Compare Monese vs Wirex

Prepay Technologies ltd Logo

Prepay Technologies ltd is an electronic money institution focused on digital banking and payment services. Prepay Technologies ltd offers virtual Euro IBAN accounts, virtual UK accounts, prepaid debit cards, travel money cards, gift cards, corporate cards to individuals, businesses. Incorporated in the United Kingdom, Prepay Technologies ltd is authorized and regulated by the Financial Conduct Authority. Prepay Technologies delivers its products and services to UK customers via its registered agent Monese Ltd (company number 8720992, FCA reference number 900188). Products and services listed below are offered by Monese Ltd.

Wirex Ltd Logo
Trustpilot Rating
Reviews 4,845 | Excellent
 (4.5)

Wirex Ltd is an electronic money institution focused on providing crypro exchange platform. Wirex Ltd offers virtual personal accounts, virtual business accounts, prepaid cards Visa, cryptocurrency trading, cryptocurrency transfers, cryptocurrency exchange to individuals, businesses. Incorporated in the United Kingdom, Wirex Ltd is authorized and regulated by the Financial Conduct Authority.

Monese Business Focus
digital banking and payment services
Monese Products
  • virtual Euro IBAN accounts
  • virtual UK accounts
  • prepaid debit cards
  • travel money cards
  • gift cards
  • corporate cards
Monese Clients
  • individuals
  • businesses

View Monese Profile +

Wirex Business Focus
providing crypro exchange platform
Wirex Products
  • virtual personal accounts
  • virtual business accounts
  • prepaid cards Visa
Wirex Services
  • cryptocurrency trading
  • cryptocurrency transfers
  • cryptocurrency exchange
Wirex Clients
  • individuals
  • businesses

View Wirex Profile +

Compare Personal Cards

Monese Wirex
Prepay Technologies ltd CardWirex Ltd Card
Card Typedebit
physical
contactless
debit, prepaid
physical
contactless
Currencysingle currency
EUR, GBP
single currency
EUR, GBP, USD
Card ProviderMasterCardVisa
Order Card Order Card
 

Card Type

Monese

Monese cards are debit cards, rather than prepaid cards. Monese cards are issued only as physical (plastic) cards and are delivered to the customer's address.

Wirex

Wirex Cards in GBP and EUR are debit cards because a Wirex account associated with this card is created, while Wirex USD cards are prepaid cards.Wirex cards are issued only as physical (plastic) cards and are delivered to the customer's address.

Currency

Monese

Monese Debit Card is a single currency card, it can be issued in EUR, GBP only.

Wirex

Wirex Card is a single currency card, it can be issued in either EUR, GBP or in USD.

Customer Group

Monese

Monese payment cards are available to residents of the European Economic Area (EEA) countries.

Wirex

Wirex cards are available in the European Economic Area (EEA) countries.

Card Loading

Monese

Monese cards can be topped up from the cardholder's Monese Current account. Monese accounts can be topped up with a bank transfer. Within the UK Monese accounts can be topped up with cash at the Post Office and PayPoint.

Wirex

Wirex Visa cards can be topped up from the cardholder's Wirex Current account. This transfer is free and instant.

Card Security

Monese

3D Secure Payments. 3D Secure makes online shopping safer for both cardholders and retailers, by authenticating that the cardholder is making the transaction at the time of purchase. This enhanced security is by way of an SMS message that’s sent whenever making an online transaction using a Monese card.

Wirex

3D Secure Payments. Wirex applies the 3-D Secure program to protect customers' online transactions against fraud. 3-D Secure provides an additional security layer for online debit card transactions. It prevents any unauthenticated payment, even if a cardholder's card number is stolen or cloned.

Pricing Plans

Monese

Card Fees and Limits
SimpleClassicPremium
Card Delivery Fee4.95 GBPfreefree
ATM Withdrawal Feeup tp 200 GBP monthly: free
above that: 2.00%
up to 800 GBP monthly: free
above that: 2.00%
free
Foreign Currency Spending Feeup tp 2,000 GBP monthly: free
above that: 2.00%
up to 8,000 GBP monthly: free
above that: 2.00%
free

Wirex

Card Fees and Limits
EEAAPAC
Card Delivery FeefreeStandard: free,
Express: 5-25 SGD
Card Issuance Feefreefree
Monthly Fee1.00 GBP/1.20 EUR/1.50 USDfree
Currency Exchange Fee3.00%free
ATM Withdrawal FeeEEA: 1.75 GBP/2.25 EUR/2.50 USD
International: 2.25 GBP/2.75 EUR/3.50 USD
Domestic: free
Domestic: free
International: free
Online (ePos) Feefreefree
In Store (Pos) Feefreefree
Card Spend per Transaction10,000 USD5,000 USD
Card Spend per Day10,000 USD25,000 USD
ATM Withdrawals per Day250 USD300 SGD
Maximum Balanceunlimitedunlimited