Compare Time Deposit Accounts in Austria

Updated on 12 May 2019

17 offers from 12 banks
Interest Rates: 0.06 - 1.40 % p.a.
Deposit Terms: 3 - 120 months
Sales Region
Austria
Currency
EUR
Interest Rate (p.a.)
0.30 - 1.40 %
Deposit Term
3 - 120 months
Time Deposit Account Details
Account Currency
EUR
Min. Interest Rate (p.a.)
0.30 %
Max. Interest Rate (p.a.)
1.40 %
Min. Deposit Term
3 months
Max. Deposit Term
120 months
Time Deposit Account Provider

DenizBank AG was founded in Austria in 1996 as a universal bank: the bank offers a range of products and services in retail and corporate banking. DenizBank AS (Turkey) is the parent company of DenizBank AG (Austria). Since 28 September 2012, DenizBank operates under the umbrella of Sberbank (Russia).

Sales Region
Austria
Currency
EUR
Interest Rate (p.a.)
0.13 - 1.00 %
Deposit Term
3 - 120 months
Time Deposit Account Details
Account Currency
EUR
Min. Interest Rate (p.a.)
0.13 %
Max. Interest Rate (p.a.)
1.00 %
Min. Deposit Term
3 months
Max. Deposit Term
120 months
Time Deposit Account Provider

Established in 1999, VakıfBank International AG is a subsidiary ofTurkiye Vakiflar Bankasi TAO which controls 90% of Vakif Bank International shares capital. The rest 10% are owned by the pension fund of Türkiye Bankasi TAO Vakiflar, Ankara.

Vakif Bank International AG offers a broad range of traditional banking services such as current accounts and savings accounts, corporate and retail loans and transfer of funds.Vakif Bank offers a special service - rapid and cost-effective payment transfers from Austria to Turkey.

Sales Region
Austria
Currency
EUR
Interest Rate (p.a.)
0.45 - 1.00 %
Deposit Term
6 - 60 months
Time Deposit Account Details
Account Currency
EUR
Min. Interest Rate (p.a.)
0.45 %
Max. Interest Rate (p.a.)
1.00 %
Min. Deposit Term
6 months
Max. Deposit Term
60 months
Time Deposit Account Provider

Bankhaus Denzel Aktiengesellschaft was founded in 1991 and is a part of the Denzel Group, the largest multi-brand car dealer network in Austria. The initial core business of Denzel Bank was financing for car dealers. Now Denzel Bank offers consumer loans for new and used vehicles and deposit products.

Sales Region
Austria
Currency
EUR
Interest Rate (p.a.)
0.30 - 0.50 %
Deposit Term
6 - 24 months
Time Deposit Account Details
Account Currency
EUR
Min. Interest Rate (p.a.)
0.30 %
Max. Interest Rate (p.a.)
0.50 %
Min. Deposit Term
6 months
Max. Deposit Term
24 months
Time Deposit Account Provider

European American Investment Bank AG (Euram Bank) is an Austrian private bank offering private banking, wealth management and investment banking services to wealthy international and domestic private clients, families, private companies and financial institutions.

Sales Region
Austria
Currency
EUR
Interest Rate (p.a.)
0.15 - 1.26 %
Deposit Term
6 - 48 months
Time Deposit Account Details
Account Currency
EUR
Min. Interest Rate (p.a.)
0.15 %
Max. Interest Rate (p.a.)
1.26 %
Min. Deposit Term
6 months
Max. Deposit Term
48 months
Time Deposit Account Provider

Autobank AG is one of the leading banks for car loans in Austria and Germany. The bank specializes in motor vehicle leasing and financing solutions. Autobank's product portfolio also includes vehicle trade, factoring and fleet management as well as savings and term deposit accounts.

