Compare Electronic Money Institutions
Compare EMI Personal Accounts
Electronic money institutions offer accounts with personal IBAN to private individuals. Such accounts provide more flexibility and involve less costs than traditional bank accounts, in particular:
- Accounts can be opened online; supporting documents are submitted online, authentication is also performed online.
- Accounts fees depend on an individual's risk level, assigned based on the country of residence.
- Accounts are usually multi-currency, allowing to have funds in different currencies within one account.
- Although accounts are uniquely identified within the EMI, personal IBANs (as well as other account numbers) can be assigned to account balances in various currencies.
- Transfer fees are usually lower than offered by banks.
- Payment cards can be ordered together with the account.
Personal accounts provided by EMIs listed below are compared by:
currencies
payment cards
IBANs, UK account numbers
account security
customer groups
pricing plans
account opening
See Also
Compare EMI Business Accounts
EMIs offer accounts with IBANs not only to individuals but also to business entities. Business accounts provided by EMIs listed below are compared by:
currencies
payment cards
IBANs, UK account numbers
account security
customer groups
pricing plans
account opening
See Also
Compare EMI Payment Cards
EMIs offer payment cards to private individuals and companies.
- EMIs offer a broad variety of other payment cards: debit cards, prepaid cards, gift cards, fuel cards.
- Cards can be issued virtually (virtual cards) or physically (plastic cards or physical cards).
- Cards can be ordered online, plastic cards are delivered to the provided address.
- Currency conversion and transfer fees are usually lower than offered by banks.
Payment cards offered by EMIs are compared by:
debit or prepaid
physical or virtual
contactless or not
currencies
card providers
card security
customer groups
pricing plans
See Also
Compare EMI Money Transfers
EMIs offering money transfers and foreign currency exchange services have become a powerful alternative to banks providing the same services:
- Transfer fees are usually lower than offered by banks.
- Exchange rates are normally more competitive than offered by banks.
- Broad variety of countries and currencies are covered.
- Various sending and receiving options at various transfer speed are available.
- Accounts to perform money transfers can be opened completely online.
Money transfers offered by EMIs are compared by:
transfer costs
transfer speed
covered countries
supported currencies
sending methods
receiving methods
See Also
vs 
vs 
vs 
vs 
vs 
vs 
vs 
vs 
vs 
vs 
vs 
vs 
vs