Compare Savings Accounts in Austria

Savings accounts are deposits accounts which allow to withdraw money at any time. While offering more flexibility, savings accounts usually provide less interest rates than term deposit accounts.

Austria's Moodys country ceiling (the highest rating that can be assigned) for deposits in local currency is set to Aaa (prime).

The table below shows essential details of selected savings accounts products offered to retail customers by the banks in Austria: interest rate per annum and deposit term.The savings accounts terms vary from 1 month to 1 years (12 months).The interest rates are within the range 0.02 - 1.00 %.The interest rates provided in the table do not take into account withholding tax levied on interest income in Austria.

Savings accounts made with credit institutions in Austria are covered by deposit guarantee scheme up to 100 000 EUR per depositor.

BankProductInterest Rate (p.a.)Account CurrencyDeposit Term (months)Product Link
 ING-DiBa Direkt-Sparen [AT]1.00 %EUR1View Product
 PORSCHE Bank Direktsparen Flexibel [AT]0.50 %EUR1View Product
 DenizBank Online Sparen Tagesgeld [AT]0.50 %EUR1View Product
 Denzel Bank  [AT]0.50 %EUR1View Product
 VakifBank Variables Sparbuch [AT]0.37 %EUR1View Product
 AutoBank  [AT]0.35 %EUR1View Product
 bankdirekt Extrakonto [AT]0.30 %EUR1View Product
 Bank Austria Sparkonto 24h [AT]0.20 %EUR1View Product
 Generali Bank ErtragsKonto flexibel [AT]0.15 %EUR1View Product
 easybank easy zinsmax [AT]0.15 %EUR1View Product
 Sparendirekt.at Tagesgeld [AT]0.12 %EUR1View Product
 BAWAG P.S.K. SparBox FLEX [AT]0.02 %EUR1View Product
 ING-DiBa Direkt-Sparen [AT]1.00 %EUR3View Product
 PORSCHE Bank Direktsparen Flexibel [AT]0.50 %EUR3View Product
 DenizBank Online Sparen Tagesgeld [AT]0.50 %EUR3View Product
 Denzel Bank  [AT]0.50 %EUR3View Product
 VakifBank Variables Sparbuch [AT]0.37 %EUR3View Product
 AutoBank  [AT]0.35 %EUR3View Product
 bankdirekt Extrakonto [AT]0.30 %EUR3View Product
 Bank Austria Sparkonto 24h [AT]0.20 %EUR3View Product
 Generali Bank ErtragsKonto flexibel [AT]0.15 %EUR3View Product
 easybank easy zinsmax [AT]0.15 %EUR3View Product
 Sparendirekt.at Tagesgeld [AT]0.12 %EUR3View Product
 BAWAG P.S.K. SparBox FLEX [AT]0.02 %EUR3View Product
 ING-DiBa Direkt-Sparen [AT]0.80 %EUR6View Product
 PORSCHE Bank Direktsparen Flexibel [AT]0.50 %EUR6View Product
 DenizBank Online Sparen Tagesgeld [AT]0.50 %EUR6View Product
 Denzel Bank  [AT]0.50 %EUR6View Product
 VakifBank Variables Sparbuch [AT]0.37 %EUR6View Product
 AutoBank  [AT]0.35 %EUR6View Product
 bankdirekt Extrakonto [AT]0.30 %EUR6View Product
 Bank Austria Sparkonto 24h [AT]0.20 %EUR6View Product
 Generali Bank ErtragsKonto flexibel [AT]0.15 %EUR6View Product
 easybank easy zinsmax [AT]0.15 %EUR6View Product
 Sparendirekt.at Tagesgeld [AT]0.12 %EUR6View Product
 BAWAG P.S.K. SparBox FLEX [AT]0.02 %EUR6View Product
 ING-DiBa Direkt-Sparen [AT]0.67 %EUR9View Product
 PORSCHE Bank Direktsparen Flexibel [AT]0.50 %EUR9View Product
 DenizBank Online Sparen Tagesgeld [AT]0.50 %EUR9View Product
 Denzel Bank  [AT]0.50 %EUR9View Product
 VakifBank Variables Sparbuch [AT]0.37 %EUR9View Product
 AutoBank  [AT]0.35 %EUR9View Product
 bankdirekt Extrakonto [AT]0.30 %EUR9View Product
 Bank Austria Sparkonto 24h [AT]0.20 %EUR9View Product
 Generali Bank ErtragsKonto flexibel [AT]0.15 %EUR9View Product
 easybank easy zinsmax [AT]0.15 %EUR9View Product
 Sparendirekt.at Tagesgeld [AT]0.12 %EUR9View Product
 BAWAG P.S.K. SparBox FLEX [AT]0.02 %EUR9View Product
 ING-DiBa Direkt-Sparen [AT]0.60 %EUR12View Product
 PORSCHE Bank Direktsparen Flexibel [AT]0.50 %EUR12View Product
 DenizBank Online Sparen Tagesgeld [AT]0.50 %EUR12View Product
 Denzel Bank  [AT]0.50 %EUR12View Product
 VakifBank Variables Sparbuch [AT]0.37 %EUR12View Product
 AutoBank  [AT]0.35 %EUR12View Product
 bankdirekt Extrakonto [AT]0.30 %EUR12View Product
 Bank Austria Sparkonto 24h [AT]0.20 %EUR12View Product
 Generali Bank ErtragsKonto flexibel [AT]0.15 %EUR12View Product
 easybank easy zinsmax [AT]0.15 %EUR12View Product
 Sparendirekt.at Tagesgeld [AT]0.12 %EUR12View Product
 BAWAG P.S.K. SparBox FLEX [AT]0.02 %EUR12View Product
 Austrian Anadi Bank Tagesgeld/Flexgeld24 [DE]0.60 %EUR1View Product
 VTB Direktbank Tagesgeldkonto [DE]0.25 %EUR1View Product
 Austrian Anadi Bank Tagesgeld/Flexgeld24 [DE]0.60 %EUR3View Product
 VTB Direktbank Tagesgeldkonto [DE]0.25 %EUR3View Product
 Austrian Anadi Bank Tagesgeld/Flexgeld24 [DE]0.60 %EUR6View Product
 VTB Direktbank Tagesgeldkonto [DE]0.25 %EUR6View Product
 Austrian Anadi Bank Tagesgeld/Flexgeld24 [DE]0.60 %EUR9View Product
 VTB Direktbank Tagesgeldkonto [DE]0.25 %EUR9View Product
 Austrian Anadi Bank Tagesgeld/Flexgeld24 [DE]0.60 %EUR12View Product
 VTB Direktbank Tagesgeldkonto [DE]0.25 %EUR12View Product

[AT] This product is offered to Austrian residents only. When clicking on the product link you will be redirected to the product page in German.
[DE] This product is offered to German residents only. When clicking on the product link you will be redirected to the product page in German.

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