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Compare Savings Accounts in Germany

Savings accounts are deposits accounts which allow to withdraw money at any time. While offering more flexibility, savings accounts usually provide less interest rates than term deposit accounts.

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Germany's Moodys country ceiling (the highest rating that can be assigned) for deposits in local currency is set to Aaa (prime).

The table below shows essential details of selected savings accounts products offered to retail customers by the banks in Germany: interest rate per annum and deposit term.The savings accounts terms vary from 1 month to 1 years (12 months).The interest rates are within the range 0.01 - 1.00 %.The interest rates provided in the table do not take into account withholding tax levied on interest income in Germany.

Savings accounts made with credit institutions in Germany are covered by deposit guarantee scheme up to 100 000 EUR per depositor.

BankRegionInterest Rate (p.a.)Account CurrencyDeposit Term (months)View Offer
 ING-DiBa
DE
1.00 %EUR1
 DKB
DE
0.40 %EUR1
 pbb direkt
DE
0.25 %EUR1
 IKB Deutsche Industriebank
DE
0.20 %EUR1
 Mercedes-Benz Bank
DE
0.20 %EUR1
 Credit Europe Bank
DE
0.20 %EUR1
 norisbank
DE
0.10 %EUR1
 GEFA Bank
DE
0.10 %EUR1
 TARGOBANK
DE
0.01 %EUR1
 comdirect bank
DE
0.01 %EUR1
 ING-DiBa
DE
1.00 %EUR3
 DKB
DE
0.40 %EUR3
 pbb direkt
DE
0.25 %EUR3
 IKB Deutsche Industriebank
DE
0.20 %EUR3
 Mercedes-Benz Bank
DE
0.20 %EUR3
 Credit Europe Bank
DE
0.20 %EUR3
 norisbank
DE
0.10 %EUR3
 GEFA Bank
DE
0.10 %EUR3
 TARGOBANK
DE
0.01 %EUR3
 comdirect bank
DE
0.01 %EUR3
 ING-DiBa
DE
0.78 %EUR6
 DKB
DE
0.40 %EUR6
 pbb direkt
DE
0.25 %EUR6
 IKB Deutsche Industriebank
DE
0.20 %EUR6
 Mercedes-Benz Bank
DE
0.20 %EUR6
 Credit Europe Bank
DE
0.20 %EUR6
 norisbank
DE
0.10 %EUR6
 GEFA Bank
DE
0.10 %EUR6
 TARGOBANK
DE
0.01 %EUR6
 comdirect bank
DE
0.01 %EUR6
 ING-DiBa
DE
0.64 %EUR9
 DKB
DE
0.40 %EUR9
 pbb direkt
DE
0.25 %EUR9
 IKB Deutsche Industriebank
DE
0.20 %EUR9
 Mercedes-Benz Bank
DE
0.20 %EUR9
 Credit Europe Bank
DE
0.20 %EUR9
 norisbank
DE
0.10 %EUR9
 GEFA Bank
DE
0.10 %EUR9
 TARGOBANK
DE
0.01 %EUR9
 comdirect bank
DE
0.01 %EUR9
 ING-DiBa
DE
0.57 %EUR12
 DKB
DE
0.40 %EUR12
 pbb direkt
DE
0.25 %EUR12
 IKB Deutsche Industriebank
DE
0.20 %EUR12
 Mercedes-Benz Bank
DE
0.20 %EUR12
 Credit Europe Bank
DE
0.20 %EUR12
 norisbank
DE
0.10 %EUR12
 GEFA Bank
DE
0.10 %EUR12
 TARGOBANK
DE
0.01 %EUR12
 comdirect bank
DE
0.01 %EUR12
 

DE
 This product is offered to German residents only. When clicking on the product link you will be redirected to the product page in German.