Compare Paysera vs Revolut

Paysera LT UAB Logo
Trustpilot Rating
Reviews 906 | Good
 (4.2)

Paysera LT UAB is an electronic money institution focused on providing payment services at reasonable prices. Paysera LT UAB offers virtual accounts with IBAN, international money transfers, SEPA payments, prepaid cards to individuals, businesses. Incorporated in Lithuania, Paysera LT UAB is authorized and regulated by the Bank of Lithuania.

Revolut Ltd Logo
Trustpilot Rating
Reviews 62,314 | Excellent
 (4.6)

Revolut Ltd is an electronic money institution focused on offering banking services. Revolut Ltd offers UK current accounts, EURO current accounts with IBAN, prepaid cards, virtual prepaid cards, cryptocurrency exchange, cryptocurrency transfers between Revolut users to individuals, businesses. Incorporated in the United Kingdom, Revolut Ltd is authorized and regulated by the Financial Conduct Authority.

Paysera Business Focus
providing payment services at reasonable prices
Paysera Products
  • virtual accounts with IBAN
  • prepaid cards
Paysera Services
  • international money transfers
  • SEPA payments
Paysera Clients
  • individuals
  • businesses

View Paysera Profile +

Revolut Business Focus
offering banking services
Revolut Products
  • UK current accounts
  • EURO current accounts with IBAN
  • prepaid cards
  • virtual prepaid cards
Revolut Services
  • cryptocurrency exchange
  • cryptocurrency transfers between Revolut users
Revolut Clients
  • individuals
  • businesses

View Revolut Profile +

Compare Personal Accounts

Paysera Revolut
CurrencyEUR, USD, RUB
and 26 more
USD, GBP, EUR
and 26 more
Payment Cardsphysical
virtual
physical
virtual
Personal IBAN available (LT IBAN) available (GB IBAN)
UK Account Number not available available
Customer Groupsall countriesall countries
Pricing Planssingle for all customers Standard
Premium
Metal
Open Account Open Account
 

Currency

Paysera

Personal Checking Account is a multi-currency account, allowing the account holder to have funds in EUR, USD, RUB, DKK, PLN, NOK, SEK, CZK, AUD, CHF, JPY, CAD, HUF, RON, BGN, GEL, TRY, CNY, KZT, NZD, HKD, INR, ILS, MXN, ZAR, RSD, SGD, BYN, THB.

Revolut

Personal Current Account is a multi-currency account, allowing the account holder to have funds in USD, GBP, EUR, PLN, CHF, DKK, NOK, SEK, RON, SGD, HKD, AUD, NZD, TRY, ILS, AED, CAD, HUF, JPY, MAD, CZK, QAR, THB, ZAR, MXN, RUB, SAR, HRK, BGN.

Payment Cards

Paysera

Paysera Debit Card (Visa) can be ordered together with Personal Checking Account. Virtual cards are not available.

Revolut

Revolut Personal Card can be ordered together with Personal Current Account.

Personal IBAN

Paysera

  • available for verified customers
  • appears automatically for EUR balances

Revolut

  • available for verified customers
  • appears automatically for EUR balances
  • UK sort code and account number available for GBP balances

IBAN Countries

Paysera

Personal IBANs assigned to Personal Checking Account belong to Lithuania.

Revolut

Personal IBANs assigned to Personal Current Account belong to the United Kingdom.

Pricing Plans

Paysera

Personal Checking Account is offered with a single pricing plan for all customers.

  • Checking Account
  • offered to: all countries
  • Initial Fee 0.00 EUR
  • Monthly Fee 0.00 EUR
  • SEPA Outgoing 0.00 EUR
  • SWIFT Outgoing 7.00 EUR
  • Free transfers between Paysera users
  • Favourable exchange rates
  • Global local and international transfers
  • Instant transfers (SEPA Instant)
  • Open Account

Revolut

Personal Current Account is offered with several pricing plans for different customer groups, namely Standard, Premium, Metal.

