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Compare Savings Accounts in the Netherlands

Savings accounts are interest-bearing deposits accounts which allow to withdraw money at any time. While offering more flexibility, savings accounts usually provide lower interest rates than term deposit accounts.

Last updated 23 April 2017

The table below shows essential details of selected savings accounts products offered to retail customers by the banks in the Netherlands: currency, interest rate per annum and deposit term.The savings accounts terms vary from 1 month to 1 years (12 months). The interest rates are within the range 0.20 - 0.95 %. The interest rates provided in the table do not take into account withholding tax levied on interest income in the Netherlands.

Savings accounts made with credit institutions in the Netherlands are covered by deposit guarantee scheme up to 100 000 EUR per depositor.

The Netherlands's Moodys country ceiling (the highest rating that can be assigned) for deposits in local currency is set to Aaa (prime).

BankRegionAccount CurrencyInterest Rate (p.a.)Deposit Term (months)
 MoneYou
AT
EUR0.70 %1Open Account
 Amsterdam Trade Bank
AT
EUR0.30 %1Open Account
 MoneYou
AT
EUR0.70 %3Open Account
 Amsterdam Trade Bank
AT
EUR0.30 %3Open Account
 MoneYou
AT
EUR0.70 %6Open Account
 Amsterdam Trade Bank
AT
EUR0.30 %6Open Account
 MoneYou
AT
EUR0.70 %9Open Account
 Amsterdam Trade Bank
AT
EUR0.30 %9Open Account
 MoneYou
AT
EUR0.70 %12Open Account
 Amsterdam Trade Bank
AT
EUR0.30 %12Open Account
 RaboDirect
DE
EUR0.80 %1Open Account
 RaboDirect
DE
EUR0.80 %3Open Account
 RaboDirect
DE
EUR0.67 %6Open Account
 RaboDirect
DE
EUR0.58 %9Open Account
 RaboDirect
DE
EUR0.53 %12Open Account
 Knab
NL
EUR0.95 %1Open Account
 Zwitserleven
NL
EUR0.90 %1Open Account
 Nationale-Nederlanden
NL
EUR0.90 %1Open Account
 Zwitserleven
NL
EUR0.80 %1Open Account
 MoneYou
NL
EUR0.80 %1Open Account
 Credit Europe Bank
NL
EUR0.70 %1Open Account
 ASN Bank
NL
EUR0.60 %1Open Account
 Rabobank
NL
EUR0.50 %1Open Account
 Lloyds Bank
NL
EUR0.30 %1Open Account
 Triodos Bank
NL
EUR0.20 %1Open Account
 Knab
NL
EUR0.95 %3Open Account
 Zwitserleven
NL
EUR0.90 %3Open Account
 Nationale-Nederlanden
NL
EUR0.90 %3Open Account
 Zwitserleven
NL
EUR0.80 %3Open Account
 MoneYou
NL
EUR0.80 %3Open Account
 Credit Europe Bank
NL
EUR0.70 %3Open Account
 ASN Bank
NL
EUR0.60 %3Open Account
 Rabobank
NL
EUR0.50 %3Open Account
 Lloyds Bank
NL
EUR0.30 %3Open Account
 Triodos Bank
NL
EUR0.20 %3Open Account
 Knab
NL
EUR0.95 %6Open Account
 Zwitserleven
NL
EUR0.90 %6Open Account
 Nationale-Nederlanden
NL
EUR0.90 %6Open Account
 Zwitserleven
NL
EUR0.80 %6Open Account
 MoneYou
NL
EUR0.80 %6Open Account
 Credit Europe Bank
NL
EUR0.70 %6Open Account
 ASN Bank
NL
EUR0.60 %6Open Account
 Rabobank
NL
EUR0.50 %6Open Account
 Lloyds Bank
NL
EUR0.30 %6Open Account
 Triodos Bank
NL
EUR0.20 %6Open Account
 Knab
NL
EUR0.95 %9Open Account
 Zwitserleven
NL
EUR0.90 %9Open Account
 Nationale-Nederlanden
NL
EUR0.90 %9Open Account
 Zwitserleven
NL
EUR0.80 %9Open Account
 MoneYou
NL
EUR0.80 %9Open Account
 Credit Europe Bank
NL
EUR0.70 %9Open Account
 ASN Bank
NL
EUR0.60 %9Open Account
 Rabobank
NL
EUR0.50 %9Open Account
 Lloyds Bank
NL
EUR0.30 %9Open Account
 Triodos Bank
NL
EUR0.20 %9Open Account
 Knab
NL
EUR0.95 %12Open Account
 Zwitserleven
NL
EUR0.90 %12Open Account
 Nationale-Nederlanden
NL
EUR0.90 %12Open Account
 Zwitserleven
NL
EUR0.80 %12Open Account
 MoneYou
NL
EUR0.80 %12Open Account
 Credit Europe Bank
NL
EUR0.70 %12Open Account
 ASN Bank
NL
EUR0.60 %12Open Account
 Rabobank
NL
EUR0.50 %12Open Account
 Lloyds Bank
NL
EUR0.30 %12Open Account
 Triodos Bank
NL
EUR0.20 %12Open Account
 

AT
 This product is offered to Austrian residents only. When clicking on the product link you will be redirected to the product page in German.

DE
 This product is offered to German residents only. When clicking on the product link you will be redirected to the product page in German.

NL
 This product is offered to the Netherlands' residents only. When clicking on the product link you will be redirected to the product page in Dutch.