Compare DynaPay vs MONESE

DynaPay Ltd Logo
Trustpilot Rating
Reviews 1 | Average
 (3.7)

DynaPay Ltd is an electronic money institution focused on providing banking alternative for online-oriented businesses and PSP solution for low and medium risk merchants. DynaPay is a part of DYNINNO Group that provide in-house IT solutions, lead generation and sales to brands operating in more than 50 markets worldwide. DynaPay Ltd offers payment accounts with IBAN for businesses and individuals, card acquiring, payment processing, white-label solutions, merchant accounts. In 2018 DynaPay Ltd had total assets of 2,144.00 GBP, DynaPay Ltd generated net income of -48,534.00 GBP. Incorporated in the United Kingdom, DynaPay Ltd is authorized and regulated by the Financial Conduct Authority.

MONESE LTD Logo
Trustpilot Rating
Reviews 16,335 | Good
 (4.2)

MONESE LTD is an electronic money institution focused on digital banking and payment services. MONESE LTD offers virtual Euro IBAN accounts, virtual UK accounts, prepaid debit cards, travel money cards, corporate cards to individuals, businesses. In 2018 MONESE LTD had total assets of 20.98 mln GBP, MONESE LTD generated net income of -12,502,270.00 GBP. Incorporated in the United Kingdom, MONESE LTD is authorized and regulated by the Financial Conduct Authority.

DynaPay Business Focus
banking services, payments processing solutions
DynaPay Solutions
  • white-label solutions
  • banking as a service (BaaS)
  • PSP for licensed cryptocurrency wallets
DynaPay Products
  • personal accounts with IBAN
  • business accounts with IBAN
  • merchant accounts
DynaPay Services
  • card acquiring
  • payment processing
DynaPay Clients
  • individuals
  • businesses
  • merchants
  • financial institutions

View DynaPay Profile +

MONESE Business Focus
digital banking and payment services
MONESE Products
  • virtual Euro IBAN accounts
  • virtual UK accounts
  • prepaid debit cards
  • travel money cards
  • corporate cards
MONESE Clients
  • individuals
  • businesses

View MONESE Profile +

Compare Personal Accounts

DynaPay MONESE
CurrencyEUREUR, GBP, RON
Payment Cards physical
virtual
physical
virtual
Personal IBAN available (GB IBAN) available (GB, BE IBAN)
UK Account Number not available available
Customer GroupsEU residents
non-EU residents
EEA residents
Pricing Plans EU
Multinational
Simple
Classic
Premium
Open Account Open Account
 

Currency

DynaPay

Personal Payment Account is a single-currency account, allowing the account holder to have funds in EUR only.

MONESE

Monese Current Account is a multi-currency account, allowing the account holder to have funds in EUR, GBP, RON.

Payment Cards

DynaPay

Payment cards are not offered together with Personal Payment Account.

MONESE

Monese Debit Card (MasterCard) can be ordered together with Monese Current Account.

International Transfers

DynaPay

  • SWIFT Transfers
  • SEPA Credit Transfers

MONESE

  • SWIFT Transfers

Personal IBAN

DynaPay

n/a

MONESE

  • available for verified customers
  • appears automatically for EUR balances
  • UK sort code and account number available for GBP balances

IBAN Countries

DynaPay

Personal IBANs assigned to Personal Payment Account belong to the United Kingdom.

MONESE

Individual IBANs assigned to Monese current accounts belong to:

  • Belgium for EUR balances;
  • the United Kingdom for GBP balances;

Pricing Plans

DynaPay

Personal Payment Account is offered with several pricing plans for different customer groups, namely EU, Multinational.

MONESE

Monese Current Account is offered with several pricing plans for different customer groups, namely Simple, Classic, Premium.

  • Simple
  • offered to: EEA residents
  • Initial Fee 0.00 EUR
  • Monthly Fee 0.00 EUR
  • Closing Fee 0.00 EUR
  • SEPA Outgoing 0.00 EUR
  • SEPA Incoming 0.00 EUR
  • SWIFT Outgoing 0.00 EUR
  • SWIFT Incoming 0.00 EUR
  • A full current account for no monthly cost
  • Free contactless card, £4.95 for delivery
  • ATMs & cash top-ups, £200 free
  • Open Account
  • Classic
  • offered to: EEA residents
  • Initial Fee 0.00 EUR
  • Monthly Fee 5.95 EUR
  • Closing Fee 0.00 EUR
  • SEPA Outgoing 0.00 EUR
  • SEPA Incoming 0.00 EUR
  • SWIFT Outgoing 0.00 EUR
  • SWIFT Incoming 0.00 EUR
  • Fixed monthly fee
  • Free contactless card, free delivery
  • ATMs & cash top-ups, £9000 free
  • Open Account
  • Premium
  • offered to: EEA residents
  • Initial Fee 0.00 EUR
  • Monthly Fee 14.95 EUR
  • Closing Fee 0.00 EUR
  • SEPA Outgoing 0.00 EUR
  • SEPA Incoming 0.00 EUR
  • SWIFT Outgoing 0.00 EUR
  • SWIFT Incoming 0.00 EUR
  • Unlimited withdrawals
  • Free contactless card, free delivery
  • Fee-free ATM withdrawals and cash top-ups
  • Open Account

How to Open DynaPay Account

Opening Personal Payment Account
1.
Provide your details online
2.
Upload your proof of identity
3.
Upload your proof of address
4.
Account is ready to use in 15 minutes
Proof of Identity. Depending of the client's country, DynaPay accepts the following documents: passport, national ID card, driving license.
Proof of Address. These documents are accepted as a proof of address: utility bill, bank statement, tax return.


How to Open MONESE Account

Opening Monese Current Account
1.
Provide your details online
2.
Upload your proof of identity
3.
Pass video authentication
4.
Account is ready to use in a few minutes
Monese Accounts are available to private individuals, residents of the EEA.
Proof of Identity. Depending of the client's country, MONESE accepts the following documents: passport, national ID card, driving license, residence card.
Identity Verification. Monese requires to take a video selfie using Monese application.
Monese doesn't require to provide either local proof of address documents or credit score documents. However, a proof of address can be used as an identity verification instead of the video selfie.