Compare Paysera vs IBS Lithuania

Paysera LT UAB Logo
Trustpilot Rating
Reviews 906 | Good
 (4.2)

Paysera LT UAB is an electronic money institution focused on providing payment services at reasonable prices. Paysera LT UAB offers virtual accounts with IBAN, international money transfers, SEPA payments, prepaid cards to individuals, businesses. Incorporated in Lithuania, Paysera LT UAB is authorized and regulated by the Bank of Lithuania.

UAB IBS Lithuania Logo

UAB IBS Lithuania is an electronic money institution focused on digital banking services between Europe and China. UAB IBS Lithuania offers virtual personal IBAN accounts, virtual business IBAN accounts, merchant accounts with IBAN, physical prepaid cards (coming soon), virtual prepaid cards (coming soon), SEPA transfers, SWIFT transfers, international payments, currency exchange, customer payments processing, Alipay, WeChat Pay and UnionPay international acquiring solutions (coming soon) to private individuals, international businesses, financial institutions, merchants. Incorporated in Lithuania, UAB IBS Lithuania is authorized and regulated by the Bank of Lithuania.

Paysera Business Focus
providing payment services at reasonable prices
Paysera Products
  • virtual accounts with IBAN
  • prepaid cards
Paysera Services
  • international money transfers
  • SEPA payments
Paysera Clients
  • individuals
  • businesses

View Paysera Profile +

IBS Lithuania Business Focus
digital banking services between Europe and China
IBS Lithuania Products
  • virtual personal IBAN accounts
  • virtual business IBAN accounts
  • merchant accounts with IBAN
  • physical prepaid cards (coming soon)
  • virtual prepaid cards (coming soon)
IBS Lithuania Services
  • SEPA transfers
  • SWIFT transfers
  • international payments
  • currency exchange
  • customer payments processing
  • Alipay, WeChat Pay and UnionPay international acquiring solutions (coming soon)
IBS Lithuania Clients
  • private individuals
  • international businesses
  • financial institutions
  • merchants

View IBS Lithuania Profile +

Compare Personal Accounts

Paysera IBS Lithuania
CurrencyEUR, USD, RUB
and 26 more
EUR, USD, GBP
and 26 more
Payment Cardsphysical
virtual
physical
virtual
Personal IBAN available (LT IBAN) available (LT IBAN)
UK Account Number not available not available
Customer Groupsall countriesEU residents
non-EU residents
Pricing Planssingle for all customers EU
non-EU
Open Account Open Account
 

Currency

Paysera

Personal Checking Account is a multi-currency account, allowing the account holder to have funds in EUR, USD, RUB, DKK, PLN, NOK, SEK, CZK, AUD, CHF, JPY, CAD, HUF, RON, BGN, GEL, TRY, CNY, KZT, NZD, HKD, INR, ILS, MXN, ZAR, RSD, SGD, BYN, THB.

IBS Lithuania

Personal Current Account is a multi-currency account, allowing the account holder to have funds in EUR, USD, GBP, HKD, CNY, RUB, DKK, PLN, CZK, NOK, SEK, AUD, CHF, JPY, AED, CAD, HUF, RON, BGN, TRY, KZT, NZD, INR, ILS, MXN, ZAR, SGD, BYN, THB.

Payment Cards

Paysera

Paysera Debit Card (Visa) can be ordered together with Personal Checking Account. Virtual cards are not available.

IBS Lithuania

IBS Personal Card (MasterCard) can be ordered together with Personal Current Account. Virtual cards are not available.

Personal IBAN

Paysera

  • available for verified customers
  • appears automatically for EUR balances

IBS Lithuania

  • available for verified customers
  • appears automatically for EUR balances

IBAN Countries

Paysera

Personal IBANs assigned to Personal Checking Account belong to Lithuania.

IBS Lithuania

Personal IBANs assigned to Personal Current Account belong to Lithuania.

Pricing Plans

Paysera

Personal Checking Account is offered with a single pricing plan for all customers.