Sales Region
Switzerland
Currency
EUR
Interest Rate (p.a.)
0.30 - 1.05 %
Deposit Term
6 - 24 months
Time Deposit Account Details
Account Currency
EUR
Min. Interest Rate (p.a.)
0.30 %
Max. Interest Rate (p.a.)
1.05 %
Min. Deposit Term
6 months
Max. Deposit Term
24 months
Time Deposit Account Provider

European American Investment Bank AG (Euram Bank) is an Austrian private bank offering private banking, wealth management and investment banking services to wealthy international and domestic private clients, families, private companies and financial institutions.

Sales Region
Germany
Currency
EUR
Interest Rate (p.a.)
0.44 - 0.65 %
Deposit Term
6 - 36 months
Time Deposit Account Details
Account Currency
EUR
Min. Interest Rate (p.a.)
0.44 %
Max. Interest Rate (p.a.)
0.65 %
Min. Deposit Term
6 months
Max. Deposit Term
36 months
Time Deposit Account Provider

The roots of Austrian Anadi Bank trace back to 1896. The bank's core businesses have always been financing of public institutions or housing and mortgage bonds. In addition, the Austrian Anadi Bank offers a wide range of universal banking services for private and corporate customers.

Since 2013 Austrian Anadi Bank is owned by the British-Indian businessman Dr. Sanjeev Kanoria.In 2015, the bank had approximately 10% of total market share in the region of Carinthia (Kärntner).

Sales Region
Germany
Currency
EUR
Interest Rate (p.a.)
0.40 - 0.80 %
Deposit Term
6 - 60 months
Time Deposit Account Details
Account Currency
EUR
Min. Interest Rate (p.a.)
0.40 %
Max. Interest Rate (p.a.)
0.80 %
Min. Deposit Term
6 months
Max. Deposit Term
60 months
Time Deposit Account Provider

Addiko Bank was established in 2015, when Advent International and the European Bank for Reconstruction and Development acquired Hypo Alpe Adria with its Southeast Europe banking network from Heta Asset Resolution.

Sales Region
Europe
Currency
EUR
Interest Rate (p.a.)
0.30 - 0.50 %
Deposit Term
6 - 24 months
Time Deposit Account Details
Account Currency
EUR
Min. Interest Rate (p.a.)
0.30 %
Max. Interest Rate (p.a.)
0.50 %
Min. Deposit Term
6 months
Max. Deposit Term
24 months
Time Deposit Account Provider

European American Investment Bank AG (Euram Bank) is an Austrian private bank offering private banking, wealth management and investment banking services to wealthy international and domestic private clients, families, private companies and financial institutions.

Sales Region
Spain
Currency
EUR
Interest Rate (p.a.)
0.30 - 1.05 %
Deposit Term
6 - 24 months
Time Deposit Account Details
Account Currency
EUR
Min. Interest Rate (p.a.)
0.30 %
Max. Interest Rate (p.a.)
1.05 %
Min. Deposit Term
6 months
Max. Deposit Term
24 months
Time Deposit Account Provider

European American Investment Bank AG (Euram Bank) is an Austrian private bank offering private banking, wealth management and investment banking services to wealthy international and domestic private clients, families, private companies and financial institutions.

Sales Region
Austria
Currency
EUR
Interest Rate (p.a.)
0.71 - 0.95 %
Deposit Term
12 - 36 months
Time Deposit Account Details
Account Currency
EUR
Min. Interest Rate (p.a.)
0.71 %
Max. Interest Rate (p.a.)
0.95 %
Min. Deposit Term
12 months
Max. Deposit Term
36 months
Time Deposit Account Provider

Meinl Bank is an Austrian private bank, providing private, investment and institutional banking products and services.

Sales Region
Austria
Currency
EUR
Interest Rate (p.a.)
0.70 - 0.90 %
Deposit Term
12 - 36 months
Time Deposit Account Details
Account Currency
EUR
Min. Interest Rate (p.a.)
0.70 %
Max. Interest Rate (p.a.)
0.90 %
Min. Deposit Term
12 months
Max. Deposit Term
36 months
Time Deposit Account Provider

Founded in 1974 RCI Banque (formerly Renault Crédit International Banque) is an international automotive financial services company. RCI Banque offers credit, leasing, insurance for Renault group brands. RCI Banque SA, Niederlassung Österreich operates as a subsidiary of RCI Banque (France).

