Compare MONESE vs Nexpay

MONESE LTD Logo
Trustpilot Rating
Reviews 16,335 | Good
 (4.2)

MONESE LTD is an electronic money institution focused on digital banking and payment services. MONESE LTD offers virtual Euro IBAN accounts, virtual UK accounts, prepaid debit cards, travel money cards, corporate cards to individuals, businesses. In 2018 MONESE LTD had total assets of 20.98 mln GBP, MONESE LTD generated net income of -12,502,270.00 GBP. Incorporated in the United Kingdom, MONESE LTD is authorized and regulated by the Financial Conduct Authority.

UAB Nexpay Logo
Trustpilot Rating
Reviews 3 | Average
 (3.6)

UAB Nexpay is an electronic money institution focused on providing IBAN accounts and crypto exchange. UAB Nexpay offers virtual IBAN accounts, cryptocurrency exchange, cryptocurrency trading to individuals, businesses. In 2019 UAB Nexpay had total customer funds to be safeguarded of 1.94 mln EUR, UAB Nexpay generated gross profit of 205,000.00 EUR. Incorporated in Lithuania, UAB Nexpay is authorized and regulated by the Bank of Lithuania. UAB Nexpay is doing business as Globitex.

MONESE Business Focus
digital banking and payment services
MONESE Products
  • virtual Euro IBAN accounts
  • virtual UK accounts
  • prepaid debit cards
  • travel money cards
  • corporate cards
MONESE Clients
  • individuals
  • businesses

View MONESE Profile +

Nexpay Business Focus
providing IBAN accounts and crypto exchange
Nexpay Products
  • virtual IBAN accounts
Nexpay Services
  • cryptocurrency exchange
  • cryptocurrency trading
Nexpay Clients
  • individuals
  • businesses

View Nexpay Profile +

Compare Personal Accounts

MONESE Nexpay
CurrencyEUR, GBP, RONEUR
Payment Cards physical
virtual
physical
virtual
Personal IBAN available (GB, BE IBAN) available (LT IBAN)
UK Account Number available not available
Customer GroupsEEA residentsall countries
Pricing Plans Simple
Classic
Premium
Basic
Premium
Open Account Open Account
 

Currency

MONESE

Monese Current Account is a multi-currency account, allowing the account holder to have funds in EUR, GBP, RON.

Nexpay

Individual EURO Wallet is a single-currency account, allowing the account holder to have funds in EUR only.

Payment Cards

MONESE

Monese Debit Card (MasterCard) can be ordered together with Monese Current Account.

Nexpay

Payment cards are not offered together with Individual EURO Wallet.

International Transfers

MONESE

  • SWIFT Transfers

Nexpay

  • SWIFT Transfers
  • SEPA Credit Transfers

Personal IBAN

MONESE

  • available for verified customers
  • appears automatically for EUR balances
  • UK sort code and account number available for GBP balances

Nexpay

n/a

IBAN Countries

MONESE

Individual IBANs assigned to Monese current accounts belong to:

  • Belgium for EUR balances;
  • the United Kingdom for GBP balances;

Nexpay

Personal IBANs assigned to Individual EURO Wallet belong to Lithuania.

Pricing Plans

MONESE

Monese Current Account is offered with several pricing plans for different customer groups, namely Simple, Classic, Premium.

  • Simple
  • offered to: EEA residents
  • Initial Fee 0.00 EUR
  • Monthly Fee 0.00 EUR
  • Closing Fee 0.00 EUR
  • SEPA Outgoing 0.00 EUR
  • SEPA Incoming 0.00 EUR
  • SWIFT Outgoing 0.00 EUR
  • SWIFT Incoming 0.00 EUR
  • A full current account for no monthly cost
  • Free contactless card, £4.95 for delivery
  • ATMs & cash top-ups, £200 free
  • Open Account
  • Classic
  • offered to: EEA residents
  • Initial Fee 0.00 EUR
  • Monthly Fee 5.95 EUR
  • Closing Fee 0.00 EUR
  • SEPA Outgoing 0.00 EUR
  • SEPA Incoming 0.00 EUR
  • SWIFT Outgoing 0.00 EUR
  • SWIFT Incoming 0.00 EUR
  • Fixed monthly fee
  • Free contactless card, free delivery
  • ATMs & cash top-ups, £9000 free
  • Open Account
  • Premium
  • offered to: EEA residents
  • Initial Fee 0.00 EUR
  • Monthly Fee 14.95 EUR
  • Closing Fee 0.00 EUR
  • SEPA Outgoing 0.00 EUR
  • SEPA Incoming 0.00 EUR
  • SWIFT Outgoing 0.00 EUR
  • SWIFT Incoming 0.00 EUR
  • Unlimited withdrawals
  • Free contactless card, free delivery
  • Fee-free ATM withdrawals and cash top-ups
  • Open Account

Nexpay

Individual EURO Wallet is offered with several pricing plans for different customer groups, namely Basic, Premium.

  • Basic
  • offered to: all countries
  • Initial Fee 0.00 EUR
  • Monthly Fee 0.00 EUR
  • Closing Fee 10.00 EUR
  • SEPA Outgoing 1.00 EUR
  • SEPA Incoming 1.00 EUR
  • Open Account
  • Premium
  • offered to: all countries
  • Initial Fee 0.00 EUR
  • Monthly Fee 5.00 EUR
  • Closing Fee 10.00 EUR
  • SEPA Outgoing 0.00 EUR
  • SEPA Incoming 0.00 EUR
  • Open Account

How to Open MONESE Account

Opening Monese Current Account
1.
Provide your details online
2.
Upload your proof of identity
3.
Pass video authentication
4.
Account is ready to use in a few minutes
Monese Accounts are available to private individuals, residents of the EEA.
Proof of Identity. Depending of the client's country, MONESE accepts the following documents: passport, national ID card, driving license, residence card.
Identity Verification. Monese requires to take a video selfie using Monese application.
Monese doesn't require to provide either local proof of address documents or credit score documents. However, a proof of address can be used as an identity verification instead of the video selfie.


How to Open Nexpay Account

Opening Individual EURO Wallet
1.
Provide your details online
2.
Upload your proof of identity
3.
Account is ready to use in a few hours
Globitex offers three different account types: Level 1, Level 2 and Individual EURO Wallet.
Level 1 account is limited to operations with cryptocurrencies only (namely, to deposit, trade and withdraw cryptocurrencies). A customer will need to confirm her/his e-mail, phone number and set up the 2-Step Verification.
Level 2 account also allows to deposit and withdraw fiat currencies, but within certain limits. In order to upgrade to Level 2 account a customer will have to verify her/his identity and provide some basic information about her/himself.
Individual EURO Wallet allows to manage EUR payment operations from the Globitex cryptocurrency exchange platform.