  • Checking Account
  • offered to: all countries
  • Initial Fee 0.00 EUR
  • Monthly Fee 0.00 EUR
  • SEPA Outgoing 0.00 EUR
  • SWIFT Outgoing 7.00 EUR
  • Free transfers between Paysera users
  • Favourable exchange rates
  • Global local and international transfers
  • Instant transfers (SEPA Instant)
  • Open Account

IBS Lithuania

Personal Current Account is offered with several pricing plans for different customer groups, namely EU, non-EU.

  • EU
  • offered to: EU residents
  • Initial Fee 0.00 EUR
  • Monthly Fee 5.00 EUR
  • Closing Fee 0.00 EUR
  • SEPA Outgoing 1.00 EUR
  • SEPA Incoming 0.00 EUR
  • SWIFT Outgoing 30.00 EUR
  • SWIFT Incoming 5.00 EUR
  • Open Account
  • non-EU
  • offered to: non-EU residents
  • Initial Fee 50.00 EUR
  • Monthly Fee 30.00 EUR
  • Closing Fee 0.00 EUR
  • SEPA Outgoing 5.00 EUR
  • SEPA Incoming 2.00 EUR
  • SWIFT Outgoing 50.00 EUR
  • SWIFT Incoming 10.00 EUR
  • Open Account

How to Open Paysera Account

Opening Personal Account
1.
Provide your details online
2.
Upload your proof of identity
3.
Pass video authentication
4.
Account is ready to use in a few minutes
Proof of Identity. Depending of the client's country, Paysera accepts the following documents: ID card, international passport.
Identity Verification. Paysera doesn't require a customer to verify his/her identity when opening an account, however monthly limit for unverifed account is 1,570 EUR. In order to increase the limit an indentity verification via a Skype call is required.


How to Open IBS Lithuania Account

Opening Personal Account
1.
Provide your details online
2.
Upload your proof of address
3.
Upload your proof of identity
4.
Pass video authentication
5.
Account is ready to use in a few minutes
Proof of Address. These documents are accepted as a proof of address: utility bill, bank statement.
Proof of Identity. IBS Lithuania accepts copies of passports; however for Chinese residents both copies of ID Card and Passport are mandatory.
After completing the registration form, IBS Lithuania team will review the registration form and will send an email to the indicated email address with the invitation to the video call in order verify customer's identity.


Compare Business Accounts

Paysera IBS Lithuania
CurrencyEUR, USD, RUB
and 26 more
EUR, USD, GBP
and 26 more
Payment Cardsphysical
virtual
physical
virtual
Personal IBAN available (LT IBAN) available (LT IBAN)
UK Account Number not available not available
Customer GroupsSEPA based
non-SEPA based
international
EU based
non-EU based
Pricing Plans SEPA
non-SEPA
International
EU
non-EU
Open Account Open Account
 

Currency

Paysera

Business Checking Account is a multi-currency account, allowing the account holder to have funds in EUR, USD, RUB, DKK, PLN, NOK, SEK, CZK, AUD, CHF, JPY, CAD, HUF, RON, BGN, GEL, TRY, CNY, KZT, NZD, HKD, INR, ILS, MXN, ZAR, RSD, SGD, BYN, THB.

IBS Lithuania

Business Current Account is a multi-currency account, allowing the account holder to have funds in EUR, USD, GBP, HKD, CNY, RUB, DKK, PLN, CZK, NOK, SEK, AUD, CHF, JPY, AED, CAD, HUF, RON, BGN, TRY, KZT, NZD, INR, ILS, MXN, ZAR, SGD, BYN, THB.

Payment Cards

Paysera

A payment card can be ordered together with Business Checking Account. Virtual cards are not available.

IBS Lithuania

IBS Personal Card (MasterCard) can be ordered together with Business Current Account. Virtual cards are not available.

