Compare Savings Accounts in Germany

Savings accounts are deposits accounts which allow to withdraw money at any time. While offering more flexibility, savings accounts usually provide less interest rates than term deposit accounts.

Germany's Moodys country ceiling (the highest rating that can be assigned) for deposits in local currency is set to Aaa (prime).

The table below shows essential details of selected savings accounts products offered to retail customers by the banks in Germany: interest rate per annum and deposit term.The savings accounts terms vary from 1 month to 1 years (12 months).The interest rates are within the range 0.01 - 1.00 %.The interest rates provided in the table do not take into account withholding tax levied on interest income in Germany.

Savings accounts made with credit institutions in Germany are covered by deposit guarantee scheme up to 100 000 EUR per depositor.

BankProductInterest Rate (p.a.)Deposit Term (months)Product Link
 ING-DiBa Extra-Konto [DE]1.00 %1View Product
 DKB DKB-Cash [DE]0.40 %1View Product
 Credit Europe Bank Online Tagesgeldkonto [DE]0.25 %1View Product
 pbb direkt Tagesgeld [DE]0.25 %1View Product
 IKB Deutsche Industriebank Tagesgeld [DE]0.20 %1View Product
 Mercedes-Benz Bank Tagesgeldkonto [DE]0.20 %1View Product
 GEFA Bank GEFA TagesGeld [DE]0.10 %1View Product
 norisbank Top-Zinskonto [DE]0.10 %1View Product
 TARGOBANK Tagesgeld-Konto [DE]0.01 %1View Product
 comdirect bank Tagesgeld PLUS [DE]0.01 %1View Product
 ING-DiBa Extra-Konto [DE]1.00 %3View Product
 DKB DKB-Cash [DE]0.40 %3View Product
 Credit Europe Bank Online Tagesgeldkonto [DE]0.25 %3View Product
 pbb direkt Tagesgeld [DE]0.25 %3View Product
 IKB Deutsche Industriebank Tagesgeld [DE]0.20 %3View Product
 Mercedes-Benz Bank Tagesgeldkonto [DE]0.20 %3View Product
 GEFA Bank GEFA TagesGeld [DE]0.10 %3View Product
 norisbank Top-Zinskonto [DE]0.10 %3View Product
 TARGOBANK Tagesgeld-Konto [DE]0.01 %3View Product
 comdirect bank Tagesgeld PLUS [DE]0.01 %3View Product
 ING-DiBa Extra-Konto [DE]0.78 %6View Product
 DKB DKB-Cash [DE]0.40 %6View Product
 Credit Europe Bank Online Tagesgeldkonto [DE]0.25 %6View Product
 pbb direkt Tagesgeld [DE]0.25 %6View Product
 IKB Deutsche Industriebank Tagesgeld [DE]0.20 %6View Product
 Mercedes-Benz Bank Tagesgeldkonto [DE]0.20 %6View Product
 GEFA Bank GEFA TagesGeld [DE]0.10 %6View Product
 norisbank Top-Zinskonto [DE]0.10 %6View Product
 TARGOBANK Tagesgeld-Konto [DE]0.01 %6View Product
 comdirect bank Tagesgeld PLUS [DE]0.01 %6View Product
 ING-DiBa Extra-Konto [DE]0.64 %9View Product
 DKB DKB-Cash [DE]0.40 %9View Product
 Credit Europe Bank Online Tagesgeldkonto [DE]0.25 %9View Product
 pbb direkt Tagesgeld [DE]0.25 %9View Product
 IKB Deutsche Industriebank Tagesgeld [DE]0.20 %9View Product
 Mercedes-Benz Bank Tagesgeldkonto [DE]0.20 %9View Product
 GEFA Bank GEFA TagesGeld [DE]0.10 %9View Product
 norisbank Top-Zinskonto [DE]0.10 %9View Product
 TARGOBANK Tagesgeld-Konto [DE]0.01 %9View Product
 comdirect bank Tagesgeld PLUS [DE]0.01 %9View Product
 ING-DiBa Extra-Konto [DE]0.57 %12View Product
 DKB DKB-Cash [DE]0.40 %12View Product
 pbb direkt Tagesgeld [DE]0.25 %12View Product
 Credit Europe Bank Online Tagesgeldkonto [DE]0.25 %12View Product
 IKB Deutsche Industriebank Tagesgeld [DE]0.20 %12View Product
 Mercedes-Benz Bank Tagesgeldkonto [DE]0.20 %12View Product
 GEFA Bank GEFA TagesGeld [DE]0.10 %12View Product
 norisbank Top-Zinskonto [DE]0.10 %12View Product
 TARGOBANK Tagesgeld-Konto [DE]0.01 %12View Product
 comdirect bank Tagesgeld PLUS [DE]0.01 %12View Product

[DE] This product is offered to German residents only. When clicking on the product link you will be redirected to the product page in German.

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