Compare Consumer Loans

Consumer loans are secured or unsecured loans provided to retail customers for personal, family, or household purposes or for purchase of goods and services. Consumer loans can be secured or unsecured (backed or non-backed by a collateral). In terms of repayment, consumer loans can be revolving (when a credit limit can be spent, repaid and spent again) or installment (such a loan is repaid in equal installments until the loan is paid off at the end of its term).


Last updated 24 April 2017

The table below shows essential details of selected installment consumer loans offered to retail customers by the banks in different European countries: effective rate per annum and loan term in months.

CountryMin Effective RateMax Effective Rate
 Austria3.75 % (12 months)13.71 % (120 months) View Products
 France0.95 % (1 months)6.60 % (120 months) View Products
 Germany1.95 % (6 months)10.99 % (120 months) View Products
 Italy8.48 % (48 months)9.11 % (48 months) View Products
 Netherlands5.30 % (6 months)7.90 % (120 months) View Products
 Poland5.12 % (3 months)5.12 % (120 months) View Products
 Spain7.88 % (1 months)24.51 % (60 months) View Products
 Switzerland5.90 % (6 months)9.95 % (84 months) View Products