Personal IBAN

Paysera

  • available for verified customers
  • appears automatically for EUR balances

IBS Lithuania

  • available for verified customers
  • appears automatically for EUR balances

IBAN Countries

Paysera

Personal IBANs assigned to Business Checking Account belong to Lithuania.

IBS Lithuania

Personal IBANs assigned to Business Current Account belong to Lithuania.

Pricing Plans

Paysera

Business Checking Account is offered with several pricing plans for different customer groups, namely SEPA, non-SEPA, International.

  • SEPA
  • offered to: SEPA based
  • Initial Fee 0.00 EUR
  • Monthly Fee 0.00 EUR
  • SEPA Outgoing 0.15 EUR
  • SWIFT Outgoing 7.00 EUR
  • Free transfers between Paysera users
  • Favourable exchange rates
  • Global local and international transfers
  • Instant transfers (SEPA Instant)
  • Open Account
  • non-SEPA
  • offered to: non-SEPA based
  • Initial Fee 10.00 EUR
  • Monthly Fee 1.00 EUR
  • SEPA Outgoing 0.50 EUR
  • SWIFT Outgoing 7.00 EUR
  • Free transfers between Paysera users
  • Favourable exchange rates
  • Global local and international transfers
  • Instant transfers (SEPA Instant)
  • Open Account
  • International
  • offered to: international
  • Initial Fee 100.00 EUR
  • Monthly Fee 10.00 EUR
  • SEPA Outgoing 5.15 EUR
  • SWIFT Outgoing 37.00 EUR
  • Free transfers between Paysera users
  • Favourable exchange rates
  • Global local and international transfers
  • Instant transfers (SEPA Instant)
  • Open Account

IBS Lithuania

Business Current Account is offered with several pricing plans for different customer groups, namely EU, non-EU.

  • EU
  • offered to: EU based
  • Initial Fee 50.00 EUR
  • Monthly Fee 10.00 EUR
  • Closing Fee 0.00 EUR
  • SEPA Outgoing 2.00 EUR
  • SEPA Incoming 1.00 EUR
  • SWIFT Outgoing 30.00 EUR
  • SWIFT Incoming 10.00 EUR
  • Open Account
  • non-EU
  • offered to: non-EU based
  • Initial Fee 200.00 EUR
  • Monthly Fee 50.00 EUR
  • Closing Fee 0.00 EUR
  • SEPA Outgoing 5.00 EUR
  • SEPA Incoming 3.00 EUR
  • SWIFT Outgoing 50.00 EUR
  • SWIFT Incoming 15.00 EUR
  • Open Account

How to Open Paysera Account

Opening Business Account
1.
Provide your details online
2.
Upload your proof of identity
3.
Upload your corporate documents
4.
Pass video authentication
5.
Account is ready to use in 1-2 business days
Business account with Paysera can be opened by a head or a legal representative of the company.
In order to open Paysera business account, a customer has to have a personal account with Paysera and complete the identification procedure.
Corporate ID. If the company is registered in Lithuania, Latvia, Estonia, Bulgaria, Romania or the United Kingdom, only the company registration number needs to be provided and the account is opened instantly.
Corporate Documents. If the company is registered in another country, the company registration document, a document confirming the appointment of a head of the company and a document confirming the list of shareholders are to be provided.


How to Open IBS Lithuania Account

Opening Business Account
1.
Provide your details online
2.
Upload your corporate KYC document package
3.
Upload your proof of address
4.
Upload your proof of identity
5.
Pass video authentication
6.
Account is ready to use in up to 3 business days
Proof of Identify. Copies of passports of all ultimate beneficial owners and representative are required.
Proof of Address. Utility bills or bank statements of all ultimate beneficial owners and representative are required.
Corporate Documents. IBS Lithuania requires trade register reference, certificate of incorporation, corporate bank statement, organizational chart showing ultimate beneficial owners.
After completing the registration form, IBS Lithuania team will review the registration form and will send an email to the indicated email address with the invitation to the video call in order verify customer's identity.