BNEXT ELECTRONIC ISSUER, E.D.E., SOCIEDAD LIMITADA is an electronic money institution focused on alternative banking solutions. BNEXT ELECTRONIC ISSUER, E.D.E., SOCIEDAD LIMITADA offers e-wallet accounts, debit cards to natural persons. Incorporated in Spain, BNEXT ELECTRONIC ISSUER, E.D.E., SOCIEDAD LIMITADA is authorized and regulated by the Banco de España.
Transferwise Ltd is an electronic money institution focused on international money transfers. Transferwise Ltd offers prepaid cards, international money transfers, virtual accounts with IBAN to individuals, businesses. In 2019 Transferwise Ltd had total assets of 1,108.80 mln GBP, Transferwise Ltd generated net income of 10.30 mln GBP. Incorporated in the United Kingdom, Transferwise Ltd is authorized and regulated by the Financial Conduct Authority.
as per account
|Order Card||Order Card|
BNext cards are prepaid cards, rather than debit cards. BNext cards are issued as both physical (plastic) and virtual cards; plastic cards are delivered to the customer's address.
TransferWise cards are debit cards, rather than prepaid cards. TransferWise cards are issued only as physical (plastic) cards and are delivered to the customer's address.
BNext Personal Card is a single currency card, it can be issued in EUR only.
TransferWise Personal Card is a multi-currency card, the funds can be held in different currencies at the same time. TransferWise Personal Card can hold funds in any as the corresponding account, namely in EUR, GBP, AUD, AED, ARS, BDT, BGN, CHF, CLP, CNY, CZK, DKK, EGP, GEL, HKD, HRK, HUF, CAD, IDR, ILS, INR, JPY, KES, KRW, LKR, MAD, MXN, MYR, NGN, NOK, NPR, NZD, USD, PEN, PHP, PLN, PKR, RON, RUB, SEK, SGD, THB, TRY, UAH, VND, ZAR.
BNext cards are available to Spanish residents
TransferWise cards are currently available for the holders of TransferWise borderless accounts in the United Kingdom, United States, Switzerland and the European Economic Area (with the exception of Greece), Gibraltar (British Overseas Territory) and the UK Crown Dependencies: Guernsey, Isle of Man, and Jersey.
TrnaferWise card does not have a separate balance from TransferWise borderless account. So, topping up a TransferWise borderless account actually loads the TransferWise cards connected to the account.
3D Secure Payments. For some online payments, a TransferWise cardholder can be asked to approve the payment from his/her TransferWise app, or by using a code sent by SMS or voice call. This is called a 3D Secure online payment, and is an added level of security some websites ask for. At the moment, 3D secure payments are only supported for cards issued in the UK and the European Economic Area (EEA).
|BNext Standard||BNext Premium|
|Monthly Fee||0.00 EUR||8.90 EUR|
|Card Colors||pink||three colors|
|Virtual Cards||1 free||3 free|
|Cash Withdrawal (Spain)||3||5|
|Cash Withdrawal (abroad)||3||5|
|Commission Free Payments||2,000 EUR/month||3,000 EUR/month|
|Card Issuance Fee||5 GBP/6 EUR||10 AUD/10 NZD/10 SGD||7 USD|
|Currency Exchange Fee||0.24–3.69%||0.24–3.69%||0.24–3.69%|
|ATM Withdrawal Fee||up to 200 GBP: free|
above that: 2.00%
|up to 350 AUD/350 NZD/350 SGD: free|
above that: 2.00%
|up to 250 USD: free|
above that: 2.00%
|ATM Withdrawal Daily Limit||1,500 GBP||2,700 AUD/NZD/SGD||1,000 USD|
|ATM Withdrawal Monthly Limit||4,000 GBP||7,000 AUD/NZD/SGD||4,000 USD|
|Contactless Payment Daily Limit||1,000 GBP||1,750 AUD/NZD/SGD||n/a|
|Contactless Payment Monthly Limit||4,000 GBP||7,000 AUD/NZD/SGD||n/a|
|Magnetic Stripe Daily Limit||6,000 GBP||10,500 AUD/NZD/SGD||6,000 USD|
|Online Purchase Daily Limit||10,000 GBP||17,500 AUD/NZD/SGD||2,000 USD|
|Online Purchase Monthly Limit||30,000 GBP||52,500 AUD/NZD/SGD||10,000 USD|