Compare MONESE vs Via Payments

MONESE LTD Logo
Trustpilot Rating
Reviews 16,335 | Good
 (4.2)

MONESE LTD is an electronic money institution focused on digital banking and payment services. MONESE LTD offers virtual Euro IBAN accounts, virtual UK accounts, prepaid debit cards, travel money cards, corporate cards to individuals, businesses. In 2018 MONESE LTD had total assets of 20.98 mln GBP, MONESE LTD generated net income of -12,502,270.00 GBP. Incorporated in the United Kingdom, MONESE LTD is authorized and regulated by the Financial Conduct Authority.

Via Payments UAB Logo
Trustpilot Rating
Reviews 2 | Average
 (2.9)

Via Payments UAB is an electronic money institution focused on alternative banking and payment services. Via Payments UAB offers personal virtual accounts with IBAN, business virtual accounts with IBAN, prepaid cards, international transfers, currency exchange to individuals, businesses. In 2019 Via Payments UAB had total customer funds to be safeguarded of 25.67 mln EUR, Via Payments UAB generated gross profit of 2.08 mln EUR. Incorporated in Lithuania, Via Payments UAB is authorized and regulated by the Bank of Lithuania. Via Payments UAB is doing business as Vialet.

MONESE Business Focus
digital banking and payment services
MONESE Products
  • virtual Euro IBAN accounts
  • virtual UK accounts
  • prepaid debit cards
  • travel money cards
  • corporate cards
MONESE Clients
  • individuals
  • businesses

View MONESE Profile +

Via Payments Business Focus
alternative banking and payment services
Via Payments Products
  • personal virtual accounts with IBAN
  • business virtual accounts with IBAN
  • prepaid cards
Via Payments Services
  • international transfers
  • currency exchange
Via Payments Clients
  • individuals
  • businesses

View Via Payments Profile +

Compare Personal Accounts

MONESE Via Payments
CurrencyEUR, GBP, RONEUR
Payment Cards physical
virtual
physical
virtual
Personal IBAN available (GB, BE IBAN) available (LT IBAN)
UK Account Number available not available
Customer GroupsEEA residentsall countries
Pricing Plans Simple
Classic
Premium
single for all customers
Open Account Open Account
 

Currency

MONESE

Monese Current Account is a multi-currency account, allowing the account holder to have funds in EUR, GBP, RON.

Via Payments

Personal Account is a single-currency account, allowing the account holder to have funds in EUR only.

Payment Cards

MONESE

Monese Debit Card (MasterCard) can be ordered together with Monese Current Account.

Via Payments

Personal Card (MasterCard) can be ordered together with Personal Account. Virtual cards are not available.

International Transfers

MONESE

  • SWIFT Transfers

Via Payments

  • SWIFT Transfers
  • SEPA Credit Transfers

Personal IBAN

MONESE

  • available for verified customers
  • appears automatically for EUR balances
  • UK sort code and account number available for GBP balances

Via Payments

n/a

IBAN Countries

MONESE

Individual IBANs assigned to Monese current accounts belong to:

  • Belgium for EUR balances;
  • the United Kingdom for GBP balances;

Via Payments

Personal IBANs assigned to Personal Account belong to Lithuania.

Pricing Plans

MONESE

Monese Current Account is offered with several pricing plans for different customer groups, namely Simple, Classic, Premium.

  • Simple
  • offered to: EEA residents
  • Initial Fee 0.00 EUR
  • Monthly Fee 0.00 EUR
  • Closing Fee 0.00 EUR
  • SEPA Outgoing 0.00 EUR
  • SEPA Incoming 0.00 EUR
  • SWIFT Outgoing 0.00 EUR
  • SWIFT Incoming 0.00 EUR
  • A full current account for no monthly cost
  • Free contactless card, £4.95 for delivery
  • ATMs & cash top-ups, £200 free
  • Open Account
  • Classic
  • offered to: EEA residents
  • Initial Fee 0.00 EUR
  • Monthly Fee 5.95 EUR
  • Closing Fee 0.00 EUR
  • SEPA Outgoing 0.00 EUR
  • SEPA Incoming 0.00 EUR
  • SWIFT Outgoing 0.00 EUR
  • SWIFT Incoming 0.00 EUR
  • Fixed monthly fee
  • Free contactless card, free delivery
  • ATMs & cash top-ups, £9000 free
  • Open Account
  • Premium
  • offered to: EEA residents
  • Initial Fee 0.00 EUR
  • Monthly Fee 14.95 EUR
  • Closing Fee 0.00 EUR
  • SEPA Outgoing 0.00 EUR
  • SEPA Incoming 0.00 EUR
  • SWIFT Outgoing 0.00 EUR
  • SWIFT Incoming 0.00 EUR
  • Unlimited withdrawals
  • Free contactless card, free delivery
  • Fee-free ATM withdrawals and cash top-ups
  • Open Account

