Compare Time Deposit Accounts in the Netherlands

Updated on 18 July 2019

13 offers from 10 banks
Interest Rates: 0.20 - 3.50 % p.a.
Deposit Terms: 1 - 120 months
 RaboDirect
Germany
Rating
 (2.6)
Currency
EUR
Interest Rate (p.a.)
0.40 %
Deposit Term
1 - 84 months
Time Deposit Account Details
Account Currency
EUR
Min. Interest Rate (p.a.)
0.40 %
Max. Interest Rate (p.a.)
0.40 %
Min. Deposit Term
1 month
Max. Deposit Term
84 months
Time Deposit Account Provider
 (2.6)

Coöperatieve Rabobank U.A. (commonly known as Rabobank Nederland) was established in 1898 as a rural credit cooperative and is a head bank of Rabobank Group, an international financial services provider, active in the areas of banking, asset management, leasing, insurance and real estate. Rabobank Nederland provides a wide range of retail banking products and services to individuals and business customers.

Rating
 (2.6)
Currency
EUR
Interest Rate (p.a.)
1.75 - 3.50 %
Deposit Term
1 - 120 months
Time Deposit Account Details
Account Currency
EUR
Min. Interest Rate (p.a.)
1.75 %
Max. Interest Rate (p.a.)
3.50 %
Min. Deposit Term
1 month
Max. Deposit Term
120 months
Time Deposit Account Provider
 (2.6)

Nationale-Nederlanden Bank NV is a member of NN Group, an insurance and asset management company. Nationale-Nederlanden Bank provides retail banking products and services including savings, investments, payment cards mortgages and consumer loans. Nationale-Nederlanden Bank offers its products both directly and indirectly via independent consultants.

 NIBC Direct
Netherlands
Rating
 (4.2)
Currency
EUR
Interest Rate (p.a.)
1.50 - 2.60 %
Deposit Term
1 - 120 months
Time Deposit Account Details
Account Currency
EUR
Min. Interest Rate (p.a.)
1.50 %
Max. Interest Rate (p.a.)
2.60 %
Min. Deposit Term
1 month
Max. Deposit Term
120 months
Time Deposit Account Provider
 (4.2)

Founded in 1945 to finance ­entrepreneurs, NIBC Bank is a Dutch bank operating in "BeNeLux" countries and in Germany. The bank provides banking products to corporate and individual clients. NIBC Bank is focused on corporate customers from specific sectors such as the food industry, agriculture and retail, manufacturing, technology, media and services, commercial real estate, shipping, oil & gas services, infrastructure and renewable energy. Business activities for individuals are dominated by residential mortgages and savings products. The savings products are offered via its subsidiary NIBC Direct.

Rating
 (3.0)
Currency
EUR
Interest Rate (p.a.)
0.20 - 1.10 %
Deposit Term
3 - 60 months
Time Deposit Account Details
Account Currency
EUR
Min. Interest Rate (p.a.)
0.20 %
Max. Interest Rate (p.a.)
1.10 %
Min. Deposit Term
3 months
Max. Deposit Term
60 months
Time Deposit Account Provider
 (3.0)

Amsterdam Trade Bank was established in 1994 and since 2001 operates as a subsidiary of Alfa-Bank Group (Russia). Initially providing corporate banking products and services, Amsterdam Trade Bank started offering savings products to retail customers in 2003 and now serves both private and business clients.

 RaboDirect
Germany
Rating
 (2.6)
Currency
EUR
Interest Rate (p.a.)
0.50 %
Deposit Term
3 - 84 months
Time Deposit Account Details
Account Currency
EUR
Min. Interest Rate (p.a.)
0.50 %
Max. Interest Rate (p.a.)
0.50 %
Min. Deposit Term
3 months
Max. Deposit Term
84 months
Time Deposit Account Provider
 (2.6)

Coöperatieve Rabobank U.A. (commonly known as Rabobank Nederland) was established in 1898 as a rural credit cooperative and is a head bank of Rabobank Group, an international financial services provider, active in the areas of banking, asset management, leasing, insurance and real estate. Rabobank Nederland provides a wide range of retail banking products and services to individuals and business customers.