  • Standard
  • offered to: all countries
  • Monthly Fee 0.00 EUR
  • Free UK account
  • Free Euro IBAN account
  • Spend in over 150 currencies at the interbank exchange rate
  • No fee exchange in 30 fiat currencies up to €6,000 per month
  • No fee ATM withdrawals up to €200 per month
  • Open Account
  • Premium
  • offered to: all countries
  • Monthly Fee 7.99 EUR
  • Free UK account
  • Free Euro IBAN account
  • Spend in over 150 currencies at the interbank exchange rate
  • Unlimited exchange in 30 fiat currencies - no monthly limit
  • No fee ATM withdrawals up to €400 per month
  • Instant access to 5 cryptocurrencies
  • Premium card with exclusive designs
  • Disposable virtual cards
  • Open Account
  • Metal
  • offered to: all countries
  • Monthly Fee 13.99 EUR
  • Free UK account
  • Free Euro IBAN account
  • Spend in over 150 currencies at the interbank exchange rate
  • Unlimited exchange in 30 fiat currencies - no monthly limit
  • No fee ATM withdrawals up to €600 per month
  • Instant access to 5 cryptocurrencies
  • Exclusive Revolut Metal card
  • Disposable virtual cards
  • 0.1% cashback within Europe and 1% outside Europe on all card payments
  • Open Account

How to Open Paysera Account

Opening Personal Account
1.
Provide your details online
2.
Upload your proof of identity
3.
Pass video authentication
4.
Account is ready to use in a few minutes
Proof of Identity. Depending of the client's country, Paysera accepts the following documents: ID card, international passport.
Identity Verification. Paysera doesn't require a customer to verify his/her identity when opening an account, however monthly limit for unverifed account is 1,570 EUR. In order to increase the limit an indentity verification via a Skype call is required.


How to Open Revolut Account

Opening Personal Account
1.
Provide your details online
2.
Upload your proof of identity
3.
Account is ready to use in a few minutes
Revolut Personal Accounts are available to residents of all countries except for several sanctioned countries and territories.
Proof of Identity. To verify his/her identity, a private customer should take a picture of a valid government-issued ID and a picture of him/her-self.
Identity Verification. Revolut doesn't require a customer to verify his/her identity when opening an account, however to activate a Revolut card, the customer will have to verify his/her identity. Revolut will ask to submit a government-issued photo ID, a selfie, and sometimes a proof of your residency. The whole process normally takes less than 5 minutes.
Other Documents. Revolut doesn't require a proof of address, however upon reaching a certain account balance, the account holder will be asked about proof of funds.


Compare Personal Cards

Paysera Revolut
Paysera LT UAB CardRevolut Ltd Card
Card Typedebit
physical
debit
physical, virtual
contactless
Currencysingle currency
EUR
multi currency
as per account
Card ProviderVisaVisa, MasterCard, Maestro
Order Card Order Card
 

Card Type

Paysera

Paysera cards are debit cards, rather than prepaid cards. Paysera cards are issued only as physical (plastic) cards and are delivered to the customer's address.

Revolut

Revolut cards are debit cards, rather than prepaid cards. Revolut cards are issued as both physical (plastic) and virtual cards; plastic cards are delivered to the customer's address.

Currency

Paysera

Paysera Debit Card is a single currency card, it can be issued in EUR only.

Revolut

Revolut Personal Card is a multi-currency card, the funds can be held in different currencies at the same time. Revolut Personal Card can hold funds in any as the corresponding account, namely in USD, GBP, EUR, PLN, CHF, DKK, NOK, SEK, RON, SGD, HKD, AUD, NZD, TRY, ILS, AED, CAD, HUF, JPY, MAD, CZK, QAR, THB, ZAR, MXN, RUB, SAR, HRK, BGN.

Customer Group

Paysera

Paysera debit cards can be ordered by persons from 16 years of age, who are registered and identified in the Paysera system.

Up to 5 payment cards can be issued for one person.

Revolut

Revolut cards are available to verified Revolut customers globally, except for several countries and territories.

Up to 5 virtual cards can be connected to Revolut account.

Disposable virtual cards (suitable for one-time, online transactions) are available only to Revolut Premium customers.

Card Loading

Paysera

When issuing a Paysera card, an additional IBAN account for card payments is opened. So, a Paysera card can be loaded the same way as a Paysera account with IBAN.

Revolut

Revolut card does not have a separate balance from Revolut e-wallet. So, topping up a Revolut e-wallet actually loads the Revolut cards connected to the e-wallet.

Card Security

Paysera

3D Secure Payments. Paysera debit card is protected with 3D Secure technology, which gives the cardholder additional free protection when purchasing online.

