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Compare Consumer Loans

Consumer loans are secured or unsecured loans given to customers for personal, family, or household purposes or for purchase of goods and services.

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The table below shows essential details of selected consumer loans products offered to retail customers by the banks in different European countries: effective rate per annum and loan term in months.

CountryMin Effective RateMax Effective RateView Products
 Austria3.75 % (12 months)13.71 % (120 months)
 France2.20 % (1 months)6.63 % (120 months)
 Germany1.95 % (6 months)10.99 % (120 months)
 Italy8.48 % (48 months)9.11 % (48 months)
 Netherlands4.70 % (6 months)7.10 % (120 months)
 Spain7.88 % (1 months)24.51 % (60 months)
 Switzerland5.90 % (6 months)9.95 % (84 months)