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Compare Savings Accounts in France

Savings accounts are interest-bearing deposits accounts which allow to withdraw money at any time. While offering more flexibility, savings accounts usually provide lower interest rates than term deposit accounts.

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The table below shows essential details of selected savings accounts products offered to retail customers by the banks in France: currency, interest rate per annum and deposit term.The savings accounts terms vary from 1 month to 1 years (12 months). The interest rates are within the range 0.82 - 3.50 %. The interest rates provided in the table do not take into account withholding tax levied on interest income in France.

Savings accounts made with credit institutions in France are covered by deposit guarantee scheme up to 100 000 EUR per depositor.

France's Moodys country ceiling (the highest rating that can be assigned) for deposits in local currency is set to Aaa (prime).

BankRegionAccount CurrencyInterest Rate (p.a.)Deposit Term (months)
 CIC
FR
EUR3.50 %1Open Account
 Boursorama
FR
EUR3.50 %1Open Account
 BforBank
FR
EUR3.30 %1Open Account
 ING Direct
FR
EUR3.00 %1Open Account
 Cetelem
FR
EUR2.00 %1Open Account
 RCI Banque
FR
EUR1.70 %1Open Account
 Credit Cooperatif
FR
EUR1.50 %1Open Account
 Carrefour Banque
FR
EUR1.40 %1Open Account
 Boursorama
FR
EUR3.50 %3Open Account
 CIC
FR
EUR3.50 %3Open Account
 BforBank
FR
EUR3.30 %3Open Account
 ING Direct
FR
EUR2.20 %3Open Account
 Cetelem
FR
EUR2.00 %3Open Account
 RCI Banque
FR
EUR1.70 %3Open Account
 Credit Cooperatif
FR
EUR1.50 %3Open Account
 Carrefour Banque
FR
EUR1.40 %3Open Account
 Boursorama
FR
EUR2.12 %6Open Account
 CIC
FR
EUR2.00 %6Open Account
 Cetelem
FR
EUR2.00 %6Open Account
 RCI Banque
FR
EUR1.70 %6Open Account
 BforBank
FR
EUR1.65 %6Open Account
 Credit Cooperatif
FR
EUR1.50 %6Open Account
 Carrefour Banque
FR
EUR1.40 %6Open Account
 ING Direct
FR
EUR1.40 %6Open Account
 Cetelem
FR
EUR2.00 %9Open Account
 RCI Banque
FR
EUR1.70 %9Open Account
 Boursorama
FR
EUR1.67 %9Open Account
 Credit Cooperatif
FR
EUR1.50 %9Open Account
 CIC
FR
EUR1.50 %9Open Account
 Carrefour Banque
FR
EUR1.40 %9Open Account
 ING Direct
FR
EUR1.13 %9Open Account
 BforBank
FR
EUR1.10 %9Open Account
 Cetelem
FR
EUR2.00 %12Open Account
 RCI Banque
FR
EUR1.70 %12Open Account
 Credit Cooperatif
FR
EUR1.50 %12Open Account
 Boursorama
FR
EUR1.44 %12Open Account
 Carrefour Banque
FR
EUR1.40 %12Open Account
 CIC
FR
EUR1.25 %12Open Account
 ING Direct
FR
EUR1.00 %12Open Account
 BforBank
FR
EUR0.82 %12Open Account
 

FR
 This product is offered to French residents only. When clicking on the product link you will be redirected to the product page in French.