Revolut

Revolut provides a number of security settings which can be applied for each Revolut card separately:

  • location security
  • magstripe payments
  • contactless payments
  • ATM withdrawals
  • e-commerce transactions

Pricing Plans

Paysera

Card Fees and Limits
Paysera Debit Card
Monthly Fee0.45 EUR
ATM Withdrawal Fee (EU, in Euro)1.00 EUR
ATM Withdrawal (EU, not in Euro)1.00 EUR + 1.80 %
ATM Withdrawal (non EU, not in Euro)1.50 EUR + 1.80 %
POS Payment Fee (EU, in Euro)0.00 EUR
POS Payment Fee (EU, not in Euro)0.10 EUR + 0.70 %
POS Payment Fee (non EU, not in Euro)0.10 EUR + 1.20 %
Daily ATM Withdrawal Limit600 EUR
Maximum Balance10,000 EUR

Revolut

Card Fees and Limits
StandardPremiumMetal
Card Issuance Feefreefreefree
Card Delivery FeeRegular: 4.99 GBP
Express: 19.99 EUR
Free Express DeliveryFree Express Delivery
Virtual Card FeeFirst Virtual Card: free
Extra Virtual Card: 4.99 GBP
freefree
ATM Withdrawal Feeup to 200 EUR: free
above: 2.00%
up to 400 EUR: free
above: 2.00%
up to 600 EUR: free
above: 2.00%

Compare Business Accounts

Paysera Revolut
CurrencyEUR, USD, RUB
and 26 more
USD, GBP, EUR
and 26 more
Payment Cardsphysical
virtual
physical
virtual
Personal IBAN available (LT IBAN) available (GB IBAN)
UK Account Number not available available
Customer GroupsSEPA based
non-SEPA based
international
EEA, Switzerland
Pricing Plans SEPA
non-SEPA
International
Free
Grow
Scale
Enterprise
Open Account Open Account
 

Currency

Paysera

Business Checking Account is a multi-currency account, allowing the account holder to have funds in EUR, USD, RUB, DKK, PLN, NOK, SEK, CZK, AUD, CHF, JPY, CAD, HUF, RON, BGN, GEL, TRY, CNY, KZT, NZD, HKD, INR, ILS, MXN, ZAR, RSD, SGD, BYN, THB.

Revolut

Business Current Account is a multi-currency account, allowing the account holder to have funds in USD, GBP, EUR, PLN, CHF, DKK, NOK, SEK, RON, SGD, HKD, AUD, NZD, TRY, ILS, AED, CAD, HUF, JPY, MAD, CZK, QAR, THB, ZAR, MXN, RUB, SAR, HRK, BGN.

Payment Cards

Paysera

A payment card can be ordered together with Business Checking Account. Virtual cards are not available.

Revolut

Revolut Business Card can be ordered together with Business Current Account.

Personal IBAN

Paysera

  • available for verified customers
  • appears automatically for EUR balances

Revolut

  • available for verified customers
  • appears automatically for EUR balances
  • UK sort code and account number available for GBP balances

IBAN Countries

Paysera

Personal IBANs assigned to Business Checking Account belong to Lithuania.

Revolut

Personal IBANs assigned to Business Current Account belong to the United Kingdom.

Pricing Plans

Paysera

Business Checking Account is offered with several pricing plans for different customer groups, namely SEPA, non-SEPA, International.

  • SEPA
  • offered to: SEPA based
  • Initial Fee 0.00 EUR
  • Monthly Fee 0.00 EUR
  • SEPA Outgoing 0.15 EUR
  • SWIFT Outgoing 7.00 EUR
  • Free transfers between Paysera users
  • Favourable exchange rates
  • Global local and international transfers
  • Instant transfers (SEPA Instant)
  • Open Account
  • non-SEPA
  • offered to: non-SEPA based
  • Initial Fee 10.00 EUR
  • Monthly Fee 1.00 EUR
  • SEPA Outgoing 0.50 EUR
  • SWIFT Outgoing 7.00 EUR
  • Free transfers between Paysera users
  • Favourable exchange rates
  • Global local and international transfers
  • Instant transfers (SEPA Instant)
  • Open Account
  • International
  • offered to: international
  • Initial Fee 100.00 EUR
  • Monthly Fee 10.00 EUR
  • SEPA Outgoing 5.15 EUR
  • SWIFT Outgoing 37.00 EUR
  • Free transfers between Paysera users
  • Favourable exchange rates
  • Global local and international transfers
  • Instant transfers (SEPA Instant)
  • Open Account

Revolut

Business Current Account is offered with several pricing plans for different customer groups, namely Free, Grow, Scale, Enterprise.

