to the most complex financial arrangements, asset management,personal loans (consumer, mortgages, loan consolidation), on-line savings and trading.

Product Name
Cuenta activa
Account Currency
EUR
Interest Rate (p.a.)
0.30 %
Deposit Term
12 months
Investment Amount
1 - 149 EUR
Interest Frequency
4 times a year
 Ibercaja
Spain
Currency
EUR
Interest Rate (p.a.)
0.05 %
Deposit Term
12 months

IberCaja Banco was founded in July 2011 by Spanish financial companyIberCaja. IberCaja Banco provides retail banking services for individualsand small- and medium-sized companies.

Product Name
Cuent@.com
Account Currency
EUR
Interest Rate (p.a.)
0.05 %
Deposit Term
12 months
Investment Amount
1 - 999999 EUR
Interest Frequency
12 times a year

Spain: This product is offered to Spanish residents only. When clicking on the product link you will be redirected to the product page in Spanish.

Savings accounts are interest-bearing deposits accounts which allow to withdraw money at any time. While offering more flexibility, savings accounts usually provide lower interest rates than term deposit accounts.

The table above shows essential details of selected savings accounts products offered to retail customers by the banks in Spain: currency, interest rate per annum and deposit term. The savings accounts terms vary from 1 month to 1 years (12 months). The interest rates are within the range 0.05 - 1.50 %. The interest rates provided in the table do not take into account withholding tax levied on interest income in Spain.

Savings accounts made with credit institutions in Spain are covered by deposit guarantee scheme up to 100 000 EUR per depositor.

Spain's Moodys country ceiling (the highest rating that can be assigned) for deposits in local currency is set to Aa1 (high grade).

See Also