Sales Region
Austria
Currency
EUR
Interest Rate (p.a.)
0.30 - 0.40 %
Deposit Term
12 - 24 months
Time Deposit Account Details
Account Currency
EUR
Min. Interest Rate (p.a.)
0.30 %
Max. Interest Rate (p.a.)
0.40 %
Min. Deposit Term
12 months
Max. Deposit Term
24 months
Time Deposit Account Provider

Since September 2015 bankdirect.at operates as a business unit of Raiffeisenlandesbank Oberösterreich and provides direct bank access to products and services offered by Raiffeisenlandesbank Oberösterreich. bankdirect.at offers a wide range of savings and lending products and brokerage services.

Sales Region
Austria
Currency
EUR
Interest Rate (p.a.)
0.10 %
Deposit Term
12 months
Time Deposit Account Details
Account Currency
EUR
Min. Interest Rate (p.a.)
0.10 %
Max. Interest Rate (p.a.)
0.10 %
Min. Deposit Term
12 months
Max. Deposit Term
12 months
Time Deposit Account Provider

Generali Bank, founded in 2002, is a member of Generali Group, one of the largest insurers in Austria. Generali Bank offers a comprehensive and demand-oriented product range from current and savings accounts, payments to investments in securities.Generali Bank has no proprietary, costly branch network. Certain products such as savings accounts can be quickly and easily obtained online.

Sales Region
Austria
Currency
EUR
Interest Rate (p.a.)
0.06 - 0.45 %
Deposit Term
12 - 60 months
Time Deposit Account Details
Account Currency
EUR
Min. Interest Rate (p.a.)
0.06 %
Max. Interest Rate (p.a.)
0.45 %
Min. Deposit Term
12 months
Max. Deposit Term
60 months
Time Deposit Account Provider

Established in 2001, VOLKSBANK WIEN AG operates as a regional universal bank, offering a broad range of retail banking products and services to private individuals and companies.

Sales Region
Germany
Currency
EUR
Interest Rate (p.a.)
0.71 - 0.95 %
Deposit Term
12 - 36 months
Time Deposit Account Details
Account Currency
EUR
Min. Interest Rate (p.a.)
0.71 %
Max. Interest Rate (p.a.)
0.95 %
Min. Deposit Term
12 months
Max. Deposit Term
36 months
Time Deposit Account Provider

Meinl Bank is an Austrian private bank, providing private, investment and institutional banking products and services.

Austria: This product is offered to Austrian residents only. When clicking on the product link you will be redirected to the product page in German.

Switzerland: This product is offered to Swiss residents only. When clicking on the product link you will be redirected to the product page in German, French or Italian.

Germany: This product is offered to German residents only. When clicking on the product link you will be redirected to the product page in German.

Europe: This product is offered to the residents of the European Union.

Spain: This product is offered to Spanish residents only. When clicking on the product link you will be redirected to the product page in Spanish.

Time deposits accounts are interest-bearing deposit acoounts offering higher interest rates than savings accounts. However the money deposited to such account cannot be withdrawn for a specified period of time (term).

The table above shows essential details of selected time deposit products offered to retail customers by the banks in Austria: currency, interest rate per annum and deposit term. The time deposit accounts terms vary from 3 month to 10 years (120 months).The interest rates are within the range 0.06 - 1.40 %. The interest rates provided in the table do not take into account withholding tax levied on interest income in Austria.

Time deposit accounts made with credit institutions in Austria are covered by deposit guarantee scheme up to 100,000 EUR per depositor.

In February 2019, average annual deposit interest rate in local currency (Euro) of new contracts with fixed term up to 1 year between credit institutions and retail customers (households) was 0.24 %.

Austria's Moodys country ceiling (the highest rating that can be assigned) for deposits in local currency is set to Aaa (prime).

See Also