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Compare Savings Accounts in Italy

Savings accounts are interest-bearing deposits accounts which allow to withdraw money at any time. While offering more flexibility, savings accounts usually provide lower interest rates than term deposit accounts.

Last updated 24 April 2017

The table below shows essential details of selected savings accounts products offered to retail customers by the banks in Italy: currency, interest rate per annum and deposit term.The savings accounts terms vary from 1 month to 1 years (12 months). The interest rates are within the range 0.04 - 1.61 %. The interest rates provided in the table do not take into account withholding tax levied on interest income in Italy.

Savings accounts made with credit institutions in Italy are covered by deposit guarantee scheme up to 100 000 EUR per depositor.

Italy's Moodys country ceiling (the highest rating that can be assigned) for deposits in local currency is set to Aa2 (high grade).

BankRegionAccount CurrencyInterest Rate (p.a.)Deposit Term (months)
 Key Project
DE
EUR0.70 %1Open Account
 Key Project
DE
EUR0.70 %3Open Account
 Key Project
DE
EUR0.70 %6Open Account
 Key Project
DE
EUR0.70 %9Open Account
 Key Project
DE
EUR0.70 %12Open Account
 Widiba
IT
EUR1.60 %1Open Account
 Banca Progetto
IT
EUR1.60 %1Open Account
 IBL Banca
IT
EUR1.30 %1Open Account
 IBL Banca
IT
EUR1.20 %1Open Account
 Banca IFIS
IT
EUR1.05 %1Open Account
 Banca IFIS
IT
EUR1.00 %1Open Account
 Findomestic Banca
IT
EUR1.00 %1Open Account
 Banca dinamica
IT
EUR0.50 %1Open Account
 CheBanca!
IT
EUR0.30 %1Open Account
 FinecoBank
IT
EUR0.30 %1Open Account
 UniCredit
IT
EUR0.10 %1Open Account
 Banca Progetto
IT
EUR1.60 %3Open Account
 Widiba
IT
EUR1.60 %3Open Account
 IBL Banca
IT
EUR1.30 %3Open Account
 IBL Banca
IT
EUR1.20 %3Open Account
 Banca IFIS
IT
EUR1.05 %3Open Account
 Banca IFIS
IT
EUR1.00 %3Open Account
 Findomestic Banca
IT
EUR1.00 %3Open Account
 Banca dinamica
IT
EUR0.83 %3Open Account
 CheBanca!
IT
EUR0.30 %3Open Account
 FinecoBank
IT
EUR0.30 %3Open Account
 UniCredit
IT
EUR0.10 %3Open Account
 Webank
IT
EUR0.10 %3Open Account
 Banca Progetto
IT
EUR1.61 %6Open Account
 Widiba
IT
EUR1.60 %6Open Account
 IBL Banca
IT
EUR1.35 %6Open Account
 IBL Banca
IT
EUR1.20 %6Open Account
 Banca dinamica
IT
EUR1.19 %6Open Account
 Banca IFIS
IT
EUR1.05 %6Open Account
 Banca IFIS
IT
EUR1.01 %6Open Account
 Findomestic Banca
IT
EUR1.00 %6Open Account
 CheBanca!
IT
EUR0.40 %6Open Account
 FinecoBank
IT
EUR0.30 %6Open Account
 Webank
IT
EUR0.23 %6Open Account
 UniCredit
IT
EUR0.10 %6Open Account
 ING DIRECT
IT
EUR0.05 %6Open Account
 Banca Progetto
IT
EUR1.61 %9Open Account
 Widiba
IT
EUR1.60 %9Open Account
 IBL Banca
IT
EUR1.46 %9Open Account
 Banca dinamica
IT
EUR1.33 %9Open Account
 IBL Banca
IT
EUR1.20 %9Open Account
 Banca IFIS
IT
EUR1.05 %9Open Account
 Banca IFIS
IT
EUR1.04 %9Open Account
 Findomestic Banca
IT
EUR1.00 %9Open Account
 CheBanca!
IT
EUR0.50 %9Open Account
 Webank
IT
EUR0.32 %9Open Account
 FinecoBank
IT
EUR0.30 %9Open Account
 ING DIRECT
IT
EUR0.13 %9Open Account
 UniCredit
IT
EUR0.10 %9Open Account
 YouBanking
IT
EUR0.04 %9Open Account
 Banca Progetto
IT
EUR1.61 %12Open Account
 Widiba
IT
EUR1.60 %12Open Account
 IBL Banca
IT
EUR1.51 %12Open Account
 Banca dinamica
IT
EUR1.42 %12Open Account
 IBL Banca
IT
EUR1.21 %12Open Account
 Banca IFIS
IT
EUR1.09 %12Open Account
 Banca IFIS
IT
EUR1.06 %12Open Account
 Findomestic Banca
IT
EUR1.00 %12Open Account
 CheBanca!
IT
EUR0.55 %12Open Account
 Webank
IT
EUR0.38 %12Open Account
 FinecoBank
IT
EUR0.30 %12Open Account
 ING DIRECT
IT
EUR0.19 %12Open Account
 YouBanking
IT
EUR0.13 %12Open Account
 Banca Farmafactoring
IT
EUR0.11 %12Open Account
 UniCredit
IT
EUR0.10 %12Open Account
 

DE
 This product is offered to German residents only. When clicking on the product link you will be redirected to the product page in German.

IT
 This product is offered to Italian residents only. When clicking on the product link you will be redirected to the product page in Italian.