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Compare Bank Current Accounts in Germany

Current accounts are usually non-interest bearing deposit accounts which are designated to perform day-to-day banking transactions and are often offered with a payment card (a debit card and/or a credit card). Also current accounts may include overdraft possibility.

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The table below shows selected current accounts offered to retail customers by the banks in Germany. The interest rates (per annum) are within the range 0.00 - 0.20 %,the overdraft rates (per annum) - 6.90 - 18.90 %, the annual costs - 0.00 - 95.40 EUR.

Current accounts made with credit institutions in Germany are covered bydeposit guarantee schemeup to 100 000 EUR per depositor.

BankRegionAccount CurrencyAnnual Costs (EUR)Overdraft Rate (p.a.)Debit CardCredit Card
 DKB
DE
EUR0.006.90 %Open Account
 comdirect bank
DE
EUR0.008.95 %Open Account
 norisbank
DE
EUR0.0010.85 %Open Account
 ING-DiBa
DE
EUR0.006.99 %Open Account
 netbank
DE
EUR0.008.00 %Open Account
 Postbank
DE
EUR46.8010.55 %Open Account
 Wüstenrot
DE
EUR0.0010.87 %Open Account
 1822direkt
DE
EUR0.007.43 %Open Account
 TARGOBANK
DE
EUR95.4012.43 %Open Account
 N26
AT
EUR0.008.90 %Open Account
 Wirecard Bank
DE
EUR83.4018.90 %Open Account
 

DE
 This product is offered to German residents only. When clicking on the product link you will be redirected to the product page in German.

AT
 This product is offered to Austrian residents only. When clicking on the product link you will be redirected to the product page in German.