  • Free
  • offered to: EEA, Switzerland
  • Monthly Fee 0.00 EUR
  • 2 free team members; €5 per user per month above free allowance
  • 5 free local transfers; €0.2 per transfer above free allowance
  • 0 free international transfers; €3 per transfer above free allowance
  • €0.00 allowance of FX at the real rate; 0.4% markup on FX above free allowance
  • Hold and exchange 28 currencies
  • Local accounts in GBP and EUR
  • IBAN for global transfers
  • Prepaid debit cards
  • Virtual cards
  • Open Account
  • Grow
  • offered to: EEA, Switzerland
  • Monthly Fee 25.00 EUR
  • 10 free team members; €5 per user per month above free allowance
  • 100 free local transfers; €0.2 per transfer above free allowance
  • 10 free international transfers; €3 per transfer above free allowance
  • €10,000.00 allowance of FX at the real rate; 0.4% markup on FX above free allowance
  • Hold and exchange 28 currencies
  • Local accounts in GBP and EUR
  • IBAN for global transfers
  • Prepaid debit cards
  • Virtual cards
  • Priority 24/7 support
  • Bulk payments
  • Expense management
  • Open Account
  • Scale
  • offered to: EEA, Switzerland
  • Monthly Fee 100.00 EUR
  • 30 free team members; €5 per user per month above free allowance
  • 1000 free local transfers; €0.2 per transfer above free allowance
  • 50 free international transfers; €3 per transfer above free allowance
  • €50,000.00 allowance of FX at the real rate; 0.4% markup on FX above free allowance
  • Hold and exchange 28 currencies
  • Local accounts in GBP and EUR
  • IBAN for global transfers
  • Prepaid debit cards
  • Virtual cards
  • Priority 24/7 support
  • Bulk payments
  • Expense management
  • Open Account
  • Enterprise
  • offered to: EEA, Switzerland
  • Monthly Fee 1000.00 EUR
  • ∞ free team members
  • ∞ free local transfers
  • ∞ free international transfers
  • ∞ allowance of FX at the real rate
  • Hold and exchange 28 currencies
  • Local accounts in GBP and EUR
  • IBAN for global transfers
  • Prepaid debit cards
  • Virtual cards
  • Priority 24/7 support
  • Bulk payments
  • Expense management
  • Open Account

How to Open Paysera Account

Opening Business Account
1.
Provide your details online
2.
Upload your proof of identity
3.
Upload your corporate documents
4.
Pass video authentication
5.
Account is ready to use in 1-2 business days
Business account with Paysera can be opened by a head or a legal representative of the company.
In order to open Paysera business account, a customer has to have a personal account with Paysera and complete the identification procedure.
Corporate ID. If the company is registered in Lithuania, Latvia, Estonia, Bulgaria, Romania or the United Kingdom, only the company registration number needs to be provided and the account is opened instantly.
Corporate Documents. If the company is registered in another country, the company registration document, a document confirming the appointment of a head of the company and a document confirming the list of shareholders are to be provided.


How to Open Revolut Account

Opening Business Account
1.
Provide your details online
2.
Upload your proof of identity
3.
Upload your company details
4.
Upload your proof of operating address
5.
Account is ready to use in 1-7 days
Revolut Business Accounts are available to companies registered and having physical presence in the EEA and Switzerland.
Company Details. A client needs to fill an application form online (including documents for a normal personal account, incorporation details of the company, a short description of the company and its directors and primary shareholders).
Proof of Operating Address. Physical presence in the EEA or Switzerland is an essential prerequisite for opening a Revolut account. Revolut accepts, for example, the following documents as such a proof: rental agreement for the office, utility bills, Employee payslip with proof of the employee's address.
The application is put into a waiting queue, and Revolut's team will contact the customer back to clarify additional details.
It usually takes between 1-7 days to open a business account.