 Credit Europe Bank
Netherlands
Rating
 (3.3)
Currency
EUR
Interest Rate (p.a.)
1.60 - 3.30 %
Deposit Term
3 - 120 months
Time Deposit Account Details
Account Currency
EUR
Min. Interest Rate (p.a.)
1.60 %
Max. Interest Rate (p.a.)
3.30 %
Min. Deposit Term
3 months
Max. Deposit Term
120 months
Time Deposit Account Provider
 (3.3)

Credit Europe Bank is headquartered in the Netherlands. Credit Europe Bank provides simple, transparent and competitive products to its clients. The bank specializes in offering its corporate customers a wide range of banking products, including international trade and commodity finance, project finance and working capital loans. Credit Europe Bank also offers banking products to retail and SME customers.

 AEGON
Netherlands
Rating
n/a
Currency
EUR
Interest Rate (p.a.)
1.60 - 3.20 %
Deposit Term
6 - 120 months
Time Deposit Account Details
Account Currency
EUR
Min. Interest Rate (p.a.)
1.60 %
Max. Interest Rate (p.a.)
3.20 %
Min. Deposit Term
6 months
Max. Deposit Term
120 months
Time Deposit Account Provider

AEGON Bank N.V. is a subsidiary of AEDON N.V., a Dutch company specializing in life insurance, pension and asset management products. AEGON Bank N.V. provides retail banking products, mainly deposit accounts and mortgage loans.

 MoneYou
Netherlands
Rating
 (1.0)
Currency
EUR
Interest Rate (p.a.)
1.00 %
Deposit Term
6 months
Time Deposit Account Details
Account Currency
EUR
Min. Interest Rate (p.a.)
1.00 %
Max. Interest Rate (p.a.)
1.00 %
Min. Deposit Term
6 months
Max. Deposit Term
6 months
Time Deposit Account Provider
 (1.0)

ABN AMRO Bank serves retail, private and corporate banking clients with a primary focus on the Netherlands. ABN AMRO Bank is one of the largest banks of the Netherlands. The bank also conducts selected operations internationally. ABN AMRO Bank offers a comprehensive range of products and services via multichannel distribution including mobile applications and internet banking. In particular, MoneYou is a subsidiary of ABN AMRO Bank, specialising in online financial services (savings, mortgages and consumer loans) for retail clients and also offering savings products outside the Netherlands (Germany, Belgium and Austria). ABN AMRO Bank N.V. is the head bank of ABN AMRO Group (Netherlands).

 DLL Bank
Germany
Rating
n/a
Currency
EUR
Interest Rate (p.a.)
0.75 %
Deposit Term
12 months
Time Deposit Account Details
Account Currency
EUR
Min. Interest Rate (p.a.)
0.75 %
Max. Interest Rate (p.a.)
0.75 %
Min. Deposit Term
12 months
Max. Deposit Term
12 months
Time Deposit Account Provider

De Lage Landen provides financial solutions for companies to support their assets lifecycle from leasing, vendor and commercial finance to remarketing. De Lage Landen works with nine industries: food, agriculture, healthcare, clean technology, office technology, construction, transportation, industry and automotive.

Rating
n/a
Currency
EUR
Interest Rate (p.a.)
1.95 - 3.50 %
Deposit Term
12 - 120 months
Time Deposit Account Details
Account Currency
EUR
Min. Interest Rate (p.a.)
1.95 %
Max. Interest Rate (p.a.)
3.50 %
Min. Deposit Term
12 months
Max. Deposit Term
120 months
Time Deposit Account Provider

On May 31, 2014 Achmea Hypotheekbank N.V., Achmea Bank Holding N.V. and Achmea Retail Bank N.V. completed their merger into one entity. The remaining entity Achmea Hypotheekbank N.V. was renamed to Achmea Bank N.V. The decision to perform the merger had been taken to reduce complexity, to be able to meet new legislation and to increase efficiency in systems and processes. The main business activities of Achmea Bank N.V. are providing savings products for private individuals and owner-occupied residential mortgage loans. Achmea Bank N.V. offers its products online via Centraal Beheer Achmea.

