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Compare Savings Accounts in Germany

Savings accounts are interest-bearing deposits accounts which allow to withdraw money at any time. While offering more flexibility, savings accounts usually provide lower interest rates than term deposit accounts.

Last updated 24 April 2017

The table below shows essential details of selected savings accounts products offered to retail customers by the banks in Germany: currency, interest rate per annum and deposit term.The savings accounts terms vary from 1 month to 1 years (12 months). The interest rates are within the range 0.01 - 0.80 %. The interest rates provided in the table do not take into account withholding tax levied on interest income in Germany.

Savings accounts made with credit institutions in Germany are covered by deposit guarantee scheme up to 100 000 EUR per depositor.

Germany's Moodys country ceiling (the highest rating that can be assigned) for deposits in local currency is set to Aaa (prime).

BankRegionAccount CurrencyInterest Rate (p.a.)Deposit Term (months)
 Consorsbank
DE
EUR0.80 %1Open Account
 pbb direkt
DE
EUR0.25 %1Open Account
 IKB Deutsche Industriebank
DE
EUR0.20 %1Open Account
 Credit Europe Bank
DE
EUR0.20 %1Open Account
 DKB
DE
EUR0.20 %1Open Account
 Mercedes-Benz Bank
DE
EUR0.20 %1Open Account
 GEFA Bank
DE
EUR0.10 %1Open Account
 norisbank
DE
EUR0.10 %1Open Account
 TARGOBANK
DE
EUR0.01 %1Open Account
 comdirect bank
DE
EUR0.01 %1Open Account
 Consorsbank
DE
EUR0.80 %3Open Account
 pbb direkt
DE
EUR0.25 %3Open Account
 IKB Deutsche Industriebank
DE
EUR0.20 %3Open Account
 Credit Europe Bank
DE
EUR0.20 %3Open Account
 DKB
DE
EUR0.20 %3Open Account
 Mercedes-Benz Bank
DE
EUR0.20 %3Open Account
 GEFA Bank
DE
EUR0.10 %3Open Account
 norisbank
DE
EUR0.10 %3Open Account
 TARGOBANK
DE
EUR0.01 %3Open Account
 comdirect bank
DE
EUR0.01 %3Open Account
 Consorsbank
DE
EUR0.80 %6Open Account
 pbb direkt
DE
EUR0.25 %6Open Account
 IKB Deutsche Industriebank
DE
EUR0.20 %6Open Account
 Credit Europe Bank
DE
EUR0.20 %6Open Account
 DKB
DE
EUR0.20 %6Open Account
 Mercedes-Benz Bank
DE
EUR0.20 %6Open Account
 GEFA Bank
DE
EUR0.10 %6Open Account
 norisbank
DE
EUR0.10 %6Open Account
 TARGOBANK
DE
EUR0.01 %6Open Account
 comdirect bank
DE
EUR0.01 %6Open Account
 Consorsbank
DE
EUR0.55 %9Open Account
 pbb direkt
DE
EUR0.25 %9Open Account
 IKB Deutsche Industriebank
DE
EUR0.20 %9Open Account
 Credit Europe Bank
DE
EUR0.20 %9Open Account
 DKB
DE
EUR0.20 %9Open Account
 Mercedes-Benz Bank
DE
EUR0.20 %9Open Account
 GEFA Bank
DE
EUR0.10 %9Open Account
 norisbank
DE
EUR0.10 %9Open Account
 TARGOBANK
DE
EUR0.01 %9Open Account
 comdirect bank
DE
EUR0.01 %9Open Account
 Consorsbank
DE
EUR0.43 %12Open Account
 pbb direkt
DE
EUR0.25 %12Open Account
 IKB Deutsche Industriebank
DE
EUR0.20 %12Open Account
 Credit Europe Bank
DE
EUR0.20 %12Open Account
 DKB
DE
EUR0.20 %12Open Account
 Mercedes-Benz Bank
DE
EUR0.20 %12Open Account
 GEFA Bank
DE
EUR0.10 %12Open Account
 norisbank
DE
EUR0.10 %12Open Account
 TARGOBANK
DE
EUR0.01 %12Open Account
 comdirect bank
DE
EUR0.01 %12Open Account
 

DE
 This product is offered to German residents only. When clicking on the product link you will be redirected to the product page in German.