Via Payments

Personal Account is offered with a single pricing plan for all customers.

  • Personal
  • offered to: all countries
  • Initial Fee 0.00 EUR
  • Monthly Fee 0.00 EUR
  • SEPA Outgoing 0.00 EUR
  • SEPA Incoming 0.00 EUR
  • Open Account

How to Open MONESE Account

Opening Monese Current Account
1.
Provide your details online
2.
Upload your proof of identity
3.
Pass video authentication
4.
Account is ready to use in a few minutes
Monese Accounts are available to private individuals, residents of the EEA.
Proof of Identity. Depending of the client's country, MONESE accepts the following documents: passport, national ID card, driving license, residence card.
Identity Verification. Monese requires to take a video selfie using Monese application.
Monese doesn't require to provide either local proof of address documents or credit score documents. However, a proof of address can be used as an identity verification instead of the video selfie.


How to Open Via Payments Account

Opening Personal Account
1.
Provide your details online
2.
Upload your proof of identity
3.
Pass video authentication
4.
Account is ready to use in 3 minutes


Compare Personal Cards

MONESE Via Payments
MONESE LTD CardVia Payments UAB Card
Card Typedebit
physical, virtual
contactless
debit
physical
contactless
Currencysingle currency
EUR, GBP
single currency
EUR
Card ProviderMasterCardMasterCard
Order Card Order Card
 

Card Type

MONESE

MONESE cards are debit cards, rather than prepaid cards. MONESE cards are issued as both physical (plastic) and virtual cards; plastic cards are delivered to the customer's address.

Via Payments

Via Payments cards are debit cards, rather than prepaid cards. Via Payments cards are issued only as physical (plastic) cards and are delivered to the customer's address.

Currency

MONESE

Monese Debit Card is a single currency card, it can be issued in EUR, GBP only.

Via Payments

Personal Card is a single currency card, it can be issued in EUR only.

Customer Group

MONESE

Monese payment cards are available to residents of the European Economic Area (EEA) countries.

Via Payments

n/a

Card Loading

MONESE

Monese cards can be topped up from the cardholder's Monese Current account. Monese accounts can be topped up with a bank transfer. Within the UK Monese accounts can be topped up with cash at the Post Office and PayPoint. Monese also offers cash top-up across Europe via Paysafecash.

Via Payments

n/a

Card Security

MONESE

3D Secure Payments. 3D Secure makes online shopping safer for both cardholders and retailers, by authenticating that the cardholder is making the transaction at the time of purchase. This enhanced security is by way of an SMS message that’s sent whenever making an online transaction using a Monese card.

Via Payments

n/a

Pricing Plans

MONESE

Card Fees and Limits
SimpleClassicPremium
Card Delivery Fee4.95 GBPfreefree
ATM Withdrawal Feeup tp 200 GBP monthly: free
above that: 2.00%
up to 900 GBP monthly: free
above that: 2.00%
free
Foreign Currency Spending Feeup tp 2,000 GBP monthly: free
above that: 2.00%
up to 9,000 GBP monthly: free
above that: 2.00%
free

Via Payments

Card Fees and Limits
Non-verifiedVerified
Card Issuing Feefreefree
Card Delivery Feefreefree
Card Payment Feefreefree
ATM Withdrawal Fee2.00% (min. 2.50 EUR)2.00% (min. 2.50 EUR)
Currency Exchange FeeMasterCard rate + 1.00 %MasterCard rate + 1.00 %
Card Payments Limitn/adaily: 1,400 EUR
monthly: 7,000 EUR
ATM Withdrawal Limitn/adaily: 600 EUR
monthly: 3,000 EUR