 MoneYou
Netherlands
Rating
 (1.0)
Currency
EUR
Interest Rate (p.a.)
1.05 %
Deposit Term
12 months
Time Deposit Account Details
Account Currency
EUR
Min. Interest Rate (p.a.)
1.05 %
Max. Interest Rate (p.a.)
1.05 %
Min. Deposit Term
12 months
Max. Deposit Term
12 months
Time Deposit Account Provider
 (1.0)

ABN AMRO Bank serves retail, private and corporate banking clients with a primary focus on the Netherlands. ABN AMRO Bank is one of the largest banks of the Netherlands. The bank also conducts selected operations internationally. ABN AMRO Bank offers a comprehensive range of products and services via multichannel distribution including mobile applications and internet banking. In particular, MoneYou is a subsidiary of ABN AMRO Bank, specialising in online financial services (savings, mortgages and consumer loans) for retail clients and also offering savings products outside the Netherlands (Germany, Belgium and Austria). ABN AMRO Bank N.V. is the head bank of ABN AMRO Group (Netherlands).

 SNS Bank
Netherlands
Rating
 (4.0)
Currency
EUR
Interest Rate (p.a.)
0.90 - 3.30 %
Deposit Term
12 - 120 months
Time Deposit Account Details
Account Currency
EUR
Min. Interest Rate (p.a.)
0.90 %
Max. Interest Rate (p.a.)
3.30 %
Min. Deposit Term
12 months
Max. Deposit Term
120 months
Time Deposit Account Provider
 (4.0)

Established in 1817, SNS Bank was the first savings bank in the Netherlands. "SNS" stands for Samenwerkende Nederlandse Spaarbanken (eng: "Co-operating Dutch Savings banks"). The bank is focused on providing savings, mortgage and payment products to domestic companies and indiviuals.

Since 1 January 2017, SNS Bank operates as 'de Volksbank' to underline that the bank is a stable bank providing simple, useful and affordable products and taking responsibility. Also since 1 January 2017, ASN Bank, Regio Bank, SNS Bank, BGL Wonen Bank and Zwitserleven operate using the single banking license of de Volksbank.

 Zwitserleven
Netherlands
Rating
 (4.0)
Currency
EUR
Interest Rate (p.a.)
0.90 - 1.70 %
Deposit Term
60 - 120 months
Time Deposit Account Details
Account Currency
EUR
Min. Interest Rate (p.a.)
0.90 %
Max. Interest Rate (p.a.)
1.70 %
Min. Deposit Term
60 months
Max. Deposit Term
120 months
Time Deposit Account Provider
 (4.0)

Established in 1817, SNS Bank was the first savings bank in the Netherlands. "SNS" stands for Samenwerkende Nederlandse Spaarbanken (eng: "Co-operating Dutch Savings banks"). The bank is focused on providing savings, mortgage and payment products to domestic companies and indiviuals.

Since 1 January 2017, SNS Bank operates as 'de Volksbank' to underline that the bank is a stable bank providing simple, useful and affordable products and taking responsibility. Also since 1 January 2017, ASN Bank, Regio Bank, SNS Bank, BGL Wonen Bank and Zwitserleven operate using the single banking license of de Volksbank.

Germany: This product is offered to German residents only. When clicking on the product link you will be redirected to the product page in German.

Netherlands: This product is offered to the Netherlands' residents only. When clicking on the product link you will be redirected to the product page in Dutch.

Austria: This product is offered to Austrian residents only. When clicking on the product link you will be redirected to the product page in German.

Time deposits accounts are interest-bearing deposit acoounts offering higher interest rates than savings accounts. However the money deposited to such account cannot be withdrawn for a specified period of time (term).

The table above shows essential details of selected time deposit products offered to retail customers by the banks in the Netherlands: currency, interest rate per annum and deposit term. The time deposit accounts terms vary from 1 month to 10 years (120 months). The interest rates are within the range 0.20 - 3.50 %. The interest rates provided in the table do not take into account withholding tax levied on interest income in the Netherlands.

Time deposit accounts made with credit institutions in the Netherlands are covered by deposit guarantee scheme up to 100,000 EUR per depositor.

In February 2019, average annual deposit interest rate in local currency (Euro) of new contracts with fixed term up to 1 year between credit institutions and retail customers (households) was 1.22 %.

The Netherlands's Moodys country ceiling (the highest rating that can be assigned) for deposits in local currency is set to Aaa (prime).

See Also